OFF MARKET

Off Market Oct 2023 for $2.2M

$2,016,812

•

1,308

sq ft

20605 Front Beach Rd, Panama City Beach, FL 32413

About this home

Classic Beach Cottage on 60 feet of frontage directly on the Gulf of Mexico in Panama City Beach, Florida. Located right next to public beach access number 83 on the far West End of Panama City Beach far away from the high-rise condominiums and other crowded sections of the beach, surrounded by low density residential neighborhoods. Just minutes west from Pier Park and approximately 10 minutes from Inlet Beach and the 30A corridor where other exclusive fine dining and shopping awaits. Zoned Seasonal Commercial 2, where vacation rentals ARE allowed, making this an excellent location for an investor rebuild project. Gulf-front lots of this size are becoming more and more rare to come to market. Investors, Don't miss this opportunity. - Ask your favorite agent for recommended builders and projected return on investment! All Information is deemed to be reliable, but is not guaranteed, buyer to verify if important.

Single-familyProperty Type

1958Year Built

6,273 sq ftLot Size

$1,542Est. Price/Sq.Ft.

Listed by The Real Experts Casilli • Coldwell Banker Realty

Bought with The Real Experts de La Penha • Coldwell Banker Realty

Redfin checked: 2 minutes ago

•Source:CPARMLS #746155

Redfin Estimate

$2,016,812

$258K since sold in October 2023$67K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 280.3% higher than the average sale price ($530K) of 6 comparable homes.

SOLD AUG 5, 2026
$435,000
A
3 beds2 baths1,128 sq ft
19980 First Ave, Panama City Beach, FL 32413
SOLD FEB 20, 2026
$485,000
B
3 beds3 baths1,264 sq ft
212 13th St, Panama City Beach, FL 32413
SOLD JUL 9, 2026
$582,000
C
3 beds2 baths1,268 sq ft
21509 Caribbean Ln, Panama City Beach, FL 32413
SOLD JUN 2, 2026
$585,000
D
3 beds3 baths1,470 sq ft
120 Christmas Tree Ln, Panama City Beach, FL 32413
SOLD JUN 15, 2026
$600,000
E
3 beds2 baths1,447 sq ft
319 Oleander Dr, Panama City Beach, FL 32413
SOLD MAY 6, 2026
$495,000
F
3 beds2 baths1,438 sq ft
21401 Palm Ave, Panama City Beach, FL 32413

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Earn from this home

Sell

$174,962

Est. take-home

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Rent

$2,590/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

NEW 1 HR AGO
$605,000
2 beds2 baths1,301 sq ft
1101 Sawgrass Ct #102, Panama City, FL 32413
NEW 1 HR AGO
$330,000
2 beds2 baths1,277 sq ft
1 Park Pl, Panama City Beach, FL 32413
NEW 24 HRS AGO
$649,500
2 beds2 baths1,223 sq ft
15817 Front Beach Rd #1606, Panama City Beach, FL 32408
NEW 28 HRS AGO
$649,000
2 beds2.5 baths2,161 sq ft
9259 Paradise Dr, Panama City Beach, FL 32413
NEW 28 HRS AGO
$275,000
2 beds2.5 baths1,150 sq ft
17462 Front Beach Rd Unit 4D-1, Panama City Beach, FL 32413
$595,000
2 beds3 baths1,365 sq ft
16701 Front Beach Rd #604, Panama City Beach, FL 32413
$599,000
2 beds1.5 baths983 sq ft
23223 Front Beach Rd #919, Panama City Beach, FL 32413
$475,000
4 beds2 baths2,274 sq ft
218 Biltmore Pl, Panama City Beach, FL 32413
$1,200,000
3 beds3 baths1,716 sq ft
15625 Front Beach Rd #1802, Panama City Beach, FL 32413
$210,000
1 bed1 bath608 sq ft
17462 Front Beach Rd Unit 45-D, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 20605 Front Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$22,540 (+0.1%)

$1,566,000 + $264,215

$1,830,215

2024

$22,518 (+54.8%)

$1,566,000 + $263,076

$1,829,076

2023

$14,545 (+33.3%)

2022

$10,912 (+11.8%)

2021

$9,762 (+10.0%)

2020

$8,871 (+10.5%)

2019

$8,029 (+14.3%)

2018

$7,022 (+14.4%)

$497,518 + $60,314

$557,832

2017

$6,141 (+8.2%)

$433,260 + $51,918

$485,178

2016

$5,677 (+1.9%)

$386,280 + $52,851

$439,131

2015

$5,572 (+2.7%)

$365,400 + $53,784

$419,184

2014

$5,428

Tax history for 20605 Front Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$22,540 (+0.1%)

$1,566,000 + $264,215

$1,830,215

2024

$22,518 (+54.8%)

$1,566,000 + $263,076

$1,829,076

2023

$14,545 (+33.3%)

2022

$10,912 (+11.8%)

2021

$9,762 (+10.0%)

2020

$8,871 (+10.5%)

2019

$8,029 (+14.3%)

2018

$7,022 (+14.4%)

$497,518 + $60,314

$557,832

2017

$6,141 (+8.2%)

$433,260 + $51,918

$485,178

2016

$5,677 (+1.9%)

$386,280 + $52,851

$439,131

2015

$5,572 (+2.7%)

$365,400 + $53,784

$419,184

2014

$5,428

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

60 ft.

