643 Summit Lake Shore Rd NW, Olympia, WA 98502

Listing provided courtesy of Olympic Sotheby's Int'l Realty. Bought with Keller Williams Realty.

Off market jul 2007 for $490K

$971,906

Est. refi paymentEst. refi $3,193/mo

•

2,088

sq ft

643 Summit Lake Shore Rd NW, Olympia, WA 98502

About this home

Your chance to own one of the most affordable homes on pristine Summit Lake. Great landscaping leads down to a sunny dock and boat house waiting for all your toys. Home over 90% remodeled in 1991. Includes tile roof, French doors off main floor master with views of the lake. Great room concept upstairs w/play room in basement. Sliders out to water, 3 bed, 1 3/4 bath, all on 70 feet of waterfront.

Single-familyProperty Type

1991Year Built

0.31 acresLot Size

$465Est. Price/Sq.Ft.

2 spacesParking

Listed by • Olympic Sotheby's Int'l Realty

Bought with • Keller Williams Realty

Redfin checked: 2 minutes ago

•Source:NWMLS as Distributed by MLS Grid #27123479

Redfin Estimate

$971,906

$482K since sold in July 2007$6,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 53.8% higher than the average sale price ($632K) of 6 comparable homes.

SOLD OCT 13, 2026
$635,000
A
3 beds2 baths2,046 sq ft
5608 Ridge High Ct SW, Olympia, WA 98512
Listing provided by nwmls
SOLD JUL 29, 2026
$715,850
B
3 beds2 baths1,928 sq ft
5714 Capitol Forest Dr SW, Olympia, WA 98512
Listing provided by nwmls
SOLD JUL 1, 2026
$595,000
C
3 beds2 baths1,714 sq ft
6107 Tiger Tail Dr SW, Olympia, WA 98512
Listing provided by nwmls
SOLD MAY 27, 2026
$605,000
D
3 beds2 baths2,155 sq ft
7937 Ellison Loop NW, Olympia, WA 98502
Listing provided by nwmls
SOLD DEC 2, 2025
$590,000
E
3 beds2 baths2,023 sq ft
6001 Capitol Forest Ct SW, Olympia, WA 98512
Listing provided by nwmls
SOLD JUL 9, 2026
$650,000
F
3 beds2.5 baths2,004 sq ft
1118 Camberton Ct NW, Olympia, WA 98502
Listing provided by nwmls

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Earn from this home

Sell

$720,034

Est. take-home

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Refinance

Est. cash available

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Rent

$2,898/mo

Redfin rental estimate

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Market trends in 98502, WA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.6%

0.6% MoM

Median sale price

$631K

$5K MoM

Avg. days on market

26d

8 days MoM

Recently sold homes

120

12 MoM

New listings for sale

$520,000
4 beds4 baths2,101 sq ft
4305 Quail Run Loop NW Unit A&B, Olympia, WA 98502
Kim Piper • RE/MAX Advantage
$520,000
4 beds4 baths2,101 sq ft
4307 Quail Run Loop SE Unit A&B, Olympia, WA 98502
Kim Piper • RE/MAX Advantage
$250,000
2 beds1 bath820 sq ft
106 Perry NW, Olympia, WA 98502
Robin Downey • Skyline Properties, Inc.
$445,000
3 beds1 bath1,437 sq ft
824 Dundee Rd NW, Olympia, WA 98502
Lisa Phipps • Better Properties Kitsap
$375,000
3 beds2 baths1,728 sq ft
2520 70th Ave NW #5, Olympia, WA 98502
John Stormans • Olympic Sotheby's Int'l Realty
$85,000
3 beds2 baths1,440 sq ft
1111 Archwood Dr SW #405, Olympia, WA 98502
Nancy Griego • RE/MAX Parkside Affiliates
$549,900
3 beds3 baths1,876 sq ft
1202 Division St NW, Olympia, WA 98502
Sam Rucker • NextHome Northwest Group
LISTED BY REDFIN
$540,000
2 beds2.5 baths2,774 sq ft
2502 70th Ave NW Unit A, Olympia, WA 98502
Redfin
$899,995
3 beds2.5 baths2,675 sq ft
4305 Blubyrd Ln NW, Olympia, WA 98502
Joe Symonette • eXp Realty
3D WALKTHROUGH
$2,995,000
5 beds5 baths6,055 sq ft
3034 36th Ave NW, Olympia, WA 98502
Kyle Graham • Dove Realty, Inc.
See all

Provided by Redfin

Sale history for 643 Summit Lake Shore Rd NW

Year

Property tax

Land + Additions

Assessment*

2026

$9,442 (+4.8%)

$322,300 + $512,500

$834,800

2025

$9,010 (+2.9%)

