This Cardiff by the Sea, detached home, captures the essence of beach living! With 1075 square feet, 3 bedroom, and 2 full bath this single level home offers an open floor plan that allows the natural light to pour in. Located on a very quiet street that has an 8000 square foot lot with a pool and ocean view deck. The lot is larger than most in the area, live it in or add on. Second Story would allow for panoramic ocean views. This beach cottage will have you breathing easy with all Cardiff has to offer. Neighborhoods: Poinsettia Heights Equipment: Range/Oven Other Fees: 0 Sewer: Sewer Connected Topography: LL
CRMLS #51066533
Dec 6, 2005
Sold
$732,000
$681/sq ft
Aug 9, 2005
Listed
$760,000
$707/sq ft
Public Records
Sep 24, 1985
Sold
$123,000
$114/sq ft
Public Records
Oct 25, 1977
Sold
$71,000
$66/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$16,248 (−0.7%)
$1,214,487 + $276,020
$1,490,507
2024
$16,368 (+2.4%)
$1,190,674 + $270,608
$1,461,282
2023
$15,978 (−1.3%)
$1,167,328 + $265,302
$1,432,630
2022
$16,183 (+35.5%)
$1,144,440 + $260,100
$1,404,540
2021
$11,939 (+22.4%)
$1,122,000 + $255,000
$1,377,000
2020
$9,758 (+1.9%)
$909,324 + $136,398
$1,045,722
2019
$9,578 (+2.1%)
$709,277 + $128,418
$837,695
2018
$9,384 (+9.7%)
$695,370 + $125,900
$821,270
2017
$8,556 (+13.0%)
$620,000 + $115,000
$735,000
2016
$7,573 (+5.0%)
$620,000 + $115,000
$735,000
2015
$7,209 (+5.4%)
$566,000 + $104,000
$670,000
2014
$6,842 (−0.9%)
$516,000 + $94,000
$610,000
2013
$6,901 (−4.0%)
$516,000 + $94,000
$610,000
2012
$7,191
$516,000 + $94,000
$610,000
2011
$7,186
$559,000 + $101,000
$660,000
2010
$7,181 (−0.1%)
$559,000 + $101,000
$660,000
2009
$7,189 (−12.8%)
$559,000 + $101,000
$660,000
2008
$8,247
$559,000 + $101,000
$660,000
Tax history for 1657 Ruthlor Rd
Year
Property tax
Land + Additions
Assessment*
2025
$16,248 (−0.7%)
$1,214,487 + $276,020
$1,490,507
2024
$16,368 (+2.4%)
$1,190,674 + $270,608
$1,461,282
2023
$15,978 (−1.3%)
$1,167,328 + $265,302
$1,432,630
2022
$16,183 (+35.5%)
$1,144,440 + $260,100
$1,404,540
2021
$11,939 (+22.4%)
$1,122,000 + $255,000
$1,377,000
2020
$9,758 (+1.9%)
$909,324 + $136,398
$1,045,722
2019
$9,578 (+2.1%)
$709,277 + $128,418
$837,695
2018
$9,384 (+9.7%)
$695,370 + $125,900
$821,270
2017
$8,556 (+13.0%)
$620,000 + $115,000
$735,000
2016
$7,573 (+5.0%)
$620,000 + $115,000
$735,000
2015
$7,209 (+5.4%)
$566,000 + $104,000
$670,000
2014
$6,842 (−0.9%)
$516,000 + $94,000
$610,000
2013
$6,901 (−4.0%)
$516,000 + $94,000
$610,000
2012
$7,191
$516,000 + $94,000
$610,000
2011
$7,186
$559,000 + $101,000
$660,000
2010
$7,181 (−0.1%)
$559,000 + $101,000
$660,000
2009
$7,189 (−12.8%)
$559,000 + $101,000
$660,000
2008
$8,247
$559,000 + $101,000
$660,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
8,000 Sq. Ft.
Year renovated
1961
Sq. Ft.
1,075
Year built
1961
Style
Single Family Residential
County
San Diego County
APN
2605541400
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
R8
H_IBOZ
Residential 8 Zone
Residential 8 is intended to provide for suburban single-family detached residential units with minimum lot sizes of 5,400 net square feet and maximum densities of eight units per net acre. One primary dwelling is permitted on each legal lot. Single-family units may be attached to other single-family units provided each unit is located on a separate legal lot with approval of a PRD.
Zone overlays
Hillside/Inland Bluff Overlay Zone
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Senior
Housing-Other
Infrastructure
Educational/school
Agriculture-Pastureland
Housing-Mobile home park
Property details
Parking
Parking / Garage Information
Uncovered Spaces: 2
Attached Garage
# of Garage Spaces: 2
Carport Attached, Direct Garage Access, Driveway, Garage Door Opener
Has Parking
# of Parking Spaces: 4
Interior
Laundry Information
Has Laundry
Dryer Included, Gas & Electric Dryer Hookup, In Garage, Washer Included
Kitchen Information
Appliances: 6 Burner Stove, Dishwasher, Free Standing Range, Freezer, Garbage Disposal, Gas Cooking, Gas Oven, Gas Range, Microwave, Refrigerator, Vented Exhaust Fan
Has Appliances
Bathroom Information
# of Baths (Full): 2
Room Information
All Bedrooms Down, Galley Kitchen, Kitchen, Living Room, Main Floor Primary Bedroom, Primary Bathroom
Heating Information
Forced Air, Natural Gas
Has Heating
Interior Features
Levels: One
Exterior
Exterior Information
Roof: Composition, Shingle
Other Structures: Shed
Fencing: Brick Wall, Wood
Has Fence
Construction Materials: Stucco, Wood
Exterior Features
Pool Features: In Ground, Private
Has Pool
Lot Information
Lot Size Source: Assessor's Data
Lot Features: Lot-Level/Flat, Steep Slope
Lot Dimensions Source: Assessor
Property Information
Common Walls: No Common Walls
Living Area Source: Assessor's Data
Parcel Number: 2605541400
Total # of Stories: 1
Has View
Year Built Source: Assessor
Utilities
Utilities Information
Water Source: District/Public
Location
Neighborhood Information
Community Features: Suburban
School Information
High School District: Other
Location Information
Latitude: 33.02711079
Longitude: -117.27038169
Other Subdivision Name: CARDIFF BY THE SEA
Directions: [Cross Street(s)]: Legaye
Zoning: R1
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,075
Stories: 1.0
Lot Size: 8,000 square feet
Style: Single Family Residential
Year Built: 1961
Year Renovated: 1961
County: San Diego County
APN: 2605541400
Home facts updated by county records on Aug 20, 2026
Other
Listing Information
Days Active in MLS: 1
Listing Agent Information
List Agent First Name: Rachel
List Agent Last Name: Stock
Listing Office Information
List Office Name: Big Block Realty
Selling Agent Information
Buyer Agent First Name: Wendy
Buyer Agent Last Name: Carter
Selling Office Information
Buyer Office Name: Broadwater Realty
Around this home
Schools
Ada W. Harris Elementary School
Public 3-6 • Assigned • 0.4mi
10/10
Oak Crest Middle School
Public 7-8 • Assigned • 1.1mi
7/10
La Costa Canyon High School
Public 9-12 • Assigned • 4.0mi
9/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 84° expected this year, 20 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Cardiff, CA • 92007
Average low and high temperatures (°F)
65
49
64
51
66
53
66
55
67
59
69
62
71
64
73
65
74
65
70
58
67
53
64
51
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 7.3 hours in December, placing it above the
U.S. average for solar exposure.
8.7 hrs
7.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.79M – $2.17M
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