OFF MARKET

Off Market Sep 2022 for $2.1M

$1,730,378

Est. refi paymentEst. refi $13,801/mo

•

2,450

sq ft

40 Chelsea Loop Rd, Santa Rosa Beach, FL 32459

About this home

Steps from the beach boardwalk and community pools, this well-appointed beach house maximizes its location with stunning gulf views from the upper floors. This home includes tasteful furnishings which have been recently replaced and comes with deeded beach access. A generous driveway provides ample parking for visiting guests and friends. Recently updated, this beach retreat has many attractive features including terraces on all levels and updated kitchen and bathrooms. The third-floor tower room is a hideaway for youngsters who get their own bunk room with a seaside mural and a wet bar for soda and snacks while watching TV. Magnificent sunsets and gulf views can be enjoyed from the upper balcony. The second floor reveals an open family room with wood flooring, perfect for mealtimes, socializing and watching movies together. The updated open kitchen is at the heart of the action with quartz countertops, contemporary backsplash and stainless appliances making mealtimes and snacks quick and easy. Dine together at the dining table or out on the balcony with salty sea air and stunning gulf views sharpening the appetite. Rounding off this level there's a king-size owner's suite with office/ sitting area. The opulent en suite bathroom boasts a soaking tub, walk-in shower, double vanity and a glittering chandelier. The first floor has two further sumptuous guest bedrooms and a bunk room sharing an ensuite and a Jack-and-Jill bathroom. The stylish decor echoes the beachy laid-back vibe throughout the home. Look forward to morning strolls along the sand in search of seashells or a cooling dip in the nearby community pool after lunch. You can be wriggling your toes in the soft sand just 90 seconds from the door. Seaside, Florida, and Rosemary Beach are a short bike ride away for boutique shopping, alfresco dining and live entertainment. Ideal as a second home for gatherings or as a prime located vacation rental this is a home for spending quality time with loved ones, listening to the sounds of the sea and toasting sunsets. Home sold fully furnished and rental ready. Buyer to verify all information and dimensions.

Single-familyProperty Type

2004Year Built

$706Est. Price/Sq.Ft.

3 spacesParking

Listed by Debbie James • Scenic Sotheby's International Realty

Bought with Your Emerald Coast Connection! Brown • The Premier Property Group Seacrest Office

Redfin checked: 2 minutes ago

•Source:ECAR #900928

Redfin Estimate

$1,730,378

$370K since sold in September 2022$2,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.8% higher than the average sale price ($1.55M) of 6 comparable homes.

SOLD JUN 22, 2026
$1,257,500
A
4 beds3.5 baths2,368 sq ft
70 Brown St, Santa Rosa Beach, FL 32459
SOLD OCT 15, 2025
$1,640,000
B
4 beds3.5 baths2,416 sq ft
48 Chelsea Loop Rd, Santa Rosa Beach, FL 32459
SOLD JUL 1, 2026
$1,940,000
C
4 beds4 baths2,449 sq ft
21 Anchor Rode Cir, Santa Rosa Beach, FL 32459
SOLD APR 30, 2026
$1,300,000
D
4 beds3.5 baths2,463 sq ft
90 Sandalwood Dr, Santa Rosa Beach, FL 32459
SOLD MAY 7, 2026
$1,350,000
E
4 beds3.5 baths2,412 sq ft
47 Trail Ln, Santa Rosa Beach, FL 32459
SOLD JUN 30, 2026
$1,800,000
F
4 beds4 baths2,450 sq ft
76 Brown St, Santa Rosa Beach, FL 32459

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Earn from this home

Sell

$73,970

Est. take-home

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Refinance

Est. cash available

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Rent

$5,162/mo

Redfin rental estimate

List your home for rent

Market trends in 32459, FL

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.3%

0.1% MoM

Median sale price

$952K

$215 MoM

Avg. days on market

93d

8 days MoM

Recently sold homes

403

13 MoM

New listings for sale

$900,000
2 beds2.5 baths1,278 sq ft
2381 W County Highway 30a Unit 14, Santa Rosa Beach, FL 32459
NEW 5 HRS AGO
$11,000,000
6 beds6.5 baths5,660 sq ft
78 Twisted Pine Trl, Santa Rosa Beach, FL 32459
NEW 11 HRS AGO
$1,400,000
4 beds3.5 baths2,196 sq ft
4341 E County Highway 30a Unit C302, Santa Rosa Beach, FL 32459
NEW 16 HRS AGO
$1,699,000
4 beds4.5 baths2,876 sq ft
141 Palmeira Way, Santa Rosa Beach, FL 32459
NEW 22 HRS AGO
$4,400,000
4 beds3.5 baths2,138 sq ft
16 Natchez St, Santa Rosa Beach, FL 32459
NEW 27 HRS AGO
$389,900
3 beds2 baths1,620 sq ft
68 Central 8th St, Santa Rosa Beach, FL 32459
OPEN THU, 11AM TO 2PM
$3,590,000
5 beds4.5 baths3,363 sq ft
445 W Lake Forest Dr, Santa Rosa Beach, FL 32459
EARLY ACCESS
$750,000
4 beds4 baths1,844 sq ft
29 Bonita Ct, Santa Rosa Beach, FL 32459
NEW 31 HRS AGO
$999,000
3 beds3 baths1,899 sq ft
111 Cypress Walk, Santa Rosa Beach, FL 32459
NEW 32 HRS AGO
$1,350,000
5 beds4.5 baths2,470 sq ft
276 Little Canal Dr, Santa Rosa Beach, FL 32459
See all