$322,300 + $512,500

$834,800

2024

$8,758 (+9.0%)

$295,500 + $525,600

$821,100

2023

$8,033 (+8.5%)

$332,400 + $459,100

$791,500

2022

$7,404 (+12.8%)

$314,900 + $423,600

$738,500

2021

$6,562 (−8.2%)

$258,800 + $336,700

$595,500

2020

$7,148 (+18.9%)

$228,400 + $250,600

$479,000

2019

$6,013 (+6.7%)

$191,600 + $319,400

$511,000

2018

$5,634 (+8.0%)

$171,500 + $240,000

$411,500

2017

$5,215 (−6.3%)

$171,500 + $240,000

$411,500

2016

$5,566 (+3.6%)

$225,900 + $167,700

$393,600

2015

$5,372 (+4.6%)

$199,150 + $221,400

$420,550

2014

$5,138 (−5.0%)

$196,850 + $178,000

$374,850

2013

$5,409 (−3.9%)

$196,850 + $178,000

$374,850

2012

$5,628 (+13.7%)

$196,850 + $175,900

$372,750

2011

$4,951 (−2.0%)

$217,450 + $195,100

$412,550

2010

$5,054 (−7.4%)

$206,000 + $179,600

$385,600

2009

$5,459

$203,300 + $241,300

$444,600

Tax history for 643 Summit Lake Shore Rd NW

Year

Property tax

Land + Additions

Assessment*

2026

$9,442 (+4.8%)

$322,300 + $512,500

$834,800

2025

$9,010 (+2.9%)

$322,300 + $512,500

$834,800

2024

$8,758 (+9.0%)

$295,500 + $525,600

$821,100

2023

$8,033 (+8.5%)

$332,400 + $459,100

$791,500

2022

$7,404 (+12.8%)

$314,900 + $423,600

$738,500

2021

$6,562 (−8.2%)

$258,800 + $336,700

$595,500

2020

$7,148 (+18.9%)

$228,400 + $250,600

$479,000

2019

$6,013 (+6.7%)

$191,600 + $319,400

$511,000

2018

$5,634 (+8.0%)

$171,500 + $240,000

$411,500

2017

$5,215 (−6.3%)

$171,500 + $240,000

$411,500

2016

$5,566 (+3.6%)

$225,900 + $167,700

$393,600

2015

$5,372 (+4.6%)

$199,150 + $221,400

$420,550

2014

$5,138 (−5.0%)

$196,850 + $178,000

$374,850

2013

$5,409 (−3.9%)

$196,850 + $178,000

$374,850

2012

$5,628 (+13.7%)

$196,850 + $175,900

$372,750

2011

$4,951 (−2.0%)

$217,450 + $195,100

$412,550

2010

$5,054 (−7.4%)

$206,000 + $179,600

$385,600

2009

$5,459

$203,300 + $241,300

$444,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

70 ft.

Lot depth

190 ft.

Lot size

0.31 Acres

Year renovated

1985

Sq. Ft.

2,090

Year built

1946

Style

Single Family Residential

County

Thurston County

APN

77200004700

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 18, 2026.

RL2/1

Residential Lamird-Two Dwelling Unit Per Acre District

The purposes of this district are to: Establish a district that contains limited areas of more intensive rural residential development, consistent with RCW 36.70A.070(5)(d), that existed as of July 1, 1990 at a density of approximately two dwelling units per acre.; Provide for infill residential development at a maximum density of two dwelling units per acre, consistent with the development pattern established before July 1, 1990.; Provide development standards to assure that infill residential development is consistent with surrounding uses and can be accommodated without new urban level services.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Multiple units

Property details

Parking

Parking Information
Covered Spaces: 2

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 2
# of Beds Lower: 1
Bedrooms Possible: 3

Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 1
# of Full Baths (Main): 1
# of Three Quarter Baths (Lower): 1

Room 1 Information
Room Type: Living Room
Room Level: Main

Room 2 Information
Room Type: Kitchen With Eating Space
Room Level: Main

Room 3 Information
Room Type: Entry Hall
Room Level: Main

Room 4 Information
Room Type: Utility Room
Room Level: Main

Room 5 Information
Room Type: Primary Bedroom
Room Level: Main

Room 6 Information
Room Type: Family Room
Room Level: Lower

Room 7 Information
Room Type: Dining Room
Room Level: Main

Room 8 Information
Room Type: Bathroom Full
Room Level: Main

Room 9 Information
Room Type: Bathroom Three Quarter
Room Level: Lower

Basement Information
Basement Features: Daylight

Heating & Cooling
Has Heating
Has Cooling

Interior Features
Interior Features: Forced Air, Heat Pump, Wall to Wall Carpet, Wired for Generator, Ceiling Fan(s), Dining Room, Skylight(s), Vaulted Ceiling(s), Water Heater
Flooring: See Remarks, Carpet
Appliances Included: Dishwasher,Range/Oven,Refrigerator

