Housing Equality & Policy
All Policy & Current Issues
November 14, 2025
A proposed 50-year mortgage could lower monthly payments, but buyers would pay far more interest over time and build equity far more slowly. The Trump administration is considering the idea of introducing a 50-year fixed-rate mortgage as a way to make housing more affordable. But stretching a loan over five decades introduces tradeoffs that aren’t […]
November 7, 2025
45% of respondents are less likely to make a major purchase overall due to the government shutdown, up from 21% in early October, according to a new Redfin survey conducted by Ipsos. 21% of Americans are delaying a major purchase like a home or car because of the shutdown, up from 17% in early October. […]
November 6, 2025
An analysis of domestic migration data shows high-flood-risk counties lost nearly 30,000 more residents than they gained last year, driven largely by outflows from Miami and Houston. Some are leaving due to climate risk, while others are moving out in search of a lower cost of living or different politics. Redfin agents say many are […]
September 18, 2025
The typical New York household impacted by the raised SALT cap will save $7,092 annually—the most of any state. 86% of Massachusetts homeowner households could benefit from the increased SALT cap—the highest share of any state. In comparison, only 1% of households in Tennessee and Nevada are expected to benefit. States with high home values […]
September 8, 2025
The Black homeownership rate fell to 43.9% in the second quarter, while the Hispanic homeownership rate ticked up slightly. The drop in the Black homeownership rate may be tied to the rising Black unemployment rate, which sits at 7.2%—the highest level since 2021. The Black homeownership rate fell to 43.9% in the second quarter—the lowest […]
