SOLD OCT 16, 2026

Listed by Kristen Campbell • Windermere RE Whatcom, Inc. Bought with eXp Realty.

Sold on oct 2026

$1,150,000

•

2,642

sq ft

3600 Toad Lake Rd, Bellingham, WA 98226

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About this home

A true PNW private retreat on just under 1/3 of an acre, and minutes from town. Custom-designed by JW Design, this Craftsman lodge pairs timber frame accents with lake Whatcom and Puget Sound Bay views and sun all day long. The open floor plan lives spacious yet cozy - soaring vaulted ceilings, lots of windows, beam and car decking, birch hardwood floors, pine cabinets, and a propane fireplace with stone hearth. The kitchen anchors it all with an island and butcher block bar. Primary on the main with fir flooring, plus a wood-floored loft above. French doors open to the deck for morning coffee, stunning views, and twilight evenings. Heat pump with A/C, oversized 2-car garage with workspace. This home has a brand new 2026 roof and all new interior paint. Low-maintenance native landscape, terraced beds, and rockery walls. Lodge warmth, Craftsman beauty, and town just down the road.

Single-familyProperty Type

2005Year Built

0.3 acresLot Size

$435Price/Sq.Ft.

2 spacesParking

Listed by Kristen Campbell • Windermere RE Whatcom, Inc.

Bought with Tim Cornwell • eXp Realty

Redfin checked: a minute ago

•Source:NWMLS as Distributed by MLS Grid #2576985

Redfin Estimate

$1,082,424

$68K since sold in October 2026$0 since September

Recently sold homes
Estimate history

This home's estimate is 29.3% higher than the average sale price ($837K) of 6 comparable homes.

SOLD JUL 21, 2026
$862,000
A
3 beds2.5 baths2,194 sq ft
4203 Northridge Way, Bellingham, WA 98226
Listing provided by nwmls
SOLD SEP 15, 2026
$775,000
B
3 beds2 baths2,014 sq ft
3004 Haggin St, Bellingham, WA 98226
Listing provided by nwmls
SOLD SEP 10, 2026
$1,123,000
C
4 beds2.5 baths2,738 sq ft
4417 E Oregon St, Bellingham, WA 98226
Listing provided by nwmls
SOLD SEP 9, 2026
$709,000
D
3 beds2.5 baths2,175 sq ft
4224 Springland Ln, Bellingham, WA 98226
Listing provided by nwmls
SOLD SEP 11, 2026
$675,000
E
3 beds2.5 baths1,908 sq ft
3838 Cindy Ln, Bellingham, WA 98226
Listing provided by nwmls
SOLD APR 13, 2026
$880,000
F
3 beds2.5 baths2,388 sq ft
4055 Springland Ct, Bellingham, WA 98226
Listing provided by nwmls

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Market trends in 98226, WA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.5%

0.3% MoM

Median sale price

$675K

$3K MoM

Avg. days on market

32d

11 days MoM

Recently sold homes

160

26 MoM

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Rental estimate

Est. $3,651 per month, based on comparable rentals

Redfin agents who toured

Custom built timber frame home with Bay and Lake views. Gorgeous woodwork throughout with open architecture and high ceilings. Fresh paint and new roof. Private setting.
1 month ago
Sharon Theeuwen
Redfin Associate agent
4,790 tours

Sale and tax history for 3600 Toad Lake Rd

Sale History
Tax History

Date

Event

Price

Oct 16, 2026

Sold (MLS) (Closed)

NWMLS as Distributed by MLS Grid #2576985

$1,150,000

$435/sq ft

Sep 20, 2026

Pending

NWMLS as Distributed by MLS Grid #2576985

—

Sep 15, 2026

Listed (Active)

NWMLS as Distributed by MLS Grid #2576985

$1,150,000

$435/sq ft

Dec 23, 2020

Sold (MLS) (Sold)

NWMLS as Distributed by MLS Grid #1689443

$800,000

$303/sq ft

Nov 20, 2020

Pending

NWMLS as Distributed by MLS Grid #1689443

—

Nov 18, 2020

Price Changed

NWMLS as Distributed by MLS Grid #1689443

$789,900

$299/sq ft

Nov 13, 2020

Listed (Active)

NWMLS as Distributed by MLS Grid #1689443

$774,900

$293/sq ft

Dec 9, 2004

Sold

Public Records

$115,000

$44/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$10,302 (+6.5%)

$403,810 + $682,686

$1,086,496

2025

$9,669 (+2.2%)

$403,810 + $682,686

$1,086,496

2024

$9,459 (+15.2%)

$409,283 + $691,937

$1,101,220

2023

$8,211 (+8.9%)

$409,283 + $691,937

$1,101,220

2022

$7,541 (+9.0%)

$332,750 + $562,551

$895,301

2021

$6,916 (+3.6%)

$275,000 + $464,918

$739,918

2020

$6,678 (+13.5%)

$186,924 + $450,183

$637,107

2019

$5,883 (+10.7%)

$156,780 + $377,094

$533,874

2017

$5,314 (+8.2%)

$138,720 + $333,656

$472,376

2016

$4,912 (+5.1%)

$126,240 + $303,022

$429,262

2015

$4,672 (+3.1%)

$98,040 + $280,103

$378,143

2014

$4,531 (+7.6%)

$95,000 + $266,701

$361,701

2013

$4,210 (+8.5%)

$95,000 + $266,701

$361,701

2011

$3,881 (+9.5%)

$95,000 + $266,701

$361,701

2010

$3,544 (+12.3%)

$95,000 + $268,040

$363,040

2009

$3,156

$70,000 + $255,065

$325,065

Public record

Public record
Zoning
Permits

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

0.3 Acres

Year renovated

—

Sq. Ft.

