OFF MARKET

Listed by Erin Cawley • Century 21 Van Dorm Realty. Bought with Morrison House Sotheby's Intl.

Off market jan 2023 for $1.1M

$1,464,474

Est. refi paymentEst. refi $3,089/mo

•

1,922

sq ft

431 Summit Lake Shore Rd NW, Olympia, WA 98502

About this home

Fabulous estate-style living, no-bank waterfront on coveted sunny side of Summit Lake. Ski, swim, fish from new 70ft dock. This gated property has it all-once a 1944 cottage, demo’d & rebuilt mid 1990’s. Enjoy panoramic views in nearly every room. Wide open plan: chef’s kitchen, flexible dining/living space-gorgeous gas FP & built-ins. 2 BR suites! Main level suite-lg walk-in closet, 5-pc bath. Upper primary-huge lake views, private cov’d deck, 2 walk-ins, updated ensuite. Stylish mudroom, French dr to wrap-around porch. Auto generator! Gather at gas firepit on expansive view deck or sunny patio at water’s edge. 420sf boathouse, pwr winch. 650sf garage w/tankless H2O+hvac. Finished studio! Pole barn, RV hookup, ample parking. Rare pvt well!

Single-familyProperty Type

1944Year Built

0.5 acresLot Size

$762Est. Price/Sq.Ft.

3 car garageParking

Listed by Erin Cawley • Century 21 Van Dorm Realty

Bought with Courtney Drennon • Morrison House Sotheby's Intl

Redfin checked: 2 minutes ago

•Source:NWMLS as Distributed by MLS Grid #2020111

Redfin Estimate

$1,464,474

$314K since sold in January 2023$21K since October

Recently sold homes
Estimate history

This home's estimate is 56.6% higher than the average sale price ($935K) of 6 comparable homes.

SOLD JUN 30, 2026
$1,125,000
A
2 beds2 baths2,174 sq ft
2227 Summit Lake Shore Rd NW, Olympia, WA 98502
Listing provided by nwmls
SOLD MAY 15, 2026
$1,200,000
B
3 beds2.5 baths2,282 sq ft
545 Summit Lake Shore Rd NW, Olympia, WA 98502
Listing provided by nwmls
SOLD SEP 24, 2026
$700,000
C
2 beds2.5 baths1,235 sq ft
1119 Summit Lake Shore Rd NW, Olympia, WA 98502
Listing provided by nwmls
SOLD OCT 13, 2026
$635,000
D
3 beds2 baths2,046 sq ft
5608 Ridge High Ct SW, Olympia, WA 98512
Listing provided by nwmls
SOLD OCT 26, 2026
$1,075,000
E
3 beds3 baths2,558 sq ft
2922 Madrona Beach Rd NW, Olympia, WA 98502
Listing provided by nwmls
SOLD JUN 17, 2026
$875,000
F
3 beds2 baths1,810 sq ft
5210 Scott Rd NW, Olympia, WA 98502
Listing provided by nwmls

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Earn from this home

Sell

$524,328

Est. take-home

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Refinance

Est. cash available

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Rent

$3,360/mo

Redfin rental estimate

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Market trends in 98502, WA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.6%

0.6% MoM

Median sale price

$631K

$5K MoM

Avg. days on market

26d

8 days MoM

Recently sold homes

120

12 MoM

New listings for sale

OPEN TODAY, 2PM TO 4PM
$950,000
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2917 14th Ave NW, Olympia, WA 98502
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$549,000
3 beds2.5 baths2,039 sq ft
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Andrew Farmer • Timber Real Estate
$899,995
3 beds2.5 baths2,675 sq ft
4305 Blubyrd Ln NW, Olympia, WA 98502
Joe Symonette • eXp Realty
EARLY ACCESS
$989,000
3 beds2 baths1,592 sq ft
7729 78th Loop NW, Olympia, WA 98502
$575,000
4 beds2 baths1,862 sq ft
2015 2017 8th Ct SW, Olympia, WA 98502
Brady Fuller • Windermere RE/Himlie
$520,000
4 beds4 baths2,101 sq ft
4305 Quail Run Loop NW Unit A&B, Olympia, WA 98502
Kim Piper • RE/MAX Advantage
$520,000
4 beds4 baths2,101 sq ft
4307 Quail Run Loop SE Unit A&B, Olympia, WA 98502
Kim Piper • RE/MAX Advantage
$445,000
3 beds1 bath1,437 sq ft
824 Dundee Rd NW, Olympia, WA 98502
Lisa Phipps • Better Properties Kitsap
See all

