Welcome home to Water Oaks! This low maintenance, 3 bedroom home is great for a primary residence with low HOAs or a great investment for a long term rental. Downstairs is the living area with an open floor plan into the kitchen and dining room as well as a half bathroom. Upstairs you'll find 3 bedrooms, 2 full bathrooms and the laundry room. Enjoy your deck in the backyard. This home is a very short drive to beach accesses, shops and restaurants, making it the perfect location.
Single-familyProperty Type
2012Year Built
$280Est. Price/Sq.Ft.
2 spacesParking
Listed by Michael Tomlin• Coldwell Banker Realty
Bought with Michael Tomlin• Coldwell Banker Realty
Welcome home to Water Oaks! This low maintenance, 3 bedroom home is great for a primary residence with low HOAs or a great investment for a long term rental. Downstairs is the living area with an open floor plan into the kitchen and dining room as well as a half bathroom. Upstairs you'll find 3 bedrooms, 2 full bathrooms and the laundry room. Enjoy your deck in the backyard. This home is a very short drive to beach accesses, shops and restaurants, making it the perfect location.
NAMLS #786328
May 7, 2018
Listing Removed
—
Nov 8, 2017
Listed
$239,999
$154/sq ft
Nov 8, 2017
Listed
$239,999
$154/sq ft
NAMLS #557215
Mar 1, 2012
Sold
$150,080
$96/sq ft
Mar 1, 2012
Sold
$150,080
$96/sq ft
May 8, 2011
Listed
$149,900
$96/sq ft
Public Records
Apr 15, 2011
Sold
$64,000
$41/sq ft
Public Records
Jan 18, 2006
Sold
$225,000
$144/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,070 (+2.1%)
2024
$2,027 (+4.1%)
2023
$1,947 (+1.5%)
2022
$1,919 (−1.1%)
2021
$1,940 (−9.4%)
$22,358 + $215,713
$238,071
2020
$2,142 (+6.5%)
2019
$2,012 (+6.2%)
2018
$1,894 (+18.3%)
2017
$1,602 (+4.4%)
$18,361 + $143,871
$162,232
2016
$1,534 (+4.8%)
$17,655 + $142,149
$159,804
2015
$1,464 (+17.5%)
$16,500 + $137,411
$153,911
2014
$1,246
Tax history for 132 Water Oaks Loop
Year
Property tax
Land + Additions
Assessment*
2025
$2,070 (+2.1%)
2024
$2,027 (+4.1%)
2023
$1,947 (+1.5%)
2022
$1,919 (−1.1%)
2021
$1,940 (−9.4%)
$22,358 + $215,713
$238,071
2020
$2,142 (+6.5%)
2019
$2,012 (+6.2%)
2018
$1,894 (+18.3%)
2017
$1,602 (+4.4%)
$18,361 + $143,871
$162,232
2016
$1,534 (+4.8%)
$17,655 + $142,149
$159,804
2015
$1,464 (+17.5%)
$16,500 + $137,411
$153,911
2014
$1,246
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
2
Lot width
5 ft.
Lot depth
8 ft.
Lot size
4,080 Sq. Ft.
Year renovated
2012
Sq. Ft.
1,562
Year built
2012
Style
Single Family Residential
County
Walton County
APN
282S20334400000030
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
NI
Neighborhood Infill District
This district is designed to facilitate compatible development of unplatted or vacant parcels that total ten contiguous acres or less within areas where the majority of the adjacent or surrounding land has been developed.
Permitted uses
Include but are not limited to:
No uses permitted by right
Property details
Parking
Parking Information
Driveway Spaces: 2.00
Interior
Bedroom Information
Bedrooms: 3
Bedroom: Second
Master Bedroom: Second
Bathroom Information
Full Baths: 3
Half Baths: 0
Total Baths: 3.00
Room Information
Rooms: Bedroom, Kitchen, Living Room, Master Bedroom
Kitchen: First
Living Room: First
Room 1
Living Room
Area: 186.00
Dimensions: 15.5 x 12
Length: 15.50
Width: 12.00
Level: 1
Room 2
Kitchen
Area: 232.50
Dimensions: 15.5 x 15
Length: 15.50
Width: 15.00
Level: 1
Room 3
Master Bedroom
Area: 189.00
Dimensions: 14 x 13.5
Length: 14.00
Width: 13.50
Level: 2
Room 4
Bedroom
Area: 100.00
Dimensions: 10 x 10
Length: 10.00
Width: 10.00
Level: 2
Room 5
Bedroom
Area: 85.50
Dimensions: 9.5 x 9
Length: 9.50
Width: 9.00
Level: 2
Exterior
Exterior Features
Pool Type: None
Lot Information
Lot Dimensions: 50x80x50x80
Zoning: Residential Single Family
Building Information
Construction Status: Construction Complete
Financial
Tax Information
Last Tax Year: 2019
Last Taxes: 2011.57
Lease Information
Existing Leases: Month To Month
Financial Information
Mortgage Type: FHA
Financing: Conventional, FHA, VA
Brokerage Interest: No Interest
Utilities
Utility Information
Utilities: Electric, Public Sewer, Public Water, TV Cable
Energy: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect
Location
Unit 1 Information
Rent/Mo: 1650.0000
Unit 2 Information
Lease Expiration Dt: 2020-09-30
Assessment Information
Assessment Fees: Yes
Assessment Amount: 120.00
Assessment Paid: Quarterly
Homeowners Association Information
Fees Include: Accounting, Management, Master Association
School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Location Information
Sub Area: 1601 - Mack Bayou
Area: 16 - North Santa Rosa Beach
Street #: 132
Street Name: Water Oaks
Street Suffix: Loop
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: WATER OAKS
Absolute Longitude: 86.256401
Longitude: -86.256401
Latitude: 30.377419
Directions: Traveling east from Sandestin on 98, take a left on Mussett Bayou (Louis Louis Restaurant). Water Oaks is the first neighborhood on the left. Home is the 4th house on the right.
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 1,562
Stories: 2.0
Lot Size: 4,080 square feet
Style: Single Family Residential
Year Built: 2012
Year Renovated: 2012
County: Walton County
APN: 282S20334400000030
Home facts updated by county records on Sep 8, 2026
Other
Listing Price Information
List Price: 284500.00
List Price/SqFt: 182.14
Property Information
Apx SqFt(Htd/Cooled): 1562.00
Design: Florida Cottage
Is Subject Leased
Sub-Type: Detached Single Family
Around this home
Schools
Van R. Butler Elementary School
Public K-5 • Assigned • 1.1mi
9/10
Emerald Coast Middle School
Public 6-8 • Assigned • 8.6mi
8/10
South Walton High School
Public 9-12 • Assigned • 4.5mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 23 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$416,000 – $504,000
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