OFF MARKET

Off Market Mar 2015 for $1.2M

$2,234,783

Est. refi paymentEst. refi $4,876/mo

•

3,375

sq ft

10695 SADDLE Rd, Monterey, CA 93940

About this home

Sunbelt living at its best! Magnificent, stunning views of Monterey Peninsula, Carmel Valley & panoramic nighttime "City Lights. " Contemp 3/3.5 hm with w/ views from every window! Living & dining rooms open to 1300+ sf deck offering unbeatable views 24/7. Modern kitchen w/ walk-in pantry. Spacious Master Suite with large walk-in closet & spa-like bathroom. Deck and railings newly repaired & freshly sealed. Breathtaking views from this home no matter which direction you look ~ it truly is one-of-a-kind!

Single-familyProperty Type

1985Year Built

2.5 acresLot Size

$662Est. Price/Sq.Ft.

2 car garageParking

Listed by Rebecca Wolf Arnold •DRE #01706104 • Alain Pinel Realtors

Contact: (831) 241-2600

Bought with Randi Greene •DRE #01511285 • Coldwell Banker Realty

Redfin checked: 2 minutes ago

•Source:MLSListings #ML81435638

Redfin Estimate

$2,234,783

$1.0M since sold in March 2015$16K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.3% higher than the average sale price ($1.94M) of 6 comparable homes.

SOLD APR 21, 2026
$2,350,000
A
3 beds2.5 baths3,300 sq ft
23830 Secretariat Ln, Monterey, CA 93940
SOLD APR 29, 2026
$2,250,000
B
3 beds2.5 baths3,362 sq ft
10450 Saddle Rd, Monterey, CA 93940
SOLD JUL 9, 2026
$1,200,000
C
3 beds2 baths2,447 sq ft
23725 Determine Ln, Monterey, CA 93940
SOLD JAN 20, 2026
$2,075,000
D
3 beds2.5 baths2,958 sq ft
25320 Boots Rd, Monterey, CA 93940
SOLD DEC 30, 2025
$1,750,000
E
3 beds2.5 baths2,913 sq ft
25460 Boots Rd, Monterey, CA 93940
SOLD APR 9, 2026
$2,000,000
F
3 beds3 baths2,484 sq ft
12225 Carola Dr, Carmel Valley, CA 93924

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Earn from this home

Sell

$1,388,457

Est. take-home

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Refinance

Est. cash available

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Rent

$7,474/mo

Redfin rental estimate

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Market trends in 93940, CA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.9%

+0.4% MoM

Median sale price

$1.1M

$30K MoM

Avg. days on market

22d

1 days MoM

Recently sold homes

13 MoM

New listings for sale

NEW 10 HRS AGO
$2,449,000
3 beds2.5 baths2,513 sq ft
23715 Determine Ln, Monterey, CA 93940
OPEN TODAY, 1PM TO 4PM
$2,795,000
4 beds3.5 baths3,440 sq ft
405 Estrella D'Oro, Monterey, CA 93940
OPEN SUN, 12PM TO 2PM
$495,000
1 bed1 bath630 sq ft
500 Glenwood Cir #514, Monterey, CA 93940
EARLY ACCESS
$1,450,000
3 beds2 baths1,318 sq ft
870 Doud St, Monterey, CA 93940
OPEN TODAY, 2PM TO 4PM
$1,195,000
2 beds2 baths1,680 sq ft
202 Edinburgh Ave, Monterey, CA 93940
OPEN TODAY, 1:30PM TO 3:30PM
$1,089,000
2 beds2.5 baths1,560 sq ft
664 Terry St, Monterey, CA 93940
3D WALKTHROUGH
$2,795,000
4 beds3.5 baths3,736 sq ft
400 Dry Creek Rd, Monterey, CA 93940
$3,400,000
4 beds4.5 baths4,162 sq ft
25548 Paseo De Cumbre, Monterey, CA 93940
$1,350,000
3 beds2 baths1,326 sq ft
759 Filmore St, Monterey, CA 93940
LISTED BY REDFIN
$1,500,000
2 beds5 baths2,681 sq ft
Undisclosed address, Monterey, CA 93940
See all

Provided by Redfin

Sale history for 10695 SADDLE Rd

Date

Event

Price

Public Records

Mar 6, 2015

Sold

$1,222,000

$362/sq ft

MLSListings #ML81435638

Feb 24, 2015

Pending

—

Feb 4, 2015

Contingent

—

Feb 4, 2015

Sold

$1,222,000

$362/sq ft

Jan 5, 2015

Relisted

—

Nov 14, 2014

Listing Removed

—

Oct 1, 2014

Listed

$1,250,000

$370/sq ft

Public Records

Jun 3, 2009

Sold

$985,000

$292/sq ft

MLSListings #ML80848216

Jun 3, 2009

Listing Removed

—

Jun 3, 2009

Sold

$985,000

$292/sq ft

Apr 27, 2009

Contingent

—

Mar 25, 2009

Price Changed

$999,000

$296/sq ft

Dec 5, 2008

Listed

$1,149,000

$340/sq ft

Public Records

Feb 26, 2004

Sold

$830,000

$246/sq ft

MLSListings #ML80356077

Feb 26, 2004

Listing Removed

—

Jan 26, 2004

Sold

$808,000

$239/sq ft

Oct 3, 2003

Listed

$899,000

$266/sq ft

Public Records

Dec 24, 1986

Sold

$215,000

$64/sq ft

Public Records

Aug 17, 1983

Sold

$80,000

$24/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$16,680 (+8.0%)

