OFF MARKET

Listed by Bob Hayden • Pacwest Realty, Inc. Bought with John L. Scott Bellingham.

Off Market Sep 2016 for $438K

$788,396

Est. refi paymentEst. refi $3,119/mo

Studio

•

— ba

•

2,624

sq ft

3914 Bay Rd, Ferndale, WA 98248

About this home

Gorgeous 4 bedroom home (could be 5 bedroom) that is great for entertaining. Professional home theater room with big drop down screen and seating for all your friends! Great room opens on to large deck with great territorial views. Covered patio off the daylight basement great for the year 'round BBQ's. Granite countertops in the kitchen with a fantastic layout perfect for large gatherings. Large 10 acre private lot with great views. Separate area already prepped for your future shop.

Single-familyProperty Type

2006Year Built

9.35 acresLot Size

$300Est. Price/Sq.Ft.

2 car garageParking

Listed by Bob Hayden • Pacwest Realty, Inc.

Bought with Sue St. Clair • John L. Scott Bellingham

Redfin checked: 2 minutes ago

•Source:NWMLS as Distributed by MLS Grid #1007762

Redfin Estimate

$788,396

$350K since sold in September 2016$1,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.6% lower than the average sale price ($913K) of 6 comparable homes.

SOLD JUN 3, 2026
$1,025,000
A
3 beds3.5 baths1,988 sq ft
3450 Meadow Wood Ln, Ferndale, WA 98248
SOLD JUL 10, 2026
$750,000
B
3 beds2.5 baths2,048 sq ft
4077 Tarte Rd, Blaine, WA 98230
SOLD JUN 16, 2026
$895,000
C
2 beds3 baths2,010 sq ft
7176 Ham Rd, Ferndale, WA 98248
SOLD AUG 14, 2026
$800,000
D
2 beds3 baths2,686 sq ft
6241 Olson Rd, Ferndale, WA 98248
SOLD JUL 6, 2026
$845,000
E
3 beds2.5 baths2,255 sq ft
8163 Kickerville, Blaine, WA 98230
SOLD JUL 28, 2026
$1,160,000
F
3 beds2.5 baths3,314 sq ft
7856 Ham Rd, Custer, WA 98240

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Earn from this home

Sell

$455,111

Est. take-home

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Refinance

Est. cash available

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Rent

$3,221/mo

Redfin rental estimate

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Market trends in 98248, WA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.7%

+0.5% MoM

Median sale price

$645K

$20K MoM

Avg. days on market

17d

3 days MoM

Recently sold homes

3 MoM

New listings for sale

NEW 15 HRS AGO
$650,000
3 beds2 baths1,504 sq ft
1934 Somerset St, Ferndale, WA 98248
Peter Roberts • John L. Scott Bellingham
OPEN SAT, 11AM TO 1PM
$824,990
3 beds2 baths2,825 sq ft
1231 Willeys Lake Rd, Ferndale, WA 98248
Candi Hosick • eXp Realty
NEW 27 HRS AGO
$669,000
3 beds2.5 baths1,914 sq ft
5949 Ranch Loop, Ferndale, WA 98248
Sy Hashimi • RE/MAX Whatcom County, Inc.
$1,099,000
3 beds3 baths2,436 sq ft
3962 Saltspring Dr, Ferndale, WA 98248
Mike Bredeson • Muljat Group
OPEN SAT, 12PM TO 2PM
$579,000
3 beds2.5 baths2,668 sq ft
5845 Vista Dr, Ferndale, WA 98248
Nathan Lowe • Muljat Group
OPEN SAT, 1PM TO 3PM
$799,000
3 beds2.5 baths2,390 sq ft
5451 Shields Rd, Ferndale, WA 98248
Michelle Harrington • COMPASS
$3,500,000
32 beds24 baths13,972 sq ft
2002 2008 Cherry St, Ferndale, WA 98248
Lilia Orlova • RE/MAX Whatcom County, Inc.
$849,950
4 beds3 baths1,992 sq ft
Ferndale, WA 98248
Jason Furbush • Keller Williams North Seattle
OPEN SAT, 2PM TO 3:30PM
$619,000
4 beds2.5 baths2,358 sq ft
2650 Glenmore St, Ferndale, WA 98248
Sam Randhawa • Doug Freeman Real Estate
$1,550,000
23 beds9 baths8,184 sq ft
1955 Eaton Ave, Ferndale, WA 98248
Ian Steger • Muljat Group
See all

Provided by Redfin

Sale history for 3914 Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,515 (+7.4%)

$263,416 + $419,858

$683,274

2025

$5,136 (+8.7%)

$263,416 + $419,858

$683,274

2024

$4,725 (−3.3%)

$254,508 + $405,660

$660,168

2023

$4,884 (+4.8%)

$254,508 + $405,660

$660,168

2022

$4,659 (+7.3%)

$227,239 + $362,196

$589,435

2021

$4,342 (−2.1%)

$262,005 + $248,234

$510,239

2020

$4,435 (+20.6%)

$222,038 + $210,368

$432,406

2019

$3,677 (−5.9%)

$193,041 + $182,895

$375,936

2017

$3,909 (+13.1%)

$165,700 + $156,991

$322,691

2016

$3,455 (−2.7%)

$165,700 + $156,991

$322,691

2015

$3,550 (−2.0%)

$142,802 + $143,090

$285,892

2014

$3,624 (−3.3%)

$142,802 + $143,090

$285,892

2013

$3,747 (+1.9%)

$142,802 + $143,090

$285,892

2011

$3,677 (−0.8%)

