Listed by Trevor Smith•DRE #01700986• Lily Field Realty
Contact: 858-539-9999
For sale
$2,495,000
Est. $16,863/mo —
4
bd
•
3 ba
•
1,830
sq ft
1034 3rd St, Encinitas, CA 92024
Encinitas is a hot market
33% of homes accept an offer within 2 weeks. Tour it before it's gone!
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About this home
Rare opportunity close to the beach! This unique income property features a charming 2-bedroom, 1-bath main house paired with an attached 1-bedroom, 1-bath ADU and a detached studio ADU — three income-producing units on one lot, just moments from the sand. Currently home to performing tenants generating strong, reliable rents, this property is ideal for investors seeking immediate cash flow with long-term upside in a highly desirable coastal location. Value priced for the market — an excellent entry point into beach-proximity real estate. Don't miss this rare combination of location, income, and flexibility.
Cardiff, located between Encinitas Boulevard and Solana Beach, is a coastal and residential Encinitas neighborhood with ocean-view bluffs and a surf-forward main drag. The neighborhood’s character concentrates along San Elijo Avenue near Birmingham Drive, where sidewalk patios, coffee counters, and small boutiques meet the salt-air pace. Low-slung beach cottages mix with Spanish-style homes and newer contemporary builds stepping up the hillsides. Cardiff State Beach and Seaside Reef set the daily rhythm with sand, tidepools, and longboard lines. The Cardiff Kook statue adds a wink of local lore along the coastal corridor. Community pillars include Seaside Market, VG Donut & Bakery, and the Cardiff Farmers Market.
Provided by Walk Score and Local Logic
Offer insights
1034 3rd St · $2,495,000
$2.5M and above
75% chance or better to win
Why $2.5M+ is a strong offer
DAYS ON MARKET
38 days
The average home goes pending in 28 days.
SALE-TO-LIST
99.2%
Most homes are selling 1% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Front and rear entry locations
Multi/split levels
Has living room fireplace
Has laundry (see remarks)
Bedrooms
3 main level bedrooms
Bathrooms
3 full bathrooms
2 main level bathrooms
Laundry & utility
Laundry included (details in remarks)
Exterior features
Rectangular lot shape
Yard
Near public transit
Walkstreet
Has a view
No pool
Home design
Attached property
Single-story total
Entry level 1
Construction
1 common wall
Utilities
Public sewer
HOA & community
Community features include biking and sidewalks
3 units in the community
Other
Zoning: R-2:MINOR MULTIPLE
Electricity and solar
View estimated energy costs and solar savings for this home
Rare opportunity close to the beach! This unique income property features a charming 2-bedroom, 1-bath main house paired with an attached 1-bedroom, 1-bath ADU and a detached studio ADU — three income-producing units on one lot, just moments from the sand. Currently home to performing tenants generating strong, reliable rents, this property is ideal for investors seeking immediate cash flow with long-term upside in a highly desirable coastal location. Value priced for the market — an excellent entry point into beach-proximity real estate. Don't miss this rare combination of location, income, and flexibility.
Public Records
Jul 6, 2007
Sold
$1,075,000
$587/sq ft
CRMLS #51043296
Oct 18, 2005
Listing Removed
—
Jun 18, 2005
Listed
$1,150,000
$628/sq ft
SDMLS #56026208
Jun 19, 2005
Listing Removed
—
Apr 19, 2005
Listed
$1,175,000
$642/sq ft
Public Records
Nov 25, 1992
Sold
$264,000
$144/sq ft
Public Records
Nov 5, 1987
Sold
$235,000
$128/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$16,052 (+3.9%)
$1,333,059 + $107,174
$1,440,233
2024
$15,443 (+2.6%)
$1,306,921 + $105,073
$1,411,994
2023
$15,048 (+3.2%)
$1,281,296 + $103,013
$1,384,309
2022
$14,588 (+0.6%)
$1,256,173 + $100,994
$1,357,167
2021
$14,497 (+0.4%)
$1,231,543 + $99,014
$1,330,557
2020
$14,442 (+2.0%)
$1,207,396 + $97,073
$1,304,469
2019
$14,157 (+2.0%)
$1,195,016 + $96,078
$1,291,094
2018
$13,880 (+1.6%)
$1,171,585 + $94,195
$1,265,780
2017
$13,664 (+3.6%)
$1,126,092 + $90,539
$1,216,631
2016
$13,193 (+7.9%)
$1,126,092 + $90,539
$1,216,631
2015
$12,222 (+4.6%)
$1,104,012 + $88,764
$1,192,776
2014
$11,690 (+24.1%)
$948,000 + $102,000
$1,050,000
2013
$9,422 (+3.1%)
$948,000 + $102,000
$1,050,000
2012
$9,137 (−0.6%)
$745,000 + $80,000
$825,000
2011
$9,190 (+0.8%)
$745,000 + $80,000
$825,000
2010
$9,115 (−22.8%)
$745,000 + $80,000
$825,000
2009
$11,801 (+2.5%)
$745,000 + $80,000
$825,000
2008
$11,519
$1,014,900 + $81,600
$1,096,500
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
4,792 Sq. Ft.
Year renovated
1965
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,830
Year built
1965
Style
Multi-Family (2-4 Unit)
County
San Diego County
APN
2582921200
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
D-R25
H_IBOZ
Downtown Encinitas Specific Plan-Residential 25 Zone
This zone is intended to provide for compatible high density multiple-family residential development including apartments, condominiums, and senior housing, with a maximum density of 25 units per net acre.
Zone overlays
Hillside/Inland Bluff Overlay Zone
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Other
Infrastructure
Educational/school
Housing-Mobile home park
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
6 days above 84° expected this year, 16 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Encinitas, CA • 92024
Average low and high temperatures (°F)
68
46
68
49
70
51
68
53
70
58
73
62
77
64
75
64
75
65
72
58
68
50
66
49
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
80/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.1 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1034 3rd St
$2,430,855
$64K under list price of $2.50M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.8M to $3.0M.