Listing provided courtesy of Keller Williams Western Realty. Bought with RE/MAX Whatcom County, Inc.

Off market jun 2006 for $269K

$642,215

Est. refi paymentEst. refi $1,743/mo

•

2,354

sq ft

3995 Bay Rd, Ferndale, WA 98248

About this home

Single-familyProperty Type

1925Year Built

0.35 acresLot Size

$273Est. Price/Sq.Ft.

2 car garageParking

Listed by • Keller Williams Western Realty

Bought with • RE/MAX Whatcom County, Inc.

Redfin checked: a few seconds ago

•Source:NWMLS as Distributed by MLS Grid #26077983

Redfin Estimate

$642,215

$372K since sold in June 2006$7,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 21.7% lower than the average sale price ($820K) of 6 comparable homes.

SOLD SEP 22, 2026
$710,000
A
3 beds3 baths2,160 sq ft
2880 Creasey Rd, Custer, WA 98240
Listing provided by nwmls
SOLD JUL 22, 2026
$800,000
B
3 beds3.5 baths2,422 sq ft
8143 Custer School Rd, Custer, WA 98240
Listing provided by nwmls
SOLD OCT 7, 2026
$845,000
C
3 beds2.5 baths2,389 sq ft
6956 Fingalson Creek Dr, Ferndale, WA 98248
Listing provided by nwmls
SOLD OCT 7, 2026
$970,000
D
4 beds3 baths2,372 sq ft
5382 Nootka Loop, Blaine, WA 98230
Listing provided by nwmls
SOLD JUL 10, 2026
$750,000
E
3 beds2.5 baths2,048 sq ft
4077 Tarte Rd, Blaine, WA 98230
Listing provided by nwmls
SOLD JUL 6, 2026
$845,000
F
3 beds2.5 baths2,255 sq ft
8163 Kickerville, Blaine, WA 98230
Listing provided by nwmls

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Earn from this home

Sell

$497,367

Est. take-home

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Refinance

Est. cash available

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Rent

$2,942/mo

Redfin rental estimate

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Market trends in 98248, WA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.4%

0.5% MoM

Median sale price

$650K

$5K MoM

Avg. days on market

25d

8 days MoM

Recently sold homes

7 MoM

New listings for sale

OPEN SAT, 12PM TO 2PM
$649,000
5 beds3 baths2,581 sq ft
6204 Pacific Heights Dr, Ferndale, WA 98248
Genaro Shaffer • Bellwether Real Estate
$379,000
2 beds1 bath1,005 sq ft
5687 Rosemary Ave, Ferndale, WA 98248
Chuck Occhiogrosso • Coldwell Banker Bain
LISTED BY REDFIN
$640,000
3 beds1.5 baths1,104 sq ft
6115 Shelby Ct, Ferndale, WA 98248
Redfin
NEW
$495,000
2 beds2 baths1,760 sq ft
7461 Guide Meridian, Lynden, WA 98264
Lindsay Rohweder • RE/MAX Whatcom County, Inc.
NEW
$675,000
4 beds2 baths2,018 sq ft
6120 Malloy Ave, Ferndale, WA 98248
Sean Jeffrey • RE/MAX Whatcom County, Inc.
$850,000
4 beds2 baths2,675 sq ft
4149 Saltspring Dr, Ferndale, WA 98248
Torrey Daniels • John L. Scott Bellingham
3D WALKTHROUGH
$399,000
3 beds1.5 baths1,472 sq ft
2085 Cottage Pl, Ferndale, WA 98248
Michelle Harrington • COMPASS
$1,288,888
5 beds6 baths4,256 sq ft
6868 Vista Dr, Ferndale, WA 98248
Sam Randhawa • Doug Freeman Real Estate
OPEN SAT, 1PM TO 3PM
$625,000
3 beds2.5 baths1,580 sq ft
5484 Blue Sky Way, Ferndale, WA 98248
Amy Solodyankin • Buck Real Estate
$568,000
4 beds2 baths2,072 sq ft
5791 Legoe Ave, Ferndale, WA 98248
Luis Herrera • RE/MAX Whatcom County, Inc.
See all

Provided by Redfin

Sale history for 3995 Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,981 (+12.6%)

$181,280 + $400,756

$582,036

2025

$4,425 (+9.5%)

$181,280 + $400,756

$582,036

2024

$4,041 (−6.6%)

$176,000 + $389,083

$565,083

2023

$4,329 (+2.8%)