$149,711 + $150,956

$300,667

2010

$3,708 (+0.5%)

$201,400 + $148,070

$349,470

2009

$3,691

$201,400 + $148,070

$349,470

Tax history for 3914 Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,515 (+7.4%)

$263,416 + $419,858

$683,274

2025

$5,136 (+8.7%)

$263,416 + $419,858

$683,274

2024

$4,725 (−3.3%)

$254,508 + $405,660

$660,168

2023

$4,884 (+4.8%)

$254,508 + $405,660

$660,168

2022

$4,659 (+7.3%)

$227,239 + $362,196

$589,435

2021

$4,342 (−2.1%)

$262,005 + $248,234

$510,239

2020

$4,435 (+20.6%)

$222,038 + $210,368

$432,406

2019

$3,677 (−5.9%)

$193,041 + $182,895

$375,936

2017

$3,909 (+13.1%)

$165,700 + $156,991

$322,691

2016

$3,455 (−2.7%)

$165,700 + $156,991

$322,691

2015

$3,550 (−2.0%)

$142,802 + $143,090

$285,892

2014

$3,624 (−3.3%)

$142,802 + $143,090

$285,892

2013

$3,747 (+1.9%)

$142,802 + $143,090

$285,892

2011

$3,677 (−0.8%)

$149,711 + $150,956

$300,667

2010

$3,708 (+0.5%)

$201,400 + $148,070

$349,470

2009

$3,691

$201,400 + $148,070

$349,470

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9.57 Acres

Year renovated

—

Sq. Ft.

1,968

Year built

2006

Style

Single Family Residential

County

Whatcom County

APN

4001332540680000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

R10A

Rural District

The purpose of the Rural District is to maintain the low density rural residential character of the areas designated as rural and rural neighborhood on the Comprehensive Plan map and implement the Comprehensive Plan policies that define the rural character in Whatcom County in accordance with RCW 36.70A.070(5). In addition, it is the intent of this district to allow a variety of low intensity uses that are compatible and complementary with the conservation of agricultural, forestry and related uses.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Student
Public service
Recreation
Park & open space

Property details

Parking

Parking Information
Covered Spaces: 2
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Bedroom Information
Bedrooms Possible: 5

Basement Information
Basement Features: Daylight

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Both
# of Fireplaces Main: 1
# of Fireplaces Lower: 1

Heating & Cooling
Has Cooling

Interior Features
Interior Features: Central A/C, Fireplace, Water Heater
Appliances: Dryer
Appliances Included: Dishwasher,Dryer,Garbage Disposal,Microwave,Range/Oven,Refrigerator

Exterior

Building Information
Building Information: Built On Lot
Roof: Composition

Exterior Features
Exterior Features: Cement Planked

Property Information
Sq. Ft. Finished: 2,624
Style Code: 16 - 1 Story w/Bsmnt.
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Very Good

Lot Information
MLS Lot Size Source: assessor
Zoning Jurisdiction: County
Lot Size Units: Square Feet
Lot Size Acres: 9.3503
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $3,456
Tax Year: 2016

Financial Information
Listing Terms: Cash Out, Conventional
Buyer Financing: VA

Utilities

Utility Information
Water Source: Community
Water Company: Old Settlers Association
Power Company: PSE
Sewer: Septic Tank
Utilities: Septic System, Propane
Water Heater Location: garage
Water Heater Type: on demand / gas

Location

Multi-Unit Information
Furnished: Unfurnished

School Information
Elementary School: Buyer To Verify
Middle Or Junior High School: Buyer To Verify
High School: Ferndale High
High School District: Ferndale

Location Information
Directions: Exit 266. West to Vista. North on Vista (Vista turns into Bay Rd) to property.

Community Information
Senior Exemption: false

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,968
Stories: 1.0
Lot Size: 9.57 acres
Style: Single Family Residential
Year Built: 2006
Year Renovated: —
County: Whatcom County
APN: 4001332540680000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Monday, August 1, 2016

Green Information
Power Production Type: Propane

Home Information
Living Area: 2,624
Living Area Units: Square Feet
Calculated Square Footage: 2624
MLS Square Footage Source: Plans / Assessor
Building Area Total: 2624
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Structure Type: House
Levels: One

Around this home

Schools

Custer Elementary School

Public K-5 • Assigned • 2.7mi

4/10

Horizon Middle School

Public 6-8 • Assigned • 4.4mi

6/10

Ferndale High School

Public 9-12 • Assigned • 6.0mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

6 days above 81° expected this year, 16 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

7 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Ferndale, WA • 98248

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.6 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

7.6 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$749,000 – $907,000

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New listings for sale in 98248

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1934 Somerset St, Ferndale, WA 98248

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Michelle Harrington • COMPASS

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Sam Randhawa • Doug Freeman Real Estate

Home values near 3914 Bay Rd

Data from public records.

Address	Redfin Estimate
3948 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 2021 Sq. Ft.	$838,692
3804 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 1296 Sq. Ft.	—

Address	Redfin Estimate
3944 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 1728 Sq. Ft.	$532,853
4010 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 1378 Sq. Ft.	$477,897

Address	Redfin Estimate
3900 Bay Road, Ferndale, WA 2 Beds \| 1 Baths \| 1728 Sq. Ft.	$703,681
4020 Bay Road, Ferndale, WA 3 Beds \| 2 Baths \| 1512 Sq. Ft.	$508,734

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2016. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98248, WA

Sale history for 3914 Bay Rd

Tax history for 3914 Bay Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98248

Home values near 3914 Bay Rd

More real estate resources