Experience the perfect blend of luxury, privacy, & breathtaking YEAR ROUND VIEWS in this stunning, PROFESSIONALLY FURNISHED, TURN KEY 3 BEDROOM/3.5 BATH custom-built Keith Sumner Mountain Retreat. Set on 3.2 acres of private mountain beauty, within a gated community, this home is just minutes from down Blue Ridge. This home offers it all—from ample parking & an oversized 2-car detached garage w/ large upstairs storage, to a striking exterior featuring stacked rock, wood, cedar shakes, board & batten, & a metal roof, all surrounded by METICULOUS LANDSCAPING. Enjoy an almost stepless entry leading to a covered rocking chair front porch w/ vaulted ceiling. Inside, the great room showcases a wall of windows capturing the views, circle sawn hardwood floors, a floor-to-ceiling rock gas log fireplace, & a cathedral ceiling designed to highlight the mountain backdrop. The kitchen is a showstopper w/ custom two-tone cabinetry, hardy stone counters, stacked rock & flagstone accents, & a unique covered bar area, flowing into a spacious dining area w/ modern lighting. Step outside to a dream outdoor living space w/ a wood-burning fireplace & plenty of room for relaxing or entertaining. The main level oversized master suite features stunning views, an ensuite bath w/ a flagstone shower and an actual rock waterfall to create a unique spa-like bath experience. Upstairs offers a second master suite w/ a private covered deck & an ensuite bath w/ a double vanity & oversized rock shower. The terrace level includes a wet bar, a large family/game room w/ a rock gas log fireplace, and a third oversized bedroom with a full bath. Outdoor living continues w/ a large covered deck featuring space for relaxing and a saltwater hot tub w/ massage jets, lighting & sound, an outdoor shower, & a large storage room w/ power, heat, and air, which has access from the deck. Previously a successful rental, this exceptional property offers the ideal blend of luxury, comfort, & investment potential.
Single-familyProperty Type
2015Year Built
1.6 acresLot Size
$344Price/Sq.Ft.
$99/moHOA Dues
2 car garageParking
Listed by Regina Payne• RE/MAX Town And Country
Contact: 706-273-8259
Bought with CATHERINE BENITEZ• RE/MAX Town And Country
Source:FMLS #7739913
Redfin Estimate
$1,181,808
$13K since sold in June 2026$15K since July
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 11.9% higher than the average sale price ($1.06M) of 6 comparable homes.
Est. $3,937 per month, based on comparable rentals
Sale and tax history for 249 Settlement Rd
Sale History
Tax History
Date
Event
Price
FMLS #7739913
Jun 11, 2026
Sold
$1,169,277
$344/sq ft
May 12, 2026
Pending
—
Apr 30, 2026
Price Changed
$1,349,777
$397/sq ft
Mar 23, 2026
Listed
$1,399,777
$411/sq ft
NEGBOR #428783
Jun 11, 2026
Sold
$1,169,277
$344/sq ft
May 12, 2026
Pending
—
Apr 30, 2026
Price Changed
$1,349,777
$397/sq ft
Mar 19, 2026
Listed
$1,399,777
$411/sq ft
+69
Experience the perfect blend of luxury, privacy, & breathtaking YEAR ROUND VIEWS in this stunning, PROFESSIONALLY FURNISHED, TURN KEY 3 BEDROOM/3.5 BATH custom-built Keith Sumner Mountain Retreat. Set on 3.2 acres of private mountain beauty, within a gated community, this home is just minutes from down Blue Ridge. This home offers it all—from ample parking & an oversized 2-car detached garage w/ large upstairs storage, to a striking exterior featuring stacked rock, wood, cedar shakes, board & batten, & a metal roof, all surrounded by METICULOUS LANDSCAPING. Enjoy an almost stepless entry leading to a covered rocking chair front porch w/ vaulted ceiling. Inside, the great room showcases a wall of windows capturing the views, circle sawn hardwood floors, a floor-to-ceiling rock gas log fireplace, & a cathedral ceiling designed to highlight the mountain backdrop. The kitchen is a showstopper w/ custom two-tone cabinetry, hardy stone counters, stacked rock & flagstone accents, & a unique covered bar area, flowing into a spacious dining area w/ modern lighting. Step outside to a dream outdoor living space w/ a wood-burning fireplace & plenty of room for relaxing or entertaining. The main level oversized master suite features stunning views, an ensuite bath w/ a flagstone shower and an actual rock waterfall to create a unique spa-like bath experience. Upstairs offers a second master suite w/ a private covered deck & an ensuite bath w/ a double vanity & oversized rock shower. The terrace level includes a wet bar, a large family/game room w/ a rock gas log fireplace, and a third oversized bedroom with a full bath. Outdoor living continues w/ a large covered deck featuring space for relaxing and a saltwater hot tub w/ massage jets, lighting & sound, an outdoor shower, & a large storage room w/ power, heat, and air, which has access from the deck. Previously a successful rental, this exceptional property offers the ideal blend of luxury, comfort, & investment potential.
