Cheap homes for sale & real estate in Clay County, IA

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ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
This once grand house is looking for its new owner to bring her back to life. The first floor is gutted to the studs, allowing you to let your interior designer skills run wild. The second floor is where you'll find the three bedrooms and full bath which are still intact, but will need some sprucing up. The spacious lot gives has room for a landscaping upgrade, plenty of driveway space, and the two garages (one attached and one detached) offers room for storage to your liking. Are you ready to tackle this project?

$42,000

3 beds1 bath966 sq ft

408 2nd Ave SE, Spencer, IA 51301

0.52 acre lot • 4 garage spots • Built 1928

ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
Character, charm, and room to make yourself at home! This inviting 5-bedroom, 2-bath home beautifully showcases its original woodwork, timeless architectural details, and high ceilings that give every room a sense of warmth and character. Enjoy the charm paired with the convenience of a move-in-ready home. With generous living space and room for everyone, this home is ready for its next chapter. All that's missing is you!

$169,900

5 beds2 baths1,908 sq ft

717 W 5th St, Spencer, IA 51301

9,940 sq ft lot • Garage • Built 1900

ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
CLASSIC CHARM, BIG-TICKET UPDATES! 101 Pine Street pairs timeless charm with the updates buyers care about most! A graceful arched opening connects the spacious living room to the dining area, while the kitchen offers breakfast-bar seating for easy everyday meals. The main floor also features a mudroom, laundry, and a bathroom, along with an enclosed front porch. Upstairs, you'll find three bedrooms and a full bath. Recent big-ticket improvements include a new furnace (2025) and water heater (2026), plus a water softener and whole-home filtration system. Outside, you'll find a spacious yard on a corner lot, detached two-stall garage, and an additional storage shed for tools and toys. Classi

$154,000

3 beds2 baths1,824 sq ft

101 Pine St St, Peterson, IA 51047

Arched opening • Mudroom • Corner lot

ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
SPACE, COMFORT & COUNTRY LIVING — JUST 6 MILES FROM TOWN! Enjoy the best of country living with this inviting 4.90-acre acreage, conveniently located just 6 miles from town! Offering the perfect blend of space, comfort, and functionality, this property features a family-friendly floor plan with 4 bedrooms, 2 bathrooms, and two separate living areas, providing plenty of room for everyday living and entertaining. The full basement offers abundant storage along with excellent potential to create additional living space to suit your needs. Outside, you'll appreciate the well-established grove, offering a beautiful setting and a sense of privacy. Whether you're pursuing hobbies, wor

$347,000

4 beds2 baths2,400 sq ft

4065 200th Ave, Spencer, IA 51301

30 x 60 shed • Heated shop • 4.90-acre acreage

ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
Location, Lifestyle & Move-In Ready Comfort! Discover the perfect blend of comfort and convenience in this inviting 4-bedroom, 2-bath split-level home located in a sought-after neighborhood near the Spencer Family YMCA. The open main-floor design offers a welcoming atmosphere, featuring a spacious kitchen, a dedicated home office, and plenty of room for everyday living and entertaining. Gather in the cozy family room and enjoy the warmth and charm of the wood-burning fireplace. Additional highlights include low-maintenance vinyl siding, updated windows, and a move-in-ready interior. Step outside to a large patio overlooking a peaceful pond, creating the perfect setting to relax and e

