Off Market Aug 2025 for $1.4M

$1,967,231

Est. refi paymentEst. refi $9,385/mo

•

2,582

sq ft

10955 Saddle Rd, Monterey, CA 93940

About this home

Boasting 360 degree views of Monterey Bay and Carmel Valley, this single-level home captures the very essence of California living. From sunrise over the valley to sunset over the sea, the vistas are nothing short of breathtaking. This single level three bedrooms and two bathrooms ranch-style home features a spacious living room centered around a large stone fireplace crafted from local Cachagua hillside rock. Just off the living room, a floor-to-ceiling window-lined bar room with built-in seating offers a front-row seat to sunsets. The large kitchen with dining area flows into a formal dining room, while the oversized primary suite provides space and privacy. From the back deck take in panoramic ocean views from your private pool and cocktail hot tub, built from local Carmel River stone. Drink your morning coffee on your large front lawn and watch the sunrise over your expansive view of Carmel Valley. The views are enough, but this home also offers pure functionality with its three-car garage, whole-house generator, and solar system. As a resident, and guests of residents, access through the gated community of Bay Ridge along Saddle Road to Laureles Grade is allowed offering easy access to Carmel Valley or Monterey.

Single-familyProperty Type

1983Year Built

2.88 acresLot Size

$762Est. Price/Sq.Ft.

3 car garageParking

Listed by Lesley Shea •DRE #02184509 • Bramin Atler

Listed by Cheryl Heyermann •DRE #00591121 • Bramin Atler

Contact: 831-250-3950

Bought with Sandra Schirmer •DRE #01419062 • Sotheby’s International Realty

Redfin checked: 2 minutes ago

•Source:MLSListings #ML82008208

Redfin Estimate

$1,967,231

$517K since sold in August 2025$5,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.9% higher than the average sale price ($1.73M) of 6 comparable homes.

SOLD JUL 9, 2026
$1,200,000
A
3 beds2 baths2,447 sq ft
23725 Determine Ln, Monterey, CA 93940
SOLD MAR 25, 2026
$740,000
B
3 beds2 baths2,170 sq ft
25970 Colt Ln, Carmel Valley, CA 93924
SOLD JUL 1, 2026
$1,720,000
C
3 beds2 baths2,434 sq ft
13810 Vista Dorada, Salinas, CA 93908
SOLD FEB 19, 2026
$2,360,000
D
3 beds2 baths3,070 sq ft
10000 Eddy Rd, Carmel, CA 93923
SOLD MAY 18, 2026
$1,993,000
E
3 beds2.5 baths2,210 sq ft
25430 Loma Robles Dr, Carmel, CA 93923
SOLD APR 21, 2026
$2,350,000
F
3 beds2.5 baths3,300 sq ft
23830 Secretariat Ln, Monterey, CA 93940

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Earn from this home

Sell

$723,951

Est. take-home

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Refinance

Est. cash available

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Rent

$6,175/mo

Redfin rental estimate

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Market trends in 93940, CA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.5%

+0.6% MoM

Median sale price

$1.1M

$40K MoM

Avg. days on market

21d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

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LISTED BY REDFIN
$1,500,000
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Undisclosed address, Monterey, CA 93940
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2 beds2 baths1,152 sq ft
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OPEN SAT, 10AM TO 12PM
$1,050,000
4 beds2.5 baths1,647 sq ft
835 Pine St, Monterey, CA 93940
OPEN SAT, 1PM TO 4PM
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2 beds1 bath1,114 sq ft
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OPEN SUN, 1PM TO 4PM
$1,695,000
3 beds2 baths1,512 sq ft
1321 Hoffman Ave, Monterey, CA 93940
OPEN SAT, 1PM TO 3PM
$1,499,000
3 beds2 baths2,500 sq ft
Undisclosed address, Monterey, CA 93940
OPEN SAT, 10AM TO 1PM
$1,250,000
3 beds2 baths1,116 sq ft
271 Foam St, Monterey, CA 93940
OPEN SAT, 12PM TO 3PM
$1,595,000
3 beds3 baths2,241 sq ft
41 Shepherd's Knl, Pebble Beach, CA 93953
See all