Exterior

Building Information
Building Information: Built On Lot
Roof: Tile

Exterior Features
Exterior Features: Wood

Waterfront Information
On Waterfront
Waterfront Features: Lake, No Bank
Waterfront Footage: 70'

Property Information
Sq. Ft. Finished: 2,008
Style Code: 16 - 1 Story w/Bsmnt.
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Good
Has View

Lot Information
Lot Number: 47
Site Features: Boat House,Cable TV,Deck,Dock,Fenced-Partially,Outbuildings
Lot Size Units: Square Feet
Lot Size Acres: 0.31
Elevation Units: Feet

Financial

Tax Information
Tax Annual Amount: $4,004
Tax Year: 2007

Financial Information
Listing Terms: Cash Out, Conventional
Buyer Financing: Cash

Utilities

Utility Information
Water Source: See Remarks
Water Company: Lake
Power Company: PSE
Sewer: Septic Tank
Sewer Company: Septic
Utilities: Cable Connected, Septic System, Electric, Wood
Water Heater Location: Electric/Bathroom
Water Heater Type: Electric/Bathroom

Location

Multi-Unit Information
Furnished: Unfurnished

HOA Information
Association Fee Frequency: Monthly

School Information
Elementary School: Griffin Elem
Middle Or Junior High School: Griffin Mid School
High School: Capital High
High School District: Griffin

Location Information
Bus Line Nearby: false
Bus Route Number: '
Directions: I-5 West on Hwy 101, continue onto Hwy 8, 1st Summit Lake exit, R on Summit Lake Shore Rd. Home on L.
Topography: Level,PartialSlope,Terraces

Community Information
Senior Exemption: false

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 2,090
Stories: 1.0
Lot Size: 0.31 acres
Style: Single Family Residential
Year Built: 1946
Year Renovated: 1985
County: Thurston County
APN: 77200004700

Home facts updated by county records on Sep 18, 2026

Other

Listing Information
Mls Status: Sold

Listing Date Information
On Market Date: Monday, July 9, 2007

Green Information
Power Production Type: Electric, Wood

Home Information
Living Area: 2,008
Living Area Units: Square Feet
Calculated Square Footage: 2088
MLS Square Footage Source: County
Building Area Total: 2088
Building Area Units: Square Feet
Foundation Details: Poured Concrete
Structure Type: House
Levels: One
Entry Location: Main

Around this home

Schools

McLane Elementary School

Public PreK-5 • Assigned • 6.0mi

4/10

Thurgood Marshall Middle School

Public 6-8 • Assigned • 7.4mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 86° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

7 unhealthy days expected this year, 7 days in 30 years

Provided by First Street

Historical weather

Olympia, WA • 98502

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.5 hours in June and 1.8 hours in December, placing it below the U.S. average for solar exposure.

8.5 hrs

1.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$924,000 – $1.12M

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Listing provided by NWMLS as Distributed by MLS Grid

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Listing provided by NWMLS as Distributed by MLS Grid

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Listing provided by NWMLS as Distributed by MLS Grid

Home values near 643 Summit Lake Shore Rd NW

Data from public records.

Address	Redfin Estimate
723 Summit Lake Shore Rd NW, Olympia, WA - Beds \| 1 Baths \| 1180 Sq. Ft.	$656,731
647 Summit Lake Shore Rd NW, Olympia, WA 2 Beds \| 4 Baths \| 1385 Sq. Ft.	$837,323

Address	Redfin Estimate
709 Summit Lake Shore Rd NW, Olympia, WA 4 Beds \| 3.5 Baths \| 2281 Sq. Ft.	$1,429,313
629 Summit Lake Shore Rd NW, Olympia, WA 4 Beds \| 2.5 Baths \| 3600 Sq. Ft.	$1,073,877

Address	Redfin Estimate
705 Summit Lake Shore Rd NW, Olympia, WA 2 Beds \| 2 Baths \| 1833 Sq. Ft.	$946,587
623 Summit Lake Shore Rd NW, Olympia, WA 2 Beds \| 2.5 Baths \| 2605 Sq. Ft.	$1,266,557

Property information provided by NWMLS as Distributed by MLS Grid when last listed in 2007. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 98502, WA

Sale history for 643 Summit Lake Shore Rd NW

Tax history for 643 Summit Lake Shore Rd NW

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 98502

Home values near 643 Summit Lake Shore Rd NW

More real estate resources