OFF MARKET

Last listed at $249,000, closed on nov 2023

$285,551

Est. refi paymentEst. refi $966/mo

•

3,883

sq ft

101 Bell St, Waterloo, IL 62298

About this home

Seller says make an offer! Discover endless possibilities w/this expansive 8 bed, 2 bath corner lot home in the heart of Waterloo, offering room to grow, w/the potential for 9 bedrooms & a roughed-in 3rd bath in the basement. Step inside the main level that boasts a generous eat-in kitchen adjacent to the inviting living room, both awaiting your personal touch to transform them into your dream spaces. A main floor office & sunroom provide flexible areas to work, relax, & soak in natural light. Additionally, 2 beds & 1 bath are conveniently situated on this level. Upstairs, 4 beds & 1 bath await, w/the potential for further customization, & space that won't disappoint. The finished basement showcases authentic barnwood walls & a sprawling family room, creating an ideal space for entertainment. The basement is finished out w/an ample-sized bedroom showcasing large egress windows and loads of natural light. Seize the opportunity to transform this corner lot abode into your dream haven.

Single-familyProperty Type

1966Year Built

0.37 acresLot Size

$74Est. Price/Sq.Ft.

3 garage spacesParking

Listed by Amy Hank • Keller Williams Pinnacle

Bought with Don Carrington • Worth Clark Realty

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #23051532

Redfin Estimate

$285,551

$37K over list price of $249K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.2% lower than the average sale price ($308K) of 6 comparable homes.

SOLD AUG 20, 2026
$299,900
A
3 beds2 baths3,450 sq ft
325 N Market St, Waterloo, IL 62298
SOLD JUL 9, 2026
$235,500
B
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298
SOLD SEP 25, 2026
$300,000
C
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
SOLD SEP 4, 2026
$275,000
D
4 beds2 baths3,004 sq ft
217 Magnolia Ave, Waterloo, IL 62298
SOLD SEP 11, 2026
$365,000
E
3 beds2 baths2,220 sq ft
101 Polo Run, Waterloo, IL 62298
SOLD OCT 27, 2026
$369,900
F
4 beds2 baths2,272 sq ft
1024 W Fallen Lake Dr, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,645/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

3D WALKTHROUGH
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$329,000
3 beds2 baths1,762 sq ft
745 N Market St, Waterloo, IL 62298
$267,500
3 beds1.5 baths2,491 sq ft
902 Evansville Ave, Waterloo, IL 62298
$399,900
3 beds2 baths1,584 sq ft
5842 Deer Hill Rd, Waterloo, IL 62298
COMING SOON
$299,900
2 beds3 baths1,616 sq ft
713 Willow Ln, Waterloo, IL 62298
$30,000
Studio— baths784 sq ft
238 Grand Ave Unit A, Waterloo, IL 62298
OPEN NOV 21, 10AM TO 12PM
$300,000
3 beds2.5 baths3,797 sq ft
5723 Konarick Rd, Waterloo, IL 62298
$345,000
3 beds3 baths2,887 sq ft
715 Legion Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 101 Bell St

Year

Property tax

Land + Additions

Assessment*

2025

$3,941 (−9.9%)

$17,490 + $52,850

$70,340

2024

$4,373 (+147.7%)

$17,490 + $52,850

$70,340

2023

$1,765 (−4.5%)

$16,950 + $62,933

$79,883

2022

$1,848 (−2.1%)

$15,670 + $59,590

$75,260

2021

$1,889 (−56.0%)

$15,830 + $59,600

$75,430

2020

$4,295 (+126.5%)

$13,400 + $60,660

$74,060

2019

$1,896 (−1.5%)

$13,400 + $61,750

$75,150

2018

$1,925

$13,400 + $45,410

$58,810

2017

$1,924 (−38.1%)

$11,030 + $46,200

$57,230

2016

$3,106 (−4.0%)

$10,480 + $46,980

$57,460

2015

$3,237 (+3.2%)

$10,480 + $46,980

$57,460

2014

$3,137 (+69.4%)

