Google street view image for 3045 Toad Lake Rd, Bellingham, WA 98226

Off market

$1,313,467

•

3 ba

•

2,811

sq ft

3045 Toad Lake Rd, Bellingham, WA 98226

About this home

3045 Toad Lake Rd is a 2,811 square foot house on a 0.95 acre lot with 4 bedrooms and 3 bathrooms. Based on Redfin's Bellingham data, we estimate the home's value is $1,313,467.

Single-familyProperty Type

2013Year Built

0.95 acresLot Size

$467Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$1,313,467

$126K since September

Recently sold homes
Estimate history

This home's estimate is 21.1% higher than the average sale price ($1.08M) of 6 comparable homes.

SOLD JUN 8, 2026
$1,275,000
A
3 beds3.5 baths3,033 sq ft
3454 Noah's Way, Bellingham, WA 98226
SOLD JUN 29, 2026
$920,000
B
3 beds3 baths2,687 sq ft
3862 Welling Ct, Bellingham, WA 98226
SOLD SEP 10, 2026
$1,123,000
C
4 beds2.5 baths2,738 sq ft
4417 E Oregon St, Bellingham, WA 98226
SOLD SEP 15, 2026
$775,000
D
3 beds2 baths2,014 sq ft
3004 Haggin St, Bellingham, WA 98226
SOLD JUL 21, 2026
$862,000
E
3 beds2.5 baths2,194 sq ft
4203 Northridge Way, Bellingham, WA 98226
SOLD JAN 9, 2026
$1,550,000
F
3 beds2.5 baths3,940 sq ft
1580 Hillsdale Rd, Bellingham, WA 98226

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$1,218,691

Est. take-home

List your home with Redfin and save $13,135

Rent

$4,137/mo

Redfin rental estimate

List your home for rent

Market trends in 98226, WA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.7%

0.2% MoM

Median sale price

$675K

$25K MoM

Avg. days on market

21d

5 days MoM

Recently sold homes

191

1 MoM

New listings for sale

NEW
$700,000
Studio1 bath348 sq ft
2111 Dellesta Dr, Bellingham, WA 98226
Lynda Hinton • Windermere RE Whatcom, Inc.
$875,000
4 beds2 baths1,944 sq ft
5175 Hannegan Rd, Bellingham, WA 98226
Katie Sentinella • Keller Williams Western Realty
$699,000
3 beds2.5 baths1,580 sq ft
2938 St. Paul St, Bellingham, WA 98226
Nikki Quinn • Hammer Properties NW Inc.
$299,000
2 beds2 baths1,330 sq ft
512 Darby Dr #113, Bellingham, WA 98226
Andy Holmstrom • eXp Realty
$157,000
3 beds1 bath924 sq ft
838 W Axton Rd #54, Bellingham, WA 98226
Dave Hiller • eXp Realty
OPEN SUN, 12PM TO 2PM
$620,000
3 beds2 baths1,436 sq ft
1916 Mt Baker Hwy, Bellingham, WA 98226
Anthony Zapata • Keller Williams Western Realty
$849,000
3 beds2 baths2,038 sq ft
3508 Seeley St, Bellingham, WA 98226
Shelley James • RE/MAX Whatcom County, Inc.
$598,000
3 beds2 baths1,510 sq ft
4555 El Dorado Way #132, Bellingham, WA 98226
Lynda Hinton • Windermere RE Whatcom, Inc.
$369,000
2 beds2 baths1,030 sq ft
255 W Bakerview Rd Unit B203, Bellingham, WA 98226
Andi Dyer • RE/MAX Whatcom County, Inc.
$1,399,000
4 beds2 baths1,820 sq ft
3170 E Smith Rd, Bellingham, WA 98226
Harm Lidhran • John L. Scott Bellingham
See all

Provided by Redfin

Sale history for 3045 Toad Lake Rd

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2026

$8,857 (+7.5%)

$336,144 + $727,809

$1,063,953

2025

$8,237 (+0.8%)

$336,144 + $727,809

$1,063,953

2024

$8,176 (+4.9%)

$331,056 + $716,793

$1,047,849

2023

$7,795 (+10.5%)

$331,056 + $716,793

$1,047,849

2022

$7,056 (−5.6%)

$290,400 + $628,766

$919,166

2021

$7,477 (+3.5%)

$240,000 + $519,641

$759,641

2020

$7,227 (+11.8%)

$225,867 + $533,877

$759,744

2019

$6,465 (+11.1%)

