OFF MARKET

Listed by Pat Locker • Windermere RE Whatcom, Inc. Bought with Keller Williams Western Realty.

Off Market Aug 2019 for $275K

$459,852

Est. refi paymentEst. refi $1,739/mo

•

1,298

sq ft

2945 Toad Lake Rd, Bellingham, WA 98226

About this home

Single-familyProperty Type

1996Year Built

0.33 acresLot Size

$354Est. Price/Sq.Ft.

2 car garageParking

Listed by Pat Locker • Windermere RE Whatcom, Inc.

Listed by Casey Locker • Windermere RE Whatcom, Inc.

Bought with Hae-Soo Kim • Keller Williams Western Realty

Redfin checked: a minute ago

•Source:NWMLS as Distributed by MLS Grid #1494984

Redfin Estimate

$459,852

$185K since sold in August 2019$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 56.1% lower than the average sale price ($1.05M) of 6 comparable homes.

SOLD MAY 15, 2026
$987,500
A
4 beds2.5 baths2,170 sq ft
5025 Silver Beach Ave, Bellingham, WA 98226
SOLD OCT 2, 2025
$775,000
B
3 beds2 baths1,863 sq ft
3522 S Grace Ln, Bellingham, WA 98226
SOLD SEP 10, 2025
$830,000
C
3 beds2.5 baths1,904 sq ft
2932 Huntington St, Bellingham, WA 98226
SOLD MAY 28, 2026
$746,000
D
3 beds2 baths1,512 sq ft
3815 Cindy Ln, Bellingham, WA 98226
SOLD JUN 9, 2026
$2,149,000
E
3 beds2.5 baths2,320 sq ft
718 Poplar Dr, Bellingham, WA 98226
SOLD NOV 26, 2025
$799,000
F
3 beds2.5 baths2,112 sq ft
4501 E Oregon St, Bellingham, WA 98226

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$237,025

Est. take-home

List your home with Redfin and save $4,599

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,811/mo

Redfin rental estimate

List your home for rent

Market trends in 98226, WA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

0.4% MoM

Median sale price

$650K

$20K MoM

Avg. days on market

16d

2 days MoM

Recently sold homes

191

15 MoM

New listings for sale

EARLY ACCESS
$975,000
4 beds3 baths2,756 sq ft
3414 Sussex Dr, Bellingham, WA 98226
NEW 4 HRS AGO
$815,000
4 beds3 baths1,792 sq ft
4295 King Ave, Bellingham, WA 98226
Hannah Jones • John L. Scott Bellingham
OPEN SAT, 3PM TO 5PM
$166,000
3 beds1 bath924 sq ft
838 W Axton Rd #54, Bellingham, WA 98226
Dave Hiller • eXp Realty
NEW 18 HRS AGO
$625,000
4 beds4 baths2,216 sq ft
2816 2818 Valencia St, Bellingham, WA 98226
Keith Cook • RE/MAX Whatcom County, Inc.
NEW 18 HRS AGO
$660,000
4 beds4 baths2,176 sq ft
2828 2830 Valencia St, Bellingham, WA 98226
Keith Cook • RE/MAX Whatcom County, Inc.
OPEN SAT, 1PM TO 3PM
$710,000
3 beds2 baths1,404 sq ft
2809 St Clair, Bellingham, WA 98226
John Fairbanks • Muljat Group
OPEN TODAY, 12PM TO 2PM
$995,000
4 beds2.5 baths2,684 sq ft
5390 Bel West Dr, Bellingham, WA 98226
Aaron Bean • Keller Williams Western Realty
$699,000
3 beds2 baths1,499 sq ft
5335 Northwest Dr, Bellingham, WA 98226
Donna Gilday • Windermere RE Whatcom, Inc.
OPEN SAT, 11AM TO 4PM
$1,187,500
3 beds2.5 baths2,974 sq ft
1603 Kelly Rd, Bellingham, WA 98226
Dan Pittsenbarger • Keller Williams Western Realty
$1,068,000
4 beds2.5 baths1,848 sq ft
1318 Beazer Ct, Bellingham, WA 98226
Donnie Rubenack • Bellwether Real Estate
See all

