OFF MARKET

Off Market Dec 2023 for $1.2M

$1,332,347

Est. refi paymentEst. refi $10,921/mo

•

1,742

sq ft

3850 Rio Rd #91, Carmel, CA 93923

About this home

Rarely has an Arroyo Carmel home so extensively remodeled come on the market. With its recently modernized kitchen and bathrooms, wood flooring, and thoughtful design details, this three-bedroom townhouse is a unique turnkey opportunity in a centrally located community. Light and airy open floor plan. Kitchen features Vadara quartz countertops, coffee bar, multiple pantry spaces, and stainless steel appliances. Large living/dining room. Redesigned laundry area with stacked washer/dryer and folding counter. Spacious primary bedroom with vaulted ceiling and custom walk-in closet. En suite bath with Carrara marble shower and soaking tub combo, dual vanity, recessed medicine cabinets. Enjoy Carmel living in four private outdoor spaces perfect for BBQing, gardening or relaxing with morning coffee. Finished 2-car garage. Easy access to downtown Carmel, Monterey, and Big Sur. Walk to Crossroads and Barnyard shopping. Located in Carmel Unified School District, and just 5 minutes to the beach.

TownhomeProperty Type

1976Year Built

1,736 sq ftLot Size

$765Est. Price/Sq.Ft.

2 car garageParking

Listed by Stephanie McCormick •DRE #01912549 • Intero Real Estate Services

Contact: 415-420-5589

Bought with John Romley •DRE #01966766 • Monterey Coast Realty

Redfin checked: a minute ago

•Source:MLSListings #ML81938199

Redfin Estimate

$1,332,347

$47K since sold in December 2023$6,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.4% higher than the average sale price ($1.31M) of 6 comparable homes.

SOLD JAN 30, 2026
$960,000
A
2 beds2.5 baths1,520 sq ft
3850 Rio Rd #7, Carmel, CA 93923
SOLD AUG 5, 2026
$1,060,000
B
2 beds2 baths1,040 sq ft
4000 Rio Rd #49, Carmel, CA 93923
SOLD JUL 6, 2026
$2,550,000
C
3 beds2 baths1,265 sq ft
0 Mission 3 NW of 4th St #6, Carmel-By-The-Sea, CA 93921
SOLD DEC 23, 2025
$1,100,000
D
3 beds2 baths1,802 sq ft
24520 Outlook Dr #8, Carmel, CA 93923
SOLD JUL 23, 2026
$1,075,000
E
2 beds2.5 baths1,591 sq ft
7 Via Joaquin #5, Monterey, CA 93940
SOLD MAR 23, 2026
$1,140,000
F
3 beds3 baths1,929 sq ft
40 Shepherd's Knl, Pebble Beach, CA 93953

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Earn from this home

Sell

$284,399

Est. take-home

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Refinance

Est. cash available

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Rent

$2,971/mo

Redfin rental estimate

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Market trends in 93923, CA

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

97.4%

0.1% MoM

Median sale price

$2.5M

$171K MoM

Avg. days on market

19d

10 days MoM

Recently sold homes

1 MoM

New listings for sale

OPEN SAT, 1PM TO 3PM
$2,650,000
4 beds3 baths3,070 sq ft
9845 Palisade Dr, Carmel, CA 93923
OPEN SAT, 2PM TO 4PM
$1,800,000
Studio1 bath423 sq ft
24752 San Carlos St, Carmel, CA 93923
EARLY ACCESS
$3,695,000
2 beds3 baths2,459 sq ft
7086 Valley Greens Cir, Carmel, CA 93923
EARLY ACCESS
$15,950,000
4 beds6 baths5,528 sq ft
493 Aguajito Rd, Carmel, CA 93923
OPEN SAT, 1PM TO 3PM
$955,000
2 beds2 baths1,350 sq ft
62 Del Mesa Carmel, Carmel, CA 93923
OPEN SAT, 1PM TO 3PM
$1,285,000
3 beds2 baths1,835 sq ft
37 Del Mesa Carmel, Carmel, CA 93923
OPEN SUN, 11AM TO 1PM
$699,000
2 beds2 baths1,017 sq ft
9500 Center St #4, Carmel, CA 93923
OPEN SAT, 1PM TO 3PM
$1,797,000
3 beds2 baths1,600 sq ft
25349 Flanders Dr, Carmel, CA 93923
OPEN THU, 11AM TO 1PM
$4,500,000
3 beds3 baths3,384 sq ft
95 Yankee Point Dr, Carmel, CA 93923
$8,195,000
6 beds6 baths6,466 sq ft
18 Touche Pass, Carmel, CA 93923
See all