2,642

Year built

2005

Style

Single Family Residential

County

Whatcom County

APN

3803230244210000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

R5A

Rural District

The purpose of the Rural District is to maintain the low density rural residential character of the areas designated as rural and rural neighborhood on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to allow a variety of low intensity uses that are compatible and complementary with the conservation of agricultural, forestry and related uses.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Student
Public service
Recreation
Park & open space

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: Driveway, Attached Garage, Off Street, RV Parking
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Beds Upper: 2
# of Bedrooms Main: 1

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Full Baths (Upper): 1
# of Full Baths (Main): 1
# of Half Baths (Lower): 1
# of Bathtubs: 2
# of Showers: 2

Room 1 Information
Room Type: Family Room
Room Level: Lower

Room 2 Information
Room Type: Primary Bedroom
Room Level: Main

Room 3 Information
Room Type: Bathroom Full
Room Level: Main

Room 4 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 5 Information
Room Type: Dining Room
Room Level: Main

Room 6 Information
Room Type: Great Room
Room Level: Main

Room 7 Information
Room Type: Bedroom
Room Level: Second

Room 8 Information
Room Type: Bathroom Full
Room Level: Second

Room 9 Information
Room Type: Entry Hall
Room Level: Main

Room 10 Information
Room Type: Bonus Room
Room Level: Second

Room 11 Information
Room Type: Utility Room
Room Level: Main

Room 12 Information
Room Type: Bedroom
Room Level: Second

Room 13 Information
Room Type: Bathroom Half
Room Level: Lower

Room 14 Information
Room Type: Utility Room
Room Level: Lower

Basement Information
Basement Features: Finished

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: See Remarks
# of Fireplaces Main: 1

Heating & Cooling
Has Heating
Heating Information: Forced Air, Heat Pump
Has Cooling
Cooling Information: Central Air, Forced Air, Heat Pump

Interior Features
Interior Features: Dining Room, Fireplace, Loft, Vaulted Ceiling(s)
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove(s)/Range(s)
Flooring: Concrete, Hardwood, Vinyl, Carpet
Appliances Included: Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s)

Exterior

Building Information
Building Information: Built On Lot
Construction Materials: Cement, Stone, Wood
Roof: Composition

Exterior Features
Exterior Features: Cement/Concrete, Stone, Wood, Wood Products

Property Information
Energy Source: Electric,Propane
Sq. Ft. Finished: 2,642
Style Code: 18 - 2 Stories w/Bsmnt
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Good
Has View
Zoning: R5A

Land Information
Vegetation: Brush, Garden Space, Wooded

Lot Information
Lot Number: 11&12
MLS Lot Size Source: Public Record
Site Features: Cable TV,Deck,High Speed Internet,Propane,RV Parking
Zoning Jurisdiction: City
Lot Features: Drought Resistant Landscape, Secluded
Lot Size Units: Square Feet
Lot Size Acres: 0.3
Lot Size Dimensions: 121'+/- x 109'+/- x 122'+/- x 110'+/-
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $10,301.98
Tax Year: 2026

Financial Information
Listing Terms: Cash, Conventional, FHA
Buyer Financing: Conventional

Utilities

Utility Information
Water Source: Community
Water Company: Water District #7
Power Company: Puget Sound Energy
Sewer: Septic Tank
Cable Connected: Xfinity
Internet Connected: Xfinity

Location

School Information
Elementary School: Silver Beach Elem
Middle Or Junior High School: Whatcom Mid
High School: Squalicum High
High School District: Bellingham

Location Information
Directions: I-5 to Exit 255 (Sunset Dr/Mt Baker Hwy). East on SR-542/Mt Baker Hwy approx. 2 miles. Left (north) on Britton Rd. Right (east) on Toad Lake Road. Home is on the right - 3600 Toad Lake Rd, Bellingham.
Topography: Partial Slope,Sloped,Terraces

Community Information
Senior Exemption: false

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,642
Stories: 2.0
Lot Size: 0.3 acres
Style: Single Family Residential
Year Built: 2005
Year Renovated: —
County: Whatcom County
APN: 3803230244210000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Buyer Brokerage Compensation: 2.5
Buyer Brokerage Compensation Type: %
Mls Status: Sold

Listing Date Information
On Market Date: Saturday, September 12, 2026

Green Information
Direction Faces: Southwest
Power Production Type: Electric, Propane

Home Information
Living Area: 2,642
Calculated Square Footage: 2642
MLS Square Footage Source: Public Record
Building Area Total: 2642
Building Area Units: Square Feet
Foundation Details: Poured Concrete, Slab
Building Name: East Silver Beach Lots
Builder Name: JW Design
Year Built Effective: 2005
Effective Year Built Source: Public Records
Structure Type: House
Levels: Two
Entry Location: Main

Around this home

Schools

Silver Beach Elementary School

Public PreK-5 • Assigned • 0.9mi

7/10

Whatcom Middle School

Public 6-8 • Assigned • 3.8mi

8/10

Squalicum High School

Public 9-12 • Assigned • 1.5mi

8/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

6 days above 83° expected this year, 13 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

10 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Bellingham, WA • 98226

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

90/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 15% for direct sun exposure in Bellingham. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

11.5 hrs

5.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.03M – $1.25M

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New listings for sale in 98226

NEW

$445,000

1 bed1.5 baths748 sq ft

3111 Newmarket St #404, Bellingham, WA 98226