OFF MARKET

Off market feb 2017 for $223K

$408,634

Est. refi paymentEst. refi $1,766/mo

•

1,284

sq ft

221 Water Oaks Loop, Santa Rosa Beach, FL 32459

About this home

Single-familyProperty Type

2012Year Built

$318Est. Price/Sq.Ft.

2 spacesParking

Listed by Rodney Elkins • World Impact Real Estate

Bought with Rebecca Miller • Century 21 AllPoints Realty

Redfin checked: a minute ago

•Source:ECAR #765964

Redfin Estimate

$408,634

$186K since sold in February 2017$4,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7% lower than the average sale price ($439K) of 6 comparable homes.

SOLD APR 30, 2026
$415,000
A
3 beds2 baths1,284 sq ft
201 Water Oaks Loop, Santa Rosa Beach, FL 32459
SOLD SEP 18, 2026
$450,000
B
2 beds2 baths1,257 sq ft
112 Chapman St, Santa Rosa Beach, FL 32459
SOLD FEB 12, 2026
$330,000
C
3 beds2.5 baths1,617 sq ft
197 Hackberry Way, Santa Rosa Beach, FL 32459
SOLD MAR 17, 2026
$335,000
D
2 beds2.5 baths1,760 sq ft
32 Hornbeam Way, Santa Rosa Beach, FL 32459
SOLD JUN 4, 2026
$645,000
E
3 beds2 baths1,892 sq ft
237 Calle Escada, Santa Rosa Beach, FL 32459
SOLD OCT 8, 2026
$460,000
F
3 beds2.5 baths1,899 sq ft
193 Christian Dr, Santa Rosa Beach, FL 32459

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Earn from this home

Sell

$242,094

Est. take-home

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Refinance

Est. cash available

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Rent

$3,045/mo

Redfin rental estimate

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Market trends in 32459, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.2%

+0.3% MoM

Median sale price

$922K

$10K MoM

Avg. days on market

83d

4 days MoM

Recently sold homes

340

12 MoM

New listings for sale

NEW 9 HRS AGO
$975,000
4 beds4.5 baths1,971 sq ft
441 Dolphin Dr, Santa Rosa Beach, FL 32459
NEW 10 HRS AGO
$3,900,000
5 beds5.5 baths3,178 sq ft
36 Bridge Cove Ln, Santa Rosa Beach, FL 32459
NEW 1 DAY AGO
$850,000
2 beds1.5 baths1,074 sq ft
107 Brown St, Santa Rosa Beach, FL 32459
NEW 1 DAY AGO
$989,900
3 beds3 baths2,222 sq ft
60 Charming Way, Santa Rosa Beach, FL 32459
NEW 1 DAY AGO
$1,350,000
4 beds3.5 baths2,592 sq ft
4 Caba Cv, Santa Rosa Beach, FL 32459
OPEN SAT, 12PM TO 2PM
$1,699,900
6 beds6 baths4,165 sq ft
49 Seaboard Ln, Santa Rosa Beach, FL 32459
$260,000
3 beds2.5 baths1,576 sq ft
16 W Shady Oaks Ln Unit A, Santa Rosa Beach, FL 32459
FOR SALE BY OWNER
$405,000
3 beds3 baths2,057 sq ft
17 Crimson Ct, Santa Rosa Beach, FL 32459
$400,000
3 beds2.5 baths1,258 sq ft
172 Water Oaks Loop, Santa Rosa Beach, FL 32459
$533,000
2 beds2 baths1,022 sq ft
87 Village Blvd Apt 512, Santa Rosa Beach, FL 32459
See all

Provided by Redfin

Sale history for 221 Water Oaks Loop

Date

Event

Price

ECAR #765964

Feb 1, 2017

Sold

$223,000

$174/sq ft

Dec 9, 2016

Listed

$225,000

$175/sq ft

+25

Public Records

Feb 7, 2012

Sold

$48,000

$37/sq ft

Public Records

Jul 25, 2008

Sold

$2,650,000

$2,064/sq ft

Tax history for 221 Water Oaks Loop

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

5 ft.