Provided by Redfin

Sale history for 3850 Rio Rd #91

Date

Event

Price

MLSListings #ML81938199

Dec 18, 2023

Sold

$1,285,000

$738/sq ft

Oct 26, 2023

Contingent

—

Sep 21, 2023

Price Changed

$1,295,000

$743/sq ft

Sep 13, 2023

Price Changed

$1,325,000

$761/sq ft

Aug 30, 2023

Relisted

—

Aug 19, 2023

Contingent

—

Aug 11, 2023

Listed

$1,379,000

$792/sq ft

Public Records

Jan 20, 2006

Sold

$730,000

$419/sq ft

MLSListings #ML80563293

Jan 20, 2006

Listing Removed

—

Dec 12, 2005

Sold

$730,000

$419/sq ft

Oct 24, 2005

Listed

$749,500

$430/sq ft

Public Records

Sep 8, 1977

Sold

$84,500

$49/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$14,780 (+2.7%)

$494,700 + $816,000

$1,310,700

2024

$14,385 (+74.2%)

$494,700 + $816,000

$1,310,700

2023

$8,259 (+2.3%)

$485,000 + $800,000

$1,285,000

2022

$8,076 (−22.7%)

$306,768 + $373,699

$680,467

2021

$10,443 (+6.5%)

$300,753 + $366,372

$667,125

2020

$9,804 (+2.1%)

$554,000 + $345,000

$899,000

2019

$9,606 (+14.5%)

$524,000 + $326,000

$850,000

2018

$8,386 (−0.4%)

$513,000 + $320,000

$833,000

2017

$8,416 (+6.9%)

$450,000 + $280,000

$730,000

2016

$7,873 (+8.1%)

$450,000 + $280,000

$730,000

2015

$7,283 (+2.5%)

$422,000 + $262,000

$684,000

2014

$7,105 (+10.9%)

$378,000 + $235,000

$613,000

2013

$6,406 (+4.7%)

$378,000 + $235,000

$613,000

2012

$6,116 (−9.5%)

$346,000 + $214,000

$560,000

2011

$6,758 (+13.4%)

$222,250 + $311,150

$533,400

2010

$5,959 (−10.1%)

$250,000 + $350,000

$600,000

2009

$6,632 (−20.3%)

$326,475 + $200,098

$526,573

2008

$8,325

$365,180 + $227,223

$592,403

Tax history for 3850 Rio Rd #91

Year

Property tax

Land + Additions

Assessment*

2025

$14,780 (+2.7%)

$494,700 + $816,000

$1,310,700

2024

$14,385 (+74.2%)

$494,700 + $816,000

$1,310,700

2023

$8,259 (+2.3%)

$485,000 + $800,000

$1,285,000

2022

$8,076 (−22.7%)

$306,768 + $373,699

$680,467

2021

$10,443 (+6.5%)

$300,753 + $366,372

$667,125

2020

$9,804 (+2.1%)

$554,000 + $345,000

$899,000

2019

$9,606 (+14.5%)

$524,000 + $326,000

$850,000

2018

$8,386 (−0.4%)

$513,000 + $320,000

$833,000

2017

$8,416 (+6.9%)

$450,000 + $280,000

$730,000

2016

$7,873 (+8.1%)

$450,000 + $280,000

$730,000

2015

$7,283 (+2.5%)

$422,000 + $262,000

$684,000

2014

$7,105 (+10.9%)

$378,000 + $235,000

$613,000

2013

$6,406 (+4.7%)

$378,000 + $235,000

$613,000

2012

$6,116 (−9.5%)

$346,000 + $214,000

$560,000

2011

$6,758 (+13.4%)

$222,250 + $311,150

$533,400

2010

$5,959 (−10.1%)

$250,000 + $350,000

$600,000

2009

$6,632 (−20.3%)

$326,475 + $200,098

$526,573

2008

$8,325

$365,180 + $227,223

$592,403

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1976

Sq. Ft.