$176,000 + $389,083

$565,083

2022

$4,210 (+3.7%)

$160,000 + $353,712

$513,712

2021

$4,059 (−0.2%)

$126,983 + $327,953

$454,936

2020

$4,067 (+24.6%)

$112,373 + $290,221

$402,594

2019

$3,264 (+2.2%)

$93,675 + $241,931

$335,606

2017

$3,195 (+4.1%)

$81,675 + $210,939

$292,614

2016

$3,070 (+1.7%)

$75,000 + $193,700

$268,700

2015

$3,020 (−0.7%)

$67,235 + $179,265

$246,500

2014

$3,040 (+1.5%)

$66,500 + $177,312

$243,812

2013

$2,995 (+1.5%)

$66,500 + $177,312

$243,812

2011

$2,950 (+6.6%)

$67,900 + $183,190

$251,090

2010

$2,767 (+0.4%)

$60,000 + $213,510

$273,510

2009

$2,756

$60,000 + $213,510

$273,510

Tax history for 3995 Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,981 (+12.6%)

$181,280 + $400,756

$582,036

2025

$4,425 (+9.5%)

$181,280 + $400,756

$582,036

2024

$4,041 (−6.6%)

$176,000 + $389,083

$565,083

2023

$4,329 (+2.8%)

$176,000 + $389,083

$565,083

2022

$4,210 (+3.7%)

$160,000 + $353,712

$513,712

2021

$4,059 (−0.2%)

$126,983 + $327,953

$454,936

2020

$4,067 (+24.6%)

$112,373 + $290,221

$402,594

2019

$3,264 (+2.2%)

$93,675 + $241,931

$335,606

2017

$3,195 (+4.1%)

$81,675 + $210,939

$292,614

2016

$3,070 (+1.7%)

$75,000 + $193,700

$268,700

2015

$3,020 (−0.7%)

$67,235 + $179,265

$246,500

2014

$3,040 (+1.5%)

$66,500 + $177,312

$243,812

2013

$2,995 (+1.5%)

$66,500 + $177,312

$243,812

2011

$2,950 (+6.6%)

$67,900 + $183,190

$251,090

2010

$2,767 (+0.4%)

$60,000 + $213,510

$273,510

2009

$2,756

$60,000 + $213,510

$273,510

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.35 Acres

Year renovated

1995

Sq. Ft.

2,364

Year built

1925

Style

Single Family Residential

County

Whatcom County

APN

3901041405270000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 23, 2026.

R5A

Rural District

The purpose of the Rural District is to maintain the low density rural residential character of the areas designated as rural and rural neighborhood on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to allow a variety of low intensity uses that are compatible and complementary with the conservation of agricultural, forestry and related uses.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Student
Public service
Recreation
Park & open space

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: RV Parking
Garage Spaces: 2
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Beds Upper: 3
Bedrooms Possible: 3

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1
# of Full Baths (Upper): 2
# of Full Baths (Main): 1
# of Half Baths (Main): 1

Room 1 Information
Room Type: Bedroom
Room Level: Upper

Room 2 Information
Room Type: Family Room
Room Level: Main

Room 3 Information
Room Type: Entry Hall
Room Level: Main

Room 4 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 5 Information
Room Type: Bedroom
Room Level: Upper

Room 6 Information
Room Type: Utility Room
Room Level: Upper

Room 7 Information
Room Type: Extra Fin Rm
Room Level: Upper

Room 8 Information
Room Type: Living Room
Room Level: Main

Room 9 Information
Room Type: Primary Bedroom
Room Level: Upper

Room 10 Information
Room Type: Den/Office
Room Level: Main

Room 11 Information
Room Type: Bonus Room
Room Level: Upper

Basement Information
Basement Features: None

Fireplace Information
Has Fireplace
# of Fireplaces: 2
# of Fireplaces Main: 2

Heating & Cooling
Has Heating

Interior Features
Interior Features: Forced Air, Hardwood, Wall to Wall Carpet, Ceiling Fan(s), Walk-in Closet(s), Fireplace
Appliances: Dryer, Washer
Flooring: Hardwood, Vinyl, Carpet
Appliances Included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer

Exterior

Building Information
Building Information: Built On Lot
Roof: Composition

Exterior Features
Exterior Features: Wood, Wood Products

Property Information
Sq. Ft. Finished: 2,354
Style Code: 12 - 2 Story
Property Type: Residential
Property Sub Type: Single Family Residence
Has View

