SOLD SEP 30, 2025

Last listed at $175,000, CLOSED ON Sep 2025

$217,293

Est. refi paymentEst. refi $1,364/mo

•

1,158

sq ft

108 Front St, Waterloo, IL 62298

About this home

This darling home is packed full of charm. This home has an updated kitchen with stainless steel appliances. The main level has beautiful refinished original hardwood floors that gleam in the sunlight. The arched doorways, stained glass windows, and open staircase makes this cutie one you cant pass up. The main level has living room with stained glass windows, dining room, updated kitchen, bedroom, and a full bath with a walk-in jetted tub. The upper level has carpet and you will find a fun sitting area/family room at the top of stairs, an office, and a bedroom. The basement is unfinished with a laundry area and plenty of storage. All appliances stay with the home. New roof on garage and home 02/2024 (one time 10 year transferable warranty), new plumbing in 2021, HVAC, and water heater are all approximately 11 years old. Radon mitigation system in place. Buyers and buyer's agent to verify any and all information.

Single-familyProperty Type

1940Year Built

8,738 sq ftLot Size

$188Est. Price/Sq.Ft.

1 car garageParking

Listed by Jason Buss • RE/MAX Preferred

Bought with Lisa Meegan • eXp Realty

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #25056940

Redfin Estimate

$217,293

$42K over list price of $175K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17.9% higher than the average sale price ($184K) of 6 comparable homes.

SOLD JUL 14, 2026
$150,000
A
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298
SOLD OCT 28, 2025
$254,900
B
2 beds1 bath1,145 sq ft
407 Morrison Ave, Waterloo, IL 62298
SOLD JUN 18, 2026
$118,000
C
1 bed1 bath672 sq ft
410 S Market St, Waterloo, IL 62298
SOLD APR 16, 2026
$185,000
D
2 beds1 bath980 sq ft
207 Hoener Ave, Waterloo, IL 62298
SOLD MAY 8, 2026
$199,900
E
2 beds1 bath840 sq ft
508 Stiening St, Waterloo, IL 62298
SOLD JUN 5, 2026
$198,000
F
2 beds1 bath832 sq ft
209 Oak St, Waterloo, IL 62298

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Earn from this home

Sell

$202,736

Est. take-home

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Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,353/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

NEW 12 HRS AGO
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
NEW 13 HRS AGO
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
NEW 30 HRS AGO
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 108 Front St

Date

Event

Price

Public Records

Oct 1, 2025

Sold

$187,000

$161/sq ft

MARIS as Distributed by MLS Grid #25056940

Sep 30, 2025

Sold

Sep 3, 2025

Pending

—

Sep 1, 2025

Listed

$175,000

$151/sq ft

Aug 28, 2025

Coming Soon

$175,000

$151/sq ft

Public Records

Feb 26, 2021

Sold

$122,900

$106/sq ft

MARIS as Distributed by MLS Grid #20088483

Mar 1, 2021

Pending

—

Dec 12, 2020

Contingent

—

Dec 11, 2020

Listed

$124,900

$108/sq ft

+22

Just a short walk from local shops & restaurants, this charmer is ready to be called home. Inside you will find two bedrooms, one full bath, an office, two living areas, dining room, kitchen, sun-room & full unfinished basement. The AC, furnace, water heater & roof have been replaced in the last 7 years. Outside is a a one car garage & spacious yard. Schedule your showing today before it's too late!

Public Records

Jun 1, 1985

Sold

$32,501

$28/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,053 (+3.1%)

$16,260 + $39,530

$55,790

2024

$2,962 (+16.5%)

$16,260 + $39,530

$55,790

2023

$2,542 (−1.1%)

$15,968 + $40,068

$56,036

2022

$2,571 (+549.4%)

$14,830 + $31,560

$46,390

2021

$396 (−0.6%)

$15,060 + $31,290

$46,350

2020

$399 (+0.2%)

$11,040 + $30,030

$41,070

2019

$398 (−1.5%)

$11,040 + $29,090

$40,130

2018

$404 (−78.3%)

$11,040 + $29,810

$40,850

2017

$1,860 (+357.6%)

$8,480 + $29,860

$38,340

2016

$406 (+0.9%)

$7,370 + $29,900

$37,270

2015

$403 (+3.9%)

$7,370 + $29,900

$37,270

2014

$388

$8,590 + $29,130

$37,720

2013

$388

$8,590 + $27,270

$35,860

Tax history for 108 Front St

Year

Property tax

Land + Additions

Assessment*

2025

$3,053 (+3.1%)

$16,260 + $39,530

$55,790

2024

$2,962 (+16.5%)

$16,260 + $39,530

$55,790

2023

$2,542 (−1.1%)

$15,968 + $40,068

$56,036

2022

$2,571 (+549.4%)

$14,830 + $31,560

$46,390

2021

$396 (−0.6%)

$15,060 + $31,290

$46,350

2020

$399 (+0.2%)

$11,040 + $30,030

$41,070

2019

$398 (−1.5%)

$11,040 + $29,090

$40,130

2018

$404 (−78.3%)

$11,040 + $29,810

$40,850

2017

$1,860 (+357.6%)

$8,480 + $29,860

$38,340

2016

$406 (+0.9%)

$7,370 + $29,900

$37,270

2015

$403 (+3.9%)

$7,370 + $29,900

$37,270

2014

$388

$8,590 + $29,130

$37,720

2013

$388

$8,590 + $27,270

$35,860

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

8,740 Sq. Ft.

