OFF MARKET

Off Market Dec 2017 for $245K

$427,467

Est. refi paymentEst. refi $1,453/mo

•

1,461

sq ft

122 Water Oaks Loop, Santa Rosa Beach, FL 32459

About this home

Great 3BR/2BA home with many upgrade and in amazing neighborhood. As you enter the home you are greeted with tile & laminate wood flooring throughout. The living area is opened with vaulted ceilings and recessed lighting. The kitchen has a breakfast bar, granite countertops, stainless appliances and a walk-in pantry. Off the kitchen is a formal dining room with access to the backyard and deck. The Master suite is large with tray ceilings, double vanity, large tub with tile surround, and walk-in closet. There are also two nice sized bedrooms, full hallway bath, & a large laundry room. This home is centrally located and just a short drive to the beach, shopping, restaurants, and entertainment.

Single-familyProperty Type

2015Year Built

$293Est. Price/Sq.Ft.

2 spacesParking

Listed by Susie Kirkland • RE/MAX Southern Realty

Bought with Steve Brown - BuyInDestin.com Brown • Keller Williams Realty Destin

Redfin checked: a minute ago

•Source:ECAR #783617

Redfin Estimate

$427,467

$182K since sold in December 2017$4,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.6% lower than the average sale price ($501K) of 6 comparable homes.

SOLD APR 30, 2026
$415,000
A
3 beds2 baths1,284 sq ft
201 Water Oaks Loop, Santa Rosa Beach, FL 32459
SOLD MAR 3, 2026
$925,000
B
3 beds2 baths1,650 sq ft
22 Cypress Rdg, Santa Rosa Beach, FL 32459
SOLD MAR 17, 2026
$335,000
C
2 beds2.5 baths1,760 sq ft
32 Hornbeam Way, Santa Rosa Beach, FL 32459
SOLD FEB 10, 2026
$500,000
D
3 beds3 baths1,633 sq ft
74 Chapman St, Santa Rosa Beach, FL 32459
SOLD SEP 30, 2025
$499,000
E
3 beds2 baths1,500 sq ft
105 Hatton Ct, Santa Rosa Beach, FL 32459
SOLD FEB 12, 2026
$330,000
F
3 beds2.5 baths1,617 sq ft
197 Hackberry Way, Santa Rosa Beach, FL 32459

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Earn from this home

Sell

$240,846

Est. take-home

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Refinance

Est. cash available

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Rent

$3,277/mo

Redfin rental estimate

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Market trends in 32459, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

+0.3% MoM

Median sale price

$915K

$35K MoM

Avg. days on market

87d

1 days MoM

Recently sold homes

360

36 MoM

New listings for sale

NEW 19 HRS AGO
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113 White Cliffs Dr, Santa Rosa Beach, FL 32459
NEW 20 HRS AGO
$600,000
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114 Red Maple Ct, Santa Rosa Beach, FL 32459
NEW 22 HRS AGO
$675,000
3 beds2.5 baths2,002 sq ft
543 Shelter Cove Dr, Santa Rosa Beach, FL 32459
$620,000
4 beds3 baths2,443 sq ft
590 Las Roblas Grande Dr, Santa Rosa Beach, FL 32459
$799,900
1 bed1 bath792 sq ft
561 Eastern Lake Rd #104, Santa Rosa Beach, FL 32459
$749,000
3 beds2.5 baths1,624 sq ft
4923 E County Hwy 30a Unit E103, Santa Rosa Beach, FL 32459
OPEN SAT, 2PM TO 4PM
$364,900
2 beds2 baths933 sq ft
10 Silk Bay Dr Unit 122, Santa Rosa Beach, FL 32459
$964,000
3 beds3 baths2,196 sq ft
4545 E Co Highway 30a Unit B202, Santa Rosa Beach, FL 32459
$349,990
2 beds2 baths940 sq ft
34 Herons Watch Way Unit 3104, Santa Rosa Beach, FL 32459
$269,500
3 beds2.5 baths1,576 sq ft
19 E Shady Oaks Ln Unit A, Santa Rosa Beach, FL 32459
See all