Land Information
Vegetation: Fruit Trees, Garden Space

Lot Information
Lot Number: 3
Site Features: Deck,Dog Run,Outbuildings,Patio,Propane,RV Parking,Shop
Lot Features: Paved
Lot Size Units: Square Feet
Lot Size Acres: 0.35
Lot Size Dimensions: 100x180
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $2,154
Tax Year: 2005

Financial Information
Listing Terms: Cash Out, Conventional
Buyer Financing: Conventional

Utilities

Utility Information
Water Source: Shared Well
Water Company: Old Settler's Water Association
Power Company: Puget Sound Energy
Sewer: Septic Tank
Sewer Company: Septic
Utilities: Septic System, Electric, Propane, Wood

Location

Multi-Unit Information
Furnished: Unfurnished

HOA Information
Association Fee Frequency: Monthly

School Information
Elementary School: Custer Elem
Middle Or Junior High School: Horizon Mid
High School: Ferndale High
High School District: Ferndale

Location Information
Bus Line Nearby: true
Directions: Grandview exit off I-5 West to Vista. Bear RIGHT on Vista (becomes Bay Rd). Between Ham and Kickerville; on left.
Topography: Level

Community Information
Senior Exemption: false

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,364
Stories: 2.0
Lot Size: 0.35 acres
Style: Single Family Residential
Year Built: 1925
Year Renovated: 1995
County: Whatcom County
APN: 3901041405270000

Home facts updated by county records on Oct 23, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Friday, May 19, 2006

Green Information
Power Production Type: Electric, Propane, Wood

Home Information
Living Area: 2,354
Living Area Units: Square Feet
Calculated Square Footage: 2354
MLS Square Footage Source: Title company
Building Area Total: 2354
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Structure Type: House
Levels: Two
Entry Location: Main

Around this home

Schools

K - 12
Preschool & daycare

Custer Elementary School

Public K-5 • Assigned • 2.9mi

4/10

Horizon Middle School

Public 6-8 • Assigned • 4.5mi

6/10

Ferndale High School

Public 9-12 • Assigned • 6.1mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 81° expected this year, 18 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

7 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Ferndale, WA • 98248

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.6 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

7.6 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$611,000 – $739,000

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New listings for sale in 98248

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LISTED BY REDFIN3D WALKTHROUGH

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NEW3D WALKTHROUGH

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Listing provided by NWMLS as Distributed by MLS Grid

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Listing provided by NWMLS as Distributed by MLS Grid

Home values near 3995 Bay Rd

Data from public records.

Address	Redfin Estimate
3914 Bay Road, Ferndale, WA - Beds \| - Baths \| 2624 Sq. Ft.	$791,029
3940 Bay Road, Ferndale, WA 2 Beds \| 2 Baths \| 2290 Sq. Ft.	$768,948
4030 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 1782 Sq. Ft.	$530,916
3897 Bay Road, Ferndale, WA 2 Beds \| 2 Baths \| 832 Sq. Ft.	$437,873
7232 W 40th Drive, Ferndale, WA 6 Beds \| 4 Baths \| 3510 Sq. Ft.	$1,001,471

Address	Redfin Estimate
4010 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 1378 Sq. Ft.	$499,168
4000 Bay Road, Ferndale, WA 2 Beds \| 2 Baths \| 1568 Sq. Ft.	$498,332
4096 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 1520 Sq. Ft.	$577,937
3996 Bay Road, Ferndale, WA 3 Beds \| 1 Baths \| 1160 Sq. Ft.	$570,366
4032 W 72nd Street, Ferndale, WA 3 Beds \| 2 Baths \| 2004 Sq. Ft.	$647,736

Address	Redfin Estimate
4020 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 1512 Sq. Ft.	$509,980
4076 Bay Road, Ferndale, WA 4 Beds \| 1 Baths \| 1697 Sq. Ft.	$566,703
4061 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 1888 Sq. Ft.	—
3897 Bay Road, Ferndale, WA 2 Beds \| 2 Baths \| 832 Sq. Ft.	$468,043
7294 Kickerville Road, Ferndale, WA 3 Beds \| 2 Baths \| 1782 Sq. Ft.	$545,639

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2006. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98248, WA

Sale history for 3995 Bay Rd

Tax history for 3995 Bay Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98248

Home values near 3995 Bay Rd

More real estate resources