$612,938 + $885,085

$1,498,023

2024

$15,449 (+1.0%)

$600,920 + $867,731

$1,468,651

2023

$15,292 (+1.4%)

$589,138 + $850,717

$1,439,855

2022

$15,081 (+1.5%)

$577,587 + $834,037

$1,411,624

2021

$14,861 (+4.0%)

$566,262 + $817,684

$1,383,946

2020

$14,294 (−4.8%)

$555,159 + $801,651

$1,356,810

2019

$15,014 (+4.2%)

$549,467 + $793,432

$1,342,899

2018

$14,407 (+8.1%)

$538,694 + $777,875

$1,316,569

2017

$13,332 (+1.8%)

$517,777 + $747,670

$1,265,447

2016

$13,092 (+18.2%)

$517,777 + $747,670

$1,265,447

2015

$11,076 (+1.8%)

$507,625 + $733,010

$1,240,635

2014

$10,881 (+2.2%)

$472,722 + $562,016

$1,034,738

2013

$10,645 (+0.7%)

$472,722 + $562,016

$1,034,738

2012

$10,568 (+1.8%)

$470,586 + $559,476

$1,030,062

2011

$10,380 (+3.8%)

$461,359 + $548,506

$1,009,865

2010

$10,000 (−21.0%)

$452,313 + $537,751

$990,064

2009

$12,653 (+2.3%)

$448,933 + $533,732

$982,665

2008

$12,374

$552,040 + $682,287

$1,234,327

Tax history for 10695 SADDLE Rd

Year

Property tax

Land + Additions

Assessment*

2025

$16,680 (+8.0%)

$612,938 + $885,085

$1,498,023

2024

$15,449 (+1.0%)

$600,920 + $867,731

$1,468,651

2023

$15,292 (+1.4%)

$589,138 + $850,717

$1,439,855

2022

$15,081 (+1.5%)

$577,587 + $834,037

$1,411,624

2021

$14,861 (+4.0%)

$566,262 + $817,684

$1,383,946

2020

$14,294 (−4.8%)

$555,159 + $801,651

$1,356,810

2019

$15,014 (+4.2%)

$549,467 + $793,432

$1,342,899

2018

$14,407 (+8.1%)

$538,694 + $777,875

$1,316,569

2017

$13,332 (+1.8%)

$517,777 + $747,670

$1,265,447

2016

$13,092 (+18.2%)

$517,777 + $747,670

$1,265,447

2015

$11,076 (+1.8%)

$507,625 + $733,010

$1,240,635

2014

$10,881 (+2.2%)

$472,722 + $562,016

$1,034,738

2013

$10,645 (+0.7%)

$472,722 + $562,016

$1,034,738

2012

$10,568 (+1.8%)

$470,586 + $559,476

$1,030,062

2011

$10,380 (+3.8%)

$461,359 + $548,506

$1,009,865

2010

$10,000 (−21.0%)

$452,313 + $537,751

$990,064

2009

$12,653 (+2.3%)

$448,933 + $533,732

$982,665

2008

$12,374

$552,040 + $682,287

$1,234,327

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

2.5 Acres

Year renovated

1990

Sq. Ft.

3,031

Year built

1985

Style

Single Family Residential

County

Monterey County

APN

416191019000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Jul 18, 2024 • Final

Electrical

Install new energy storage systems and a gateway.

Battery

Electrical

Mar 22, 2022 • Final

Electrical

Install an electric vehicle charging station with a disconnect.

Electrical

Ev charger

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
Carport (Minimum): 1
Carport (Maximum): 1
Garage (Minimum): 2
Garage (Maximum): 2
Parking Description: Attached Garage, Gate/Door Opener, Guest/Visitor Parking, Off-Street Parking
Garage Spaces: 2

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 3
# of Bedrooms (Maximum): 3
Bedrooms: Primary Suite/Retreat, Ground Floor Bedroom

Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1
# of Baths (Minimum): 4
# of Baths (Maximum): 4
Bathroom Description: 2+ Showers Over Tubs, 2+ Tubs, Stall Shower, Tub in Master Bedroom, Tub w/Jets

Room Information
Formal Entry
Family Room Description: Separate Family Room
Dining Room Description: Dining Area in Living Room, Breakfast Bar
Kitchen Description: Pantry, Dishwasher, Garbage Disposal, Refrigerator(s), Oven Range, Microwave, 220 Volt Outlet

