Local rules require you to be signed in to see more photos.

Off market dec 2018 for $2M

$3,965,842

Est. refi paymentEst. refi $12,042/mo

•

3,840

sq ft

440 Bach St, Cardiff, CA 92007

About this home

Single-familyProperty Type

2003Year Built

$1,033Est. Price/Sq.Ft.

3 garage spacesParking

Listed by Greg Lenac •DRE #02052065 • Keller Williams Realty

Bought with Greg Lenac •DRE #02052065 • Keller Williams Realty

Redfin checked: a minute ago

•Source:CRMLS #180067042

Redfin Estimate

$3,965,842

$1.9M since sold in December 2018$8,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.9% lower than the average sale price ($5.21M) of 6 comparable homes.

SOLD JUN 2, 2026
$6,400,000
A
5 beds4.5 baths4,270 sq ft
421-23 Bach St, Cardiff, CA 92007
SOLD OCT 15, 2026
$4,200,000
B
6 beds4.5 baths3,826 sq ft
518 Sheffield Ave, Cardiff, CA 92007
SOLD JUN 22, 2026
$5,500,000
C
4 beds4.5 baths3,648 sq ft
315 Chopin Way, Cardiff by the Sea, CA 92007
Compass
SOLD SEP 21, 2026
$2,300,000
D
5 beds4.5 baths3,054 sq ft
502 Kristen Ct, Encinitas, CA 92024
SOLD APR 29, 2026
$3,550,000
E
4 beds4 baths3,033 sq ft
1180 Devonshire Dr, Encinitas, CA 92024
SOLD AUG 10, 2026
$9,300,000
F
4 beds3.5 baths4,150 sq ft
1506 Summit Ave, Cardiff by the Sea, CA 92007

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$2,402,816

Est. take-home

List your home with Redfin and save $19,829

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$10,945/mo

Redfin rental estimate

List your home for rent

Market trends in 92024, CA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.0%

1.0% MoM

Median sale price

$1.9M

$573 MoM

Avg. days on market

30d

6 days MoM

Recently sold homes

121

7 MoM

New listings for sale

$2,200,000
5 beds4 baths2,260 sq ft
2239 Edinburg, Cardiff, CA 92007
OPEN NOV 4, 1PM TO 2PM
$900,000
3 beds2 baths1,040 sq ft
1355 Loch Lomond Dr, Cardiff, CA 92007
3D WALKTHROUGH
$2,498,200
3 beds1 bath970 sq ft
2274 Edinburg, Cardiff, CA 92007
$2,798,000
3 beds2.5 baths2,157 sq ft
2326 Oxford Ave, Cardiff, CA 92007
See all

Provided by Redfin

Sale history for 440 Bach St

Date

Event

Price

CRMLS #180067042

Dec 10, 2018

Sold

$2,033,108

$529/sq ft

Dec 10, 2018

Listed

$2,033,108

$529/sq ft

Public Records

Dec 10, 2018

Sold

$2,033,500

$530/sq ft

CRMLS #71017010

Jul 26, 2007

Sold

$1,600,000

$417/sq ft

Feb 26, 2007

Listed

$1,700,876

$443/sq ft

Value Range $1.5-1.7M . Prestigious Composer District West of I-5! Enter this family beach retreat across a quaint bridge on large . 83 acre lot bordering scenic wetlands & open space. Immaculate, upgraded spacious home features cherry hardwood floors, gourmet kitchen w/ granite counters & more. . [Supplement]: Check latest comp sold around corner at 329 Chopin for $2,020,00 -smaller home with mucn smaller yard & lot size !Makes this a great value for home square footage, lot size , and privacy ! Located in a family friendly neighborhood, this private home at the end of a cul-de-sac has a wonderful large grass yard for children to play plus separate patio areas to entertain. Relax and enjoy the serenity of the protected wetlands habitat surrounded by private, mature landscaping and proposed future 40 acre city park. * Other features include stainless steel appliances, opulent lighting, large master suite, fireplaces in living and family rooms, vaulted ceilings, plenty of room to add a pool and/or guest house (has plans)and walking trail to school, beach, and ocean front restaurants. * Check website @City of Encinitas. org, then go to government, city projects, hall property, then masterplan, landscape plan. Buyer to verify all information with city of Enciitas and measurements before COE Boundaries includes approx. 3/4 of grass yard straight ahead as you drive in driveway, approx. in line with left edge of driveway and distant telephone pole-note small blue flag markers in addition to large backyard behind house. Other side(south) goes across to 2nd black iron fence on other side of canyon. For more info, click on link http://info@cardiffglenhomes.com/

