OFF MARKET

Off market mar 2025 for $499K

$549,446

Est. refi paymentEst. refi $3,610/mo

•

1,920

sq ft

118 Cobb Rd, Panama City Beach, FL 32416

About this home

This charming four-bedroom pool home has been lovingly remodeled and is just a short stroll from the sugar-white sands of the Emerald Coast, with beach access points 68 and 69 right at the end of the street. Bring your rocking chairs for the large covered front porch you can relax on before you step inside to find beautiful wood-look LVP throughout the home and tile floors in the bathrooms--no carpet in sight! The home shines with fresh paint inside and out, new lighting, and detailed trim work from top to bottom. Your spacious downstairs master suite boasts a large walk-in closet complete with built-ins, while three generously-sized guest bedrooms upstairs offer partial Gulf views that'll take your breath away. Upstairs also features an additional living area with a wet bar.

Single-familyProperty Type

1987Year Built

$286Est. Price/Sq.Ft.

1 spaceParking

Listed by BENJAMIN BARFOOT • JPAR CITY AND BEACH

Listed by Andrew McCarty MCCARTY • JPAR CITY AND BEACH

Bought with Shawn W. O'Neill ONEILL • JPAR CITY AND BEACH

Redfin checked: 2 minutes ago

•Source:realMLS #2077036

Redfin Estimate

$549,446

$50K since sold in March 2025$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 20.2% higher than the average sale price ($457K) of 6 comparable homes.

SOLD OCT 6, 2026
$365,000
A
3 beds2 baths1,756 sq ft
208 Palm Cir, Panama City Beach, FL 32413
SOLD OCT 6, 2026
$562,000
B
3 beds2 baths1,345 sq ft
100 Bonaire Dr, Panama City Beach, FL 32413
SOLD MAR 12, 2026
$455,000
C
3 beds2 baths1,752 sq ft
112 Bimini Ct, Panama City Beach, FL 32413
SOLD AUG 24, 2026
$430,000
D
3 beds2 baths1,628 sq ft
104 Bimini Ct, Panama City Beach, FL 32413
SOLD MAR 27, 2026
$550,000
E
4 beds2.5 baths1,560 sq ft
182 Cathy Pl, Panama City Beach, FL 32413
SOLD BY REDFIN AUG 27, 2026
$380,000
F
3 beds2 baths1,575 sq ft
17005 Guava Ave, Panama City Beach, FL 32413

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Earn from this home

Sell

$127,823

Est. take-home

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Refinance

Est. cash available

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Rent

$2,838/mo

Redfin rental estimate

List your home for rent

Market trends in 32413, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.1% MoM

Median sale price

$467K

$13K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

311

6 MoM

New listings for sale

NEW 10 HRS AGO
$399,900
2 beds2 baths1,315 sq ft
8452 Dreams Float Ct, Panama City Beach, FL 32413
$499,999
2 beds2 baths1,249 sq ft
14825 Front Beach Rd #1904, Panama City Beach, FL 32413
$650,000
2 beds2 baths1,173 sq ft
17643 Front Beach Rd #1701, Panama City Beach, FL 32413
$1,399,000
5 beds4 baths2,523 sq ft
22478 Sandstorm Ln, Panama City Beach, FL 32413
3D WALKTHROUGH
$599,000
3 beds3 baths1,944 sq ft
17878 Front Beach Rd Unit F1, Panama City Beach, FL 32413
$689,900
3 beds3 baths2,161 sq ft
9421 Escape Ave, Panama City Beach, FL 32413
$759,900
3 beds3 baths2,548 sq ft
251 Breakwater Blvd, Panama City Beach, FL 32413
$840,000
2 beds2 baths1,255 sq ft
17826 Front Beach Rd, Panama City Beach, FL 32413
$725,000
4 beds2 baths2,540 sq ft
7605 Shady Glen Trl, Panama City Beach, FL 32413
$509,900
2 beds2 baths1,249 sq ft
14825 Front Beach Rd Unit 2408, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 118 Cobb Rd