GAMLS #10714517
Jun 11, 2026
Sold
$1,169,277
$344/sq ft
May 12, 2026
Pending
—
Apr 30, 2026
Price Changed
$1,349,777
$397/sq ft
Mar 17, 2026
Listed
$1,399,777
$411/sq ft
Experience the perfect blend of luxury, privacy, & breathtaking YEAR ROUND VIEWS in this stunning, PROFESSIONALLY FURNISHED, TURN KEY 3 BEDROOM/3.5 BATH custom-built Keith Sumner Mountain Retreat. Set on 3.2 acres of private mountain beauty, within a gated community, this home is just minutes from down Blue Ridge. This home offers it all-from ample parking & an oversized 2-car detached garage w/ large upstairs storage, to a striking exterior featuring stacked rock, wood, cedar shakes, board & batten, & a metal roof, all surrounded by METICULOUS LANDSCAPING. Enjoy an almost stepless entry leading to a covered rocking chair front porch w/ vaulted ceiling. Inside, the great room showcases a wall of windows capturing the views, circle sawn hardwood floors, a floor-to-ceiling rock gas log fireplace, & a cathedral ceiling designed to highlight the mountain backdrop. The kitchen is a showstopper w/ custom two-tone cabinetry, hardy stone counters, stacked rock & flagstone accents, & a unique covered bar area, flowing into a spacious dining area w/ modern lighting. Step outside to a dream outdoor living space w/ a wood-burning fireplace & plenty of room for relaxing or entertaining. The main level oversized master suite features stunning views, an ensuite bath w/ a flagstone shower and an actual rock waterfall to create a unique spa-like bath experience. Upstairs offers a second master suite w/ a private covered deck & an ensuite bath w/ a double vanity & oversized rock shower. The terrace level includes a wet bar, a large family/game room w/ a rock gas log fireplace, and a third oversized bedroom with a full bath. Outdoor living continues w/ a large covered deck featuring space for relaxing and a saltwater hot tub w/ massage jets, lighting & sound, an outdoor shower, & a large storage room w/ power, heat, and air, which has access from the deck. Previously a successful rental, this exceptional property offers the ideal blend of luxury, comfort, & investment potential.
GAMLS #10631874
Mar 19, 2026
Listing Removed
—
Oct 16, 2025
Listed
$1,450,000
$426/sq ft
NEGBOR #419712
Oct 16, 2025
Listed
$1,450,000
$426/sq ft
Public Records
Feb 28, 2022
Sold
$745,000
$219/sq ft
Public Records
Aug 18, 2020
Sold
$745,000
$219/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,708 (−16.6%)
$11,600 + $178,690
$190,290
2024
$2,047 (+9.3%)
$11,600 + $178,690
$190,290
2023
$1,874 (−1.1%)
$11,600 + $211,776
$223,376
2022
$1,894 (+33.3%)
$11,600 + $172,175
$183,775
2021
$1,421 (−1.6%)
$11,600 + $89,718
$101,318
2020
$1,444 (−1.9%)
$11,600 + $89,718
$101,318
2019
$1,472 (−5.7%)
$11,600 + $89,718
$101,318
2018
$1,561 (−0.3%)
$11,600 + $89,718
$101,318
2017
$1,566 (+2.8%)
$11,600 + $90,017
$101,617
2016
$1,523 (+642.9%)
$11,600 + $90,017
$101,617
2015
$205 (+42.4%)
$11,600
2014
$144
$8,140
Public record
Beds
—
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
1.6 Acres
Year renovated
—
Sq. Ft.
