Listed by Rob Weston • Windermere RE Whatcom, Inc. Bought with RE/MAX Whatcom County, Inc.

Off Market Dec 2020 for $800K

$1,126,931

Est. refi paymentEst. refi $688/mo

•

2,642

sq ft

3600 Toad Lake Rd, Bellingham, WA 98226

About this home

PNW retreat but still close to town. A Craftsman Lodge style with timber frame accents, lake and bay views with lots of SUN! This home has an open floor plan, spacious yet cozy interior, birch hardwood flooring, kitchen w/ island and butcher block bar, beam and car decking ceiling, high open vaulted ceilings, master on main flr., loft with wood flooring, French doors to deck, gas fireplace with stone hearth, heat-pump/AC, and oversized 2 car garage with work space. low maintenance yard with native landscape, terraced beds and rockery walls. Custom design by JWR Design one owner.

Single-familyProperty Type

2005Year Built

0.3 acresLot Size

$427Est. Price/Sq.Ft.

2 car garageParking

Listed by Rob Weston • Windermere RE Whatcom, Inc.

Bought with Gary Baker • RE/MAX Whatcom County, Inc.

Redfin checked: a minute ago

•Source:NWMLS as Distributed by MLS Grid #1689443

Redfin Estimate

$1,126,931

$327K since sold in December 2020$36K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.9% higher than the average sale price ($1.09M) of 6 comparable homes.

SOLD SEP 19, 2025
$835,000
A
3 beds2.5 baths2,616 sq ft
3761 Hannah Ct, Bellingham, WA 98226
SOLD MAY 15, 2026
$987,500
B
4 beds2.5 baths2,170 sq ft
5025 Silver Beach Ave, Bellingham, WA 98226
SOLD DEC 29, 2025
$860,000
C
4 beds2.5 baths2,176 sq ft
4414 Alice St, Bellingham, WA 98226
SOLD SEP 19, 2025
$966,000
D
4 beds2.5 baths2,409 sq ft
3506 S Grace Ln, Bellingham, WA 98226
SOLD JUN 9, 2026
$2,149,000
E
3 beds2.5 baths2,320 sq ft
718 Poplar Dr, Bellingham, WA 98226
SOLD JUN 5, 2026
$772,000
F
4 beds3 baths2,310 sq ft
1636 Amy Ct, Bellingham, WA 98226

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Earn from this home

Sell

$477,474

Est. take-home

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Refinance

Est. cash available

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Rent

$3,641/mo

Redfin rental estimate

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Market trends in 98226, WA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

0.4% MoM

Median sale price

$650K

$20K MoM

Avg. days on market

16d

2 days MoM

Recently sold homes

191

15 MoM

New listings for sale

OPEN SAT, 3PM TO 5PM
$166,000
3 beds1 bath924 sq ft
838 W Axton Rd #54, Bellingham, WA 98226
Dave Hiller • eXp Realty
NEW 3 HRS AGO
$625,000
4 beds4 baths2,216 sq ft
2816 2818 Valencia St, Bellingham, WA 98226
Keith Cook • RE/MAX Whatcom County, Inc.
NEW 3 HRS AGO
$660,000
4 beds4 baths2,176 sq ft
2828 2830 Valencia St, Bellingham, WA 98226
Keith Cook • RE/MAX Whatcom County, Inc.
OPEN SAT, 1PM TO 3PM
$710,000
3 beds2 baths1,404 sq ft
2809 St Clair, Bellingham, WA 98226
John Fairbanks • Muljat Group
OPEN FRI, 12PM TO 2PM
$995,000
4 beds2.5 baths2,684 sq ft
5390 Bel West Dr, Bellingham, WA 98226
Aaron Bean • Keller Williams Western Realty
NEW 26 HRS AGO
$699,000
3 beds2 baths1,499 sq ft
5335 Northwest Dr, Bellingham, WA 98226
Donna Gilday • Windermere RE Whatcom, Inc.
OPEN SAT, 11AM TO 4PM
$1,187,500
3 beds2.5 baths2,974 sq ft
1603 Kelly Rd, Bellingham, WA 98226
Dan Pittsenbarger • Keller Williams Western Realty
$1,068,000
4 beds2.5 baths1,848 sq ft
1318 Beazer Ct, Bellingham, WA 98226
Donnie Rubenack • Bellwether Real Estate
OPEN SUN, 12PM TO 2PM
$1,078,000
3 beds3.5 baths2,816 sq ft
2344 Mt Baker Hwy, Bellingham, WA 98226
Julian Friedman • Muljat Group
$385,000
Studio0.5 baths1,500 sq ft
3641 Irongate Rd Unit C6, Bellingham, WA 98226
Chet Kenoyer • Windermere RE Whatcom, Inc.
See all

