Fantastic opportunity to bring this charming all brick 3 BR home back to all it's glory! This home has a great sized level lot and sits on 1/2 acre and is within walking distance to schools, and all the downtown amenities & parades! While the home is in need of some cosmetic updates, it is loaded with potential. Nice sized living room w/large picture window for extra lighting, spacious eat-in kitchen w/lots of cabinetry & counter space. There is an open laundry room area tucked away off to the side in the kitchen area that makes doing laundry convenient for the homeowner. The MST BR has a split bedroom concept & has it's own 1/2 bath. Hallway features full bath and the 2nd and 3rd bedroom. At this price point in Waterloo, it would make a great investment property or starter home & less than what you could be paying for rent. Roof approx. 15 years old, HVAC system 2015 and updated double hung windows. Here is your chance to own an affordable home in Waterloo! Seller Selling AS-IS
Public Records
Dec 19, 1977
Sold
$45,000
$36/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,810 (+11.0%)
$18,290 + $44,150
$62,440
2024
$3,433 (+2.2%)
$18,290 + $44,150
$62,440
2023
$3,357 (−2.2%)
$17,647 + $40,343
$57,990
2022
$3,433 (−0.6%)
$16,210 + $37,350
$53,560
2021
$3,454 (+7.1%)
$16,350 + $37,520
$53,870
2020
$3,225 (−1.7%)
$13,830 + $39,200
$53,030
2019
$3,280 (+135.3%)
$13,830 + $34,490
$48,320
2018
$1,394
$13,830 + $34,790
$48,620
2017
$1,393 (−0.8%)
$12,240 + $35,310
$47,550
2016
$1,404 (+0.8%)
$11,880 + $34,480
$46,360
2015
$1,393 (+4.0%)
$11,880 + $34,480
$46,360
2014
$1,340
$13,470 + $34,030
$47,500
2013
$1,341
$13,470 + $30,560
$44,030
Tax history for 307 E Mill St
Year
Property tax
Land + Additions
Assessment*
2025
$3,810 (+11.0%)
$18,290 + $44,150
$62,440
2024
$3,433 (+2.2%)
$18,290 + $44,150
$62,440
2023
$3,357 (−2.2%)
$17,647 + $40,343
$57,990
2022
$3,433 (−0.6%)
$16,210 + $37,350
$53,560
2021
$3,454 (+7.1%)
$16,350 + $37,520
$53,870
2020
$3,225 (−1.7%)
$13,830 + $39,200
$53,030
2019
$3,280 (+135.3%)
$13,830 + $34,490
$48,320
2018
$1,394
$13,830 + $34,790
$48,620
2017
$1,393 (−0.8%)
$12,240 + $35,310
$47,550
2016
$1,404 (+0.8%)
$11,880 + $34,480
$46,360
2015
$1,393 (+4.0%)
$11,880 + $34,480
$46,360
2014
$1,340
$13,470 + $34,030
$47,500
2013
$1,341
$13,470 + $30,560
$44,030
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.5 Acres
Year renovated
1975
Sq. Ft.
1,260
Year built
1975
Style
Single Family Residential
County
Monroe County
APN
07-25-236-024-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
R3
Single-Family Residence Districts
The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Parking Total: 1
Parking Features: Attached, Garage
Garage Spaces: 1
Carport Spaces: 0
Has Attached Garage
Has Garage
Interior
Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0
Bathroom Information
# of Full Baths (Total): 1
# of Half Baths (Total): 1
Main Level Bathrooms Half: 1
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0
Basement Information
Has Basement
Basement Features: Crawl Space
Other Rooms Information
Room Count: 0
# of Rooms: 7
Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Central Air, Electric
Interior Features
Appliances: Gas Water Heater
Exterior
Pool Information
Pool YN: 0
Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,260
Above Grade Finished Area Units: Square Feet
Above Grade Finished Area Source: Other
Lot Information
Lot Size Area: 0.5
Lot Size Units: Acres
Lot Size Acres: 0.496
Lot Size Dimensions: 143x148
Lot Size Source: Public Records
Lot Size Area Unknown YN: 0
Road Surface Type: Concrete
Financial
Tax Information
Tax Annual Amount: $3,357
Tax Year: 2023
Property Assessment City Tax YN: 0
Lease / Rent Details
Existing Sub Lease YN: 0
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Multi-Unit Information
Unit Count: 0
School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5
Location Information
Directions: GPS Friendly! :)
Address Line: 307 E Mill ST, WATERLOO IL
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 1,260
Stories: 1.0
Lot Size: 0.5 acres
Style: Single Family Residential
Year Built: 1975
Year Renovated: 1975
County: Monroe County
APN: 07-25-236-024-000
Home facts updated by county records on Aug 26, 2026
Other
Listing Information
Transaction Type: Sale
Possible Buyer Fees YN: 0
Home Information
Living Area: 1260
Living Area Units: Square Feet
Living Area Source: Other
Living Area Srch Sq Ft: 1260.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1260.00
Below Grade Finished Area Srch Sq Ft: 0.00
Levels: One
Around this home
Schools
Rogers Elementary School
Public 2-3 • Assigned • 0.2mi
10/10
Waterloo Junior High School
Public 6-8 • Assigned • 0.3mi
7/10
Waterloo High School
Public 9-12 • Assigned • 1.3mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
72
87
66
85
60
74
50
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.9 hours in
June and 4.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.9 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$245,000 – $296,000
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