Provided by Redfin

Sale history for 2945 Toad Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$735 (+1.8%)

$226,197 + $266,889

$493,086

2025

$722 (+5.2%)

$226,197 + $266,889

$493,086

2024

$686 (−81.1%)

$222,773 + $262,849

$485,622

2023

$3,624 (+10.2%)

$222,773 + $262,849

$485,622

2022

$3,289 (−0.1%)

$195,415 + $230,569

$425,984

2021

$3,294 (+3.4%)

$161,500 + $190,553

$352,053

2020

$3,185 (+1,267.1%)

$154,212 + $178,531

$332,743

2019

$233 (−10.2%)

$129,344 + $149,546

$278,890

2017

$259 (+0.9%)

$114,444 + $132,320

$246,764

2016

$257 (−4.2%)

$104,148 + $120,171

$224,319

2015

$268 (−2.4%)

$98,040 + $120,141

$218,181

2014

$275 (−0.6%)

$95,000 + $114,392

$209,392

2013

$277 (+19.5%)

$95,000 + $114,392

$209,392

2011

$231 (+7.4%)

$95,000 + $114,392

$209,392

2010

$215 (−1.8%)

$14,000 + $82,665

$96,665

2009

$219

$14,000 + $82,665

$96,665

Tax history for 2945 Toad Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$735 (+1.8%)

$226,197 + $266,889

$493,086

2025

$722 (+5.2%)

$226,197 + $266,889

$493,086

2024

$686 (−81.1%)

$222,773 + $262,849

$485,622

2023

$3,624 (+10.2%)

$222,773 + $262,849

$485,622

2022

$3,289 (−0.1%)

$195,415 + $230,569

$425,984

2021

$3,294 (+3.4%)

$161,500 + $190,553

$352,053

2020

$3,185 (+1,267.1%)

$154,212 + $178,531

$332,743

2019

$233 (−10.2%)

$129,344 + $149,546

$278,890

2017

$259 (+0.9%)

$114,444 + $132,320

$246,764

2016

$257 (−4.2%)

$104,148 + $120,171

$224,319

2015

$268 (−2.4%)

$98,040 + $120,141

$218,181

2014

$275 (−0.6%)

$95,000 + $114,392

$209,392

2013

$277 (+19.5%)

$95,000 + $114,392

$209,392

2011

$231 (+7.4%)

$95,000 + $114,392

$209,392

2010

$215 (−1.8%)

$14,000 + $82,665

$96,665

2009

$219

$14,000 + $82,665

$96,665

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.33 Acres

Year renovated

—

Sq. Ft.

1,298

Year built

1996

Style

Single Family Residential

County

Whatcom County

APN

3803225583420000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

Residential Single Development Zone

The residential single RS general use type is primarily intended to accommodate families desiring to live within neighborhoods consisting of individual dwelling units or townhouses in low density environments.; These regulations have been adopted to provide flexibility in the arrangement of a main building upon a building site in order to allow efficient and capable design, assure necessary light and air, and to encourage the compatible development of neighborhoods while conserving and enhancing the value of land and the important physical characteristics within the RS areas.

Permitted uses

Include but are not limited to:

Housing-Single unit
Infrastructure
Mixed use
Recreation
Communications tower
Housing-Mobile home park
Park & open space

Property details

Parking

Parking Information
Covered Spaces: 2
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3
Bedrooms Possible: 3

Bathroom Information
# of Full Baths (Total): 2
# of Full Baths (Main): 2

Room 1 Information
Room Type: Utility Room
Room Level: Main

Room 2 Information
Room Type: Living Room
Room Level: Main

Room 3 Information
Room Type: Primary Bedroom
Room Level: Main

Room 4 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 5 Information
Room Type: Bathroom Full
Room Level: Main

