20 Chelsea Loop, Santa Rosa Beach, FL 32459

Off Market Nov 2025 for $1.4M

$1,579,499

Est. refi paymentEst. refi $9,858/mo

•

2,486

sq ft

20 Chelsea Loop, Santa Rosa Beach, FL 32459

About this home

Single-familyProperty Type

2003Year Built

3,049 sq ftLot Size

$635Est. Price/Sq.Ft.

Listed by Outside Area Selling Agent • PAR Outside Area Listing Office

Bought with Outside Area Selling Agent • PAR Outside Area Listing Office

Redfin checked: 3 minutes ago

•Source:PARMLS #673940

Redfin Estimate

$1,579,499

$80K since sold in November 2025$32K since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.7% lower than the average sale price ($1.64M) of 6 comparable homes.

SOLD JUL 1, 2026
$1,940,000
A
4 beds4 baths2,449 sq ft
21 Anchor Rode Cir, Santa Rosa Beach, FL 32459
SOLD JUN 22, 2026
$1,257,500
B
4 beds3.5 baths2,368 sq ft
70 Brown St, Santa Rosa Beach, FL 32459
SOLD JUN 30, 2026
$1,800,000
C
4 beds4 baths2,450 sq ft
76 Brown St, Santa Rosa Beach, FL 32459
SOLD JUL 17, 2026
$1,300,000
D
4 beds4.5 baths2,500 sq ft
221 San Juan Ave, Santa Rosa Beach, FL 32459
SOLD OCT 15, 2025
$1,640,000
E
4 beds3.5 baths2,416 sq ft
48 Chelsea Loop Rd, Santa Rosa Beach, FL 32459
SOLD APR 30, 2026
$1,900,000
F
4 beds4.5 baths2,768 sq ft
125 Sand Oaks Cir, Santa Rosa Beach, FL 32459

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$302,751

Est. take-home

List your home with Redfin and save $15,795

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$5,328/mo

Redfin rental estimate

List your home for rent

Market trends in 32459, FL

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.3%

0.1% MoM

Median sale price

$952K

$215 MoM

Avg. days on market

93d

8 days MoM

Recently sold homes

403

13 MoM

New listings for sale

NEW 2 HRS AGO
$750,000
4 beds3.5 baths1,844 sq ft
29 Bonita Ct, Santa Rosa Beach, FL 32459
$900,000
2 beds2.5 baths1,278 sq ft
2381 W County Highway 30a Unit 14, Santa Rosa Beach, FL 32459
NEW 8 HRS AGO
$11,000,000
6 beds6.5 baths5,660 sq ft
78 Twisted Pine Trl, Santa Rosa Beach, FL 32459
NEW 14 HRS AGO
$1,400,000
4 beds3.5 baths2,196 sq ft
4341 E County Highway 30a Unit C302, Santa Rosa Beach, FL 32459
NEW 19 HRS AGO
$1,699,000
4 beds4.5 baths2,876 sq ft
141 Palmeira Way, Santa Rosa Beach, FL 32459
NEW 24 HRS AGO
$4,400,000
4 beds3.5 baths2,138 sq ft
16 Natchez St, Santa Rosa Beach, FL 32459
NEW 29 HRS AGO
$389,900
3 beds2 baths1,620 sq ft
68 Central 8th St, Santa Rosa Beach, FL 32459
OPEN THU, 11AM TO 2PM
$3,590,000
5 beds4.5 baths3,363 sq ft
445 W Lake Forest Dr, Santa Rosa Beach, FL 32459
NEW 34 HRS AGO
$999,000
3 beds3 baths1,899 sq ft
111 Cypress Walk, Santa Rosa Beach, FL 32459
NEW 35 HRS AGO
$1,350,000
5 beds4.5 baths2,470 sq ft
276 Little Canal Dr, Santa Rosa Beach, FL 32459
See all

