For sale

$850,000

Est. $7,996/mo —

•

1,800

sq ft

1860 Bay Rd, Vero Beach, FL 32963

About this home

***BEST VIEW UNDER 1 Million in Vero*** Enjoy unobstructed, direct riverfront views from this south-facing, 3-bedroom, 3-bath condo in Spinnaker Point. Both the primary bedroom and a guest bedroom offer direct river views, the covered open porch provides an inviting spot to relax and watch the boats as they go by. A new, crisp white kitchen brings a fresh coastal feel, complemented by distinctive octagonal terracotta tile in the hall, kitchen, and porch. Boating enthusiasts will appreciate the 2 docks, 1 day dock and 1 private deeded boat dock accommodating a boat up to 40 feet (buyer to confirm). A beautiful setting to enjoy Vero Beach waterfront living. Close

CondoProperty Type

1981Year Built

$472Price/Sq.Ft.

$1,634/moHOA Dues

1 garage spacesParking

Listed by Phyllis Horner • Tropic Shores Real Estate LLC

Listing updated: Oct 21, 2026 at 10:49am

Redfin checked: a minute ago

•Source:Beaches MLS #B26090943

Payment calculator

$7,996 per month

Principal and interest$4,697

Property taxes

HOA dues

Home insurance

Utilities

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Next available date: Monday, October 26

Open houses

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Around this home

Schools

K - 12
Preschool & daycare

Beachland Elementary School

Public PreK-5 • Assigned • 5.2mi

7/10

Gifford Middle School

Public 6-8 • Assigned • 7.8mi

7/10

Vero Beach High School

Public 9-12 • Assigned • 4.9mi

5/10

Provided by GreatSchools

About The

Moorings

The Moorings, located between Biscayne Bay and South Beach’s Atlantic shoreline, is a residential and waterfront South Beach neighborhood with canal-front streets and private dock lines. The neighborhood’s character concentrates around the Sunset Harbour Shops corridor near Purdy Avenue, where marina views meet a tight cluster of chef-driven dining rooms, boutique fitness studios, and design-forward storefronts. Mid-century low-rise buildings and newer condo towers frame a walkable grid that feels quieter than Ocean Drive but still tied to the water. The Venetian Causeway edges the area with long sightlines and steady bike traffic. Sunset Harbour Yacht Club and Monty’s Sunset sit as recognizable gathering points on the bay. Lincoln Road’s galleries and cafés sit nearby, keeping the tone polished and urban.

Provided by Walk Score and Local Logic

Offer insights

1860 Bay Rd · $850,000

Strong offer

$850K and above

75% chance or better to win

Why $850K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 111 days.

SALE-TO-LIST

Most homes are selling 6% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Walk-in closets
Three-way split bedroom layout
Closet cabinetry
Plantation shutters

Bedrooms
Three bedrooms on the main level

Bathrooms
Three full bathrooms

Kitchen
Disposal
Dishwasher
Electric range
Refrigerator

Laundry & utility
In-unit laundry closet
Electric water heater

Flooring
Carpet
Ceramic tile
Mexican tile

Heating & cooling
Central heating
Central air conditioning

Sale and tax history for 1860 Bay Rd

Sale History
Tax History

Public record

Public record
Zoning

Beds

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Baths

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Stories

—

Lot width

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Lot depth

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Lot size

—

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

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Total Sq. Ft.

—

Year built

—

Style

Condo/Co-op

County

Indian River County

APN

33402800002000500205

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

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Last updated by owner on Oct 25, 2026.

RM-10

Multiple-Family Residential Districts

The multiple-family districts are established to implement the policies of the Indian River County Comprehensive Plan for mFSingle-familanaging land designated for residential uses, providing opportunities for multifamily residential units and ensuring adequate public facilities to meet the needs of residents. These districts are also intended to implement the county's housing policies by providing opportunities for a varied and diverse housing supply.

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 106° expected this year, 26 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Vero Beach, FL • 32963

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

7.8 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1860 Bay Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $195,000 and $1,005,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $195K to $1.0M.

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873 Lake Orchid Cir, Vero Beach, FL 32962
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7 years newer
SOLD OCT 7, 2026
$210,000 Last sold price
2 beds2 baths1,414 sq ft
700 Lake Orchid Cir #204, Vero Beach, FL 32962
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14 years newer
SOLD APR 30, 2026
$810,000 Last sold price
3 beds3 baths1,800 sq ft
1860 Bay Rd Unit 104E, Vero Beach, FL 32963
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SOLD MAY 15, 2026
$1,005,000 Last sold price
3 beds3 baths1,760 sq ft
1150 Reef Rd Unit B-24, Vero Beach, FL 32963
$99/sq ft
5 years older

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