OFF MARKET

Off Market Aug 2020 for $279K

$409,091

Est. refi paymentEst. refi $2,241/mo

•

1,284

sq ft

325 Water Oaks Loop, Santa Rosa Beach, FL 32459

About this home

This quaint Florida Cottage is close to the sugar white-sands and crystalline green waters of the Emerald Coast. Pride of ownership is evident in this well-maintained home. The amazing backyard has been meticulously landscaped with beautiful plants, black mulch, gorgeous flowering shrubs, a covered porch with stone floors, a shed that matches the home and beautiful paver bricks that surround the flower beds. The home has recently been painted. The covered front porch is adorned with stone and there are labeled hurricane coverings for the windows stored in the shed. The Master en suite features a spacious bedroom, walk-in closet, double vanity sinks, garden tub and separate shower. The additional bedrooms are spacious too! The kitchen is open to the living area and has a large pantry. The floors are tiled in the foyer, kitchen, dining room and living room and the bedrooms have a neutral colored carpet. Currently, there is a Termite Bond and pest control in place by Terminix on the home. The owner changes the filter in the A/C monthly. Buyer to verify all lot and home dimensions. This property is a must see!!!

Single-familyProperty Type

2012Year Built

$319Est. Price/Sq.Ft.

2 spacesParking

Listed by Needa Brannon • Coldwell Banker Realty

Bought with Ryan Orr • ResortQuest Real Estate Topsl

Redfin checked: a few seconds ago

•Source:ECAR #850440

Redfin Estimate

$409,091

$129K since sold in August 2020$10K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 18.4% lower than the average sale price ($502K) of 6 comparable homes.

SOLD APR 30, 2026
$415,000
A
3 beds2 baths1,284 sq ft
201 Water Oaks Loop, Santa Rosa Beach, FL 32459
SOLD FEB 12, 2026
$330,000
B
3 beds2.5 baths1,617 sq ft
197 Hackberry Way, Santa Rosa Beach, FL 32459
SOLD MAR 17, 2026
$335,000
C
2 beds2.5 baths1,760 sq ft
32 Hornbeam Way, Santa Rosa Beach, FL 32459
SOLD MAR 3, 2026
$925,000
D
3 beds2 baths1,650 sq ft
22 Cypress Rdg, Santa Rosa Beach, FL 32459
SOLD JUN 4, 2026
$645,000
E
3 beds2 baths1,892 sq ft
237 Calle Escada, Santa Rosa Beach, FL 32459
SOLD JUN 8, 2026
$359,000
F
3 beds2 baths1,400 sq ft
386 Hunters Rd, Santa Rosa Beach, FL 32459

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Earn from this home

Sell

$186,524

Est. take-home

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Refinance

Est. cash available

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Rent

$3,131/mo

Redfin rental estimate

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Market trends in 32459, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

+0.3% MoM

Median sale price

$915K

$35K MoM

Avg. days on market

87d

1 days MoM

Recently sold homes

360

36 MoM

New listings for sale

$2,695,000
5 beds6.5 baths3,598 sq ft
86 S Lake Dr, Santa Rosa Beach, FL 32459
NEW 4 HRS AGO
$625,000
4 beds3.5 baths2,367 sq ft
90 N Zander Way, Santa Rosa Beach, FL 32459
NEW 6 HRS AGO
$679,000
3 beds2 baths1,876 sq ft
79 Courtyard Dr, Santa Rosa Beach, FL 32459
NEW 6 HRS AGO
$649,000
2 beds2 baths1,484 sq ft
163 Courtyard Cir, Santa Rosa Beach, FL 32459
NEW 21 HRS AGO
$485,000
3 beds2 baths1,881 sq ft
117 Wayne Trl, Santa Rosa Beach, FL 32459
NEW 22 HRS AGO
$1,449,000
4 beds2.5 baths1,891 sq ft
429 N Montigo Ave, Santa Rosa Beach, FL 32459
NEW 27 HRS AGO
$2,450,000
2 beds2.5 baths1,732 sq ft
114 Sunset Ridge Ln, Santa Rosa Beach, FL 32459
$2,595,000
4 beds3.5 baths2,619 sq ft
113 White Cliffs Dr, Santa Rosa Beach, FL 32459
3D WALKTHROUGH
$600,000
4 beds3 baths2,244 sq ft
114 Red Maple Ct, Santa Rosa Beach, FL 32459
3D WALKTHROUGH
$675,000
3 beds2.5 baths2,002 sq ft
543 Shelter Cove Dr, Santa Rosa Beach, FL 32459
See all

Provided by Redfin

Sale history for 325 Water Oaks Loop

Date

Event

Price

ECAR #850440

Aug 31, 2020

Sold

$279,900

$218/sq ft

Aug 31, 2020

Sold

$279,900

$218/sq ft

Jul 13, 2020

Pending

—

Jul 10, 2020

Listed

$279,900

$218/sq ft

Jul 10, 2020

Listed

$279,900

$218/sq ft

+27

Public Records

Jul 25, 2008

Sold

$2,650,000

$2,064/sq ft

Tax history for 325 Water Oaks Loop

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

5 ft.

Lot depth

9 ft.

