SOLD SEP 16, 2026

Sold on sep 2026

$1,080,000

•

1,580

sq ft

3850 Rio Rd #78, Carmel, CA 93923

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About this home

Beautifully maintained corner-unit townhome in a sought-after Carmel community, offering 3 bedrooms, 2.5 baths, 1,580 square feet of living space, and a 2-car garage. This home is truly turnkey, with every update thoughtfully considered. Think soft-close shaker kitchen cabinets, custom California Closet systems in every bedroom, wood floors on main level, and newer Pella windows and sliders (2021) with great energy efficiency and sound insulation. 2026 improvements include fresh interior paint throughout, new carpeting on second level, refreshed bathrooms, all new interior doors, and a new water heater. Multiple spaces make this home ideal for enjoying and entertaining. These include a formal dining room and a living room that flows into the enclosed deck for additional gathering space. Barn and pocket doors give the dining room the flexibility to transform into a home office, game room, or creative studio. With views of the greenbelt, the upstairs balcony is a peaceful retreat. The community offers a pool, spa, sauna, and tennis courts, with easy access to Crossroads Carmel Shopping Center, Carmel-by-the-Sea, Big Sur, and all the Monterey Peninsula has to offer. Whether laying down roots or seeking a lock-and-leave second home, this exquisitely maintained home fits the bill.

TownhomeProperty Type

1979Year Built

$684Price/Sq.Ft.

$710/moHOA Dues

2 car garageParking

Listed by Nancy Nino •DRE #02168301 • Coldwell Banker Realty

Listed by William Smith •DRE #01064866 • Coldwell Banker Realty

Contact: 831-277-0405

Bought with RECIP RECIP •DRE #00000000 • Out of Area Office

Redfin checked: a few seconds ago

•Source:MLSListings #ML82055663

Redfin Estimate

$1,119,939

$40K since sold in September 2026$41K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.6% lower than the average sale price ($1.24M) of 6 comparable homes.

SOLD OCT 2, 2026
$1,099,000
A
2 beds2 baths1,409 sq ft
3850 Rio Rd #63, Carmel, CA 93923
SOLD AUG 31, 2026
$885,000
B
2 beds2 baths1,411 sq ft
24501 Via Mar Monte #58, Carmel, CA 93923
SOLD SEP 15, 2026
$865,000
C
2 beds2 baths1,537 sq ft
4 Shepherds Knl, Pebble Beach, CA 93953
SOLD JUL 6, 2026
$2,550,000
D
3 beds2 baths1,265 sq ft
0 Mission 3 NW of 4th St #6, Carmel-By-The-Sea, CA 93921
SOLD JAN 30, 2026
$960,000
E
2 beds2.5 baths1,520 sq ft
3850 Rio Rd #7, Carmel, CA 93923
SOLD JUL 23, 2026
$1,075,000
F
2 beds2.5 baths1,591 sq ft
7 Via Joaquin #5, Monterey, CA 93940

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Market trends in 93923, CA

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.0%

0.6% MoM

Median sale price

$2.3M

$425K MoM

Avg. days on market

42d

16 days MoM

Recently sold homes

3 MoM

New listings for sale

$2,895,000
4 beds3 baths2,526 sq ft
3540 Oak Pl, Carmel, CA 93923
$699,000
2 beds1 bath840 sq ft
118 Hacienda Carmel #118, Carmel, CA 93923
EARLY ACCESS
$1,395,000
2 beds2 baths1,831 sq ft
159 Del Mesa Carmel #159, Carmel-By-The-Sea, CA 93923
$4,125,000
3 beds3 baths1,947 sq ft
269 Camino Del Monte, Carmel-By-The-Sea, CA 93921
$2,300,000
2 beds2 baths1,343 sq ft
1317 San Carlos St, Carmel, CA 93921
$1,899,000
3 beds2 baths2,010 sq ft
25655 Tierra Grande Dr, Carmel, CA 93923
VIDEO TOUR
$3,550,000
3 beds3 baths2,681 sq ft
25865 North Mesa Dr, Carmel, CA 93923
OPEN TODAY, 10AM TO 12PM
$1,849,000
3 beds2.5 baths1,678 sq ft
25656 Tierra Grande Dr, Carmel, CA 93923
$5,600,000
5 beds5 baths4,193 sq ft
26219 Atherton Pl, Carmel, CA 93923
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Rental estimate

