Discover Your Private Oasis on Historic Terra Ceia Island! Imagine waking up every day to the serene beauty of Terra Ceia Island, where history and nature harmoniously converge. Nestled on 5 lush and private acres, this unique property offers endless possibilities for living, relaxing, and creating memories. This home has versatile 6-bedrooms, 4-bathrooms, giving you a flexible floor plan that’s easy to tailor to your lifestyle. Picture yourself unwinding on the expansive front porch, which spans the entire length of the house—a perfect spot to soak in breathtaking Florida sunsets. The property is a natural sanctuary, with palm trees and mangroves offering complete privacy. Follow a charming trail through the mangroves to Miguel Bay, an ideal location for kayaking and enjoying tranquil waters. The yard, complete with a playground area, has ample room to add a pool for the ultimate outdoor retreat. The ground level features a massive garage with space for up to six vehicles, making it perfect for car enthusiasts or those in need of abundant storage. With its thoughtful design, the home can easily be converted into a duplex, creating a family compound or a lucrative vacation rental destination. As a resident of Terra Ceia, you’ll have the option to join the Village Improvement Association, which provides access to an impressive community park. Here, you’ll find a boat ramp, kayak launch, pickleball courts, fire pit, BBQ pavilion, and an event space—perfect for gatherings and celebrations. Whether you're dreaming of a peaceful family retreat, an investment opportunity, or your forever home, this property offers it all. Don’t miss your chance to own a piece of paradise on Terra Ceia Island. Schedule your private showing today, and experience the charm of this extraordinary home!
Single-familyProperty Type
2016Year Built
5 acresLot Size
$459Est. Price/Sq.Ft.
6 car garageParking
Listed by Carly Heiser, PLLC• LESLIE WELLS REALTY, INC.
Contact: 941-776-5571
Bought with Carly Heiser, PLLC• LESLIE WELLS REALTY, INC.
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Earn from this home
Sell
$247,121
Est. take-home
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Refinance
$0
Est. cash available
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Rent
$5,305/mo
Redfin rental estimate
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Market trends in Palmetto, FL
Last updated August 2026
Buyer's Market
Seller's Market
Buyer's market
Sale-to-List Price
97.3%
0.1% MoM
Median sale price
$347K
$6K MoM
Avg. days on market
83d
8 days MoM
Recently sold homes
47
5 MoM
Provided by Redfin
Sale history for 445 Horseshoe Loop Rd
Date
Event
Price
Stellar MLS as Distributed by MLS Grid #A4629779
Feb 13, 2026
Sold
$865,000
$400/sq ft
Jan 5, 2026
Pending
—
May 27, 2025
Price Changed
$950,000
$440/sq ft
Mar 19, 2025
Relisted
—
Mar 3, 2025
Pending
—
Jan 9, 2025
Price Changed
$990,000
$458/sq ft
Nov 20, 2024
Listed
$1,099,000
$509/sq ft
Stellar MLS as Distributed by MLS Grid #GC521703
Oct 30, 2024
Listing Removed
—
Oct 12, 2024
Price Changed
*
May 3, 2024
Listed
*
Public Records
Dec 13, 2017
Sold
$300,000
$139/sq ft
Stellar MLS as Distributed by MLS Grid #M5842970
May 9, 2014
Sold
$124,900
$58/sq ft
Apr 11, 2014
Pending
—
Apr 8, 2014
Listing Removed
—
Jan 8, 2014
Listed
$124,900
$58/sq ft
Own your piece of this Terra Ceia waterfront community. Voluntary association gives you a park with fishing dock, boat ramp and picnic area, $75/year. This 5 acre parcel has been cleared in the center waiting for your new dream home to be built. About half of the 5 acres has been left natural. Terra Ceia is a bedroom community to 2 metro areas, Tampa and Sarasota/Bradenton. Land behind this lot is in the process of becoming a state owned preserve. It is the only thing between you and the bay. Similar lot on the same street just sold for $100,000 more. Adjacent parcel is also on the market.
Public Records
Mar 19, 2002
Sold
$350,000
$162/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$6,205 (+6.5%)
2024
$5,828 (+5.6%)
2023
$5,520 (+2.6%)
2022
$5,382 (+3.7%)
2021
$5,189 (−3.0%)
2020
$5,349 (+1.4%)
2019
$5,273 (+1.5%)
2018
$5,198 (+1.0%)
2017
$5,147 (+85.1%)
$109,421 + $242,864
$352,285
2016
$2,780
$109,421 + $242,864
$352,285
Tax history for 445 Horseshoe Loop Rd
Year
Property tax
Land + Additions
Assessment*
2025
$6,205 (+6.5%)
2024
$5,828 (+5.6%)
2023
$5,520 (+2.6%)
2022
$5,382 (+3.7%)
2021
$5,189 (−3.0%)
2020
$5,349 (+1.4%)
2019
$5,273 (+1.5%)
2018
$5,198 (+1.0%)
2017
$5,147 (+85.1%)
$109,421 + $242,864
$352,285
2016
$2,780
$109,421 + $242,864
$352,285
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
6
Baths
4
Stories
1
Lot width
—
Lot depth
—
Lot size
5 Acres
Year renovated
2017
Sq. Ft.