Room 6 Information
Room Type: Entry Hall
Room Level: Main

Room 7 Information
Room Type: Bedroom
Room Level: Main

Room 8 Information
Room Type: Bedroom
Room Level: Main

Room 9 Information
Room Type: Dining Room
Room Level: Main

Room 10 Information
Room Type: Bathroom Full
Room Level: Main

Basement Information
Basement Features: None

Interior Features
Interior Features: Forced Air, Wall to Wall Carpet, Dining Room
Flooring: Vinyl, Carpet
Appliances Included: Dishwasher,Range/Oven

Exterior

Building Information
Building Information: Modular
Roof: Composition

Exterior Features
Exterior Features: Wood, Wood Products

Property Information
Sq. Ft. Finished: 1,298
Style Code: 10 - 1 Story
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Fixer
Has View
Accessibility Features: Accessible Approach with Ramp, Accessible Bath, Accessible Bedroom, Accessible Entrance, Accessible Kitchen

Land Information
Vegetation: Brush

Lot Information
Lot Number: 1-2
MLS Lot Size Source: Public Records
Site Features: Cable TV,Deck,Gas Available,High Speed Internet
Zoning Jurisdiction: City
Lot Features: Paved
Lot Size Units: Square Feet
Lot Size Acres: 0.33
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $232
Tax Year: 2019

Financial Information
Listing Terms: Cash Out, FHA, Private Financing Available, VA Loan, Rehab Loan, USDA Loan
Buyer Financing: Cash

Utilities

Utility Information
Water Source: Public
Water Company: City of Bellingham
Power Company: PSE
Sewer: Septic Tank
Sewer Company: City of Bellingham
Utilities: Cable Connected, High Speed Internet, Natural Gas Available, Septic System, Electric

Location

Multi-Unit Information
Furnished: Unfurnished

School Information
Elementary School: Buyer To Verify
Middle Or Junior High School: Buyer To Verify
High School: Buyer To Verify
High School District: Bellingham

Location Information
Bus Line Nearby: true
Directions: Bellingham to Northshore Drive left on Academy the left on Toad Lake. Home s on the left. 2945 Toad Lake Rd
Topography: PartialSlope

Community Information
Senior Exemption: true

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,298
Stories: 1.0
Lot Size: 0.33 acres
Style: Single Family Residential
Year Built: 1996
Year Renovated: —
County: Whatcom County
APN: 3803225583420000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
Offers Review Date: Monday, July 29, 2019
On Market Date: Wednesday, July 24, 2019

Green Information
Power Production Type: Electric

Home Information
Living Area: 1,298
Living Area Units: Square Feet
Calculated Square Footage: 1298
MLS Square Footage Source: Tax Records
Building Area Total: 1298
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Building Name: Silver Beach on Lk Whatcom
Year Built Effective: 1996
Effective Year Built Source: Public Records
Structure Type: House
Levels: One
Entry Location: Main

Around this home

Schools

Silver Beach Elementary School

Public PreK-5 • Assigned • 0.8mi

7/10

Whatcom Middle School

Public 6-8 • Assigned • 3.7mi

8/10

Squalicum High School

Public 9-12 • Assigned • 1.6mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 83° expected this year, 16 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

10 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Bellingham, WA • 98226

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$437,000 – $529,000

Reach more buyers when you sell with Redfin. Save up to $4,599 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

OPEN SAT, 1PM TO 3PM

$710,000

3 beds2 baths1,404 sq ft

2809 St Clair, Bellingham, WA 98226

John Fairbanks • Muljat Group

$599,900

4 beds2 baths1,381 sq ft

3990 Roma Ct, Bellingham, WA 98226

Jacob Petz • Petz Real Estate

OPEN SUN, 12PM TO 2PM

$1,078,000

3 beds3.5 baths2,816 sq ft

2344 Mt Baker Hwy, Bellingham, WA 98226

Julian Friedman • Muljat Group

$995,000

4 beds2.5 baths2,176 sq ft

3336 Stonecrop Way, Bellingham, WA 98226

Kim Kwon • John L. Scott Bellingham

$825,000

2 beds2.5 baths2,075 sq ft

2815 Niagara St, Bellingham, WA 98226

Todd Peed • RE/MAX Whatcom County, Inc.