Provided by Redfin

Sale history for 40 Chelsea Loop Rd

Date

Event

Price

NAMLS #900928

Sep 14, 2022

Sold

$2,100,000

$857/sq ft

Sep 14, 2022

Sold

$2,100,000

$857/sq ft

Aug 28, 2022

Pending

—

Aug 28, 2022

Pending

—

Jun 11, 2022

Listed

$2,350,000

$959/sq ft

Jun 11, 2022

Listed

$2,350,000

$959/sq ft

+41

ECAR #701229

May 7, 2015

Sold

$825,000

$337/sq ft

May 7, 2015

Sold

$825,000

$337/sq ft

Mar 15, 2014

Listed

$895,000

$365/sq ft

+16

Public Records

Feb 18, 2004

Sold

$830,000

$339/sq ft

Public Records

Jan 6, 2003

Sold

$315,000

$129/sq ft

Public Records

Nov 4, 2002

Sold

$245,000

$100/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$12,961 (−1.8%)

$550,000 + $884,465

$1,434,465

2024

$13,200 (−0.2%)

$550,000 + $895,118

$1,445,118

2023

$13,228 (+44.9%)

$550,000 + $905,771

$1,455,771

2022

$9,128 (+23.4%)

2021

$7,399 (+2.7%)

$299,054 + $465,295

$764,349

2020

$7,203 (+1.5%)

$273,596 + $448,023

$721,619

2019

$7,100 (+1.7%)

$265,628 + $449,257

$714,885

2018

$6,983 (+1.4%)

$257,891 + $442,395

$700,286

2017

$6,888 (+1.9%)

$250,380 + $444,584

$694,964

2016

$6,760 (+1.7%)

$240,750 + $434,816

$675,566

2015

$6,647 (+7.0%)

$225,000 + $429,007

$654,007

2014

$6,210

Tax history for 40 Chelsea Loop Rd

Year

Property tax

Land + Additions

Assessment*

2025

$12,961 (−1.8%)

$550,000 + $884,465

$1,434,465

2024

$13,200 (−0.2%)

$550,000 + $895,118

$1,445,118

2023

$13,228 (+44.9%)

$550,000 + $905,771

$1,455,771

2022

$9,128 (+23.4%)

2021

$7,399 (+2.7%)

$299,054 + $465,295

$764,349

2020

$7,203 (+1.5%)

$273,596 + $448,023

$721,619

2019

$7,100 (+1.7%)

$265,628 + $449,257

$714,885

2018

$6,983 (+1.4%)

$257,891 + $442,395

$700,286

2017

$6,888 (+1.9%)

$250,380 + $444,584

$694,964

2016

$6,760 (+1.7%)

$240,750 + $434,816

$675,566

2015

$6,647 (+7.0%)

$225,000 + $429,007

$654,007

2014

$6,210

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,417 Sq. Ft.

Year renovated

2004

Sq. Ft.

2,184

Year built

2004

Style

Single Family Residential

County

Walton County

APN

243S19254750000040

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 5, 2026.

Property details

Parking

Parking Information
No
No
Driveway Spaces: 3.00

Interior

Bedroom Information
Bedrooms: 5
Bedroom: First, Third
Master Bedroom: First, Second

Bathroom Information
Full Baths: 3
Half Baths: 1
Total Baths: 4.00
Full Bathroom: First
Master Bedroom/Master Bath: MBath Double Vanity, MBath Garden Tub, MBath Separate Shwr, MBath Tile, MBed Sitting Area, MBed Walk-in Closet

Room Information
Rooms: Balcony, Bedroom, Covered Porch, Dining Area, Family Room, Foyer, Full Bathroom, Kitchen, Laundry, Master Bathroom, Master Bedroom
Kitchen: Second

Room 1
Foyer
Area: 96.00
Dimensions: 12 x 8
Length: 12.00
Width: 8.00
Level: 1

Room 2
Bedroom
Area: 156.00
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Level: 1

Room 3
Full Bathroom
Area: 65.00
Dimensions: 13 x 5
Length: 13.00
Width: 5.00
Level: 1

Room 4
Bedroom
Area: 156.00
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Level: 1

Room 5
Master Bedroom
Area: 216.00
Dimensions: 18 x 12
Length: 18.00
Width: 12.00
Level: 1

Room 6
Master Bathroom
Area: 120.00
Dimensions: 12 x 10
Length: 12.00
Width: 10.00
Level: 1

Room 7
Covered Porch
Area: 112.00
Dimensions: 14 x 8
Length: 14.00
Width: 8.00
Level: 1

Room 8
Master Bedroom
Area: 196.00
Dimensions: 14 x 14
Length: 14.00
Width: 14.00
Level: 2