Date

Event

Price

realMLS #2077036

Mar 21, 2025

Sold

$499,000

$260/sq ft

Mar 21, 2025

Listed

$499,000

$260/sq ft

CPARMLS #767894

Mar 20, 2025

Sold

$499,000

$260/sq ft

Mar 5, 2025

Price Changed

$499,000

$260/sq ft

Feb 27, 2025

Price Changed

$524,000

$273/sq ft

Feb 20, 2025

Price Changed

$529,000

$276/sq ft

Jan 29, 2025

Listed

$559,000

$291/sq ft

+70

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Pool Home Steps Away from the crystal white sands of the Emerald Coast ready just in time for beach season! This charming four-bedroom home has been recently updated and ready for its new beach loving owners. Bring your rocking chairs for the large covered front porch you can relax on before you step inside to find beautiful wood-look LVP throughout the home and tile floors in the bathrooms—no carpet in sight! The home shines with fresh paint inside and out, new lighting, and detailed trim work from top to bottom. Your spacious downstairs master suite boasts a large walk-in closet complete with built-ins, while three generously-sized guest bedrooms upstairs offer partial Gulf views that'll take your breath away. Upstairs also features an additional living area with a wet bar. The kitchen is a true delight, fully remodeled with gorgeous butcher block countertops with a large bar, subway tile backsplash, stainless steel appliances, a big ol' farm sink, and brand-new white shaker cabinets. Off the kitchen is an eat-in kitchen space that leads to the large back patio overlooking the pool. There's also a large walk-in pantry that's sure to fit all your goodies. The in-unit laundry room is mighty convenient, featuring a half bath perfect for use as the pool bath. Plus, there's no pesky HOA to worry about here. You'll love the large gate on the left side of the house, offering plenty of space for parking an RV or boat, and the fully fenced backyard provides all the privacy you could want. Dive into the brand-new in-ground saltwater pool, complete with an outdoor shower for rinsing off after a swim. Two new full HVAC systems were recently installed, ensuring year-round comfort. The home also includes a carport, a concrete driveway, and additional gravel parking in the front. And don't worry about utilities—this beauty is on public water and sewer. Come on down and see for yourself—this home is the perfect blend of Southern hospitality and coastal elegance!