Provided by Redfin

Sale history for 431 Summit Lake Shore Rd NW

Date

Event

Price

Jan 11, 2023

Sold (MLS) (Closed)

NWMLS as Distributed by MLS Grid #2020111

$1,150,000

$598/sq ft

Dec 17, 2022

Pending

NWMLS as Distributed by MLS Grid #2020111

—

Dec 5, 2022

Listed (Active)

NWMLS as Distributed by MLS Grid #2020111

$1,200,000

$624/sq ft

Feb 25, 2014

Sold

Public Records

$479,000

$249/sq ft

Feb 26, 2014

Delisted

NWMLS as Distributed by MLS Grid #550871

—

Feb 25, 2014

Sold (MLS) (Sold)

NWMLS as Distributed by MLS Grid #550871

$479,000

$249/sq ft

Jan 3, 2014

Pending

NWMLS as Distributed by MLS Grid #550871

—

Oct 2, 2013

Listed (Active)

NWMLS as Distributed by MLS Grid #550871

$515,000

$268/sq ft

Aug 23, 2004

Sold

Public Records

$375,000

$195/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$14,444 (+14.9%)

$345,100 + $934,100

$1,279,200

2025

$12,568

$345,100 + $934,100

$1,279,200

2024

$12,559 (+12.4%)

$350,900 + $795,300

$1,146,200

2023

$11,178 (+25.2%)

$397,700 + $738,500

$1,136,200

2022

$8,928 (+18.1%)

$403,900 + $624,600

$1,028,500

2021

$7,562 (−4.2%)

$353,400 + $364,200

$717,600

2020

$7,889 (+18.2%)

$283,500 + $268,100

$551,600

2019

$6,674 (+0.2%)

$239,700 + $323,600

$563,300

2018

$6,659 (+7.0%)

$212,500 + $273,600

$486,100

2017

$6,226 (−2.8%)

$212,500 + $273,600

$486,100

2016

$6,406 (+4.1%)

$278,050 + $191,700

$469,750

2015

$6,151 (+4.1%)

$246,300 + $237,200

$483,500

2014

$5,908 (−4.6%)

$243,450 + $187,100

$430,550

2013

$6,193 (−4.0%)

$243,450 + $187,100

$430,550

2012

$6,448 (+14.1%)

$243,450 + $182,800

$426,250

2011

$5,652 (−4.7%)

$268,950 + $203,100

$472,050

2010

$5,930 (−8.9%)

$254,800 + $184,700

$439,500

2009

$6,507

$265,100 + $255,800

$520,900

Tax history for 431 Summit Lake Shore Rd NW

Year

Property tax

Land + Additions

Assessment*

2026

$14,444 (+14.9%)

$345,100 + $934,100

$1,279,200

2025

$12,568

$345,100 + $934,100

$1,279,200

2024

$12,559 (+12.4%)

$350,900 + $795,300

$1,146,200

2023

$11,178 (+25.2%)

$397,700 + $738,500

$1,136,200

2022

$8,928 (+18.1%)

$403,900 + $624,600

$1,028,500

2021

$7,562 (−4.2%)

$353,400 + $364,200

$717,600

2020

$7,889 (+18.2%)

$283,500 + $268,100

$551,600

2019

$6,674 (+0.2%)

$239,700 + $323,600

$563,300

2018

$6,659 (+7.0%)

$212,500 + $273,600

$486,100

2017

$6,226 (−2.8%)

$212,500 + $273,600

$486,100

2016

$6,406 (+4.1%)

$278,050 + $191,700

$469,750

2015

$6,151 (+4.1%)

$246,300 + $237,200

$483,500

2014

$5,908 (−4.6%)

$243,450 + $187,100

$430,550

2013

$6,193 (−4.0%)

$243,450 + $187,100

$430,550

2012

$6,448 (+14.1%)

$243,450 + $182,800

$426,250

2011

$5,652 (−4.7%)

$268,950 + $203,100

$472,050

2010

$5,930 (−8.9%)

$254,800 + $184,700

$439,500

2009

$6,507

$265,100 + $255,800

$520,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.5 Acres

Year renovated

2018

Sq. Ft.