Provided by Redfin

Sale history for 122 Water Oaks Loop

Date

Event

Price

Public Records

Dec 18, 2017

Sold

$245,100

$168/sq ft

ECAR #783617

Dec 15, 2017

Sold

$245,000

$168/sq ft

Dec 15, 2017

Sold

$245,000

$168/sq ft

Sep 19, 2017

Listed

$252,000

$172/sq ft

+28

ECAR #714532

Jan 14, 2015

Sold

$186,900

$128/sq ft

Jan 14, 2015

Sold

$186,900

$128/sq ft

Sep 15, 2014

Listed

$184,900

$127/sq ft

Opportunity For Affordable New Home In Santa Rosa Beach. Water Oaks Is A Great Community So Close To Everything. Nice Home With Open Floor Plan, Kitchen With Granite Counters, Large Master Bedroom With Walk In Closet, And Other Desirable Features. All Dimensions Are Approximate And Subject To Change. Photo's Are Of Previously Built Home In Water Oaks And Is A Representation Of What This House Will Look Like. Call Today To Find Out More About This Home.

Tax history for 122 Water Oaks Loop

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

5 ft.

Lot depth

8 ft.

Lot size

4,067 Sq. Ft.

Year renovated

2015

Sq. Ft.

1,461

Year built

2015

Style

Single Family Residential

County

Walton County

APN

282S20334400000020

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Property details

Parking

Parking Information
Parking Features: Other
Driveway Spaces: 2.00

Interior

Virtual Tour
Branded Virtual Tour: https://my.matterport.com/show/?m=RAmMZUxs2L4&mls=1
UnBranded Virtual Tour: https://my.matterport.com/show/?m=RAmMZUxs2L4&mls=1

Bedroom Information
Bedrooms: 3
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 2
Half Baths: 0
Total Baths: 2.00
Full Bathroom: First
Master Bedroom/Master Bath: MBath Cultured Mrble, MBath Double Vanity, MBath Tile, MBath Walk-In Closet, MBed Carpeted, MBed First Floor, MBed Trey Ceiling

Room Information
Rooms: Bedroom, Covered Porch, Dining Room, Foyer, Full Bathroom, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom, Pantry
Kitchen: First
Living Room: First

Room 1
Living Room
Area: 216.46
Dimensions: 15.8 x 13.7
Dimensions: 13.7 x 15.8
Length: 15.80
Width: 13.70
Level: 1
Room Level: 1

Room 2
Dining Room
Area: 144.16
Dimensions: 13.6 x 10.6
Dimensions: 10.6 x 13.6
Length: 13.60
Width: 10.60
Level: 1
Room Level: 1

Room 3
Kitchen
Area: 137.94
Dimensions: 12.1 x 11.4
Dimensions: 11.4 x 12.10
Length: 12.10
Width: 11.40
Level: 1
Room Level: 1

Room 4
Master Bedroom
Area: 209.44
Dimensions: 15.4 x 13.6
Dimensions: 13.6 x 15.4
Length: 15.40
Width: 13.60
Level: 1
Room Level: 1

Room 5
Master Bathroom
Area: 75.68
Dimensions: 8.8 x 8.6
Dimensions: 8.6 x 8.8
Length: 8.80
Width: 8.60
Level: 1
Room Level: 1

Room 6
Bedroom
Area: 151.28
Dimensions: 12.4 x 12.2
Dimensions: 12.2 x 12.4
Length: 12.40
Width: 12.20
Level: 1
Room Level: 1

Room 7
Bedroom
Area: 139.08
Dimensions: 12.2 x 11.4
Dimensions: 11.4 x 12.2
Length: 12.20
Width: 11.40
Level: 1
Room Level: 1

Room 8
Full Bathroom
Area: 55.04
Dimensions: 8.6 x 6.4
Dimensions: 6.4 x 8.6
Length: 8.60
Width: 6.40
Level: 1
Room Level: 1

