OFF MARKET

Off Market Jul 2024 for $410K

$464,589

Est. refi paymentEst. refi $1,461/mo

•

1,895

sq ft

222 Water Oaks Loop, Santa Rosa Beach, FL 32459

About this home

UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. MOTIVATED SELLER! Welcome to 222 Water Oaks Loop, a recently remodeled 3-bedroom, 2.5-bathroom home located in the prestigious Water Oaks community. This charming property offers a rare opportunity to own a piece of Santa Rosa Beach at an incredibly low price of $445,000. The home features an inviting open floor plan with granite countertops, stainless steel appliances, and beautiful wood flooring on the first level. Upstairs, plush carpeting provides comfort and warmth in the bedrooms. Positioned along a serene, wooded horse farm, this residence offers elevated privacy, perfect for peaceful living. The property boasts a completely fenced yard with two side yards, ideal for pets to roam freely. With low HOA fees, residents can enjoy affordability while being part of a vibrant community environment. Water Oaks is a family-friendly neighborhood just minutes away from the renowned beaches of 30A and the picturesque Choctawhatchee Bay. Don't miss this opportunity to make 222 Water Oaks Loop your new home in Santa Rosa Beach. Schedule your showing today!

Single-familyProperty Type

2012Year Built

4,356 sq ftLot Size

$245Est. Price/Sq.Ft.

2 car garageParking

Listed by Mike Herring, Broker Associate Herring • Keller Williams Realty SRB

Bought with Non Member Agent (NABOR) • Non Member Office (NABOR)

Redfin checked: a minute ago

•Source:ECAR #949159

Redfin Estimate

$464,589

$55K since sold in July 2024$10K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.8% higher than the average sale price ($456K) of 6 comparable homes.

SOLD JUL 9, 2026
$522,800
A
3 beds2.5 baths1,824 sq ft
248 Euvino Way, Santa Rosa Beach, FL 32459
SOLD APR 30, 2026
$415,000
B
3 beds2 baths1,284 sq ft
201 Water Oaks Loop, Santa Rosa Beach, FL 32459
SOLD MAR 17, 2026
$335,000
C
2 beds2.5 baths1,760 sq ft
32 Hornbeam Way, Santa Rosa Beach, FL 32459
SOLD FEB 12, 2026
$330,000
D
3 beds2.5 baths1,617 sq ft
197 Hackberry Way, Santa Rosa Beach, FL 32459
SOLD JUN 4, 2026
$645,000
E
3 beds2 baths1,892 sq ft
237 Calle Escada, Santa Rosa Beach, FL 32459
SOLD APR 14, 2026
$490,000
F
3 beds2.5 baths1,861 sq ft
161 S Zander Way, Santa Rosa Beach, FL 32459

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Earn from this home

Sell

$120,837

Est. take-home

List your home with Redfin and save $4,646

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,813/mo

Redfin rental estimate

List your home for rent

Market trends in 32459, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.5%

+0.2% MoM

Median sale price

$960K

$10K MoM

Avg. days on market

91d

2 days MoM

Recently sold homes

396

1 MoM

New listings for sale

$2,645,000
4 beds4.5 baths3,533 sq ft
27 Sand Dollar Ct, Santa Rosa Beach, FL 32459
NEW 6 HRS AGO
$559,000
4 beds2 baths2,029 sq ft
164 Stonegate Cir, Santa Rosa Beach, FL 32459
NEW 6 HRS AGO
$529,000
2 beds2.5 baths759 sq ft
23 Donna Anne Dr, Santa Rosa Beach, FL 32459
$5,950,000
6 beds6 baths5,208 sq ft
35 San Roy Rd, Santa Rosa Beach, FL 32459
NEW 8 HRS AGO
$486,000
3 beds2.5 baths2,146 sq ft
49 Corte Roble Unit 86-A, Santa Rosa Beach, FL 32459
NEW 9 HRS AGO
$3,295,000
4 beds4.5 baths2,393 sq ft
36 Thicket Cir, Santa Rosa Beach, FL 32459
NEW 11 HRS AGO
$399,000
3 beds2 baths1,484 sq ft
40 Golden Eagle Ct, Santa Rosa Beach, FL 32459
NEW 11 HRS AGO
$1,595,725
4 beds3.5 baths1,775 sq ft
16 Spanish Moss Ln, Santa Rosa Beach, FL 32459
NEW 12 HRS AGO
$345,000
3 beds2.5 baths1,712 sq ft
60 South Haven Cir, Santa Rosa Beach, FL 32459
NEW 14 HRS AGO
$3,195,000
5 beds5 baths3,330 sq ft
33 S Branch Rd, Santa Rosa Beach, FL 32459
See all

Provided by Redfin

Sale history for 222 Water Oaks Loop

Date

Event

Price

CPARMLS #756709

Jul 19, 2024

Sold

$410,000

$216/sq ft

May 28, 2024

Price Changed

$439,000

$232/sq ft

May 6, 2024

Listed

$445,000

$235/sq ft

+32

ECAR #949159

Jul 19, 2024

Sold

$410,000

$216/sq ft

May 28, 2024

Price Changed

$439,000

$232/sq ft

May 6, 2024

Listed

$445,000

$235/sq ft

ECAR #927470

Mar 28, 2024

Price Changed

$450,000

$237/sq ft

Feb 22, 2024

Price Changed

$472,500

$249/sq ft

Aug 28, 2023

Price Changed

$474,900

$251/sq ft

Jul 17, 2023

Listed

$479,900

$253/sq ft

ECAR #882302

Jan 11, 2022

Sold

$390,000

$206/sq ft

Jan 11, 2022

Sold

$390,000

$206/sq ft

Dec 6, 2021

Pending

—

Nov 5, 2021

Price Changed

$400,000

$211/sq ft

Sep 22, 2021

Listed

$425,000

$224/sq ft

Aug 31, 2021

Listed

$400,000

$211/sq ft

Public Records

Mar 20, 2012

Sold

$128,000

$68/sq ft

Public Records

Jul 25, 2008

Sold

$2,650,000

$1,398/sq ft

Tax history for 222 Water Oaks Loop

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

5 ft.