1,922

Year built

1944

Style

Single Family Residential

County

Thurston County

APN

14813141000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 18, 2026.

Property details

Parking

Parking Information
Covered Spaces: 3
Parking Features: RV Parking, Detached Carport, Driveway, Detached Garage, Off Street
Garage Spaces: 3
Has Carport
Has Garage

Interior

Bedroom Information
# of Bedrooms: 2
# of Beds Upper: 1
# of Bedrooms Main: 1
Bedrooms Possible: 2

Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 1
# of Half Baths (Total): 1
# of Full Baths (Main): 1
# of Half Baths (Main): 1
# of Three Quarter Baths (Upper): 1

Room 1 Information
Room Type: Dining Room
Room Level: Main

Room 2 Information
Room Type: Entry Hall
Room Level: Main

Room 3 Information
Room Type: Great Room
Room Level: Main

Room 4 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 5 Information
Room Type: Primary Bedroom
Room Level: Upper

Room 6 Information
Room Type: Studio
Room Level: Main

Room 7 Information
Room Type: Utility Room
Room Level: Main

Room 8 Information
Room Type: Bathroom Full
Room Level: Main

Room 9 Information
Room Type: Bathroom Half
Room Level: Main

Room 10 Information
Room Type: Bathroom Three Quarter
Room Level: Upper

Room 11 Information
Room Type: Bedroom
Room Level: Main

Basement Information
Basement Features: None

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas
# of Fireplaces Main: 1

Heating & Cooling
Has Heating
Has Cooling

Interior Features
Interior Features: Forced Air, Heat Pump, HEPA Air Filtration, HRV/ERV System, Tankless Water Heater, Ceramic Tile, Laminate Hardwood, Wall to Wall Carpet, Dining Room, French Doors, Walk-in Closet(s), Wired for Generator, Fireplace, Water Heater
Appliances: Dryer, Washer
Flooring: Ceramic Tile, Laminate, Vinyl Plank, Carpet
Appliances Included: Dishwasher,Dryer,Refrigerator,See Remarks,StoveRange,Washer

Exterior

Building Information
Building Information: Built On Lot
Roof: Composition

Exterior Features
Exterior Features: Cement Planked, Wood

Waterfront Information
On Waterfront
Waterfront Features: Lake, No Bank
Waterfront Footage: 60

Property Information
Energy Source: Electric,Propane
Sq. Ft. Finished: 1,922
Style Code: 11 - 1 1/2 Story
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Very Good
Has View

Land Information
Vegetation: Garden Space

Lot Information
MLS Lot Size Source: Assessor
Site Features: Boat House,Cable TV,Deck,Dock,Fenced-Partially,Gated Entry,High Speed Internet,Moorage,Outbuildings,Patio,Propane,RV Parking,Shop,Sprinkler System
Zoning Jurisdiction: County
Lot Features: Paved
Lot Size Units: Square Feet
Lot Size Acres: 0.5032
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $8,928
Tax Year: 2022

Financial Information
Listing Terms: Cash Out, Conventional
Buyer Financing: Other

Utilities

Utility Information
Water Source: Individual Well, Lake
Water Company: Private Well
Power Company: Puget Sound Energy
Sewer: Septic Tank
Sewer Company: Septic
Water Heater Location: E Wall of Home/E Wall Garage
Water Heater Type: (2) Gas On-Demand
Cable Connected: Comcast/Xfinity
Internet Connected: Comcast/Xfinity

Location

Multi-Unit Information
Furnished: Unfurnished

School Information
Elementary School: Buyer To Verify
Middle Or Junior High School: Buyer To Verify
High School: Buyer To Verify
High School District: Olympia

Location Information
Directions: Hwy 101 North, continue onto Hwy 8 W toward Aberdeen. Right at 1st Summit Lake Rd exit, right on Summit Lake Shore Rd to home on left.
Topography: Level,PartialSlope,Terraces

Community Information
Senior Exemption: false
Community Features: Boat Launch

Public facts

Beds: 2
Baths: 2.5
Sq. Ft.: 1,922
Stories: 1.5
Lot Size: 0.5 acres
Style: Single Family Residential
Year Built: 1944
Year Renovated: 2018
County: Thurston County
APN: 14813141000

Home facts updated by county records on Sep 18, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Monday, December 5, 2022