2,660
Year built
2015
Style
Single Family Residential
County
Fannin County
APN
0013 B 00316
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 24, 2026.
Property details
Parking
Parking Information
# of Garage Spaces: 2
Parking Features: Detached, Driveway, Garage
Open Parking: Yes
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1
# of Main Level Bathrooms: 1
# of Main Level Half Baths: 1
# of Upper Level Full Baths: 1
# of Lower Level Full Baths: 1
Master Bathroom Features: Double Vanity,Other
Bedroom Information
# of Main Level Bedrooms: 1
# of Upper Bedrooms: 1
# of Lower Bedrooms: 1
Bedroom Features: Master on Main,Other
Interior Features
# of Fireplaces: 2
Fireplace Features: Gas Log, Great Room, Outside, Ventless
Interior Features: Cathedral Ceiling(s), Entrance Foyer, Wet Bar, Other
Window Features: Insulated Windows, Wood Frames
Common Walls: No Common Walls
Appliances: Dishwasher, Dryer, Electric Water Heater, Gas Range, Refrigerator, Washer, Other
Flooring: Hardwood, Stone, Tile
Room Information
LaundryFeatures: In Basement
Kitchen Features: Eat-in Kitchen,Other
Dining Room Features: Separate Dining Room
Room Type: Great Room, Kitchen, Laundry, Living Room, Media Room, Other
Basement: Finished, Full
Exterior
Property Information
Levels: Three Or More
Construction Materials: Cedar, Stone, Wood Siding
Exterior Features: Private Yard, Other
Roof: Metal
Patio And Porch Features: Covered, Deck, Front Porch
Property Condition: Resale
Foundation Details: See Remarks
Other Structures: Other
Other Equipment: Generator
Lot Information
TaxLegalDescription: 9-2 LL226 LT6 DB1628-719* 1.60 AC
Financial
Financial Information
Buyer Financing: Other
Utilities
Utility Information
Cooling: Ceiling Fan(s), Central Air, Electric, Zoned
Heating: Central, Propane
Water Source: Other
Electric: Other
Sewer: Septic Tank
Utilities: Cable Available, Electricity Available
Location
HOA Information
Association Fee: $1,183
Association Fee Frequency: Annually
Has Association
School Information
Elementary School: West Fannin
Middle Or Junior School: Fannin County
High School: Fannin County
Location Information
Directions: From McDonalds in Blue Ridge, take Hwy 5 North toward McCaysville for approx. 3.8 miles to a left on Old Hwy 2. Follow Old Hwy 2 for app. 8 miles to a Right into The Settlement gated entrance. Go straight to property on the left. From Ellijay, take BOARDTOWN ROAD to a left on Bearden Road, to a left on Chestnut Gap and a left on Hwy 2. Follow about 4 miles to the Settlement.
Road Surface Type: Paved
Road Frontage Type: Private Road
Fannin - GA
Community Information
Community Features: Gated
Public facts
Beds: —
Baths: 3.0
Sq. Ft.: 2,660
Stories: 1.0
Lot Size: 1.6 acres
Style: Single Family Residential
Year Built: 2015
Year Renovated: —
County: Fannin County
APN: 0013 B 00316
Home facts updated by county records on Jun 24, 2026
Around this home
Schools
West Fannin Elementary School
Public PreK-5 • Assigned • 6.5mi
6/10
Fannin County Middle School
Public 6-8 • Assigned • 10.8mi
7/10
Fannin County High School
Public 9-12 • Assigned • 9.7mi
5/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
1% chance of being in a wildfire in next 30 years
3/10 Heat Factor
8 days above 95° expected this year, 23 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Epworth, GA • 30541
Average low and high temperatures (°F)
41
24
52
32
63
41
70
50
71
55
79
63
83
67
79
62
75
59
67
47
58
41
49
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
68/ 100
Moderate sunlight
Sunscore
There appears to be some shading by surrounding buildings, terrain, and vegetation.
7.7 hrs
5.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.12M – $1.36M
Sell confidently with a local market expert in Epworth.