1,765

Year built

1976

Style

Condo/Co-op

County

Monterey County

APN

015532043000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 16, 2026.

Property details

Parking

Parking Information
Garage (Minimum): 2
Garage (Maximum): 2
Parking Description: Attached Garage
Garage Spaces: 2

Interior

Bedroom Information
# of Bedrooms (Minimum): 3
# of Bedrooms (Maximum): 3

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1

Room Information
Family Room Description: Other (See Remarks)
Dining Room Description: Dining Area

Fireplace Information
Has Fireplace
Fireplace Description: Wood-Burning, Other (See Remarks)

Heating & Cooling Information
Heating: Forced Air, Gas

Exterior

Exterior Features
Roof: Wood Shakes/Shingles

Building Information
Subclass: Townhouse
Concrete Perimeter and Slab

Pool Information
Has Pool
Pool Description: Community Facility

Property Features
Living Sq. Ft.: 1,742

Property Information
Ownership Type: Common Interest Development
Property Primary ID: 2932
Restrictions: Other (See Remarks)

Lot Information
Lot Acres: 0.0399
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: PD

Utilities

Utility Information
Sewer Septic: Sewer (Public)
Utilities: Public Utilities

Water Information
Water: Public

Location

Multi-Unit Information
# of Stories: 2

HOA Information
Has HOA
Fees Include: Common Area Electricity, Common Area Gas, Garbage, Insurance (Common Area), Landscaping/Gardening, Maintenance (Common Area), Maintenance (Exterior), Maintenance (Road), Pools, Spa, or Tennis, Reserves
HOA Amenities: Community Pool, Recreation Room, Sauna/ Spa/ Hot Tub, Tennis Court/Facility
HOA Fee: $475
HOA Fee Frequency: Monthly
HOA Name: Arroyo Carmel

School Information
Elementary School District: Carmel Unified
High School District: Carmel Unified

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,765
Stories: 2.0
Lot Size: —
Style: Condo/Co-op
Year Built: 1976
Year Renovated: 1976
County: Monterey County
APN: 015532043000

Home facts updated by county records on Jul 16, 2026

Other

Miscellaneous Information
Incorporated: No

About this building

3 for sale

3850 Rio Rd, Carmel, CA 93923

See photos & sale trends

Photo via 3850 Rio Rd #44

Units for sale


63	$1,099,000	2 beds	2 baths	1409 sq ft
42	$1,149,000	2 beds	2.5 baths	1520 sq ft
78	$1,100,000	3 beds	2.5 baths	1580 sq ft

Around this home

Schools

Carmel River Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Carmel Middle School

Public 6-8 • Assigned • 0.6mi

7/10

Carmel High School

Public 9-12 • Assigned • 1.3mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

4/10 Flood Factor

Estimated 11-17% chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

2/10 Heat Factor

9 days above 76° expected this year, 23 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

11 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Carmel, CA • 93923

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 4.9 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.27M – $1.53M

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Home values near 3850 Rio Rd #91

Data from public records.

Address	Redfin Estimate
3850 Rio Road #68, Carmel, CA 3 Beds \| 2.5 Baths \| 1964 Sq. Ft.	$1,493,767
3850 Rio Road #85, Carmel, CA 3 Beds \| 2.5 Baths \| 1780 Sq. Ft.	$1,096,292

Address	Redfin Estimate
3850 Rio Road #92, Carmel, CA 3 Beds \| 2.5 Baths \| 1765 Sq. Ft.	$1,245,356
3850 Rio Road #82, Carmel, CA 2 Beds \| 2 Baths \| 1268 Sq. Ft.	$1,036,064

Address	Redfin Estimate
3850 Rio Road #88, Carmel, CA 3 Beds \| 2.5 Baths \| 1765 Sq. Ft.	$1,281,500
3850 Rio Road #79, Carmel, CA 2 Beds \| 2.5 Baths \| 1500 Sq. Ft.	$1,213,292

Property information provided by MLSListings when last listed in 2023. This data may not match . Learn more.

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