SDMLS #1

Apr 27, 2007

Price Changed

$1,500,000

$391/sq ft

CRMLS #51008327

Jun 22, 2005

Sold

$1,450,000

$378/sq ft

Feb 7, 2005

Listed

$1,699,876

$443/sq ft

CRMLS #21044756

Oct 29, 2002

Sold

$820,000

$214/sq ft

Aug 28, 2002

Listed

$859,990

$224/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$27,522 (−1.5%)

$1,365,392 + $1,157,414

$2,522,806

2024

$27,952 (+1.9%)

$1,338,620 + $1,134,720

$2,473,340

2023

$27,444 (+7.2%)

$1,312,373 + $1,112,471

$2,424,844

2022

$25,611 (+3.6%)

$1,286,641 + $1,090,658

$2,377,299

2021

$24,725 (−0.4%)

$1,261,413 + $995,744

$2,257,157

2020

$24,837 (+1.8%)

$1,236,680 + $858,573

$2,095,253

2019

$24,391 (+9.6%)

$1,224,000 + $849,770

$2,073,770

2018

$22,247 (+7.1%)

$1,200,000 + $833,108

$2,033,108

2017

$20,765 (+9.4%)

$972,000 + $758,000

$1,730,000

2016

$18,988

$972,000 + $758,000

$1,730,000

2015

$18,994 (+15.1%)

$916,000 + $714,000

$1,630,000

2014

$16,505 (−0.8%)

$787,000 + $613,000

$1,400,000

2013

$16,635 (+2.6%)

$787,000 + $613,000

$1,400,000

2012

$16,213 (−0.4%)

$787,000 + $613,000

$1,400,000

2011

$16,276 (−0.4%)

$787,000 + $613,000

$1,400,000

2010

$16,343 (+0.1%)

$787,000 + $613,000

$1,400,000

2009

$16,323 (−11.5%)

$787,000 + $613,000

$1,400,000

2008

$18,437

$787,000 + $613,000

$1,400,000

Tax history for 440 Bach St

Year

Property tax

Land + Additions

Assessment*

2025

$27,522 (−1.5%)

$1,365,392 + $1,157,414

$2,522,806

2024

$27,952 (+1.9%)

$1,338,620 + $1,134,720

$2,473,340

2023

$27,444 (+7.2%)

$1,312,373 + $1,112,471

$2,424,844

2022

$25,611 (+3.6%)

$1,286,641 + $1,090,658

$2,377,299

2021

$24,725 (−0.4%)

$1,261,413 + $995,744

$2,257,157

2020

$24,837 (+1.8%)

$1,236,680 + $858,573

$2,095,253

2019

$24,391 (+9.6%)

$1,224,000 + $849,770

$2,073,770

2018

$22,247 (+7.1%)

$1,200,000 + $833,108

$2,033,108

2017

$20,765 (+9.4%)

$972,000 + $758,000

$1,730,000

2016

$18,988

$972,000 + $758,000

$1,730,000

2015

$18,994 (+15.1%)

$916,000 + $714,000

$1,630,000

2014

$16,505 (−0.8%)

$787,000 + $613,000

$1,400,000

2013

$16,635 (+2.6%)

$787,000 + $613,000

$1,400,000

2012

$16,213 (−0.4%)

$787,000 + $613,000

$1,400,000

2011

$16,276 (−0.4%)

$787,000 + $613,000

$1,400,000

2010

$16,343 (+0.1%)

$787,000 + $613,000

$1,400,000

2009

$16,323 (−11.5%)

$787,000 + $613,000

$1,400,000

2008

$18,437

$787,000 + $613,000

$1,400,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.83 Acres

Year renovated

2003

Sq. Ft.