Lot size

4,245 Sq. Ft.

Year renovated

2012

Sq. Ft.

1,284

Year built

2012

Style

Single Family Residential

County

Walton County

APN

282S20334400000250

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Property details

Parking

Parking Information
Driveway Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 3
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 2
Total Baths: 2.00
Full Bathroom: First
Master Bedroom/Master Bath: MBath Double Vanity, MBath Garden Tub, MBath Separate Shwr, MBath Tile, MBed Carpeted

Room Information
Rooms: Bedroom, Dining Room, Full Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom
Kitchen: First
Living Room: First

Room 1
Living Room
Area: 84.00
Dimensions: 14 x 6
Length: 14.00
Width: 6.00
Level: 1

Room 2
Dining Room
Area: 76.64
Dimensions: 9.58 x 8
Length: 9.58
Width: 8.00
Level: 1

Room 3
Kitchen
Area: 110.00
Dimensions: 11 x 10
Length: 11.00
Width: 10.00
Level: 1

Room 4
Master Bedroom
Area: 187.50
Dimensions: 15 x 12.5
Length: 15.00
Width: 12.50
Level: 1

Room 5
Master Bathroom
Area: 65.61
Dimensions: 8.1 x 8.1
Length: 8.10
Width: 8.10
Level: 1

Room 6
Bedroom
Area: 99.75
Dimensions: 10.5 x 9.5
Length: 10.50
Width: 9.50
Level: 1

Room 7
Bedroom
Area: 115.00
Dimensions: 11.5 x 10
Length: 11.50
Width: 10.00
Level: 1

Room 8
Full Bathroom
Area: 37.96
Dimensions: 7.3 x 5.2
Length: 7.30
Width: 5.20
Level: 1

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Stove/Oven Electric, Warranty Provided, Washer
Interior: Ceiling Tray/Cofferd, Floor Tile, Floor WW Carpet, Window Treatment All, Woodwork Painted

Exterior

Exterior Features
Pool Type: None
Exterior: Fenced Back Yard, Fenced Privacy, Patio Covered, Porch, Sprinkler System, Yard Building

Lot Information
Lot Dimensions: 83.49x49.53
Lot Features: Interior
Lot/Parcel Access: Paved Road, Private Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Dimensional Shg, Siding CmntFbrHrdBrd, Trim Vinyl

Financial

Tax Information
Last Tax Year: 2019
Last Taxes: 559.79

Financial Information
Mortgage Type: FHA
Financing: Conventional, FHA, VA
Brokerage Interest: No Interest

Utilities

Utility Information
Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable
Energy: AC - Central Elect, Heat Cntrl Electric

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 130.00
Assessment Paid: Quarterly

Homeowners Association Information
Fees Include: Accounting, Management

School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton

Location Information
Sub Area: 1601 - Mack Bayou
Area: 16 - North Santa Rosa Beach
Street #: 325
Street Name: Water Oaks
Street Suffix: Loop
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: Water Oaks
Absolute Longitude: 86.257382
Longitude: -86.257382
Latitude: 30.376924
Directions: Going east on Highway 98, turn north on Mussett Bayou Road at Louis Louis Restaurant. Continue on Mussett Bayou and turn left in the Water Oaks S/D. Take the second left on Water Oaks Loop and #325 will be on the right.

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,284
Stories: 1.0
Lot Size: 4,245 square feet
Style: Single Family Residential
Year Built: 2012
Year Renovated: 2012
County: Walton County
APN: 282S20334400000250

Home facts updated by county records on Sep 8, 2026

Other

Listing Price Information
List Price: 279900.00
List Price/SqFt: 217.99

Property Information
Apx SqFt(Htd/Cooled): 1284.00
Design: Florida Cottage
Is Homestead
Sub-Type: Detached Single Family

Listing Information
As Is
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Van R. Butler Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Emerald Coast Middle School

Public 6-8 • Assigned • 8.7mi

8/10

South Walton High School

Public 9-12 • Assigned • 4.6mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 23 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.4 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$389,000 – $471,000

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Nearby similar homes

NEW 4 HRS AGO3D WALKTHROUGH

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OPEN TODAY, 10AM TO 4PM

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New listings for sale in 32459

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NEW 4 HRS AGO3D WALKTHROUGH

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NEW 6 HRS AGO3D WALKTHROUGH

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NEW 6 HRS AGO3D WALKTHROUGH

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NEW 21 HRS AGO

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NEW 22 HRS AGO

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4 beds2.5 baths1,891 sq ft

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NEW 27 HRS AGO

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3D WALKTHROUGH

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Home values near 325 Water Oaks Loop

Data from public records.

Address	Redfin Estimate
211 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 3 Baths \| 2092 Sq. Ft.	$518,244
181 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$371,683

Address	Redfin Estimate
151 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1575 Sq. Ft.	$420,671
201 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$389,657

Address	Redfin Estimate
171 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1273 Sq. Ft.	$368,035
221 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$414,188

Property information provided by ECAR when last listed in 2020. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32459, FL

Sale history for 325 Water Oaks Loop

Tax history for 325 Water Oaks Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32459

Home values near 325 Water Oaks Loop

More real estate resources