Year renovated

1940

Sq. Ft.

800

Year built

1940

Style

Single Family Residential

County

Monroe County

APN

07-25-465-010-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Alley Access, Detached, Driveway, Garage
Garage Spaces: 1
Has Garage

Interior

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 1
Main And Upper Level Bedrooms: 2
Upper Level Bedrooms: 1
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 1
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 1
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Room 1 Information
Room Type: Living Room
Room Description: Beautiful original hardwood floors, open staircase, and stained glass windows.
Room Dimensions: 19x11.8
Room Length: 19
Room Width: 11.8
Room Level: Main

Room 2 Information
Room Type: Dining Room
Room Description: Beautiful original hardwood floors and gorgeous original built-in cabinet.
Room Dimensions: 14.1x11.11
Room Length: 14.1
Room Width: 11.11
Room Level: Main

Room 3 Information
Room Type: Kitchen
Room Description: Updated and stainless steel appliances stay with the home.
Room Dimensions: 8.8x7.1
Room Length: 8.8
Room Width: 7.1
Room Level: Main

Room 4 Information
Room Type: Bedroom
Room Description: Beautiful original hardwood floors.
Room Dimensions: 13.4x12
Room Length: 13.4
Room Width: 12
Room Level: Main

Room 5 Information
Room Type: Bathroom
Room Description: Drain soaker bathtub.
Room Dimensions: 8.5x5.9
Room Length: 8.5
Room Width: 5.9
Room Level: Main

Room 6 Information
Room Type: Family Room
Room Description: Great space at the top of the stairs.
Room Dimensions: 13.7x12
Room Length: 13.7
Room Width: 12
Room Level: Upper

Room 7 Information
Room Type: Bedroom 2
Room Dimensions: 13.1x9.8
Room Length: 13.1
Room Width: 9.8
Room Level: Upper

Room 8 Information
Room Type: Office
Room Description: Excellent room for office, storage, crafting, gaming, or anything you want to make it.
Room Dimensions: 11.11x12.3
Room Length: 11.11
Room Width: 12.3
Room Level: Upper

Room 9 Information
Room Description: not included in the total square footage
Room Dimensions: 8.5x5.7
Room Length: 8.5
Room Width: 5.7
Room Level: Main

Basement Information
Has Basement
Basement Features: Block, Interior Entry, Radon Mitigation, Unfinished

Other Rooms Information
Room Count: 9
# of Rooms: 8

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Ceiling Fan(s), Central Air

Interior Features
Window Features: Window Treatments, Wood Frames
Appliances: Stainless Steel Appliance(s), Dishwasher, Microwave, Free-Standing Gas Range, Free-Standing Refrigerator, Washer/Dryer
Flooring: Carpet, Hardwood, Vinyl

Exterior

Building Information
Construction Materials: Frame, Vinyl Siding
Roof: Architectural Shingle

Exterior Features
Patio And Porch Features: Covered, Front Porch, Patio
Door Features: Sliding Door(s)

Pool Information
Pool YN: 0

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Above Grade Finished Area: 1,158
Above Grade Finished Area Source: Other

Lot Information
Lot Features: Back Yard, City Lot, Corner Lot, Few Trees
Lot Size Acres: 0.2006
Lot Size Dimensions: 40x153x75.5x155
Lot Size Source: Public Records
Road Surface Type: Chip And Seal
Road Frontage Type: City Street

Financial

Tax Information
Tax Annual Amount: $2,962
Tax Year: 2024
Property Assessment City Tax YN: 0

Lease / Rent Details
Lease Considered YN: No

Financial Information
Second Mortgage YN: 0

Utilities

Utility Information
Water Source: Public
Electric: Single Phase
Sewer: Public Sewer
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: GPS Friendly
Cross Street: South Market Street
Address Line: 108 Front ST, WTRL IL 62298

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 800
Stories: 1.0
Lot Size: 8,740 square feet
Style: Single Family Residential
Year Built: 1940
Year Renovated: 1940
County: Monroe County
APN: 07-25-465-010-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No
Efficiency YN: 0
Seller Consider Concession YN: 1

Home Information
Living Area: 1158
Living Area Source: Other
Living Area Srch Sq Ft: 1158.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1158.00
Public Records
Structure Type: House
Levels: One and One Half

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.6mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.8mi

7/10

Waterloo High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$207,000 – $250,000

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Home values near 108 Front St

Data from public records.

Address	Redfin Estimate
106 Front Street, Waterloo, IL 3 Beds \| 2 Baths \| 1903 Sq. Ft.	$253,107
100 Front Street, Waterloo, IL 4 Beds \| 3 Baths \| 944 Sq. Ft.	$221,289

Address	Redfin Estimate
104 Front Street, Waterloo, IL 3 Beds \| 2 Baths \| 1309 Sq. Ft.	$234,247
700 S Market Street, Waterloo, IL 3 Beds \| 2.5 Baths \| 1940 Sq. Ft.	$238,029

Address	Redfin Estimate
102 Front Street, Waterloo, IL 2 Beds \| 2 Baths \| 1080 Sq. Ft.	$238,812
707 S Market Street, Waterloo, IL 2 Beds \| 2 Baths \| 960 Sq. Ft.	$169,727

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 108 Front St

Tax history for 108 Front St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 108 Front St

More real estate resources