$12,030 + $47,760

$59,790

2013

$1,852

$12,030 + $48,430

$60,460

Tax history for 101 Bell St

Year

Property tax

Land + Additions

Assessment*

2025

$3,941 (−9.9%)

$17,490 + $52,850

$70,340

2024

$4,373 (+147.7%)

$17,490 + $52,850

$70,340

2023

$1,765 (−4.5%)

$16,950 + $62,933

$79,883

2022

$1,848 (−2.1%)

$15,670 + $59,590

$75,260

2021

$1,889 (−56.0%)

$15,830 + $59,600

$75,430

2020

$4,295 (+126.5%)

$13,400 + $60,660

$74,060

2019

$1,896 (−1.5%)

$13,400 + $61,750

$75,150

2018

$1,925

$13,400 + $45,410

$58,810

2017

$1,924 (−38.1%)

$11,030 + $46,200

$57,230

2016

$3,106 (−4.0%)

$10,480 + $46,980

$57,460

2015

$3,237 (+3.2%)

$10,480 + $46,980

$57,460

2014

$3,137 (+69.4%)

$12,030 + $47,760

$59,790

2013

$1,852

$12,030 + $48,430

$60,460

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.37 Acres

Year renovated

1966

Sq. Ft.

1,783

Year built

1966

Style

Single Family Residential

County

Monroe County

APN

07-25-236-020-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Multiple Family Residence Districts

The Multiple Family Residence Districts, as differentiated herein, and the district locations as shown on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of the stable and enduring multiple residence districts by establishing limitations on the use and character of development of land so as to take advantage of, or to avoid conflicts with, natural topography, existing development, arrangement and location of existing planned community facilities and the social needs of the community. These districts may also be utilized for the appropriate re-use of redevelopment of areas where obsolescence and socio-economic demands would suggest higher densities as necessary to encourage the re-use of such areas.

Permitted uses

Include but are not limited to:

Housing-Multiple units

Property details

Parking

Parking Information
Covered Spaces: 3
Parking Total: 4
Parking Features: Attached Garage, Detached
Garage Spaces: 3
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 8
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 23x14
Room Length: 23
Room Width: 14
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 25x14
Room Length: 25
Room Width: 14
Room Level: Main

Room 3 Information
Room Type: Office
Room Dimensions: 12x14
Room Length: 12
Room Width: 14
Room Level: Main

Room 4 Information
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Main

Room 7 Information
Room Type: Bathroom
Room Dimensions: 8x6
Room Length: 8
Room Width: 6
Room Level: Main

Room 8 Information
Room Type: Bedroom
Room Dimensions: 34x13
Room Length: 34
Room Width: 13
Room Level: Upper

Room 9 Information
Room Type: Bedroom
Room Dimensions: 12x10
Room Length: 12
Room Width: 10
Room Level: Upper

Room 10 Information
Room Type: Bedroom
Room Dimensions: 14x13
Room Length: 14
Room Width: 13
Room Level: Upper

Room 11 Information
Room Type: Bedroom
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Upper

Room 12 Information
Room Type: Bedroom
Room Dimensions: 13x12
Room Length: 13
Room Width: 12
Room Level: Upper

Room 13 Information
Room Type: Bathroom
Room Dimensions: 10x4
Room Length: 10
Room Width: 4
Room Level: Upper

Room 14 Information
Room Type: Bedroom
Room Dimensions: 20x13
Room Length: 20
Room Width: 13
Room Level: Lower

Room 15 Information
Room Type: Recreation Room
Room Dimensions: 30x21
Room Length: 30
Room Width: 21
Room Level: Lower

Room 16 Information
Room Type: Laundry
Room Dimensions: 17x7
Room Length: 17
Room Width: 7
Room Level: Lower

Basement Information
Has Basement
Basement Features: Egress Window(s), Full, Partially Finished, Rec/Family Area, Bath/Stubbed, Sump Pump

Other Rooms Information
# of Rooms: 15

Heating & Cooling
Has Heating
Heating Information: Hot Water, Radiant Floor
Cooling Information: Electric

Interior Features
Appliances: Dishwasher, Microwave, Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Brick Veneer, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Garage(s)
Above Grade Finished Area: 3,383
Above Grade Finished Area Source: Owner
Below Grade Finished Area: 500
Below Grade Finished Area Source: Owner

Lot Information
Lot Features: Corner Lot, Level Lot, Streetlights
Lot Size Acres: 0.37
Lot Size Dimensions: 153x105x163x105
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $1,889
Tax Year: 2021

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: N Market St. to E Mill St. Home is on the corner of E. Mill and Bell St.
Cross Street: E. Mill St.

