Listed by Monique Bedard • Coldwell Banker Hickok and Boardman. Bought with Greentree Real Estate.
Off Market Dec 2012 for $465K
$956,262
Est. refi paymentEst. refi$2,951/mo
4
bd
•
4 ba
•
2,790
sq ft
3108 Lake Rd, Charlotte, VT 05445
About this home
WOW! Looking for a home with warmth, comfort & a secluded setting with over 10 level acres in Charlotte? You will love the complete privacy you will find here set 1 acre from road & yet still located between the covered bridge & downtown Charlotte. Lots of love and care went into this home with the updated kitchen, bathrooms, French doors, wool carpet, custom lights, interior & exterior paint, new oxidizing catalyst water filtration system, new septic system with a tank alert alarm & more! You will love the wide pine floors, spacious light filled LR high ceiling & palladium window overlooking peaceful wooded setting. Spend your days in the oversized south facing 4 season sunroom w/ awning or take a stroll to the pond which is used as an ice-skating pond in the winter! Lots of room in this home with 4 BRs plus bonus rm in main house, & a finished bedroom and bathroom over the garage for guests or mother-in-law! Master BR also features walkthrough closet & same floor laundry. Be at home!
Single-familyProperty Type
1980Year Built
10.02 acresLot Size
$343Est. Price/Sq.Ft.
2 car garageParking
Listed by Monique Bedard• Coldwell Banker Hickok and Boardman
Bought with Katrina Roberts• Greentree Real Estate
MOTIVATED SELLERS! PRICED BELOW APPRAISAL. Don't miss an opportunity to own this charming 4 BR home w/ loads of character. Located on 10 private, level acres in Charlotte. Wide pine flrs, beautiful detail. Spacious light filled LR w/ high ceiling & palladium window overlooking peaceful setting. Also, formal DR, FR, breakfast room w/ wood stove. Spend your days in the oversized, south facing 4 season sunroom w/ awning. 3 BRs plus bonus rm in main house, finished BR & BA over garage.
Year
Property tax
Land + Additions
Assessment*
2025
$8,118 (−2.7%)
$320,000 + $325,700
$645,700
2024
$8,343 (+18.4%)
$320,000 + $325,700
$645,700
2023
$7,045 (−13.1%)
$320,000 + $325,700
$645,700
2022
$8,110 (+0.3%)
$230,000 + $233,900
$463,900
2021
$8,086 (+0.5%)
$230,000 + $233,900
$463,900
2020
$8,049 (+2.9%)
$230,000 + $233,900
$463,900
2019
$7,820
$230,000 + $233,900
$463,900
2018
$7,820 (+5.2%)
$230,000 + $233,900
$463,900
2017
$7,431 (−11.2%)
$230,000 + $233,900
$463,900
2016
$8,368 (+868.6%)
$230,000 + $233,900
$463,900
2011
$864
$203,100 + $358,200
$561,300
Tax history for 3108 Lake Rd
Year
Property tax
Land + Additions
Assessment*
2025
$8,118 (−2.7%)
$320,000 + $325,700
$645,700
2024
$8,343 (+18.4%)
$320,000 + $325,700
$645,700
2023
$7,045 (−13.1%)
$320,000 + $325,700
$645,700
2022
$8,110 (+0.3%)
$230,000 + $233,900
$463,900
2021
$8,086 (+0.5%)
$230,000 + $233,900
$463,900
2020
$8,049 (+2.9%)
$230,000 + $233,900
$463,900
2019
$7,820
$230,000 + $233,900
$463,900
2018
$7,820 (+5.2%)
$230,000 + $233,900
$463,900
2017
$7,431 (−11.2%)
$230,000 + $233,900
$463,900
2016
$8,368 (+868.6%)
$230,000 + $233,900
$463,900
2011
$864
$203,100 + $358,200
$561,300
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Directions: Route 7 south, take Right on Ferry Road. Drive l.3 miles to Lake Road. Take a right onto Lake Road and home will be first driveway on Left. Drive down long secluded driveway to home.
Development / Subdivision: None (Charlotte)
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 2,258
Stories: 2.0
Lot Size: 10.02 acres
Style: Single Family Residential
Year Built: 1980
Year Renovated: —
County: Chittenden County
APN: 13804310773
Home facts updated by county records on Jul 15, 2026
Other
Water Body Information
Pond
Flood Zone: Unknown
Documents & Disclosures
Documents Available: Deed, Property Disclosure
Around this home
Schools
Charlotte Central School
Public PreK-8 • Assigned • 2.5mi
10/10
Champlain Valley Uhsd #15
Public 9-12 • Assigned • 8.6mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
3/10 Heat Factor
7 days above 94° expected this year, 15 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Charlotte, VT • 05445
Average low and high temperatures (°F)
26
14
28
12
46
27
56
37
64
47
77
58
82
64
78
59
73
54
60
44
45
33
31
19
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 2.9 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
2.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$909,000 – $1.10M
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