3,840

Year built

2003

Style

Single Family Residential

County

San Diego County

APN

2606512000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

SCNC VIEW

C/NRO

Residential 3 Zone

Residential 3 is intended to provide for single-family detached residential units with minimum lot sizes of 14,500 net square feet and maximum densities of three units per net acre, as a rural to suburban transition. One primary dwelling is permitted on each legal lot. Single-family units may be attached to other single-family units provided each unit is located on a separate legal lot with approval of a PRD.

Zone overlays

Scenic Visual Corridor overlay zone
Cultural/Natural Resources Overlay Zone

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Housing-Other
Infrastructure
Educational/school
Agriculture-Pastureland
Housing-Mobile home park

Property details

Parking

Parking / Garage Information
Uncovered Spaces: 3
# of Garage Spaces: 3
Driveway
Has Parking
# of Parking Spaces: 6

Interior

Laundry Information
Has Laundry
Electric Dryer Hookup, Gas Dryer Hookup, Individual Room

Kitchen Information
Appliances: Dishwasher, Garbage Disposal, Microwave, 6 Burner Stove, Built In Range, Electric Oven, Electric Range, Electric Stove, Energy Star Appliances, Freezer, Ice Maker, Built-In, Counter Top, Electric Cooking, Self Cleaning Oven
Has Appliances

Bathroom Information
# of Baths (Full): 4
# of Baths (1/2): 1

Cooling Information
Central
Has Cooling

Room Information
Office

Heating Information
Natural Gas, Forced Air
Has Heating

Interior Features
Levels: Two

Exterior

Exterior Information
Roof: Composition
Construction Materials: Stone, Wood

Exterior Features
Pool Features: None

Lot Information
Lot Size Source: Assessor's Data

Property Information
Living Area Source: Public Records
Parcel Number: 2606512000
Total # of Stories: 2

Financial

Assesments Information
Assessments: Mello-Roos

Utilities

Utilities Information
Sewer: Sewer or Septic - None

Location

Homeowners Association
Is Part of Association
Association Name: Cardiff
Association Fee: $120
Association Fee Frequency: Monthly

Location Information
Latitude: 33.03237600
Longitude: -117.28208100
Other Subdivision Name: Cardiff By The Sea
Directions: Cross Street: Rubenstein.
Subdivision Name: Cardiff By The Sea

Public facts

Beds: 5
Baths: 5.0
Sq. Ft.: 3,840
Stories: —
Lot Size: 0.83 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2003
County: San Diego County
APN: 2606512000

Home facts updated by county records on Aug 20, 2026

Other

Listing Agent Information
List Agent First Name: Greg
List Agent Last Name: Lenac

Listing Office Information
List Office Name: Keller Williams Realty

Selling Agent Information
Buyer Agent First Name: Greg
Buyer Agent Last Name: Lenac

Selling Office Information
Buyer Office Name: Keller Williams Realty

Around this home

Schools

Ada W. Harris Elementary School

Public 3-6 • Assigned • 0.4mi

10/10

Oak Crest Middle School

Public 7-8 • Assigned • 1.1mi

7/10

La Costa Canyon High School

Public 9-12 • Assigned • 4.1mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

5 days above 84° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

4 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Cardiff, CA • 92007

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

8.7 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$3.77M – $4.56M

Reach more buyers when you sell with Redfin. Save up to $39,658 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