Provided by Redfin

Sale history for 3600 Toad Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$10,302 (+6.5%)

$403,810 + $682,686

$1,086,496

2025

$9,669 (+2.2%)

$403,810 + $682,686

$1,086,496

2024

$9,459 (+15.2%)

$409,283 + $691,937

$1,101,220

2023

$8,211 (+8.9%)

$409,283 + $691,937

$1,101,220

2022

$7,541 (+9.0%)

$332,750 + $562,551

$895,301

2021

$6,916 (+3.6%)

$275,000 + $464,918

$739,918

2020

$6,678 (+13.5%)

$186,924 + $450,183

$637,107

2019

$5,883 (+10.7%)

$156,780 + $377,094

$533,874

2017

$5,314 (+8.2%)

$138,720 + $333,656

$472,376

2016

$4,912 (+5.1%)

$126,240 + $303,022

$429,262

2015

$4,672 (+3.1%)

$98,040 + $280,103

$378,143

2014

$4,531 (+7.6%)

$95,000 + $266,701

$361,701

2013

$4,210 (+8.5%)

$95,000 + $266,701

$361,701

2011

$3,881 (+9.5%)

$95,000 + $266,701

$361,701

2010

$3,544 (+12.3%)

$95,000 + $268,040

$363,040

2009

$3,156

$70,000 + $255,065

$325,065

Tax history for 3600 Toad Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$10,302 (+6.5%)

$403,810 + $682,686

$1,086,496

2025

$9,669 (+2.2%)

$403,810 + $682,686

$1,086,496

2024

$9,459 (+15.2%)

$409,283 + $691,937

$1,101,220

2023

$8,211 (+8.9%)

$409,283 + $691,937

$1,101,220

2022

$7,541 (+9.0%)

$332,750 + $562,551

$895,301

2021

$6,916 (+3.6%)

$275,000 + $464,918

$739,918

2020

$6,678 (+13.5%)

$186,924 + $450,183

$637,107

2019

$5,883 (+10.7%)

$156,780 + $377,094

$533,874

2017

$5,314 (+8.2%)

$138,720 + $333,656

$472,376

2016

$4,912 (+5.1%)

$126,240 + $303,022

$429,262

2015

$4,672 (+3.1%)

$98,040 + $280,103

$378,143

2014

$4,531 (+7.6%)

$95,000 + $266,701

$361,701

2013

$4,210 (+8.5%)

$95,000 + $266,701

$361,701

2011

$3,881 (+9.5%)

$95,000 + $266,701

$361,701

2010

$3,544 (+12.3%)

$95,000 + $268,040

$363,040

2009

$3,156

$70,000 + $255,065

$325,065

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

0.3 Acres

Year renovated

—

Sq. Ft.

2,642

Year built

2005

Style

Single Family Residential

County

Whatcom County

APN

3803230244210000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

R5A

Rural District

The purpose of the Rural District is to maintain the low density rural residential character of the areas designated as rural and rural neighborhood on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to allow a variety of low intensity uses that are compatible and complementary with the conservation of agricultural, forestry and related uses.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Student
Public service
Recreation
Park & open space

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: RV Parking
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Beds Upper: 2
# of Bedrooms Main: 1
Bedrooms Possible: 3

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1
# of Full Baths (Upper): 1
# of Full Baths (Main): 1
# of Half Baths (Lower): 1

Room 1 Information
Room Type: Bathroom Full
Room Level: Main

Room 2 Information
Room Type: Bathroom Full
Room Level: Upper

Room 3 Information
Room Type: Bedroom
Room Level: Upper

Room 4 Information
Room Type: Bathroom Half
Room Level: Lower

Room 5 Information
Room Type: Bonus Room
Room Level: Upper

Room 6 Information
Room Type: Bedroom
Room Level: Upper

Room 7 Information
Room Type: Entry Hall
Room Level: Main

Room 8 Information
Room Type: Dining Room
Room Level: Main

Room 9 Information
Room Type: Great Room
Room Level: Main

Room 10 Information
Room Type: Family Room
Room Level: Lower

Room 11 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 12 Information
Room Type: Living Room
Room Level: Main