Lot depth

105 ft.

Lot size

6,273 Sq. Ft.

Year renovated

2013

Sq. Ft.

1,308

Year built

1958

Style

Single Family Residential

County

Bay County

APN

36659000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 3

Room Information
# of Rooms (Total): 9
Room Types: Bedroom, Florida Room, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom

Room 1 Information
Laundry
Level: First
Dimensions: 8.5 x 7.7
Length: 8.5
Width: 7.7

Room 2 Information
Bedroom
Description: exterior
Level: First
Dimensions: 8.5 x 11.1
Length: 8.5
Width: 11.1

Room 3 Information
Level: First
Dimensions: 12.5 x 14.2
Length: 12.5
Width: 14.2

Room 4 Information
Level: First
Dimensions: 12.4 x 15.1
Length: 12.4
Width: 15.1

Room 5 Information
Florida Room
Level: First
Dimensions: 22.8 x 11.2
Length: 22.8
Width: 11.2

Room 6 Information
Living Room
Level: First
Dimensions: 22.8 x 14.4
Length: 22.8
Width: 14.4

Room 7 Information
Level: First
Dimensions: 12.5 x 6.1
Length: 12.5
Width: 6.1

Room 8 Information
Level: First
Dimensions: 12.4 x 6.5
Length: 12.4
Width: 6.5

Room 9 Information
Kitchen
Level: First
Dimensions: 9.6 x 11.9
Length: 9.6
Width: 11.9

Equipment
Appliances: Electric Oven, Electric Water Heater

Exterior

Building Information
Construction Details: Asbestos, Block

Mobile Home Information
Mobile Dimension Units: Feet

Pool and Spa Information
Pool Features: See Remarks

Lot Information
Lot Size Area: 0.14
Lot Size Acres: 0.14
Lot Size Dimensions: 60x105
Road Frontage Type: City Street
Road Responsibility: Public Maintained Road
Is Waterfront
Waterfront Features: Gulf
Frontage Length Remarks: 60

Property Information
Has View

Financial

Tax Information
Annual Tax Amount: $10,912
Tax Year: 2022

Utilities

Utility Information
Utilities: Electricity Available, Water Connected
Sewer: Public Sewer

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Central, Electric

Location

Multi Unit Information
Units Furnished: All Units

Community Information
Community Features: Short Term Rental Allowed

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,308
Stories: 1.0
Lot Size: 6,273 square feet
Style: Single Family Residential
Year Built: 1958
Year Renovated: 2013
County: Bay County
APN: 36659000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 5.6mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 5.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

2/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.92M – $2.32M

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New listings for sale in 32413

NEW 1 HR AGO

$605,000

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1101 Sawgrass Ct #102, Panama City, FL 32413

NEW 1 HR AGO

$330,000

2 beds2 baths1,277 sq ft

1 Park Pl, Panama City Beach, FL 32413

NEW 24 HRS AGO

$649,500

2 beds2 baths1,223 sq ft

15817 Front Beach Rd #1606, Panama City Beach, FL 32408

NEW 28 HRS AGO

$649,000

2 beds2.5 baths2,161 sq ft

9259 Paradise Dr, Panama City Beach, FL 32413

NEW 28 HRS AGO

$275,000

2 beds2.5 baths1,150 sq ft

17462 Front Beach Rd Unit 4D-1, Panama City Beach, FL 32413

$595,000

2 beds3 baths1,365 sq ft

16701 Front Beach Rd #604, Panama City Beach, FL 32413

$599,000

2 beds1.5 baths983 sq ft

23223 Front Beach Rd #919, Panama City Beach, FL 32413

$475,000

4 beds2 baths2,274 sq ft

218 Biltmore Pl, Panama City Beach, FL 32413

$1,200,000

3 beds3 baths1,716 sq ft

15625 Front Beach Rd #1802, Panama City Beach, FL 32413

Home values near 20605 Front Beach Rd

Data from public records.

Address	Redfin Estimate
20604 Front Beach Road, Panama City Beach, FL 4 Beds \| 2 Baths \| 1341 Sq. Ft.	$708,236
20609 Front Beach Road, Panama City Beach, FL 10 Beds \| 11 Baths \| 5421 Sq. Ft.	$4,348,879

Address	Redfin Estimate
20623 Front Beach Road, Panama City Beach, FL 5 Beds \| 5 Baths \| 2168 Sq. Ft.	$1,945,060
20618 Front Beach Road, Panama City Beach, FL 2 Beds \| 1 Baths \| 704 Sq. Ft.	$592,720

Address	Redfin Estimate
20610 Front Beach Road, Panama City Beach, FL 4 Beds \| 2 Baths \| 2194 Sq. Ft.	$816,083
20614 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1162 Sq. Ft.	$843,481

Property information provided by CPARMLS when last listed in 2023. This data may not match . Learn more.

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