$244,900

4 beds2 baths2,205 sq ft

1202 W 13th St, Spencer, IA 51301

Updated windows • Spacious kitchen • Split-level home

Property at 2201 W 10th St, Spencer, IA 51301, 4 beds, 3 baths

$419,900

4 beds3 baths2,520 sq ft

2201 W 10th St, Spencer, IA 51301

Property at 603 E 16th St, Spencer, IA 51301, 3 beds, 1 bath

$205,000

3 beds1 bath1,161 sq ft

603 E 16th St, Spencer, IA 51301

Property at 130 Cottonwood Dr, Rossie, IA 51357, 3 beds, 2 baths

$69,000

3 beds2 baths1,305 sq ft

130 Cottonwood Dr, Rossie, IA 51357

Property at 1021 W 5th St, Spencer, IA 51301, 4 beds, 2 baths

$195,000

4 beds2 baths2,016 sq ft

1021 W 5th St, Spencer, IA 51301

Property at 501 N Rumsey St, Everly, IA 51338, 3 beds, 1 bath

$56,000

3 beds1 bath1,876 sq ft

501 N Rumsey St, Everly, IA 51338

Property at 13 Grandview Blvd, Spencer, IA 51301, 5 beds, 2 baths

$119,900

5 beds2 baths960 sq ft

13 Grandview Blvd, Spencer, IA 51301

Property at 419 E 12th St, Spencer, IA 51301, 3 beds, 1.5 baths

$170,000

3 beds1.5 baths1,370 sq ft

419 E 12th St, Spencer, IA 51301

Property at 337 E 2nd St, Spencer, IA 51301, 4 beds, 2 baths

$134,000

4 beds2 baths1,465 sq ft

337 E 2nd St, Spencer, IA 51301

Property at 4771 290th Ave, Webb, IA 51366, 4 beds, 2.5 baths

$320,000

4 beds2.5 baths2,294 sq ft

4771 290th Ave, Webb, IA 51366

Property at 1007 E 17th St, Spencer, IA 51301, 4 beds, 3.5 baths

$378,000

4 beds3.5 baths2,726 sq ft

1007 E 17th St, Spencer, IA 51301

Property at 1117 Michaels Ct, Spencer, IA 51301, 4 beds, 2.5 baths

$379,000

4 beds2.5 baths2,142 sq ft

1117 Michaels Ct, Spencer, IA 51301

Property at 104 W 3rd St, Spencer, IA 51301, 3 beds, 3 baths

$204,999

3 beds3 baths1,943 sq ft

104 W 3rd St, Spencer, IA 51301

Property at 201 1st St SW, Fostoria, IA 51340, 4 beds, 2 baths

$184,500

4 beds2 baths1,781 sq ft

201 1st St SW, Fostoria, IA 51340

Property at 1900 4th Ave SW, Spencer, IA 51301, 2 beds, 2 baths

$165,000

2 beds2 baths1,026 sq ft

1900 4th Ave SW, Spencer, IA 51301

Property at 1102 St Luke Drive #302, Spencer, IA 51301, 2 beds, 2 baths

$221,000

2 beds2 baths1,399 sq ft

1102 St Luke Drive #302, Spencer, IA 51301

Property at 1124 9th Ave W, Spencer, IA 51301, 3 beds, 2.5 baths

$279,000

3 beds2.5 baths1,759 sq ft

1124 9th Ave W, Spencer, IA 51301

Property at 1107 W 4th St, Spencer, IA 51301, 5 beds, 3 baths

$310,000

5 beds3 baths2,128 sq ft

1107 W 4th St, Spencer, IA 51301

Property at 533 Prospect Dr, Spencer, IA 51301, 5 beds, 1.5 baths

$269,000

5 beds1.5 baths1,816 sq ft

533 Prospect Dr, Spencer, IA 51301

Property at 2040 440th St, Royal, IA 51357, 3 beds, 2 baths

$299,900

3 beds2 baths1,800 sq ft

2040 440th St, Royal, IA 51357

Property at 115 Stoneybrook Cir SW, Spencer, IA 51301, 2 beds, 2 baths

$269,900

2 beds2 baths1,374 sq ft

115 Stoneybrook Cir SW, Spencer, IA 51301

Property at 219 W 6th St, Spencer, IA 51301, 3 beds, 2 baths

$99,000

3 beds2 baths1,440 sq ft

219 W 6th St, Spencer, IA 51301

Property at 425 E 12th Sts, Spencer, IA 51301, 2 beds, 1 bath

$30,000

2 beds1 bath972 sq ft

425 E 12th Sts, Spencer, IA 51301

Property at 924 1st Ave SW, Spencer, IA 51301, 5 beds, 2.5 baths

$299,900

5 beds2.5 baths2,913 sq ft

924 1st Ave SW, Spencer, IA 51301

Property at 308 E 10th St, Spencer, IA 51301, 3 beds, 1 bath

$129,900

3 beds1 bath1,049 sq ft

308 E 10th St, Spencer, IA 51301

Property at 1120 4th Ave E, Spencer, IA 51301, 2 beds, 1 bath

$94,500

2 beds1 bath946 sq ft

1120 4th Ave E, Spencer, IA 51301

Property at 515 6th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$71,000

3 beds2 baths1,732 sq ft

515 6th Ave W, Spencer, IA 51301

Property at 412 Highway Ave SW, Fostoria, IA 51340, 3 beds, 2 baths

$175,000

3 beds2 baths1,392 sq ft

412 Highway Ave SW, Fostoria, IA 51340

Property at 1614 W 11th St, Spencer, IA 51301, 2 beds, 2 baths

$269,900

2 beds2 baths1,223 sq ft

1614 W 11th St, Spencer, IA 51301

Property at 909 E 15th St, Spencer, IA 51301, 2 beds, 1 bath

$169,900

2 beds1 bath880 sq ft

909 E 15th St, Spencer, IA 51301

Property at 1107 Breezy Meadow Ln, Spencer, IA 51301, 5 beds, 3 baths

$292,000

5 beds3 baths2,603 sq ft

1107 Breezy Meadow Ln, Spencer, IA 51301

Property at 3263 335th Ave Ave, Ruthven, IA 51358, 2 beds, 1 bath

$390,000

2 beds1 bath1,660 sq ft

3263 335th Ave Ave, Ruthven, IA 51358

Property at 3195 190th Ave, Spencer, IA 51301, 2 beds, 2 baths

$189,900

2 beds2 baths696 sq ft

3195 190th Ave, Spencer, IA 51301

Property at 401 Main ST St, Fostoria, IA 51340, 3 beds, 1 bath

$170,000

3 beds1 bath1,152 sq ft

401 Main ST St, Fostoria, IA 51340

Property at 411 E 11th St, Spencer, IA 51301, 3 beds, 1 bath

$164,900

3 beds1 bath1,448 sq ft

411 E 11th St, Spencer, IA 51301

Property at 2106 1st Ave E #18, Spencer, IA 51301, 2 beds, 2 baths

$49,000

2 beds2 baths1,056 sq ft

2106 1st Ave E #18, Spencer, IA 51301

Property at 3288 335th Ave, Ruthven, IA 51358, 3 beds, 2 baths

$109,900

3 beds2 baths1,200 sq ft

3288 335th Ave, Ruthven, IA 51358

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Cheap Homes for Sale in Clay County

There are currently 77 cheap homes for sale in Clay County at a median listing price of $210K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Clay County stay on the market for 79 days. This map is refreshed with the newest listings in Clay County every 15 minutes.

In the past month, 27 homes have been sold in Clay County. In addition to houses in Clay County, there were also 4 condos, 1 townhouse, and 9 multi-family units for sale in Clay County last month. Find your dream home in Clay County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Clay County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Clay County. If you're looking to sell your home in the Clay County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Clay County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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