Green Information
Green Energy Efficient: High Efficiency - 90%+
Power Production Type: Electric, Propane

Home Information
Living Area: 1,922
Living Area Units: Square Feet
Calculated Square Footage: 1922
MLS Square Footage Source: Assessor
Building Area Total: 1922
Building Area Units: Square Feet
Foundation Details: Block
Year Built Effective: 2018
Effective Year Built Source: Public Records
Structure Type: House
Entry Location: Main

Around this home

Schools

K - 12
Preschool & daycare

McLane Elementary School

Public PreK-5 • Assigned • 6.5mi

4/10

Thurgood Marshall Middle School

Public 6-8 • Assigned • 7.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Historical weather

Olympia, WA • 98502

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.5 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

8.5 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.39M – $1.69M

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Home values near 431 Summit Lake Shore Rd NW

Data from public records.

Address	Redfin Estimate
501 Summit Lake Shore Rd NW, Olympia, WA 3 Beds \| 2.5 Baths \| 3592 Sq. Ft.	$1,595,830
505 Summit Lake Shore Rd NW Apt 2, Olympia, WA 1 Beds \| 1 Baths \| 822 Sq. Ft.	$321,915
417 Summit Lake Shore Rd NW, Olympia, WA 3 Beds \| 3.5 Baths \| 1803 Sq. Ft.	$789,223
409 Summit Lake Shore Rd NW, Olympia, WA 3 Beds \| 1 Baths \| 1248 Sq. Ft.	$550,180
411 Summit Lake Shore Rd NW, Olympia, WA 2 Beds \| 3 Baths \| 2777 Sq. Ft.	$1,769,669
441 Summit Lake Shore Rd NW, Olympia, WA 1 Beds \| 2 Baths \| 1840 Sq. Ft.	$964,721
416 Summit Lake Shore Rd NW, Olympia, WA 3 Beds \| 2 Baths \| 1480 Sq. Ft.	—

Address	Redfin Estimate
505 Summit Lake Shore Rd NW, Olympia, WA 1 Beds \| 1 Baths \| 960 Sq. Ft.	$286,466
509 Summit Lake Shore Rd NW, Olympia, WA 3 Beds \| 3.5 Baths \| 5037 Sq. Ft.	$1,988,232
423 Summit Lake Shore Rd NW, Olympia, WA 2 Beds \| 1 Baths \| 1344 Sq. Ft.	$1,081,077
419 Summit Lake Shore Rd NW, Olympia, WA 3 Beds \| 1 Baths \| 1026 Sq. Ft.	$668,012
413 Summit Lake Shore Rd NW, Olympia, WA 2 Beds \| 1 Baths \| 1490 Sq. Ft.	$843,538
445 Summit Lake Shore Rd NW, Olympia, WA 1 Beds \| 1 Baths \| 1040 Sq. Ft.	$481,096
505 Summit Lake Shore Rd NW Apt D, Olympia, WA 1 Beds \| 1 Baths \| 932 Sq. Ft.	$328,608

Address	Redfin Estimate
505 Summit Lake Shore Rd NW, Olympia, WA 1 Beds \| 1 Baths \| 822 Sq. Ft.	$399,456
505 Summit Lake Shore Rd NW, Olympia, WA 1 Beds \| 1 Baths \| 960 Sq. Ft.	$309,858
430 Summit Lake Shore Rd NW, Olympia, WA 3 Beds \| 1 Baths \| 1288 Sq. Ft.	$622,974
443 Summit Lake Shore Rd NW, Olympia, WA 2 Beds \| 1 Baths \| 1332 Sq. Ft.	$509,095
433 Summit Lake Shore Rd NW, Olympia, WA 2 Beds \| 2.5 Baths \| 2105 Sq. Ft.	$786,010
505 Summit Lake Shore Rd NW Apt B, Olympia, WA 1 Beds \| 1 Baths \| 858 Sq. Ft.	$269,924
505 Summit Lake Shore Rd NW Apt 2B, Olympia, WA 1 Beds \| 1 Baths \| 858 Sq. Ft.	$293,699

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98502, WA

Sale history for 431 Summit Lake Shore Rd NW

Tax history for 431 Summit Lake Shore Rd NW

Public record

Property details

Around this home

Schools

Lifestyle

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98502

Home values near 431 Summit Lake Shore Rd NW

More real estate resources