Room 9
Foyer
Area: 17.41
Dimensions: 5.6 x 3.11
Dimensions: 3.11 x 5.6
Length: 5.60
Width: 3.11
Level: 1
Room Level: 1

Room 10
Pantry
Area: 29.92
Dimensions: 6.8 x 4.4
Dimensions: 4.4 x 6.8
Length: 6.80
Width: 4.40
Level: 1
Room Level: 1

Room 11
Laundry
Area: 60.52
Dimensions: 8.9 x 6.8
Dimensions: 6.8 x 8.9
Length: 8.90
Width: 6.80
Level: 1
Room Level: 1

Room 12
Covered Porch
Area: 75.60
Dimensions: 18 x 4.2
Dimensions: 4.2 x 18
Length: 18.00
Width: 4.20
Level: 1
Room Level: 1

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric
Interior: Breakfast Bar, Ceiling Tray/Cofferd, Ceiling Vaulted, Floor Laminate, Floor Tile, Furnished - None, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior

Exterior Features
Pool Type: None
Exterior: Deck Open, Fenced Privacy, Porch

Lot Information
Lot Dimensions: 50 X 80
Lot Features: Covenants, Easements, Level, Restrictions
Lot/Parcel Access: County Road, Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Dimensional Shg, Roof Pitched, Siding CmntFbrHrdBrd, Slab

Financial

Tax Information
Last Tax Year: 2016
Last Taxes: 1110.84

Financial Information
Mortgage Type: Conventional
Financing: Conventional
Brokerage Interest: No Interest

Utilities

Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water, Tap Fee Paid, TV Cable, Underground
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Heat Pump Air To Air, Ridge Vent, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 130.00
Assessment Paid: Quarterly

Homeowners Association Information
Fees Include: Management

School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton

Location Information
Sub Area: 1601 - Mack Bayou
Area: 16 - North Santa Rosa Beach
Street #: 122
Street Name: Water Oaks
Street Suffix: Loop
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: WATER OAKS
Absolute Longitude: 86.256242
Longitude: -86.256242
Latitude: 30.377412
Directions: From Hwy 98 in Santa Rosa Beach, Go to Musset Bayou Rd. Turn North onto Musset Bayou Rd, Then Turn West (Left) into Water Oaks Subdivision. Home being Constructed on 3rd Lot into Subdivision on the Right.

Project Facilities
Pets Allowed

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,461
Stories: 1.0
Lot Size: 4,067 square feet
Style: Single Family Residential
Year Built: 2015
Year Renovated: 2015
County: Walton County
APN: 282S20334400000020

Home facts updated by county records on Sep 8, 2026

Other

Listing Price Information
List Price: 252000.00
List Price/SqFt: 172.48

Property Information
Apx SqFt(Htd/Cooled): 1461.00
Design: Florida Cottage
Sub-Type: Detached Single Family

Around this home

Schools

Van R. Butler Elementary School

Public K-5 • Assigned • 1.2mi

9/10

Emerald Coast Middle School

Public 6-8 • Assigned • 8.6mi

8/10

South Walton High School

Public 9-12 • Assigned • 4.5mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 23 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.4 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$407,000 – $492,000

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Home values near 122 Water Oaks Loop

Data from public records.

Address	Redfin Estimate
102 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1952 Sq. Ft.	$456,898
142 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 3 Baths \| 1417 Sq. Ft.	$410,862

Address	Redfin Estimate
132 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 3 Baths \| 1562 Sq. Ft.	$437,403
27 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1273 Sq. Ft.	$357,344

Address	Redfin Estimate
114 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1917 Sq. Ft.	$462,658
12 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1910 Sq. Ft.	$446,224

Property information provided by ECAR when last listed in 2017. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32459, FL

Sale history for 122 Water Oaks Loop

Tax history for 122 Water Oaks Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32459

Home values near 122 Water Oaks Loop

More real estate resources