$189,443 + $447,199

$636,642

2017

$5,818 (+9.3%)

$167,620 + $395,686

$563,306

2016

$5,324 (+0.4%)

$152,540 + $359,357

$511,897

2015

$5,303 (+2.7%)

$144,480 + $325,543

$470,023

2014

$5,162 (+264.1%)

$140,000 + $309,966

$449,966

2013

$1,418

$140,000 + $309,966

$449,966

Tax history for 3045 Toad Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$8,857 (+7.5%)

$336,144 + $727,809

$1,063,953

2025

$8,237 (+0.8%)

$336,144 + $727,809

$1,063,953

2024

$8,176 (+4.9%)

$331,056 + $716,793

$1,047,849

2023

$7,795 (+10.5%)

$331,056 + $716,793

$1,047,849

2022

$7,056 (−5.6%)

$290,400 + $628,766

$919,166

2021

$7,477 (+3.5%)

$240,000 + $519,641

$759,641

2020

$7,227 (+11.8%)

$225,867 + $533,877

$759,744

2019

$6,465 (+11.1%)

$189,443 + $447,199

$636,642

2017

$5,818 (+9.3%)

$167,620 + $395,686

$563,306

2016

$5,324 (+0.4%)

$152,540 + $359,357

$511,897

2015

$5,303 (+2.7%)

$144,480 + $325,543

$470,023

2014

$5,162 (+264.1%)

$140,000 + $309,966

$449,966

2013

$1,418

$140,000 + $309,966

$449,966

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning and permits

Zoning
Permits

Residential Single Development Zone

The residential single RS general use type is primarily intended to accommodate families desiring to live within neighborhoods consisting of individual dwelling units or townhouses in low density environments.; These regulations have been adopted to provide flexibility in the arrangement of a main building upon a building site in order to allow efficient and capable design, assure necessary light and air, and to encourage the compatible development of neighborhoods while conserving and enhancing the value of land and the important physical characteristics within the RS areas.

Permitted uses

Include but are not limited to:

Housing-Single unit
Infrastructure
Mixed use
Recreation
Communications tower
Housing-Mobile home park
Park & open space

Property details

Interior

Basement Information
Basement Sq. Ft: 1,124
Basement Finish: Finished
Basement Type: Unfinished

Bathroom Information
# of Full Baths: 3
# of Bathroom Fixtures: 13

Heating & Cooling
Heating Type: Forced Air

Fireplace Information
# of Fireplaces: 1
Has Fireplace

Exterior

Exterior Information
Physical Condition: Very Good
Exterior Wall: Stucco

Property Information
Subdivision Name: SILVER BEACH ON LAKE WHATCOM
Living Sq. Ft: 2,811
Ground Floor Sq. Ft: 1,124
Building Sq. Ft: 4,136
# of Stories: 2
Stories Type: 2
Legal Description: SILVER BEACH ON LAKE WHATCOM LOTS 1-2-3-21-22 BLK 51-TOG WI VAC S 1/2 E OREGON ST ABTG LOTS 1-22-TOG WI VAC ALLEY ABTG LOTS 1-2-21-22-TOG WI VAC E 1/2 ALLEY ABTG LOT 3-SUBJ TO COVENANT TO BIND PROPERTIES AF 2120403347-SUBJ TO CONSERVATION ESMT REC

Parking & Garage Information
Parking Type: Built-In Garage
Garage/Parking Sq. Ft: 763
Garage / Carport Type: Built In

Lot Information
# of Buildings: 1
Land Sq. Ft: 41,382
Legal Lot Number: 3
Legal Block Number: 51
Municipality Name: BELLINGHAM 501
Acres: 0.95
Zoning Code: RS20.0
County Use Description: RESIDENTIAL 4 BEDROOM

Financial

Assessor Information
Assessment Year: 2025
Tax District County: BELLINGHAM 501

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 2,811
Stories: 2.0
Lot Size: 0.95 acres
Style: Single Family Residential
Year Built: 2013
Year Renovated: —
County: Whatcom County
APN: 3803225484040000

Home facts updated by county records on Jul 13, 2026

Around this home

Schools

Silver Beach Elementary School

Public PreK-5 • Assigned • 0.8mi

7/10

Whatcom Middle School

Public 6-8 • Assigned • 3.8mi

8/10

Squalicum High School

Public 9-12 • Assigned • 1.5mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 83° expected this year, 16 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

10 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Bellingham, WA • 98226

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.25M – $1.51M

Reach more buyers when you sell with Redfin. Save up to $13,135 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

$27,000

Land— sq ft

767 West Rd, Sedro-Woolley, WA 98284

Brandon Nelson • COMPASS

$29,000

Land— sq ft

8 Huckleberry Ct, Bellingham, WA 98229

Mark Foley • RE/MAX Metro Realty, Inc.

