OFF MARKET

Listed by Stephanie Buffum • Keller Williams Western Realty. Bought with Windermere RE San Juan Islands.

Off market nov 2023 for $905K

$1,035,518

Est. refi paymentEst. refi $4,284/mo

•

2,292

sq ft

3726 Mud Bay, Lopez Island, WA 98261

About this home

Enjoy water views and sunrises from this updated 1980 mid-century Lopez Island home with oak hardwood & ceramic tile floors. 2 bedrooms, 3 bath, and bonus room in this 3 level home on a gently sloped 0.79 ac. A perfect island home or retreat with lots of room to roam: reading nook, living room with propane fireplace, kitchen with new appliances, hot tub, upper en suite bedroom with deck onto garden. Spacious ground floor main suite with bay views. Abundant storage for maker space or large vehicles. Close to the Southend Store, Mud Bay boat ramp, and public lands and beaches. 21 min drive to the ferry.

Single-familyProperty Type

1980Year Built

0.8 acresLot Size

$452Est. Price/Sq.Ft.

1026 car garageParking

Listed by Stephanie Buffum • Keller Williams Western Realty

Listed by John Lackey • Keller Williams Western Realty

Bought with Annie Bryant • Windermere RE San Juan Islands

Redfin checked: 2 minutes ago

•Source:NWMLS as Distributed by MLS Grid #2160370

Redfin Estimate

$1,035,518

$131K since sold in November 2023$28K since September

Recently sold homes
Estimate history

This home's estimate is 34.1% lower than the average sale price ($1.57M) of 6 comparable homes.

SOLD JUN 24, 2026
$1,400,000
A
3 beds2.5 baths1,974 sq ft
403 Eliza Rd, Lopez Island, WA 98261
SOLD SEP 24, 2026
$1,100,000
B
3 beds2.5 baths2,464 sq ft
130 Perkins Ln, Lopez Island, WA 98261
SOLD SEP 17, 2026
$1,599,000
C
2 beds2 baths1,983 sq ft
190 Island Dr, Friday Harbor, WA 98250
SOLD APR 30, 2026
$2,250,000
D
2 beds2 baths2,294 sq ft
1911 Bay Pl, Anacortes, WA 98221
SOLD JUN 24, 2026
$2,300,000
E
3 beds2 baths2,242 sq ft
5301 Doon Way, Anacortes, WA 98221
SOLD JUN 2, 2026
$785,000
F
3 beds3 baths2,184 sq ft
14055 Madrona Dr, Anacortes, WA 98221

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,168/mo

Redfin rental estimate

List your home for rent

Market trends in 98261, WA

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.4%

0.7% MoM

Median sale price

$975K

$225K MoM

Avg. days on market

28d

8 days MoM

Recently sold homes

5 MoM

Provided by Redfin

Sale history for 3726 Mud Bay

Date

Event

Price

Nov 22, 2023

Sold (MLS) (Closed)

NWMLS as Distributed by MLS Grid #2160370

$905,000

$395/sq ft

Oct 20, 2023

Pending

NWMLS as Distributed by MLS Grid #2160370

—

Sep 28, 2023

Listed (Active)

NWMLS as Distributed by MLS Grid #2160370

$955,000

$417/sq ft

Nov 19, 2021

Sold (MLS) (Closed)

NWMLS as Distributed by MLS Grid #1774804

$790,000

$345/sq ft

Aug 12, 2021

Pending

NWMLS as Distributed by MLS Grid #1774804

—

Jun 25, 2021

Contingent (Active Under Contract)

NWMLS as Distributed by MLS Grid #1774804

—

May 19, 2021

Listed (Active)

NWMLS as Distributed by MLS Grid #1774804

$825,000

$360/sq ft

Nov 22, 2019

Sold (MLS) (Sold)

NWMLS as Distributed by MLS Grid #1530630

$533,000

$233/sq ft

Oct 14, 2019

Pending (Pending Inspection)

NWMLS as Distributed by MLS Grid #1530630

—

Oct 12, 2019

Listed (Active)

NWMLS as Distributed by MLS Grid #1530630

$525,000

$229/sq ft

Oct 31, 2002

Sold (MLS)

NWMLS as Distributed by MLS Grid #22234904

$189,900

$83/sq ft

Sep 30, 2002

Listed

NWMLS as Distributed by MLS Grid #22234904

$189,900

$83/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$4,803 (+8.6%)