Room 13 Information
Room Type: Utility Room
Room Level: Main

Room 14 Information
Room Type: Primary Bedroom
Room Level: Main

Basement Information
Basement Features: Finished, Unfinished

Fireplace Information
Has Fireplace
# of Fireplaces: 1
# of Fireplaces Main: 1

Heating & Cooling
Has Heating
Has Cooling

Interior Features
Interior Features: Forced Air, Heat Pump, Central A/C, Concrete, Hardwood, Wall to Wall Carpet, Built-In Vacuum, Dining Room, French Doors, Jetted Tub, Loft, Vaulted Ceiling(s), Fireplace, Water Heater
Flooring: Concrete, Hardwood, See Remarks, Vinyl, Carpet
Appliances Included: Dishwasher,Range/Oven,Refrigerator

Exterior

Building Information
Building Information: Built On Lot
Roof: Composition

Exterior Features
Exterior Features: Cement Planked, Wood, Wood Products

Property Information
Sq. Ft. Finished: 2,105
Style Code: 18 - 2 Stories w/Bsmnt
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Good
Has View

Land Information
Vegetation: Brush, Garden Space, Wooded

Lot Information
Lot Number: 11-12
MLS Lot Size Source: tax info
Site Features: Deck,Outbuildings,Patio,Propane,RV Parking
Zoning Jurisdiction: City
Lot Features: Secluded
Lot Size Units: Square Feet
Lot Size Acres: 0.3
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $6,677
Tax Year: 2020

Financial Information
Listing Terms: Cash Out, Conventional, FHA
Buyer Financing: Conventional

Utilities

Utility Information
Water Source: Community
Water Company: Water District #7
Power Company: Puget Sound Energy
Sewer: Septic Tank
Utilities: Septic System, Electric
Water Heater Location: garage
Water Heater Type: tank

Location

Multi-Unit Information
Furnished: Unfurnished

School Information
Elementary School: Silver Beach Elem
Middle Or Junior High School: Whatcom Mid
High School: Squalicum High
High School District: Bellingham

Location Information
Directions: From North Shore Road near Britton Road continue along Lake Whatcom, turn left on Academy Road turn left on Toad Lake road. Driveway is on the right. Look for the small library box at the driveway.
Topography: PartialSlope,Sloped,Terraces

Community Information
Senior Exemption: false

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,642
Stories: 2.0
Lot Size: 0.3 acres
Style: Single Family Residential
Year Built: 2005
Year Renovated: —
County: Whatcom County
APN: 3803230244210000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Friday, November 13, 2020

Green Information
Power Production Type: Electric

Home Information
Living Area: 2,105
Living Area Units: Square Feet
Calculated Square Footage: 2642
MLS Square Footage Source: Public Records
Building Area Total: 2642
Building Area Units: Square Feet
Foundation Details: Poured Concrete, Slab
Building Name: East Silver Beach
Year Built Effective: 2005
Effective Year Built Source: Public Records
Structure Type: House
Levels: Two
Entry Location: Main

Around this home

Schools

Silver Beach Elementary School

Public PreK-5 • Assigned • 0.9mi

7/10

Whatcom Middle School

Public 6-8 • Assigned • 3.8mi

8/10

Squalicum High School

Public 9-12 • Assigned • 1.5mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

6 days above 83° expected this year, 13 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

10 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Bellingham, WA • 98226

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.07M – $1.30M

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Home values near 3600 Toad Lake Rd

Data from public records.

Address	Redfin Estimate
3611 Toad Lake Rd, Bellingham, WA 4 Beds \| 3.5 Baths \| 3800 Sq. Ft.	$1,559,549
3035 Toad Lake Rd, Bellingham, WA 4 Beds \| 2.5 Baths \| 3552 Sq. Ft.	$1,107,934

Address	Redfin Estimate
3560 Toad Lake Rd, Bellingham, WA 3 Beds \| 1.5 Baths \| 1531 Sq. Ft.	$519,097
3605 Toad Lake Rd, Bellingham, WA 4 Beds \| 3.5 Baths \| 3470 Sq. Ft.	$1,556,795

Address	Redfin Estimate
3574 Toad Lake Rd, Bellingham, WA 3 Beds \| 3 Baths \| 3805 Sq. Ft.	$1,397,048
3618 Toad Lake Rd, Bellingham, WA 4 Beds \| 3.5 Baths \| 3534 Sq. Ft.	$1,291,332

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98226, WA

Sale history for 3600 Toad Lake Rd

Tax history for 3600 Toad Lake Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98226

Home values near 3600 Toad Lake Rd

More real estate resources