Room 9
Master Bathroom
Level: 2
Remarks: Dimensions: 7/10

Room 10
Balcony
Area: 112.00
Dimensions: 14 x 8
Length: 14.00
Width: 8.00
Level: 2

Room 11
Dining Area
Area: 132.00
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Level: 2

Room 12
Family Room
Area: 144.00
Dimensions: 12 x 12
Length: 12.00
Width: 12.00
Level: 2

Room 13
Kitchen
Area: 180.00
Dimensions: 15 x 12
Length: 15.00
Width: 12.00
Level: 2

Room 14
Bedroom
Area: 171.00
Dimensions: 19 x 9
Length: 19.00
Width: 9.00
Level: 3

Room 15
Balcony
Area: 126.00
Dimensions: 14 x 9
Length: 14.00
Width: 9.00
Level: 3

Room 16
Laundry
Area: 56.00
Dimensions: 8 x 7
Length: 8.00
Width: 7.00
Level: 1

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
Interior: Breakfast Bar, Ceiling Crwn Molding, Floor Hardwood, Floor Tile, Furnished - All, Kitchen Island, Lighting Recessed, Owner's Closet, Renovated, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted

Exterior

Exterior Features
Has Pool
Pool Type: Community
Exterior: Columns, Deck Open, Patio Covered, Porch Open, Renovated, Shower

Lot Information
Lot Dimensions: 47X73X48X72
Lot Features: Covenants, Interior, Within 1/2 Mile to Water
Lot/Parcel Access: Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Foundation On Piling, Masonite, Roof Metal, Roof Pitched, Siding CmntFbrHrdBrd, Trim Wood

Financial

Tax Information
Last Tax Year: 2021
Last Taxes: 7101.00

Lease Information
Existing Leases: Daily/Weekly

Financial Information
Mortgage Type: None
Financing: Conventional
Brokerage Interest: No Interest
Seller
Seller

Utilities

Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water, Tap Fee Paid, TV Cable, Underground
Energy: AC - 2 or More, AC - Central Elect, Double Pane Windows, Heat Cntrl Electric, Insulated Doors, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 510.00
Assessment Paid: Quarterly

Homeowners Association Information
Fees Include: Accounting, Management, Recreational Faclty
New Buyer Fee
$

School Information
Elementary School: Bay
Middle School: Bay
High School: South Walton

Location Information
Sub Area: 1806 - South of 30 A East Beaches
Area: 18 - 30A East
Street #: 40
Street Name: Chelsea Loop
Street Suffix: Road
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: Summer's Edge
Absolute Longitude: 86.099681
Longitude: -86.099681
Latitude: 30.308096
Directions: From the intersection of 395/30a, go East for approx 2 miles - take a right at the fork on to Eastern Lake Dr - take a right on to Chelsea Loop - home is 4th on the right.

Project Facilities
Beach, Deed Access, Pets Allowed, Pool, TV Cable

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 2,184
Stories: 3.0
Lot Size: 3,417 square feet
Style: Single Family Residential
Year Built: 2004
Year Renovated: 2004
County: Walton County
APN: 243S19254750000040

Home facts updated by county records on Jun 5, 2026

Other

Listing Price Information
List Price: 2350000.00
List Price/SqFt: 959.18

Property Information
Apx SqFt(Htd/Cooled): 2450.00
Design: Florida Cottage
Sub-Type: Detached Single Family
Waterview: Gulf

Around this home

Schools

Dune Lakes Elementary School

Public K-5 • Assigned • 3.0mi

10/10

Emerald Coast Middle School

Public 6-8 • Assigned • 3.5mi

8/10

South Walton High School

Public 9-12 • Assigned • 6.9mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

6/10 Flood Factor

Estimated 69-77% chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

10/10 Heat Factor

8 days above 105° expected this year, 24 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.5 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.64M – $1.99M

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Home values near 40 Chelsea Loop Rd

Data from public records.

Address	Redfin Estimate
10 Chelsea Loop, Santa Rosa Beach, FL 4 Beds \| 4.5 Baths \| 2604 Sq. Ft.	$1,659,093
60 Chelsea Loop, Santa Rosa Beach, FL 4 Beds \| 4.5 Baths \| 3193 Sq. Ft.	$1,776,026

Address	Redfin Estimate
97 Chelsea Loop, Santa Rosa Beach, FL 4 Beds \| 4.5 Baths \| 2403 Sq. Ft.	$1,568,301
30 Chelsea Loop, Santa Rosa Beach, FL 5 Beds \| 5 Baths \| 2533 Sq. Ft.	$1,770,326

Address	Redfin Estimate
29 Chelsea Loop, Santa Rosa Beach, FL 4 Beds \| 3.5 Baths \| 2235 Sq. Ft.	$1,362,052
20 Chelsea Loop, Santa Rosa Beach, FL 4 Beds \| 4.5 Baths \| 2486 Sq. Ft.	$1,579,499

Property information provided by ECAR when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32459, FL

Sale history for 40 Chelsea Loop Rd

Tax history for 40 Chelsea Loop Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32459

Home values near 40 Chelsea Loop Rd

More real estate resources