Cheap homes for sale & real estate in Clay County, IA

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ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor space for entertaining, gardening, or expansion. A perfect blend of classic details and inviting atmosphere!

$149,900

2 beds2 baths1,513 sq ft

1625 3rd Ave E, Spencer, IA 51301

Deep lot • Grand trim work • Outdoor space

ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
Charming 1.5-story Cape Cod single-family home featuring 2 bedrooms and 1 bathroom. Inside, you’ll find original hardwood floors and a welcoming main floor layout with a living room, dining room, and kitchen. The basement is protected with a Thrasher waterproofing system for peace of mind. Outside, the property includes a detached 1-car garage that has been re-sided, along with new windows and siding on the north and back sides of the home.

$93,400

2 beds1 bath1,149 sq ft

427 6th Ave W, Spencer, IA 51301

New siding • Detached garage • New windows

ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
Investor Opportunity – Tucked into the heart of Spencer, this 1½-story frame bungalow has been a quiet constant—providing a comfortable place to call home for long-term tenants and reliable income. With two separate living units, each space offers simple, practical living with everything tenants need and nothing overcomplicated. Located near downtown, this property provides a strong occupancy history and consistent cash flow—perfect for investors seeking a stable, income-producing opportunity. This one deserves a closer look.

$125,000

4 beds2 baths2,050 sq ft

19 E 2nd St, Spencer, IA 51301

Near downtown • Consistent cash flow • 8,052 sq ft lot

ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
This well-maintained ranch-style home offers new flooring, comfortable, one-level living with 3 bedrooms, 2 bathrooms. The lower level has great spaces, a family room and possible bedroom or office. The kitchen features ample cabinet and counter space, modern appliances, perfect for families, retirees, or anyone looking for a cozy and functional home. Enjoy Iowa’s beautiful seasons in the large backyard, perfect for barbecues, gardening, or simply unwinding. Located on a quiet cul-de-sac, this home combines peaceful living with easy access to local schools, parks, and shopping.

$171,000

4 beds2 baths1,802 sq ft

817 Fisher Ct, Spencer, IA 51301

Quiet cul-de-sac • One-level living • Large backyard

ABOUT THIS HOME
Cheap Home for sale in Clay County, IA:
This just may be the HOME you've been waiting for! Is it time to enjoy life without always working on the house? The many updates include; roof (40yr warranty), siding, gutters (with leaf guards) and large downspouts, living room carpet, dining room and bath floor, exterior lights, breezeway and garage windows, window screens, furnace 2020, water heater 2020. Don't miss this opportunity for a great investment!!

$114,900

2 beds1 bath1,048 sq ft

302 Meadow St, Royal, IA 51357

Gutters • Roof warranty • Living room carpet

Property at 829 2nd Ave SE, Spencer, IA 51301, 4 beds, 2.5 baths

$260,000

4 beds2.5 baths1,912 sq ft

829 2nd Ave SE, Spencer, IA 51301

Property at 202 E 4th St, Spencer, IA 51301, 3 beds, 2 baths

$249,000

3 beds2 baths2,114 sq ft

202 E 4th St, Spencer, IA 51301

Property at 543 7th Ave W, Spencer, IA 51301, 2 beds, 1.5 baths

$134,500

2 beds1.5 baths976 sq ft

543 7th Ave W, Spencer, IA 51301

Property at 214 8th St SE, Spencer, IA 51301, 3 beds, 2 baths

$250,000

3 beds2 baths1,584 sq ft

214 8th St SE, Spencer, IA 51301

Property at 207 34th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$284,900

3 beds2 baths1,653 sq ft

207 34th Ave W, Spencer, IA 51301

Property at 213 34th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$284,900

3 beds2 baths1,518 sq ft

213 34th Ave W, Spencer, IA 51301

Property at 110 34th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$292,000

3 beds2 baths1,533 sq ft

110 34th Ave W, Spencer, IA 51301

Property at 305 E 3rd St, Everly, IA 51338, 4 beds, 1 bath

$120,000

4 beds1 bath1,760 sq ft

305 E 3rd St, Everly, IA 51338

Property at 114 34th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$292,000

3 beds2 baths1,533 sq ft

114 34th Ave W, Spencer, IA 51301

Property at 106 34th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$292,000

3 beds2 baths1,533 sq ft

106 34th Ave W, Spencer, IA 51301

Property at 204 34th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$275,000

3 beds2 baths1,533 sq ft

204 34th Ave W, Spencer, IA 51301

Property at 212 34th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$275,000