Lot depth

9 ft.

Lot size

4,258 Sq. Ft.

Year renovated

2012

Sq. Ft.

1,284

Year built

2012

Style

Single Family Residential

County

Walton County

APN

282S20334400000430

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Property details

Parking

Parking Information
Driveway Spaces: 2.00

Interior

Virtual Tour
Branded Virtual Tour: https://real.vision/221-water-oaks-loop?o=u
UnBranded Virtual Tour: https://real.vision/221-water-oaks-loop?o=u

Bedroom Information
Bedrooms: 3
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 2
Half Baths: 0
Total Baths: 2.00
Master Bedroom/Master Bath: MBath Double Vanity, MBath Garden Tub, MBath Separate Shwr, MBed Carpeted

Room Information
Rooms: Bedroom, Dining Area, Family Room, Foyer, Kitchen, Master Bedroom
Kitchen: First

Room 1
Family Room
Area: 224.00
Dimensions: 16 x 14
Dimensions: 16 X 14
Length: 16.00
Width: 14.00
Level: 1
Room Level: 1

Room 2
Kitchen
Area: 104.50
Dimensions: 11 x 9.5
Dimensions: 9.5 X 11
Length: 11.00
Width: 9.50
Level: 1
Room Level: 1

Room 3
Dining Area
Area: 72.00
Dimensions: 9 x 8
Dimensions: 9 X 8
Length: 9.00
Width: 8.00
Level: 1
Room Level: 1

Room 4
Master Bedroom
Dimensions: 12''8 X 15
Level: 1
Room Level: 1
Remarks: Dimensions: 12''8 X 15

Room 5
Bedroom
Dimensions: 11''4 X 10
Level: 1
Room Level: 1
Remarks: Dimensions: 11''4 X 10

Room 6
Bedroom
Dimensions: 10''7 X 9''8
Level: 1
Room Level: 1
Remarks: Dimensions: 10''7 X 9''8

Room 7
Foyer
Area: 32.00
Dimensions: 8 x 4
Dimensions: 4 X 8
Length: 8.00
Width: 4.00
Level: 1
Room Level: 1

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric
Interior: Breakfast Bar, Ceiling Tray/Cofferd, Floor Hardwood, Floor Tile, Floor WW Carpet, Lighting Recessed, Pantry

Exterior

Exterior Features
Pool Type: None
Exterior: Fenced Back Yard, Porch Open

Lot Information
Lot Dimensions: 50 X 83 X 49 X 85
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Shingle/Shake, Siding CmntFbrHrdBrd, Slab

Financial

Tax Information
Last Tax Year: 2016
Last Taxes: 712.05

Financial Information
Mortgage Type: Conventional
Financing: Conventional, FHA, VA
Brokerage Interest: No Interest

Utilities

Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable, Underground
Energy: AC - Central Elect, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 130.00
Assessment Paid: Quarterly

Homeowners Association Information
Fees Include: Accounting, Management

School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton

Location Information
Sub Area: 1601 - Mack Bayou
Area: 16 - North Santa Rosa Beach
Street #: 221
Street Name: Water Oaks
Street Suffix: Loop
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: WATER OAKS
Absolute Longitude: 86.257828
Longitude: -86.257828
Latitude: 30.377128
Directions: From Destin: Head East on 98, turn left at Mussett Bayou Rd (Louis Louis Restaurant)Water Oaks is the first neighborhood on the left. (Sugar Drive turns into Mussett Bayou north of 98)

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,284
Stories: 1.0
Lot Size: 4,258 square feet
Style: Single Family Residential
Year Built: 2012
Year Renovated: 2012
County: Walton County
APN: 282S20334400000430

Home facts updated by county records on Sep 8, 2026

Other

Listing Price Information
List Price: 225000.00
List Price/SqFt: 175.23

Property Information
Apx SqFt(Htd/Cooled): 1284.00
Design: Florida Cottage
Is Homestead
Sub-Type: Detached Single Family

Around this home

Schools

K - 12
Preschool & daycare

Van R. Butler Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Emerald Coast Middle School