RENTSPREE #1

Jan 31, 2025

Rental Removed

$3,100

$2/sq ft

Jan 27, 2025

Listed for Rent

$3,100

$2/sq ft

NEFLMLS #2054934

Jan 23, 2025

Rental Removed

$3,100

$2/sq ft

Dec 6, 2024

Price Changed

$3,100

$2/sq ft

Nov 22, 2024

Price Changed

$3,300

$2/sq ft

Nov 4, 2024

Listed for Rent

$3,500

$2/sq ft

realMLS #2054633

Dec 17, 2024

Listing Removed

—

Nov 1, 2024

Listed

$549,900

$286/sq ft

CPARMLS #759522

Dec 17, 2024

Listing Removed

—

Oct 30, 2024

Price Changed

$549,900

$286/sq ft

Oct 14, 2024

Price Changed

$574,000

$299/sq ft

Oct 3, 2024

Price Changed

$579,000

$302/sq ft

Sep 18, 2024

Price Changed

$583,900

$304/sq ft

Sep 4, 2024

Price Changed

$589,000

$307/sq ft

Aug 30, 2024

Price Changed

$594,900

$310/sq ft

Aug 19, 2024

Price Changed

$599,000

$312/sq ft

Jul 23, 2024

Price Changed

$614,000

$320/sq ft

Jul 3, 2024

Listed

$629,000

$328/sq ft

realMLS #2043919

Oct 30, 2024

Price Changed

$549,900

$286/sq ft

Oct 30, 2024

Listing Removed

—

Oct 14, 2024

Price Changed

$574,000

$299/sq ft

Oct 3, 2024

Price Changed

$579,000

$302/sq ft

Sep 18, 2024

Price Changed

$583,900

$304/sq ft

Sep 4, 2024

Price Changed

$589,000

$307/sq ft

Aug 30, 2024

Price Changed

$594,900

$310/sq ft

Aug 23, 2024

Listed

$599,000

$312/sq ft

CPARMLS #739448

Dec 2, 2023

Listing Removed

—

Oct 31, 2023

Listing Removed

—

Oct 28, 2023

Price Changed

$450,000

$234/sq ft

Sep 30, 2023

Price Changed

$485,000

$253/sq ft

Jul 18, 2023

Price Changed

$499,900

$260/sq ft

Jun 11, 2023

Price Changed

$539,900

$281/sq ft

Jun 10, 2023

Price Changed

$548,900

$286/sq ft

May 31, 2023

Price Changed

$549,400

$286/sq ft

May 9, 2023

Price Changed

$549,900

$286/sq ft

Mar 30, 2023

Listed

$560,000

$292/sq ft

ECAR #920993

Oct 28, 2023

Price Changed

$450,000

$234/sq ft

Sep 30, 2023

Price Changed

$485,000

$253/sq ft

Jul 18, 2023

Price Changed

$499,900

$260/sq ft

Jun 11, 2023

Price Changed

$539,900

$281/sq ft

May 9, 2023

Price Changed

$549,900

$286/sq ft

Apr 13, 2023

Listed

$560,000

$292/sq ft

CPARMLS #730457

Aug 3, 2022

Listed

$600,000

$313/sq ft

CPARMLS #685662

Dec 9, 2021

Listing Removed

—

Jul 2, 2019

Listed

$260,000

$135/sq ft

CPARMLS #410652

Dec 14, 2021

Listing Removed

—

Oct 1, 2010

Listed

$169,900

$88/sq ft

CPARMLS #330170

Dec 9, 2021

Listing Removed

—

Mar 25, 2005

Listed

$515,000

$268/sq ft

CPARMLS #108431

Dec 14, 2021

Listing Removed

—

Sep 10, 1999

Listed

$129,900

$68/sq ft

CPARMLS #708147

Apr 28, 2021

Sold

$270,000

$141/sq ft

Feb 20, 2021

Listed

$275,000

$143/sq ft

CPARMLS #704549

Jan 19, 2021

Listing Removed

—

Nov 14, 2020

Listed

$275,000

$143/sq ft

Public Records

Nov 23, 2020

Sold

$236,980

$123/sq ft

NAMLS #608365

Jun 6, 2014

Sold

$152,500

$79/sq ft

Nov 15, 2013

Listed

$174,900

$91/sq ft

CPARMLS #614751

Jun 5, 2014

Sold

$152,500

$79/sq ft

Nov 15, 2013

Listed

$174,900

$91/sq ft

Public Records

Jul 3, 2001

Sold

$124,000

$65/sq ft

CPARMLS #159835

May 19, 2000

Sold

$123,000

$64/sq ft

Apr 3, 2000

Listed

$129,900

$68/sq ft

CPARMLS #84221

Nov 8, 1996

Sold

$108,000

$56/sq ft

Aug 10, 1996

Listed

$114,900

$60/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,867 (+7.1%)

$66,843 + $244,554

$311,397

2024

$3,610 (+16.6%)

$60,427 + $233,539

$293,966

2023

$3,096 (+16.7%)

$56,517 + $188,546

$245,063

2022

$2,652 (+8.9%)

$51,262 + $175,556

$226,818

2021

$2,435 (+55.9%)

$51,262 + $152,412

$203,674

2020

$1,562 (+0.3%)

$50,102 + $107,616

$157,718

2019

$1,558 (−4.6%)

$47,413 + $108,377

$155,790

2018

$1,632 (+13.5%)

2017

$1,438 (+0.1%)

$38,981 + $117,895

$156,876

2016

$1,436 (−4.2%)

$38,981 + $119,037

$158,018

2015

$1,499 (−14.8%)

$38,981 + $120,179

$159,160

2014

$1,760

Tax history for 118 Cobb Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,867 (+7.1%)

$66,843 + $244,554

$311,397

2024

$3,610 (+16.6%)

$60,427 + $233,539

$293,966

2023

$3,096 (+16.7%)

$56,517 + $188,546

$245,063

2022

$2,652 (+8.9%)

$51,262 + $175,556

$226,818

2021

$2,435 (+55.9%)

$51,262 + $152,412

$203,674

2020

$1,562 (+0.3%)

$50,102 + $107,616

$157,718

2019

$1,558 (−4.6%)

$47,413 + $108,377

$155,790

2018

$1,632 (+13.5%)

2017

$1,438 (+0.1%)

$38,981 + $117,895

$156,876

2016

$1,436 (−4.2%)

$38,981 + $119,037

$158,018

2015

$1,499 (−14.8%)

$38,981 + $120,179

$159,160

2014

$1,760

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

65 ft.

Lot depth

125 ft.

Lot size

8,102 Sq. Ft.

Year renovated

2017

Sq. Ft.

1,920

Year built

1987

Style

Single Family Residential

County

Bay County

APN

38340000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
Parking Features: Additional Parking, Carport, RV Access/Parking
Carport Spaces: 1
Has Carport

Interior

Interior Features
Interior Features: Eat-in Kitchen
Appliances: Dishwasher, Electric Oven, Electric Water Heater, Refrigerator

Bedroom Information
# of Bedrooms: 4

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Exterior

Pool Features
Private YN: Yes
Has Private Pool
Pool Features: In Ground, Salt Water

Exterior Features
Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch
Fencing: Fenced, Back Yard

Property Information
Entry Level: 1
Property Sub Type: Single Family Residence
Current Use: Residential, Single Family

Lot Information
Road Frontage Type: City Street
Road Surface Type: Asphalt

Financial

Financial Information
Buyer Financing: Cash

Utilities

Heating & Cooling
Has Heating
Cooling: Central Air
Has Cooling
Heating: Central

Utility Information
Utilities: Sewer Connected, Water Connected

Location

School Information
Middle Or Junior School: Other
Elementary School: Other
High School: Other

Community Information
No

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,920
Stories: 2.0
Lot Size: 8,102 square feet
Style: Single Family Residential
Year Built: 1987
Year Renovated: 2017
County: Bay County
APN: 38340000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

Surfside Middle School

Public PreK-12 • Assigned • 3.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 23 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32416

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$522,000 – $632,000

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New listings for sale in 32413

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3D WALKTHROUGH

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Home values near 118 Cobb Rd

Data from public records.

Address	Redfin Estimate
110 Cobb Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1292 Sq. Ft.	$358,964
124 Cobb Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1853 Sq. Ft.	$412,029

Address	Redfin Estimate
112 Cobb Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1337 Sq. Ft.	$381,513
122 Cobb Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1194 Sq. Ft.	$389,118

Address	Redfin Estimate
108 Cobb Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1325 Sq. Ft.	$326,780
120 Cobb Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1486 Sq. Ft.	$436,043

Property information provided by realMLS when last listed in 2025. This data may not match . Learn more.

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