$225,180 + $500,910

$726,090

2025

$4,423 (+5.3%)

$225,180 + $500,910

$726,090

2024

$4,201 (+25.4%)

$214,460 + $485,230

$699,690

2023

$3,350

$193,010 + $503,360

$696,370

2022

$3,347 (+7.8%)

$100,860 + $413,020

$513,880

2021

$3,104 (+2.0%)

$84,050 + $330,400

$414,450

2020

$3,044 (+16.1%)

$84,050 + $308,730

$392,780

2019

$2,621 (−8.7%)

$84,050 + $248,550

$332,600

2018

$2,872 (+60.2%)

$84,050 + $257,340

$341,390

2017

$1,793 (−0.3%)

$84,050 + $257,340

$341,390

2016

$1,798 (+2.3%)

$88,250 + $162,140

$250,390

2014

$1,758 (−9.3%)

$80,230 + $180,880

$261,110

2013

$1,939 (+7.7%)

$92,220 + $205,430

$297,650

2012

$1,800 (+1.1%)

$105,000 + $216,400

$321,400

2011

$1,780 (+8.7%)

$83,000 + $239,750

$322,750

2010

$1,638 (+2.7%)

$83,000 + $239,750

$322,750

2009

$1,595

$83,000 + $239,750

$322,750

Tax history for 3726 Mud Bay

Year

Property tax

Land + Additions

Assessment*

2026

$4,803 (+8.6%)

$225,180 + $500,910

$726,090

2025

$4,423 (+5.3%)

$225,180 + $500,910

$726,090

2024

$4,201 (+25.4%)

$214,460 + $485,230

$699,690

2023

$3,350

$193,010 + $503,360

$696,370

2022

$3,347 (+7.8%)

$100,860 + $413,020

$513,880

2021

$3,104 (+2.0%)

$84,050 + $330,400

$414,450

2020

$3,044 (+16.1%)

$84,050 + $308,730

$392,780

2019

$2,621 (−8.7%)

$84,050 + $248,550

$332,600

2018

$2,872 (+60.2%)

$84,050 + $257,340

$341,390

2017

$1,793 (−0.3%)

$84,050 + $257,340

$341,390

2016

$1,798 (+2.3%)

$88,250 + $162,140

$250,390

2014

$1,758 (−9.3%)

$80,230 + $180,880

$261,110

2013

$1,939 (+7.7%)

$92,220 + $205,430

$297,650

2012

$1,800 (+1.1%)

$105,000 + $216,400

$321,400

2011

$1,780 (+8.7%)

$83,000 + $239,750

$322,750

2010

$1,638 (+2.7%)

$83,000 + $239,750

$322,750

2009

$1,595

$83,000 + $239,750

$322,750

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.8 Acres

Year renovated

—

Sq. Ft.

2,292

Year built

1980

Style

Single Family Residential

County

San Juan County

APN

141814018000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

Property details

Parking

Parking Information
Covered Spaces: 1,026
Parking Features: RV Parking, Attached Garage
Garage Spaces: 1,026
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 2
# of Beds Upper: 1
# of Bedrooms Main: 1
Bedrooms Possible: 2

Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 1
# of Half Baths (Total): 1
# of Full Baths (Main): 1
# of Half Baths (Main): 1
# of Three Quarter Baths (Upper): 1
# of Bathtubs: 1
# of Showers: 2

Room 1 Information
Room Type: Dining Room
Room Level: Main

Room 2 Information
Room Type: Entry Hall
Room Level: Main

Room 3 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 4 Information
Room Type: Utility Room
Room Level: Main

Room 5 Information
Room Type: Bathroom Full
Room Level: Main

Room 6 Information
Room Type: Bathroom Half
Room Level: Main

Room 7 Information
Room Type: Bathroom Three Quarter
Room Level: Second

Room 8 Information
Room Type: Bedroom
Room Level: Second

Room 9 Information
Room Type: Bedroom
Room Level: Main

Room 10 Information
Room Type: Studio
Room Level: Second

Basement Information
Basement Features: None

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Gas, Wood Burning
# of Fireplaces Main: 2

Heating & Cooling
Has Heating
Heating Information: Heat Pump
Has Cooling
Cooling Information: Ductless HP-Mini Split