2,160
Year built
2016
Style
Multi-Family (2-4 Unit)
County
Manatee County
APN
2181510509
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 15, 2026.
RSF-1
Residential Single Family Districts
The purpose of these districts is to provide for residences in a suburban environment at low to medium densities, to accommodate residential support uses (as defined in; Abandonment shall mean the visible or otherwise apparent intention of an owner to discontinue a structure, use of a structure, or lot; or the removal of the characteristic equipment or furnishings used in the performance of the use without its replacement by similar equipment or furnishings, or the replacement of a nonconforming use or structure by a conforming use or structure; for 6 consecutive months.; and other limited non-residential uses, and to protect these areas from the encroachment of incompatible uses.
Permitted uses
Include but are not limited to:
Housing-Group
Housing-Single unit
Housing-Senior
Infrastructure
Office
Educational/school
Fire house
Police station
Post office
Recreation
Feb 19, 2026 • Final
Ac change out residential express
Replace the heating and air conditioning system with a similar unit. No other changes are being made.
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Appliances: Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator
Flooring: Parquet, Wood
Multi-Unit Information
Unit Number YN: 0
Furnished: Unfurnished
Exterior
Building Information
Construction Materials: Block, Stucco, Vinyl Siding, Frame
Roof: Shingle
Exterior Features
Patio And Porch Features: Covered, Front Porch
Exterior Features: Lighting, Rain Gutters
Fencing: Chain Link
Property Features
Universal Property Id: US-12081-N-2181510509-R-N
Waterfront Information
Waterfront Feet Total: 0
Water View Y/N: 0
Water Access Y/N: 0
Water Extras Y/N: 0
Farm Information
Number Of Wells: 1
Number Of Septics: 1
Property Information
CDD Y/N: 0
Homestead Y/N: 1
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Completed
Zoning: RSF1
Land Information
Vegetation: Trees/Landscaped, Wooded
Total Acreage: 5 to less than 10
Lot Information
Lot Features: Flood Insurance Required, FloodZone, In County, Level, Private, Paved
Lot Size Acres: 5
Road Surface Type: Paved
Lot Size Square Meters: 20234
Building Information
MFR_BuildingAreaTotalSrchSqM: 492.39
Financial
Tax Information
Tax Annual Amount: $5,520
Tax Year: 2023
Lease / Rent Details
Lease Restrictions YN: 0
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Utilities: Cable Available, Electricity Connected
Location
HOA Information
MFR_Association2YN: 0
Association Amenities: Park, Pickleball Court(s), Playground
Location Information
Directions: Coming from the skyway bridge, turn west onto Terra Ceia Island at Bayshore drive. Follow Bayshore Dr until you come to a split in the road go left onto Horseshoe Loop RD, Home will be on your left. Brown Gate. Sign out front.
Community Information
Community Features: Park, Playground
Public facts
Beds: 6
Baths: 4.0
Sq. Ft.: 2,160
Stories: 1.0
Lot Size: 5 acres
Style: Multi-Family (2-4 Unit)
Year Built: 2016
Year Renovated: 2017
County: Manatee County
APN: 2181510509
Home facts updated by county records on Jul 15, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 941-776-5571
Previous Status: Pending
Backups Requested YN: 1
Listing Date Information
Days to Contract: 407
Status Contractual Search Date: 2026-02-13
Listing Price Information
Calculated List Price By Calculated Sq Ft: 439.81
Green Information
Green Verification Count: 0
Direction Faces: Northwest
Home Information
Living Area: 2160
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 200.67
Building Area Total: 5300
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Block, Slab
Levels: Two
Around this home
Schools
Palm View Elementary School
Public PreK-8 • Assigned • 2.4mi
4/10
Palmetto High School
Public 8-12 • Assigned • 2.4mi
2/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 29 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Terra Ceia, FL • 34250
Average low and high temperatures (°F)
68
51
72
56
78
62
83
66
87
73
89
76
90
77
89
77
88
76
83
69
78
62
73
58
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 6.3 hours in December, placing it above the
U.S. average for solar exposure.
9.2 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$943,000 – $1.14M
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