Public facts

Beds: 6
Baths: 3.0
Sq. Ft.: 1,783
Stories: 2.0
Lot Size: 0.37 acres
Style: Single Family Residential
Year Built: 1966
Year Renovated: 1966
County: Monroe County
APN: 07-25-236-020-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Tuesday, August 29, 2023

Home Information
Living Area: 3883
Levels: One and One Half

Around this home

Schools

K - 12
Preschool & daycare

Rogers Elementary School

Public 2-3 • Assigned • 0.3mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.3mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$272,000 – $329,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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Home values near 101 Bell St

Data from public records.

Address	Redfin Estimate
201 Bellefontaine Drive, Waterloo, IL 6 Beds \| 4 Baths \| 1925 Sq. Ft.	$277,667
300 E Mill Street, Waterloo, IL 2 Beds \| 1 Baths \| 1176 Sq. Ft.	$223,550
305 E Mill Street, Waterloo, IL 3 Beds \| 1 Baths \| 1092 Sq. Ft.	$221,143
104 N Market Street, Waterloo, IL 4 Beds \| 2 Baths \| 1528 Sq. Ft.	$185,203
306 E Mill Street, Waterloo, IL 4 Beds \| 4 Baths \| 1600 Sq. Ft.	$274,439
206 E 1st Street, Waterloo, IL 2 Beds \| 1 Baths \| 1224 Sq. Ft.	$171,694
207 E Mill Street, Waterloo, IL 3 Beds \| 1 Baths \| 1269 Sq. Ft.	$218,018

Address	Redfin Estimate
214 E Mill Street, Waterloo, IL 2 Beds \| 1 Baths \| 1320 Sq. Ft.	$179,028
102 N Market Street, Waterloo, IL 4 Beds \| 1.5 Baths \| 1385 Sq. Ft.	$80,047
302 E Mill Street, Waterloo, IL 3 Beds \| 3 Baths \| 957 Sq. Ft.	$231,685
210 E 1st Street, Waterloo, IL 3 Beds \| 3 Baths \| 1515 Sq. Ft.	$268,484
301 E Mill Street, Waterloo, IL 3 Beds \| 4 Baths \| 1878 Sq. Ft.	$297,474
304 E Mill Street, Waterloo, IL 2 Beds \| 4 Baths \| 1406 Sq. Ft.	$314,399
212 E Mill Street, Waterloo, IL 2 Beds \| 1 Baths \| 864 Sq. Ft.	$154,670

Address	Redfin Estimate
307 E Mill Street, Waterloo, IL 3 Beds \| 1.5 Baths \| 1260 Sq. Ft.	$256,985
303 E Mill Street, Waterloo, IL 3 Beds \| 2 Baths \| 1350 Sq. Ft.	$253,857
204 E 1st Street, Waterloo, IL 2 Beds \| 2 Baths \| 900 Sq. Ft.	$221,658
202 E 1st Street, Waterloo, IL 4 Beds \| 2 Baths \| 1396 Sq. Ft.	—
203 E Mill Street, Waterloo, IL 3 Beds \| 2 Baths \| 1470 Sq. Ft.	$250,169
212 E 1st Street, Waterloo, IL 2 Beds \| 3 Baths \| 1156 Sq. Ft.	$251,344
209 E Mill Street, Waterloo, IL 2 Beds \| 2 Baths \| 1131 Sq. Ft.	$219,186

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 101 Bell St

Tax history for 101 Bell St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 101 Bell St

More real estate resources