Provided by Redfin

Sale history for 20 Chelsea Loop

Date

Event

Price

PARMLS #673940

Nov 19, 2025

Listed

$1,499,990

$603/sq ft

Nov 17, 2025

Sold

$1,499,990

$603/sq ft

Public Records

Nov 12, 2025

Sold

$1,500,000

$603/sq ft

ECAR #985747

Nov 10, 2025

Sold

$1,499,990

$603/sq ft

Oct 1, 2025

Pending

—

Sep 19, 2025

Listed

$1,499,990

$603/sq ft

+57

Discover your ideal coastal retreat at 20 Chelsea Loop. A dedicated beach easement and 2 community pools located just minutes away. Tucked within the sought-after Summer's Edge community, this updated multi-level home blends comfort and charm with four bedrooms and four and a half baths, just moments from the Gulf. Freshly painted interiors, new lighting fixtures, and updated bathroom vanities bring a bright, modern feel, while new furnishings and refreshed landscaping create inviting curb appeal. The open living and dining area is filled with natural light, offering a welcoming place to gather. Multiple porches capture the coastal breeze. Rental projections of nearly $92,000! Seagrove, Seaside, and 30A's best dining, shopping, and trails nearby at Greenway Station. Bathrooms have been refreshed with modern fixtures for style and function. Multiple porches capture the coastal breeze, perfect for relaxing after a day at the beach. Summer's Edge owners and guests enjoy private deeded beach access and two community pools, with Seagrove, Seaside, and 30A's best dining, shopping, and trails just minutes away. Experience the updates, convenience, and coastal charm of 20 Chelsea Loop, a perfect Santa Rosa Beach getaway.

ECAR #983976

Aug 26, 2025

Listed

$1,600,000

$644/sq ft

Public Records

Jun 21, 2021

Sold

$1,200,000

$483/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$13,366 (+0.2%)

$550,000 + $929,241

$1,479,241

2024

$13,346 (+5.1%)

2023

$12,693 (+15.5%)

2022

$10,991 (+44.1%)

$341,909 + $844,035

$1,185,944

2021

$7,626 (+2.6%)

$299,054 + $488,798

$787,852

2020

$7,430 (+2.9%)

$273,596 + $470,722

$744,318

2019

$7,223 (+0.9%)

$265,628 + $461,709

$727,337

2018

$7,159 (+1.3%)

$257,891 + $460,043

$717,934

2017

$7,066 (+0.5%)

$250,380 + $462,533

$712,913

2016

$7,033 (+3.0%)

$240,750 + $462,093

$702,843

2015

$6,825 (+5.4%)

$225,000 + $446,532

$671,532

2014

$6,473

Tax history for 20 Chelsea Loop

Year

Property tax

Land + Additions

Assessment*

2025

$13,366 (+0.2%)

$550,000 + $929,241

$1,479,241

2024

$13,346 (+5.1%)

2023

$12,693 (+15.5%)

2022

$10,991 (+44.1%)

$341,909 + $844,035

$1,185,944

2021

$7,626 (+2.6%)

$299,054 + $488,798

$787,852

2020

$7,430 (+2.9%)

$273,596 + $470,722

$744,318

2019

$7,223 (+0.9%)

$265,628 + $461,709

$727,337

2018

$7,159 (+1.3%)

$257,891 + $460,043

$717,934

2017

$7,066 (+0.5%)

$250,380 + $462,533

$712,913

2016

$7,033 (+3.0%)

$240,750 + $462,093

$702,843

2015

$6,825 (+5.4%)

$225,000 + $446,532

$671,532

2014

$6,473

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,105 Sq. Ft.

Year renovated

2003

Sq. Ft.

2,486

Year built

2003

Style

Single Family Residential

County

Walton County

APN

243S19254750000020

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Property details

Parking

Parking / Garage Information
Has Open Parking
Parking Features: Driveway

Interior

Bathroom Information
# of Bathrooms (Full): 4
# of Bathrooms (1/2): 1
Room Bathroom Features: Not Updated

Dining Room Information
Dining Room Features: Eat-in Kitchen

Living Room Information
Living Room Level: First
Living Room Width: 21.58
Living Room Length: 13.75
Living Room Area: 296.72

Kitchen Information
Kitchen Level: First
Kitchen Width: 10.08
Kitchen Length: 10.58
Kitchen Area: 106.65
Kitchen Features: Not Updated

Interior Features
Flooring: Laminate

Exterior

Exterior Features
Allows Horses: No
Roof: Shingle

Lot Information
Lot Size Acres: 0.07
Lot Size Area: 0.07
Lot Size Units: Acres
Lot Features: Central Access

Land Information
Water Source: Public

Property Information
Property Condition: Resale
New Construction: No
Has Property Attached: No
Appliances: Electric Water Heater
Road Responsibility: County Maintained Road

Building Information
Building Area Total: 2,486
Building Area Units: Square Feet
Foundation Details: Slab
Levels: Three Or More
Construction Materials: Frame

Financial

Tax Information
Tax Legal Description: LOT 2 SUMMERS EDGE 2ND ADD PB 15-26 OR 2450-939 OR 2883-463 OR 3203-2886

Utilities

Utility Information
Electric: Circuit Breakers
Sewer: Public Sewer

Heating & Cooling
Has Cooling
Has Heating
Cooling: Central Air, Ceiling Fan(s)
Heating: Central

Location

HOA Information
Association YN: Yes
Association Fee: $3,508
Association Fee Frequency: Annually
Association Fee Includes: Deed Restrictions

Location Details
Directions: Heading East on hwy 30A turn Right on Summers Edge. The house is the second on right side of street.