Est. $2,767 per month, based on comparable rentals

Sale and tax history for 3850 Rio Rd #78

Sale History
Tax History

Date

Event

Price

MLSListings #ML82055663

Sep 16, 2026

Sold

$1,080,000

$684/sq ft

Aug 27, 2026

Pending

—

Aug 27, 2026

Contingent

—

Aug 22, 2026

Price Changed

$1,100,000

$696/sq ft

Jul 27, 2026

Listed

$1,150,000

$728/sq ft

+45

MLSListings #ML81546579

Mar 31, 2016

Sold

$625,000

$396/sq ft

Jan 30, 2016

Contingent

—

Jan 27, 2016

Relisted

—

Jan 21, 2016

Contingent

—

Jan 11, 2016

Listed

$619,000

$392/sq ft

+11

Best Opportunity for a rare 3 bedroom/2.5 bath townhome in a park-like setting in Award Winning Carmel School District. PRIMO LOCATION which EXCELS IN CONVENIENCE AND PRIVACY! Stroll to beach, golf, popular CrossRoads and Barnyard Shopping areas, Farmers Market, Gym, Post Office and The Mission. Practical family floor plan with separation for privacy, separate dining and breakfast areas and inside laundry. LAST PHASE BUILT with custom garage. Scenic views out of every window. Only 3 bedroom with (peek of lake). Vaulted ceiling in master with balcony views of meadow. Lg SW facing fenced/gated patio w/new trex deck and Fish Ranch views. Marble fireplace bordered by custom shelves. Freshly painted. Move in or update. Low HOA dues $290

Public Records

Sep 2, 1977

Sold

$78,000

$49/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$8,737 (+2.6%)

$482,987 + $271,678

$754,665

2024

$8,515

$473,517 + $266,351

$739,868

2023

$8,508 (+2.3%)

$464,233 + $261,129

$725,362

2022

$8,315 (−10.8%)

$455,131 + $256,009

$711,140

2021

$9,326 (+17.5%)

$446,207 + $250,990

$697,197

2020

$7,936 (+2.1%)

$395,542 + $396,742

$792,284

2019

$7,775 (+2.4%)

$432,972 + $243,546

$676,518

2018

$7,590 (+2.8%)

$424,483 + $238,771

$663,254

2017

$7,386 (+202.2%)

$408,000 + $229,500

$637,500

2016

$2,444 (+2.5%)

$408,000 + $229,500

$637,500

2015

$2,385 (+3.4%)

$48,503 + $113,351

$161,854

2014

$2,306 (+3.8%)

$46,840 + $109,462

$156,302

2013

$2,223 (+3.2%)

$46,840 + $109,462

$156,302

2012

$2,153 (+4.4%)

$46,629 + $108,968

$155,597

2011

$2,062 (+5.4%)

$45,715 + $106,832

$152,547

2010

$1,956 (+0.6%)

$44,819 + $104,738

$149,557

2009

$1,943 (+2.8%)

$44,485 + $103,956

$148,441

2008

$1,891

$44,591 + $104,203

$148,794

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1976

Sq. Ft.

1,580

Year built

1976

Style

Condo/Co-op

County

Monterey County

APN

015532030000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 24, 2026.

Property details

Parking

Parking Information
Garage (Minimum): 2
Garage (Maximum): 2
Parking Description: Common Parking Area, Detached, Off-Street Parking, Parking Area, Unassigned Spaces
Garage Spaces: 2

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 3
# of Bedrooms (Maximum): 3
Bedrooms: Walk-In Closet

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1
Bathroom Description: Double Sinks, Shower and Tub, 2+ Showers Over Tubs, Tub, Tub in Master Bedroom, Updated Bath(s)

Room Information
Dining Room Description: Formal Dining Room
Kitchen Description: Countertop - Quartz, Dishwasher, Microwave, Oven Range (Electric), Pantry, Refrigerator(s)