Public 6-8 • Assigned • 8.7mi

9/10

South Walton High School

Public 9-12 • Assigned • 4.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 23 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.4 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$389,000 – $470,000

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Nearby similar homes

NEW 9 HRS AGO

$975,000

4 beds4.5 baths1,971 sq ft

441 Dolphin Dr, Santa Rosa Beach, FL 32459

2,613 sq ft lot • 3 parking spots • Community pool

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FOR SALE BY OWNER

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NEW CONSTRUCTION

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Private pool • Elevator • Walk-out basement

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265 W Hewett Rd, Santa Rosa Beach, FL 32459

New tile flooring • Metal roof • Flexible bonus room

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New listings for sale in 32459

NEW 9 HRS AGO

$975,000

4 beds4.5 baths1,971 sq ft

441 Dolphin Dr, Santa Rosa Beach, FL 32459

2,613 sq ft lot • 3 parking spots • Community pool

NEW 10 HRS AGO3D WALKTHROUGH

$3,900,000

5 beds5.5 baths3,178 sq ft

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270 degree views • Exceptional privacy • Double boathouse

NEW 1 DAY AGO

$850,000

2 beds1.5 baths1,074 sq ft

107 Brown St, Santa Rosa Beach, FL 32459

Updated back deck • Local restaurants • Outdoor activities

NEW 1 DAY AGO

$989,900

3 beds3 baths2,222 sq ft

60 Charming Way, Santa Rosa Beach, FL 32459

Gourmet kitchen • Quartz countertops • Premium appliances

NEW 1 DAY AGO

$1,350,000

4 beds3.5 baths2,592 sq ft

4 Caba Cv, Santa Rosa Beach, FL 32459

Premium finishes • Gourmet kitchen • Covered front porch

OPEN SAT, 12PM TO 2PM

$1,699,900

6 beds6 baths4,165 sq ft

49 Seaboard Ln, Santa Rosa Beach, FL 32459

Gated community • 5,227 sq ft lot • 2 garage spots

$260,000

3 beds2.5 baths1,576 sq ft

16 W Shady Oaks Ln Unit A, Santa Rosa Beach, FL 32459

End-unit townhome • Recent updates • Easy access

FOR SALE BY OWNER

$405,000

3 beds3 baths2,057 sq ft

17 Crimson Ct, Santa Rosa Beach, FL 32459

Ceramic shower tub • Community pool • Granite countertop

$400,000

3 beds2.5 baths1,258 sq ft

172 Water Oaks Loop, Santa Rosa Beach, FL 32459

Quartz countertops • Farmhouse sink • Coffee bar

Home values near 221 Water Oaks Loop

Data from public records.

Address	Redfin Estimate
211 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 3 Baths \| 2092 Sq. Ft.	$509,840
201 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$393,435
172 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1258 Sq. Ft.	$400,892
182 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1192 Sq. Ft.	$408,916
325 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$406,004
202 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1562 Sq. Ft.	$408,987
230 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1422 Sq. Ft.	$406,458

Address	Redfin Estimate
171 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1273 Sq. Ft.	$372,617
222 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1895 Sq. Ft.	$443,202
244 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1575 Sq. Ft.	$404,433
345 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$370,556
212 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1895 Sq. Ft.	$485,883
236 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1310 Sq. Ft.	$368,924
240 Water Oaks Loop, Santa Rosa Beach, FL 4 Beds \| 3 Baths \| 1908 Sq. Ft.	$451,851

Address	Redfin Estimate
181 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$374,536
305 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1917 Sq. Ft.	$470,211
355 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1895 Sq. Ft.	$499,802
192 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1910 Sq. Ft.	$517,091
281 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1917 Sq. Ft.	$474,075
315 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$385,788
252 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1422 Sq. Ft.	$383,069

Property information provided by ECAR when last listed in 2016. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32459, FL

Sale history for 221 Water Oaks Loop

Tax history for 221 Water Oaks Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32459

Home values near 221 Water Oaks Loop

More real estate resources