Lot depth

8 ft.

Lot size

4,148 Sq. Ft.

Year renovated

2012

Sq. Ft.

1,895

Year built

2012

Style

Single Family Residential

County

Walton County

APN

282S20334400000120

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Property details

Parking

Parking Information
No
No
Garage Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 3
Bedroom: Second
Master Bedroom: Second

Bathroom Information
Full Baths: 2
Half Baths: 1
Total Baths: 3.00
Master Bedroom/Master Bath: MBath Double Vanity, MBath Garden Tub, MBath Separate Shwr, MBath Tile, MBed Walk-in Closet

Room Information
Rooms: Bedroom, Breakfast Room, Dining Room, Great Room, Kitchen, Master Bedroom
Kitchen: First

Room 1
Kitchen
Area: 148.50
Dimensions: 13.5 x 11
Length: 13.50
Width: 11.00
Level: 1
Remarks: Measurements approximate; buyer to verify

Room 2
Breakfast Room
Area: 90.00
Dimensions: 10 x 9
Length: 10.00
Width: 9.00
Level: 1

Room 3
Dining Room
Area: 150.00
Dimensions: 12.5 x 12
Length: 12.50
Width: 12.00
Level: 1

Room 4
Great Room
Area: 308.00
Dimensions: 14 x 22
Length: 14.00
Width: 22.00
Level: 1

Room 5
Master Bedroom
Area: 308.00
Dimensions: 14 x 22
Length: 14.00
Width: 22.00
Level: 2

Room 6
Bedroom
Area: 149.50
Dimensions: 11.5 x 13
Length: 11.50
Width: 13.00
Level: 2

Room 7
Bedroom
Area: 143.75
Dimensions: 11.5 x 12.5
Length: 11.50
Width: 12.50
Level: 2

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric
Interior: Floor Hardwood, Floor Tile, Floor WW Carpet New, Lighting Recessed

Exterior

Exterior Features
Pool Type: None
Exterior: Fenced Back Yard, Fenced Privacy, Patio Covered, Yard Building

Lot Information
Acreage: 0.10
Lot Dimensions: 50 x 83
Lot/Parcel Access: Paved Road, Private Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Composite Shngl, Siding CmntFbrHrdBrd, Trim Wood

Financial

Tax Information
Last Tax Year: 2023
Last Taxes: 3719.75

Financial Information
Mortgage Type: Conventional
Financing: Conventional, FHA, VA
Brokerage Interest: No Interest
Buyer
Seller

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 130.00
Assessment Paid: Quarterly
Annual Assessment Amount: $520

Homeowners Association Information
Fees Include: Repairs/Maintenance

School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton

Location Information
Sub Area: 1601 - Mack Bayou
Area: 16 - North Santa Rosa Beach
Street #: 222
Street Name: Water Oaks
Street Suffix: Loop
City: Santa Rosa Beach
County: Walton
State: FL
Zip Code: 32459
Project Name/Subdivision: WATER OAKS
Absolute Longitude: 86.257837
Longitude: -86.257837
Latitude: 30.377457
Directions: From Hwy 98, turn north on Mussett Bayou (where Louie Louie is located.) Turn left on Water Oaks Loop into subdivision. Home will be on the right.

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,895
Stories: 2.0
Lot Size: 4,148 square feet
Style: Single Family Residential
Year Built: 2012
Year Renovated: 2012
County: Walton County
APN: 282S20334400000120

Home facts updated by county records on Aug 26, 2026

Other

Listing Price Information
List Price: 439000.00
List Price/SqFt: 231.66

Property Information
Apx SqFt(Htd/Cooled): 1895.00
Design: Florida Cottage
Sub-Type: Detached Single Family

Listing Information
As Is

Around this home

Schools

Van R. Butler Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Emerald Coast Middle School

Public 6-8 • Assigned • 8.7mi

8/10

South Walton High School

Public 9-12 • Assigned • 4.6mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 23 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.4 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$442,000 – $535,000

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Nearby similar homes

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3D WALKTHROUGH

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NEW CONSTRUCTION

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Lot 10 Cypress Dr, Santa Rosa Beach, FL 32459

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New listings for sale in 32459

$2,645,000

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NEW 6 HRS AGO

$559,000

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164 Stonegate Cir, Santa Rosa Beach, FL 32459

NEW 6 HRS AGO

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$5,950,000

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NEW 8 HRS AGO

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49 Corte Roble Unit 86-A, Santa Rosa Beach, FL 32459

NEW 9 HRS AGO

$3,295,000

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NEW 11 HRS AGO

$399,000

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NEW 11 HRS AGO

$1,595,725

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NEW 12 HRS AGO

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Home values near 222 Water Oaks Loop

Data from public records.

Address	Redfin Estimate
211 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 3 Baths \| 2092 Sq. Ft.	$515,521
201 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$400,394

Address	Redfin Estimate
171 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1273 Sq. Ft.	$367,918
221 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$413,670

Address	Redfin Estimate
181 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2 Baths \| 1284 Sq. Ft.	$367,344
305 Water Oaks Loop, Santa Rosa Beach, FL 3 Beds \| 2.5 Baths \| 1917 Sq. Ft.	$483,133

Property information provided by ECAR when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32459, FL

Sale history for 222 Water Oaks Loop

Tax history for 222 Water Oaks Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32459

Home values near 222 Water Oaks Loop

More real estate resources