Interior Features
Interior Features: Ceramic Tile, Hardwood, Laminate, Built-In Vacuum, Dining Room, Loft, Walk-in Closet(s), Fireplace, Water Heater
Appliances: Dryer, Washer
Flooring: Ceramic Tile, Hardwood, Laminate
Appliances Included: Dishwasher,Dryer,Microwave,Refrigerator,StoveRange,Washer

Exterior

Building Information
Building Information: Built On Lot
Construction Methods: Standard Frame
Roof: Composition

Exterior Features
Exterior Features: Wood

Pool Information
Has Spa

Property Information
Energy Source: Electric,Propane,Wood
Sq. Ft. Finished: 2,292
Style Code: 13 - Tri-Level
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Good
Has View

Land Information
Vegetation: Garden Space, Wooded

Lot Information
MLS Lot Size Source: Public records
Site Features: Deck,Fenced-Partially,Hot Tub/Spa,Outbuildings,Patio,Propane,RV Parking
Zoning Jurisdiction: County
Lot Features: Dead End Street, Dirt Road, Drought Res Landscape, Secluded
Lot Size Units: Square Feet
Lot Size Acres: 0.7969
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $3,350
Tax Year: 2023

Financial Information
Listing Terms: Cash Out, Conventional, VA Loan
Buyer Financing: VA

Utilities

Utility Information
Water Source: Private
Water Company: Private
Power Company: OPALCO
Sewer: Septic Tank
Sewer Company: Private
Water Heater Location: Garage
Water Heater Type: Electric
Internet Connected: Rock island

Location

School Information
Elementary School: Buyer To Verify
Middle Or Junior High School: Buyer To Verify
High School: Buyer To Verify
High School District: Lopez Island

Location Information
Bus Line Nearby: true
Bus Route Number: WSF
Directions: 20 min drive from ferry. Take Ferry Road 2 miles, left on Center Road 5.6 miles, keep right onto Mud Bay Rd 3.6 miles. Home is on your right.
Topography: PartialSlope

Community Information
Senior Exemption: false

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 2,292
Stories: 1.0
Lot Size: 0.8 acres
Style: Single Family Residential
Year Built: 1980
Year Renovated: —
County: San Juan County
APN: 141814018000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Thursday, September 28, 2023

Green Information
Direction Faces: East
Power Production Type: Electric, Propane, Wood

Home Information
Living Area: 2,292
Living Area Units: Square Feet
Calculated Square Footage: 2292
MLS Square Footage Source: Public Records
Building Area Total: 2292
Building Area Units: Square Feet
Foundation Details: Poured Concrete, Slab
Year Built Effective: 1980
Effective Year Built Source: Public Records
Structure Type: House
Levels: Three Or More
Entry Location: Main

Around this home

Schools

Lopez Elementary School

Public K-6 • Assigned • 4.1mi

6/10

Lopez Middle High School

Public 7-12 • Assigned • 4.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

8 days above 76° expected this year, 22 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

8 unhealthy days expected this year, 9 days in 30 years

Provided by First Street

Historical weather

Lopez Island, WA • 98261

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

8.4 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

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Home values near 3726 Mud Bay

Data from public records.

Address	Redfin Estimate
3786 Mud Bay Rd, Lopez Island, WA 2 Beds \| 1 Baths \| 1249 Sq. Ft.	$919,364
3698 Mud Bay Rd, Lopez Island, WA 1 Beds \| 1 Baths \| 592 Sq. Ft.	$393,595

Address	Redfin Estimate
3919 Mud Bay Rd, Lopez Island, WA 1 Beds \| - Baths \| 912 Sq. Ft.	$580,133
3757 Mud Bay Rd, Lopez Island, WA 3 Beds \| 3 Baths \| 2093 Sq. Ft.	$1,972,032

Address	Redfin Estimate
3848 Mud Bay Rd, Lopez Island, WA 2 Beds \| 1 Baths \| 1122 Sq. Ft.	$834,111
3570 Mud Bay Rd, Lopez Island, WA 2 Beds \| 1 Baths \| 742 Sq. Ft.	$593,094

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98261, WA

Sale history for 3726 Mud Bay

Tax history for 3726 Mud Bay

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

Home values near 3726 Mud Bay

More real estate resources