3 beds2 baths1,533 sq ft

212 34th Ave W, Spencer, IA 51301

Property at 208 34th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$275,000

3 beds2 baths1,533 sq ft

208 34th Ave W, Spencer, IA 51301

Property at 216 34th Ave W, Spencer, IA 51301, 3 beds, 2 baths

$275,000

3 beds2 baths1,533 sq ft

216 34th Ave W, Spencer, IA 51301

Property at 2008 W 20th St, Spencer, IA 51301

$27,900

— beds— baths— sq ft

2008 W 20th St, Spencer, IA 51301

Property at 2007 W 20th St, Spencer, IA 51301

$27,900

— beds— baths— sq ft

2007 W 20th St, Spencer, IA 51301

Property at 2002 20th Ave W, Spencer, IA 51301

$29,900

— beds— baths— sq ft

2002 20th Ave W, Spencer, IA 51301

Property at 1905 20th Ave W, Spencer, IA 51301

$27,900

— beds— baths— sq ft

1905 20th Ave W, Spencer, IA 51301

Property at 2102 W 20th St, Spencer, IA 51301

$27,900

— beds— baths— sq ft

2102 W 20th St, Spencer, IA 51301

Property at 1901 20th Ave W, Spencer, IA 51301

$32,900

— beds— baths— sq ft

1901 20th Ave W, Spencer, IA 51301

Property at 2108 20th Ave W, Spencer, IA 51301

$29,900

— beds— baths— sq ft

2108 20th Ave W, Spencer, IA 51301

Property at 1804 22nd Ave W, Spencer, IA 51301

$29,900

— beds— baths— sq ft

1804 22nd Ave W, Spencer, IA 51301

Property at 2015 358th St, Spencer, IA 51301

$99,900

— beds— baths— sq ft

2015 358th St, Spencer, IA 51301

Property at 2002 22nd Ave W, Spencer, IA 51301

$29,900

— beds— baths— sq ft

2002 22nd Ave W, Spencer, IA 51301

Property at 2008 22nd Ave W, Spencer, IA 51301

$34,900

— beds— baths— sq ft

2008 22nd Ave W, Spencer, IA 51301

Property at 1808 22nd Ave W, Spencer, IA 51301

$29,900

— beds— baths— sq ft

1808 22nd Ave W, Spencer, IA 51301

Property at 2201 W 18th St, Spencer, IA 51301

$29,900

— beds— baths— sq ft

2201 W 18th St, Spencer, IA 51301

Property at 1906 22nd Ave W, Spencer, IA 51301

$29,900

— beds— baths— sq ft

1906 22nd Ave W, Spencer, IA 51301

Property at 2014 358th St, Spencer, IA 51301

$89,900

— beds— baths— sq ft

2014 358th St, Spencer, IA 51301

Property at 2020 358th St, Spencer, IA 51301

$89,900

— beds— baths— sq ft

2020 358th St, Spencer, IA 51301

Property at 2021 358th St, Spencer, IA 51301

$129,500

— beds— baths— sq ft

2021 358th St, Spencer, IA 51301

Property at 2008 358th St, Spencer, IA 51301

$89,900

— beds— baths— sq ft

2008 358th St, Spencer, IA 51301

Property at 1523 W 18th Ave, Spencer, IA 51301, 5 beds, 3 baths

$359,500

5 beds3 baths1,736 sq ft

1523 W 18th Ave, Spencer, IA 51301

Property at 2415 Hwy Blvd, Spencer, IA 51301

$319,900

— beds— baths— sq ft

2415 Hwy Blvd, Spencer, IA 51301

Property at 2003 20th Ave W, Spencer, IA 51301

$27,900

— beds— baths— sq ft

2003 20th Ave W, Spencer, IA 51301

Property at 1812 22nd Ave W, Spencer, IA 51301

$33,900

— beds— baths— sq ft

1812 22nd Ave W, Spencer, IA 51301

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Cheap Homes for Sale in Clay County

There are currently 85 cheap homes for sale in Clay County at a median listing price of $180K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Clay County stay on the market for 56 days. This map is refreshed with the newest listings in Clay County every 15 minutes.

In the past month, 14 homes have been sold in Clay County. In addition to houses in Clay County, there were also 5 condos, 2 townhouses, and 9 multi-family units for sale in Clay County last month. Find your dream home in Clay County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Clay County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Clay County. If you're looking to sell your home in the Clay County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Clay County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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