VIDEO TOUR

$975,000

4 beds2.5 baths2,153 sq ft

4372 Lakeview Ct, Bellingham, WA 98229

Becky Brunk • Coldwell Banker Bain

New listings for sale in 98226

EARLY ACCESSCOMPASS COMING SOON

$975,000

4 beds3 baths2,756 sq ft

3414 Sussex Dr, Bellingham, WA 98226

NEW 4 HRS AGO

$815,000

4 beds3 baths1,792 sq ft

4295 King Ave, Bellingham, WA 98226

Hannah Jones • John L. Scott Bellingham

OPEN SAT, 3PM TO 5PM

$166,000

3 beds1 bath924 sq ft

838 W Axton Rd #54, Bellingham, WA 98226

Dave Hiller • eXp Realty

NEW 18 HRS AGO

$625,000

4 beds4 baths2,216 sq ft

2816 2818 Valencia St, Bellingham, WA 98226

Keith Cook • RE/MAX Whatcom County, Inc.

NEW 18 HRS AGO

$660,000

4 beds4 baths2,176 sq ft

2828 2830 Valencia St, Bellingham, WA 98226

Keith Cook • RE/MAX Whatcom County, Inc.

OPEN SAT, 1PM TO 3PM

$710,000

3 beds2 baths1,404 sq ft

2809 St Clair, Bellingham, WA 98226

John Fairbanks • Muljat Group

OPEN TODAY, 12PM TO 2PM

$995,000

4 beds2.5 baths2,684 sq ft

5390 Bel West Dr, Bellingham, WA 98226

Aaron Bean • Keller Williams Western Realty

$699,000

3 beds2 baths1,499 sq ft

5335 Northwest Dr, Bellingham, WA 98226

Donna Gilday • Windermere RE Whatcom, Inc.

OPEN SAT, 11AM TO 4PM

$1,187,500

3 beds2.5 baths2,974 sq ft

1603 Kelly Rd, Bellingham, WA 98226

Dan Pittsenbarger • Keller Williams Western Realty

Home values near 2945 Toad Lake Rd

Data from public records.

Address	Redfin Estimate
2925 Toad Lake Road, Bellingham, WA 4 Beds \| 4 Baths \| 2821 Sq. Ft.	$934,160
3544 Toad Lake Road, Bellingham, WA 2 Beds \| 1.5 Baths \| 924 Sq. Ft.	$361,999

Address	Redfin Estimate
3009 Toad Lake Road, Bellingham, WA 4 Beds \| 2.5 Baths \| 3534 Sq. Ft.	$1,209,497
3528 Toad Lake Road, Bellingham, WA 2 Beds \| 2 Baths \| 1084 Sq. Ft.	$402,761

Address	Redfin Estimate
3516 Toad Lake Road, Bellingham, WA 3 Beds \| 3 Baths \| 2659 Sq. Ft.	$866,144
3524 Toad Lake Road, Bellingham, WA 3 Beds \| 1 Baths \| 1000 Sq. Ft.	$346,978

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2019. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Bellingham	Agents near me	Vancouver, WA homes for sale	Bellingham Housing Market
Houses for sale near me	Seattle, WA homes for sale	Redmond, WA homes for sale
Land for sale near me	Bellevue, WA homes for sale	Bothell, WA homes for sale
Open Houses near me	Tacoma, WA homes for sale	Bellingham Property Records
Condos for sale near me	Kirkland, WA homes for sale	WA New Listings

Blaine homes for sale
Mount Vernon homes for sale
Anacortes homes for sale

98225 homes for sale
98226 homes for sale
98229 homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 98226, WA

Sale history for 2945 Toad Lake Rd

Tax history for 2945 Toad Lake Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98226

Home values near 2945 Toad Lake Rd

More real estate resources