Provided by Redfin

Sale history for 10955 Saddle Rd

Date

Event

Price

MLSListings #ML82008208

Aug 29, 2025

Sold

$1,450,000

$562/sq ft

Aug 29, 2025

Sold

$1,450,000

$562/sq ft

Aug 27, 2025

Pending

—

Jul 25, 2025

Pending

—

Jul 25, 2025

Contingent

—

May 23, 2025

Listed

$1,595,000

$618/sq ft

May 23, 2025

Listed

$1,595,000

$618/sq ft

Public Records

Apr 26, 1978

Sold

$16,500

$6/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,207 (+8.0%)

$69,253 + $305,424

$374,677

2024

$3,897 (+1.1%)

$69,253 + $305,424

$374,677

2023

$3,855 (+1.4%)

$67,896 + $299,436

$367,332

2022

$3,800 (+1.5%)

$66,565 + $293,565

$360,130

2021

$3,743 (+4.0%)

$65,260 + $287,809

$353,069

2020

$3,601 (−4.7%)

$63,981 + $282,166

$346,147

2019

$3,778 (+4.2%)

$63,325 + $279,273

$342,598

2018

$3,626 (+8.1%)

$62,084 + $273,798

$335,882

2017

$3,356 (+1.9%)

$59,674 + $263,167

$322,841

2016

$3,294 (+1.5%)

$59,674 + $263,167

$322,841

2015

$3,245 (+1.8%)

$58,504 + $258,007

$316,511

2014

$3,187 (+2.2%)

$56,498 + $249,154

$305,652

2013

$3,118 (+0.8%)

$56,498 + $249,154

$305,652

2012

$3,094 (+1.8%)

$56,243 + $248,028

$304,271

2011

$3,038 (+3.8%)

$55,141 + $243,165

$298,306

2010

$2,927 (−0.3%)

$54,060 + $238,398

$292,458

2009

$2,937 (+2.3%)

$53,656 + $236,617

$290,273

2008

$2,871

$53,784 + $237,180

$290,964

Tax history for 10955 Saddle Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,207 (+8.0%)

$69,253 + $305,424

$374,677

2024

$3,897 (+1.1%)

$69,253 + $305,424

$374,677

2023

$3,855 (+1.4%)

$67,896 + $299,436

$367,332

2022

$3,800 (+1.5%)

$66,565 + $293,565

$360,130

2021

$3,743 (+4.0%)

$65,260 + $287,809

$353,069

2020

$3,601 (−4.7%)

$63,981 + $282,166

$346,147

2019

$3,778 (+4.2%)

$63,325 + $279,273

$342,598

2018

$3,626 (+8.1%)

$62,084 + $273,798

$335,882

2017

$3,356 (+1.9%)

$59,674 + $263,167

$322,841

2016

$3,294 (+1.5%)

$59,674 + $263,167

$322,841

2015

$3,245 (+1.8%)

$58,504 + $258,007

$316,511

2014

$3,187 (+2.2%)

$56,498 + $249,154

$305,652

2013

$3,118 (+0.8%)

$56,498 + $249,154

$305,652

2012

$3,094 (+1.8%)

$56,243 + $248,028

$304,271

2011

$3,038 (+3.8%)

$55,141 + $243,165

$298,306

2010

$2,927 (−0.3%)

$54,060 + $238,398

$292,458

2009

$2,937 (+2.3%)

$53,656 + $236,617

$290,273

2008

$2,871

$53,784 + $237,180

$290,964

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

2.88 Acres

Year renovated

1983

Sq. Ft.

2,468

Year built

1983

Style

Single Family Residential

County

Monterey County

APN

416191014000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 16, 2026.