VIDEO TOUR

$799,000

3 beds2.5 baths2,596 sq ft

20 Sweetclover Cir, Bellingham, WA 98229

Irina Chernomorets • Coldwell Banker Bain

$1,300,000

Land— sq ft

800 Samish Way, Bellingham, WA 98229

Keith Cook • RE/MAX Whatcom County, Inc.

$325,000

Land— sq ft

3020 E North St, Bellingham, WA 98226

Damian Pro • Windermere RE Whatcom, Inc.

$995,000

Land— sq ft

3805 Consolidation Ave, Bellingham, WA 98229

Keith Cook • RE/MAX Whatcom County, Inc.

New listings for sale in 98226

NEW

$700,000

Studio1 bath348 sq ft

2111 Dellesta Dr, Bellingham, WA 98226

Lynda Hinton • Windermere RE Whatcom, Inc.

$875,000

4 beds2 baths1,944 sq ft

5175 Hannegan Rd, Bellingham, WA 98226

Katie Sentinella • Keller Williams Western Realty

$699,000

3 beds2.5 baths1,580 sq ft

2938 St. Paul St, Bellingham, WA 98226

Nikki Quinn • Hammer Properties NW Inc.

$299,000

2 beds2 baths1,330 sq ft

512 Darby Dr #113, Bellingham, WA 98226

Andy Holmstrom • eXp Realty

$157,000

3 beds1 bath924 sq ft

838 W Axton Rd #54, Bellingham, WA 98226

Dave Hiller • eXp Realty

OPEN SUN, 12PM TO 2PM

$620,000

3 beds2 baths1,436 sq ft

1916 Mt Baker Hwy, Bellingham, WA 98226

Anthony Zapata • Keller Williams Western Realty

$849,000

3 beds2 baths2,038 sq ft

3508 Seeley St, Bellingham, WA 98226

Shelley James • RE/MAX Whatcom County, Inc.

$598,000

3 beds2 baths1,510 sq ft

4555 El Dorado Way #132, Bellingham, WA 98226

Lynda Hinton • Windermere RE Whatcom, Inc.

$369,000

2 beds2 baths1,030 sq ft

255 W Bakerview Rd Unit B203, Bellingham, WA 98226

Andi Dyer • RE/MAX Whatcom County, Inc.

Home values near 3045 Toad Lake Rd

Data from public records.

Address	Redfin Estimate
3009 Toad Lake Road, Bellingham, WA 4 Beds \| 2.5 Baths \| 3534 Sq. Ft.	$1,192,352
3025 Toad Lake Road, Bellingham, WA 4 Beds \| 3.5 Baths \| 4697 Sq. Ft.	$2,056,512

Address	Redfin Estimate
3560 Toad Lake Road, Bellingham, WA 3 Beds \| 1.5 Baths \| 1531 Sq. Ft.	$494,358
3605 Toad Lake Road, Bellingham, WA 4 Beds \| 3.5 Baths \| 3470 Sq. Ft.	$1,557,389

Address	Redfin Estimate
3035 Toad Lake Road, Bellingham, WA 4 Beds \| 2.5 Baths \| 3552 Sq. Ft.	$1,060,416
3105 Toad Lake Road, Bellingham, WA 6 Beds \| 4.5 Baths \| 4805 Sq. Ft.	$1,545,000

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Bellingham	Agents near me	Vancouver, WA homes for sale	Bellingham Housing Market
Houses for sale near me	Seattle, WA homes for sale	Redmond, WA homes for sale
Land for sale near me	Bellevue, WA homes for sale	Bothell, WA homes for sale
Open Houses near me	Tacoma, WA homes for sale	Bellingham Property Records
Condos for sale near me	Kirkland, WA homes for sale	WA New Listings

98225 homes for sale
98226 homes for sale
98229 homes for sale

Blaine homes for sale
Mount Vernon homes for sale
Anacortes homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 98226, WA

Sale history for 3045 Toad Lake Rd

Tax history for 3045 Toad Lake Rd

Zoning and permits

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98226

Home values near 3045 Toad Lake Rd

More real estate resources