Interior Features
Laundry: Dryer, Inside, Washer
Flooring: Carpet, Hardwood, Vinyl/Linoleum

Fireplace Information
Has Fireplace
Fireplace Description: Gas Starter, In Living Room

Heating & Cooling Information
Heating: Central Forced Air (Gas)

Exterior

Exterior Features
View: Garden/Greenbelt, Greenbelt, Mountains
Roof: Wood Shakes/Shingles

Building Information
Subclass: Townhouse
Crawl Space

Pool Information
Has Pool
Pool Description: Community Facility, Fenced, Spa/Hot Tub, Sauna or Steam Room

Property Features
Amenities: Vaulted Ceiling, Walk-In Closet
Living Sq. Ft.: 1,580
Security Features: Video/Audio System

Property Information
Ownership Type: Planned Unit Development
Property Primary ID: 553554
Restrictions: Other (See Remarks)

Lot Information
Lot Size Source: Other (See Remarks)
Zoning: R-1

Financial

Tax/Assessment Information
City Transfer Tax: No

Utilities

Utility Information
Sewer Septic: Sewer (Public)
Utilities: Public Utilities

Water Information
Water: Public

Location

Unit Information
Unit Description: Corner Unit

Multi-Unit Information
# of Stories: 2

HOA Information
Has HOA
Fees Include: Garbage, Insurance (Common Area), Maintenance (Common Area), Maintenance (Road), Pools, Spa, or Tennis, Reserves
HOA Amenities: Community Pool, Garden/ Greenbelt/ Trails, Sauna/ Spa/ Hot Tub, Tennis Court/Facility
HOA Fee: $710
HOA Fee Frequency: Monthly
HOA Name: Arroyo Carmel Homeowners Association

School Information
Elementary School District: Carmel Unified
High School District: Carmel Unified

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,580
Stories: 2.0
Lot Size: —
Style: Condo/Co-op
Year Built: 1976
Year Renovated: 1976
County: Monterey County
APN: 015532030000

Home facts updated by county records on Sep 24, 2026

About this building

2 for sale

3850 Rio Rd, Carmel, CA 93923

See photos & sale trends

Photo via 3850 Rio Rd #44

Units for sale


42	$1,149,000	2 beds	2.5 baths	1520 sq ft
47	$1,150,000	2 beds	2.5 baths	1520 sq ft

Around this home

Schools

Carmel River Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Carmel Middle School

Public 6-8 • Assigned • 0.6mi

7/10

Carmel High School

Public 9-12 • Assigned • 1.3mi

10/10

Provided by GreatSchools

Climate risks

4/10 Flood Factor

Estimated 11-17% chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

2/10 Heat Factor

9 days above 76° expected this year, 23 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

11 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Carmel, CA • 93923

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

74/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.2 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.06M – $1.29M

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Home values near 3850 Rio Rd #78

Data from public records.

Address	Redfin Estimate
3850 Rio Road #68, Carmel, CA 3 Beds \| 2.5 Baths \| 1964 Sq. Ft.	$1,388,964
3850 Rio Road #90, Carmel, CA 2 Beds \| 2 Baths \| 1268 Sq. Ft.	$1,037,731

Address	Redfin Estimate
3850 Rio Road #6, Carmel, CA 2 Beds \| 2.5 Baths \| 1520 Sq. Ft.	$938,610
3850 Rio Road #77, Carmel, CA 3 Beds \| 2.5 Baths \| 1765 Sq. Ft.	$1,244,105

Address	Redfin Estimate
3850 Rio Road #92, Carmel, CA 3 Beds \| 2.5 Baths \| 1765 Sq. Ft.	$1,267,481
3850 Rio Road #74, Carmel, CA 3 Beds \| 2.5 Baths \| 1765 Sq. Ft.	$1,473,842

Property information provided by MLSListings when last listed in 2026. This data may not match . Learn more.

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Market trends in 93923, CA

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Sale and tax history for 3850 Rio Rd #78

Public record

Property details

About this building

Around this home

Schools

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 93923

Home values near 3850 Rio Rd #78

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