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 2,486
Stories: 3.0
Lot Size: 3,105 square feet
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2003
County: Walton County
APN: 243S19254750000020

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

Dune Lakes Elementary School

Public K-5 • Assigned • 2.9mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 3.5mi

8/10

South Walton High School

Public 9-12 • Assigned • 6.9mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

6/10 Flood Factor

Estimated 68-76% chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

10/10 Heat Factor

8 days above 105° expected this year, 24 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.5 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.50M – $1.82M

Reach more buyers when you sell with Redfin. Save up to $15,795 in fees. 3 minutes to get started.

Get a free, detailed breakdown of how we calculated your estimate.

Nearby similar homes

NEW 8 HRS AGO

$9,975,000

5 beds7 baths6,800 sq ft

33 Camp Creek Point Dr, Inlet Beach, FL 32461

$1,895,000

3 beds3 baths2,129 sq ft

363 Canal St, Santa Rosa Beach, FL 32459

$1,595,000

4 beds3 baths1,896 sq ft

46 Crystal Ct, Santa Rosa Beach, FL 32459

$3,980,000

5 beds6 baths3,918 sq ft

9 Bowline Aly, Santa Rosa Beach, FL 32459

$1,899,995

5 beds4.5 baths2,726 sq ft

90 Siasconset Ln, Inlet Beach, FL 32461

$2,340,000

5 beds4 baths2,815 sq ft

125 Elm St, Santa Rosa Beach, FL 32459

New listings for sale in 32459

NEW 2 HRS AGO

$750,000

4 beds3.5 baths1,844 sq ft

29 Bonita Ct, Santa Rosa Beach, FL 32459

$900,000

2 beds2.5 baths1,278 sq ft

2381 W County Highway 30a Unit 14, Santa Rosa Beach, FL 32459

NEW 8 HRS AGO

$11,000,000

6 beds6.5 baths5,660 sq ft

78 Twisted Pine Trl, Santa Rosa Beach, FL 32459

NEW 14 HRS AGO

$1,400,000

4 beds3.5 baths2,196 sq ft

4341 E County Highway 30a Unit C302, Santa Rosa Beach, FL 32459

NEW 19 HRS AGO

$1,699,000

4 beds4.5 baths2,876 sq ft

141 Palmeira Way, Santa Rosa Beach, FL 32459

NEW 24 HRS AGO

$4,400,000

4 beds3.5 baths2,138 sq ft

16 Natchez St, Santa Rosa Beach, FL 32459

NEW 29 HRS AGO

$389,900

3 beds2 baths1,620 sq ft

68 Central 8th St, Santa Rosa Beach, FL 32459

OPEN THU, 11AM TO 2PM

$3,590,000

5 beds4.5 baths3,363 sq ft

445 W Lake Forest Dr, Santa Rosa Beach, FL 32459

NEW 34 HRS AGO

$999,000

3 beds3 baths1,899 sq ft

111 Cypress Walk, Santa Rosa Beach, FL 32459

Home values near 20 Chelsea Loop

Data from public records.

Address	Redfin Estimate
40 Chelsea Loop, Santa Rosa Beach, FL 5 Beds \| 3.5 Baths \| 2450 Sq. Ft.	$1,730,378
25 South Ryan Street, Santa Rosa Beach, FL 5 Beds \| 5.5 Baths \| 2642 Sq. Ft.	$1,951,113

Address	Redfin Estimate
10 Chelsea Loop, Santa Rosa Beach, FL 4 Beds \| 4.5 Baths \| 2604 Sq. Ft.	$1,659,093
45 South Ryan Street, Santa Rosa Beach, FL 5 Beds \| 5.5 Baths \| 3146 Sq. Ft.	$2,271,382

Address	Redfin Estimate
30 Chelsea Loop, Santa Rosa Beach, FL 5 Beds \| 5 Baths \| 2533 Sq. Ft.	$1,770,326
33 South Ryan Street, Santa Rosa Beach, FL 3 Beds \| 3 Baths \| 1896 Sq. Ft.	$1,561,355

Property information provided by PARMLS when last listed in 2025. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Walton County	Agents near me	Sarasota, FL homes for sale	Walton County Housing Market
Houses for sale near me	Orlando, FL homes for sale	Fort Lauderdale, FL homes for sale
Land for sale near me	Tampa, FL homes for sale	Boca Raton, FL homes for sale
Open Houses near me	Miami, FL homes for sale	Walton County Property Records
Condos for sale near me	Jacksonville, FL homes for sale	FL New Listings

Okaloosa County homes for sale
Jackson County homes for sale
Bay County homes for sale

Niceville homes for sale
Freeport homes for sale
Miramar Beach homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 32459, FL

Sale history for 20 Chelsea Loop

Tax history for 20 Chelsea Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32459

Home values near 20 Chelsea Loop

More real estate resources