OPEN SAT, 11AM TO 2PM

For sale

$1,075,000

Est. $7,885/mo —

•

1,520

sq ft

3850 Rio Rd #37, Carmel, CA 93923

About this home

A Front-Row Seat to Carmel's Natural Beauty! Welcome to 3850 Rio Road, Unit #37, where tranquility meets convenience in the heart of Carmel. Perfectly positioned within the community, this inviting two-bedroom unit enjoys spectacular, front-and-center views of the picturesque Arroyo lake, creating a peaceful retreat surrounded by nature. The light-filled living room features a cozy gas fireplace, recessed lighting, and sliding glass doors framing the serene lake setting. Upstairs, two spacious bedroom suites offer comfort and privacy, including a generous suite with custom wall-to-wall closets and a private deck overlooking the water. The kitchen opens to the dining area and an enclosed patio, perfect for entertaining or enjoying Carmel's coastal climate. Additional amenities include indoor laundry, a convenient powder room, and a desirable two-car garage. Just moments from The Crossroads and The Barnyard, enjoy effortless access to shopping, dining, and the best of the Monterey Peninsula. An exceptional opportunity to embrace Carmel living.

CondoProperty Type

1976Year Built

$707Price/Sq.Ft.

$710/moHOA Dues

2 car garageParking

Listed by Daniel Cardenas •DRE #01964336 • Coldwell Banker Realty

Listing updated: Oct 27, 2026 at 03:50pm

Redfin checked: a few seconds ago

•Source:MLSListings #ML82064836

Payment calculator

$7,885 per month

Principal and interest$5,867

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

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Open houses

Saturday, Oct 31

11:00am - 2:00pm

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Around this home

Schools

K - 12
Preschool & daycare

Carmel River Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Carmel Middle School

Public 6-8 • Assigned • 0.6mi

7/10

Carmel High School

Public 9-12 • Assigned • 1.3mi

10/10

Provided by GreatSchools

About

Carmel

Carmel, located between Carmel Valley Road and the Santa Lucia foothills, is a rural and village-style Carmel Valley Village neighborhood with vineyard views and oak-studded hillsides. The neighborhood’s character concentrates around the Carmel Valley Road corridor near Mid Valley Shopping Center, where tasting rooms, galleries, and patio dining set a relaxed, walkable rhythm. Architectural cues lean toward ranch homes, cottage-inspired builds, and low-slung residences that follow the valley’s contours. Folktale Winery & Vineyards, Bernardus Lodge & Spa, and the Sunset Center anchor local culture with wine, hospitality, and performing arts. Garland Ranch Regional Park frames the outdoor backdrop with trailheads and river scenery. The pace stays unhurried, shaped by open land, equestrian properties, and a strong connection to the valley landscape.

Provided by Walk Score and Local Logic

Offer insights

3850 Rio Rd #37 · $1,075,000

Strong offer

$1.08M and above

75% chance or better to win

Why $1.08M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 55 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Wet bar
Dining area
Living room fireplace with gas starter

Bedrooms
Walk-in closet

Bathrooms
2 full bathrooms
1 half bathroom
Stall shower
Tub in primary bedroom
Half bathroom on the ground floor

Kitchen
Dishwasher
Garbage disposal
Electric oven range
Refrigerator
Trash compactor

Laundry & utility
Washer and dryer
Inside laundry

Flooring
Carpet
Hardwood
Tile

Heating & cooling
Central forced-air gas heating

Sale and tax history for 3850 Rio Rd #37

Sale History
Tax History

Date

Event

Price

MLSListings #ML82064836

Oct 16, 2026

Listed

$1,075,000

$707/sq ft

+26

Public Records

Feb 5, 1992

Sold

$298,000

$196/sq ft

Public Records

Oct 8, 1986

Sold

$200,000

$132/sq ft

Public Records

Apr 30, 1984

Sold

$13,500

$9/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$7,301 (+2.5%)

$267,767 + $339,701

$607,468

2024

$7,122

$262,517 + $333,041

$595,558

2023

$7,123 (+2.1%)

$257,370 + $326,511

$583,881

2022

$6,978 (+2.7%)

$252,324 + $320,109

$572,433

2021

$6,791 (+2.2%)

$247,377 + $313,833

$561,210

2020

$6,642 (+2.1%)

$242,527 + $307,680

$550,207

2019

$6,508 (+2.5%)

$240,041 + $304,526

$544,567

2018

$6,348 (+2.9%)

$235,335 + $298,555

$533,890

2017

$6,170 (+3.0%)

$226,198 + $286,962

$513,160

2016

$5,992 (+1.8%)

$226,198 + $286,962

$513,160

2015

$5,884 (+4.0%)

$221,763 + $281,336

$503,099

2014

$5,659 (+12.3%)

$201,546 + $273,804

$475,350

2013

$5,040 (+2.2%)

$201,546 + $273,804

$475,350

2012

$4,931 (+2.9%)

$143,600 + $284,333

$427,933

2011

$4,791 (+1.3%)

$140,785 + $278,758

$419,543

2010

$4,729

$138,025 + $273,293

$411,318

2009

$4,726 (+2.5%)

$136,994 + $271,251

$408,245

2008

$4,610

$137,320 + $271,896

$409,216

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1976

Finished Sq. Ft.

1,520

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,520

Year built

1976

Style

Condo/Co-op

County

Monterey County

APN

015531037000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

About this building

4 for sale

3850 Rio Rd, Carmel, CA 93923

See photos & sale trends

Photo via 3850 Rio Rd #44

Units for sale


24	$924,000	2 beds	2.5 baths	1808 sq ft
37	$1,075,000	2 beds	2.5 baths	1520 sq ft
42	$1,149,000	2 beds	2.5 baths	1520 sq ft
47	$1,150,000	2 beds	2.5 baths	1520 sq ft

Climate risks

4/10 Flood Factor

Estimated 11-17% chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

2/10 Heat Factor

9 days above 76° expected this year, 23 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

11 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Carmel, CA • 93923

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

74/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.2 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 3850 Rio Rd #37

$1,073,482

$1,518 under list price of $1.08M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $887K to $1.2M.

SOLD OCT 6, 2026
$975,000 Last sold price
2 beds2 baths1,161 sq ft
201 Hacienda Carmel, Carmel, CA 93923
$133/sq ft
12 years older
SOLD JUN 5, 2026
$887,000 Last sold price
2 beds2 baths1,363 sq ft
58 Del Mesa Carmel, Carmel, CA 93923
$56/sq ft
8 years older
SOLD SEP 16, 2026
$1,080,000 Last sold price
3 beds2.5 baths1,580 sq ft
3850 Rio Rd #78, Carmel, CA 93923
$23/sq ft
3 years newer
SOLD APR 23, 2026
$1,180,000 Last sold price
2 beds2 baths1,544 sq ft
285 Del Mesa Carmel, Carmel, CA 93923
$57/sq ft
8 years older
SOLD AUG 5, 2026
$1,060,000 Last sold price
2 beds2 baths1,040 sq ft
4000 Rio Rd #49, Carmel, CA 93923
$312/sq ft
3 years older
SOLD FEB 20, 2026
$1,150,000 Last sold price
2 beds2 baths1,555 sq ft
32 Del Mesa Carmel, Carmel, CA 93923
$33/sq ft
8 years older

Rental earnings

Est. $2,682 per month, based on comparable rentals

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Details provided by MLSListings and may not match the public record. Learn more.

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