Interior Features
Laundry: In Laundry Room, Dryer, Washer, 220 Volt Outlet
Flooring: Carpet, Hardwood, Tile

Fireplace Information
Has Fireplace
Fireplace Description: In Family Room, In Living Room, Insert, Gas Log, Gas Starter, Fireplace Available
Fireplaces (Minimum): 2

Heating & Cooling Information
Heating: Gas (Propane), Wall Furnace, Electric, Gas

Exterior

Exterior Features
View: Bay, Mountains, Local/Neighborhood, Ocean, Valley, City Lights
Roof: Tile
Yard/Grounds: Balcony/Patio, Courtyard, Deck, Drought Tolerant Plants, Low Maintenance

Building Information
Style: Contemporary
Subclass: Single Family Home
Building Type: Detached
Exterior: Stucco
Concrete Slab
Building Height (Minimum): 2
Building Height (Maximum): 2

Property Features
Amenities: Double Pane Windows(s), High Ceiling, Vaulted Ceiling, Wet Bar
Living Sq. Ft.: 3,375

Property Information
Level (Street/Main): Bedroom(s)
Property Primary ID: 260478

Lot Information
Lot Description: Grade (Sloped Down), Grade (Sloped Up)
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: R-1

Financial

Tax/Assessment Information
City Transfer Tax: No

Utilities

Utility Information
Energy Features: Insulation (Unknown), Low Flow Shower, Low Flow Toilet, Double Pane Windows, Ceiling Fan(s)
Sewer Septic: Septic Tank/Pump
Utilities: Propane On Site

Water Information
Water: Public

Location

Multi-Unit Information
# of Stories: 2

School Information
Elementary School: Foothill Elementary
Elementary School District: Monterey Peninsula Unified
High School: Monterey High
High School District: Monterey Peninsula Unified

Location Information
Take Boots Rd up to Bay Ridge; turn RIGHT directly BEFORE going through Bay Ridge gates onto Saddle Rd.

Public facts

Beds: 3
Baths: 3.5
Sq. Ft.: 3,031
Stories: 2.0
Lot Size: 2.5 acres
Style: Single Family Residential
Year Built: 1985
Year Renovated: 1990
County: Monterey County
APN: 416191019000

Home facts updated by county records on Sep 8, 2026

Other

Miscellaneous Information
Incorporated: Yes

Around this home

Schools

Monterey High School

Public 9-12 • Assigned • 6.8mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

3% chance of being in a wildfire in next 30 years

1/10 Heat Factor

13 hot days expected this year, 3 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

12 unhealthy days expected this year, 13 days in 30 years

Provided by First Street

Historical weather

Monterey, CA • 93940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.12M – $2.57M

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New listings for sale in 93940

NEW 10 HRS AGO

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3 beds2.5 baths2,513 sq ft

23715 Determine Ln, Monterey, CA 93940

OPEN TODAY, 1PM TO 4PM

$2,795,000

4 beds3.5 baths3,440 sq ft

405 Estrella D'Oro, Monterey, CA 93940

OPEN SUN, 12PM TO 2PM

$495,000

1 bed1 bath630 sq ft

500 Glenwood Cir #514, Monterey, CA 93940

EARLY ACCESS

$1,450,000

3 beds2 baths1,318 sq ft

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OPEN TODAY, 2PM TO 4PM

$1,195,000

2 beds2 baths1,680 sq ft

202 Edinburgh Ave, Monterey, CA 93940

OPEN TODAY, 1:30PM TO 3:30PM

$1,089,000

2 beds2.5 baths1,560 sq ft

664 Terry St, Monterey, CA 93940

3D WALKTHROUGH

$2,795,000

4 beds3.5 baths3,736 sq ft

400 Dry Creek Rd, Monterey, CA 93940

$3,400,000

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3 beds2 baths1,326 sq ft

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Home values near 10695 SADDLE Rd

Data from public records.

Address	Redfin Estimate
10450 Saddle Road, Monterey, CA 3 Beds \| 2.5 Baths \| 3362 Sq. Ft.	$2,436,899
10350 Saddle Road, Monterey, CA 3 Beds \| 2 Baths \| 1975 Sq. Ft.	$1,610,730

Address	Redfin Estimate
10500 Saddle Road, Monterey, CA 3 Beds \| 3.5 Baths \| 5175 Sq. Ft.	$2,969,337
10400 Saddle Road, Monterey, CA 4 Beds \| 3 Baths \| 3434 Sq. Ft.	$2,490,875

Address	Redfin Estimate
10300 Saddle Road, Monterey, CA 4 Beds \| 3.5 Baths \| 4045 Sq. Ft.	$2,827,355
10600 Saddle Road, Monterey, CA 3 Beds \| 3 Baths \| 2800 Sq. Ft.	$1,969,924

Property information provided by MLSListings when last listed in 2014. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 93940, CA

Sale history for 10695 SADDLE Rd

Tax history for 10695 SADDLE Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 93940

Home values near 10695 SADDLE Rd

More real estate resources