Property details

Parking

Parking Information
Garage (Minimum): 3
Garage (Maximum): 3
Parking Description: Attached Garage
Garage Spaces: 3

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 3
# of Bedrooms (Maximum): 3
Bedrooms: Primary Bedroom on Ground Floor, Primary Suite/Retreat, Walk-In Closet

Bathroom Information
# of Baths (Full): 2
Bathroom Description: Double Sinks, Primary (Stall Shower(s)), Primary (Sunken Tub), Shower Over Tub, Tile

Room Information
Formal Entry, Laundry Room, Other (See Remarks)
Family Room Description: Kitchen/Family Room Combo
Dining Room Description: Breakfast Nook, Dining Bar, Formal Dining Room
Kitchen Description: Built-In BBQ Grill, Cooktop (Gas), Countertop (Tile), Dishwasher, Exhaust Fan, Garbage Disposal, Hood Over Range, Island, Microwave, Oven (Built-In), Oven (Electric), Refrigerator(s), Trash Compactor

Interior Features
Laundry: Electricity Hookup (220V)

Fireplace Information
Has Fireplace
Fireplace Description: In Living Room, In Other Location, Pellet Stove, Wood-Burning
Fireplaces (Minimum): 2

Heating & Cooling Information
Heating: Radiant, Solar

Exterior

Exterior Features
View: Bay, City Lights, Ocean, Valley, Water
Fencing: Fenced Back
Roof: Tile
Yard/Grounds: Backyard, Balcony/Patio, Courtyard, Deck, Fenced, Sprinkler(s) (Auto), Sprinkler(s) (Lawn)

Building Information
Subclass: Single Family Home
Building Type: Detached
Crawl Space, Pillars/Posts/Piers

Pool Information
Has Pool
Pool Description: In-Ground, Spa - Above Ground, Spa - Jetted

Property Features
Amenities: Bay Window, Vaulted Ceiling, Walk-In Closet, Wet Bar
Living Sq. Ft.: 2,582
Security Features: Security Alarm

Property Information
Property Primary ID: 729586

Lot Information
Lot Acres: 2.88
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: RDR/5.1-D-S

Utilities

Utility Information
Energy Features: Solar Power
Sewer Septic: Septic Standard
Utilities: Public Utilities, Solar Panels - Leased

Water Information
Water: Public

Location

Multi-Unit Information
# of Stories: 1

School Information
Elementary School: La Mesa Elementary
Elementary School District: Monterey Peninsula Unified
High School: Monterey High
High School District: Monterey Peninsula Unified

Location Information
Directions: Take Boots Road from Highway 68. Do not take Laureles Grade to Saddle Road as there is no access due to a gated community.

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,468
Stories: 1.0
Lot Size: 2.88 acres
Style: Single Family Residential
Year Built: 1983
Year Renovated: 1983
County: Monterey County
APN: 416191014000

Home facts updated by county records on Jul 16, 2026

Around this home

Schools

Monterey High School

Public 9-12 • Assigned • 7.0mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

3% chance of being in a wildfire in next 30 years

1/10 Heat Factor

3 days above 83° expected this year, 9 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

12 unhealthy days expected this year, 13 days in 30 years

Provided by First Street

Historical weather

Monterey, CA • 93940

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.87M – $2.26M

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Home values near 10955 Saddle Rd

Data from public records.

Address	Redfin Estimate
10600 Saddle Rd, Monterey, CA 3 Beds \| 3 Baths \| 2800 Sq. Ft.	$1,969,924
10745 Saddle Rd, Monterey, CA 6 Beds \| 5 Baths \| 4098 Sq. Ft.	$2,485,197

Address	Redfin Estimate
10655 Saddle Rd, Monterey, CA 3 Beds \| 3 Baths \| 2088 Sq. Ft.	$1,526,039
10805 Saddle Rd, Monterey, CA 2 Beds \| 2.5 Baths \| 2416 Sq. Ft.	$1,460,075

Address	Redfin Estimate
10695 Saddle Rd, Monterey, CA 3 Beds \| 3.5 Baths \| 3375 Sq. Ft.	$2,234,783
10855 Saddle Rd, Monterey, CA 5 Beds \| 4 Baths \| 1920 Sq. Ft.	$2,146,990

Property information provided by MLSListings when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 93940, CA

Sale history for 10955 Saddle Rd

Tax history for 10955 Saddle Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 93940

Home values near 10955 Saddle Rd

More real estate resources