OPEN SUN, 1PM TO 3PM

$4,495,000

5 beds6 baths5,142 sq ft

828 Conestoga Ct Lot 2, Encinitas, CA 92024

Custom finishes • Premium upgrades • Soaring ceilings

$3,985,000

4 beds2 baths2,756 sq ft

304 La Veta Ave, Encinitas, CA 92024

Two separate apns • Coastal compound • 8,008 sq ft lot

$4,399,000

4 beds2 baths1,536 sq ft

3681 Manchester Ave, Encinitas, CA 92024

Coastal encinitas • San elijo lagoon • Lot split

$1,799,999

5 beds2 baths1,709 sq ft

935 Encinitas Blvd, Encinitas, CA 92024

Nearly ¾ acre • 0.76-acre lot • 0.76 acre lot

$3,100,000

4 beds4 baths3,064 sq ft

3759 Sage Canyon Dr, Encinitas, CA 92024

Quiet cul-de-sac • Gated enclave • Main-level bedroom

NEW CONSTRUCTION

$3,995,000

4 beds3.5 baths4,971 sq ft

1331 Berryman Canyon Rd, Encinitas, CA 92024

Bespoke residence • Chef's kitchen • Outdoor living areas

Compass

New listings for sale in 92007

$2,200,000

5 beds4 baths2,260 sq ft

2239 Edinburg, Cardiff, CA 92007

Versatile layout • Primary bedroom • Great room

OPEN NOV 4, 1PM TO 2PM

$900,000

3 beds2 baths1,040 sq ft

1355 Loch Lomond Dr, Cardiff, CA 92007

Off-street parking • 2 garage spots • Built 1964

3D WALKTHROUGH

$2,498,200

3 beds1 bath970 sq ft

2274 Edinburg, Cardiff, CA 92007

Rear alley access • Two lots • 4,763 sq ft lot

$2,798,000

3 beds2.5 baths2,157 sq ft

2326 Oxford Ave, Cardiff, CA 92007

Ocean view terrace • Vaulted great room • Private terrace

Home values near 440 Bach St

Data from public records.

Address	Redfin Estimate
356 Bach Street, Cardiff by the Sea, CA 5 Beds \| 4.5 Baths \| 3840 Sq. Ft.	$4,392,709
433 Bach Street Unit 35, Cardiff by the Sea, CA 3 Beds \| 5 Baths \| 3959 Sq. Ft.	$3,849,660

Address	Redfin Estimate
348 Bach Street, Cardiff by the Sea, CA 4 Beds \| 3.5 Baths \| 3537 Sq. Ft.	$4,088,933
4431 Bach Street Unit 2, Encinitas, CA 5 Beds \| 5 Baths \| 4431 Sq. Ft.	$4,614,669

Address	Redfin Estimate
421 Bach Street Unit 23, Cardiff, CA 5 Beds \| 5 Baths \| 4270 Sq. Ft.	$4,732,521
434 Bach Street, Cardiff by the Sea, CA 6 Beds \| 4.5 Baths \| 4245 Sq. Ft.	$4,382,748

Property information provided by CRMLS when last listed in 2018. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

92024 homes for sale
92075 homes for sale
92009 homes for sale
92014 homes for sale
92067 homes for sale

Houses for rent in Encinitas	Agents near me	Irvine, CA homes for sale	Encinitas Housing Market
Houses for sale near me	San Diego, CA homes for sale	Fremont, CA homes for sale
Land for sale near me	San Francisco, CA homes for sale	Sacramento, CA homes for sale
Open Houses near me	Los Angeles, CA homes for sale	Encinitas Property Records
Condos for sale near me	San Jose, CA homes for sale	CA New Listings

San Diego homes for sale
Oceanside homes for sale
Carlsbad homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 92024, CA

Sale history for 440 Bach St

Tax history for 440 Bach St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 92007

Home values near 440 Bach St

More real estate resources