Welcome to Waterloo! This charming 2-bed, 2-bath ranch home is a true gem. The kitchen and bathrooms have been tastefully updated, offering modern convenience in a classic setting. A 1-car attached garage ensures convenience. Hardwood floors grace the bedrooms, adding warmth and timeless appeal. The home boasts built-in book cases & a delightful sunroom, perfect for relaxation or as a versatile space for your needs. The lower level features a bathroom & spacious family room. Step outside onto the deck or covered porch to enjoy the fresh air and serene surroundings. Don't miss the chance to make this well-maintained residence your own dream home. Explore the seamless blend of comfort and style – where modern amenities meet classic charm. Welcome home!
Single-familyProperty Type
1958Year Built
8,830 sq ftLot Size
$221Est. Price/Sq.Ft.
1 car garageParking
Listed by Linda Frierdich• Century 21 Advantage
Bought with Mandy McGuire• Keller Williams Pinnacle
Lovely 2 bedroom, 2 bath brick home w/1 car garage close to downtown activities & shopping! Large windows in living room allow lots of natural light & one wall has beautiful built-in shelving w/TV that stays. The kitchen/dining combo features stainless appliances (2014), granite counters, ceramic tile floors & TV that stays. Sliding doors access the large deck & patio. Off the kitchen is an inviting sunroom w/access to patio. Main floor bath has walk-in Jacuzzi tub. Both beds have wood floors & one has shelving that can be utilized for an office or removed if desired. Lower level bath has new toilet, pedestal sink & shower & you can pick out your own floor! There is a bonus room used as a family room w/shelving & plenty of additional space for storage in the remainder of the lower level. The sump pump and piping are newer leading to drainage in the street so basement stays dry. New patio, outdoor fp & shed roof in 2020. Home warranty included. Roof will be replaced by closing.
Public Records
May 1, 1994
Sold
$74,500
$69/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,030 (+7.2%)
$16,250 + $55,540
$71,790
2024
$3,759 (+14.7%)
$16,250 + $55,540
$71,790
2023
$3,277 (+2.2%)
$15,968 + $53,534
$69,502
2022
$3,205 (+0.9%)
$14,830 + $43,280
$58,110
2021
$3,178 (+3.5%)
$15,060 + $41,230
$56,290
2020
$3,069 (+100.0%)
$11,020 + $43,770
$54,790
2019
$1,535 (−48.3%)
$11,020 + $40,860
$51,880
2018
$2,967 (+3.1%)
$11,020 + $40,290
$51,310
2017
$2,877 (+0.2%)
$8,460 + $40,010
$48,470
2016
$2,871 (+0.6%)
$7,350 + $41,600
$48,950
2015
$2,853 (+8.8%)
$7,350 + $41,600
$48,950
2014
$2,622 (−1.2%)
$8,580 + $40,430
$49,010
2013
$2,654
$8,580 + $38,980
$47,560
Tax history for 102 Front St
Year
Property tax
Land + Additions
Assessment*
2025
$4,030 (+7.2%)
$16,250 + $55,540
$71,790
2024
$3,759 (+14.7%)
$16,250 + $55,540
$71,790
2023
$3,277 (+2.2%)
$15,968 + $53,534
$69,502
2022
$3,205 (+0.9%)
$14,830 + $43,280
$58,110
2021
$3,178 (+3.5%)
$15,060 + $41,230
$56,290
2020
$3,069 (+100.0%)
$11,020 + $43,770
$54,790
2019
$1,535 (−48.3%)
$11,020 + $40,860
$51,880
2018
$2,967 (+3.1%)
$11,020 + $40,290
$51,310
2017
$2,877 (+0.2%)
$8,460 + $40,010
$48,470
2016
$2,871 (+0.6%)
$7,350 + $41,600
$48,950
2015
$2,853 (+8.8%)
$7,350 + $41,600
$48,950
2014
$2,622 (−1.2%)
$8,580 + $40,430
$49,010
2013
$2,654
$8,580 + $38,980
$47,560
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
8,828 Sq. Ft.
Year renovated
1958
Sq. Ft.
1,080
Year built
1958
Style
Single Family Residential
County
Monroe County
APN
07-25-465-007-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
R3
Single-Family Residence Districts
The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Covered Spaces: 1
Parking Features: Attached Garage, Garage Door Opener
Garage Spaces: 1
Carport Spaces: 0
Has Attached Garage
Has Garage
Interior
Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2
Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1
Room 1 Information
Room Type: Living Room
Room Dimensions: 18x14
Room Length: 18
Room Width: 14
Room Level: Main
Room 2 Information
Room Type: Kitchen
Room Dimensions: 20x22
Room Length: 20
Room Width: 22
Room Level: Main
Room 3 Information
Room Type: Bedroom
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Main
Room 4 Information
Room Type: Bathroom
Room Dimensions: 8x7
Room Length: 8
Room Width: 7
Room Level: Main
Room 5 Information
Room Type: Bedroom
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Main
Room 6 Information
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Main
Room 7 Information
Room Type: Family Room
Room Dimensions: 19x11
Room Length: 19
Room Width: 11
Room Level: Lower
Room 8 Information
Room Type: Bathroom
Room Dimensions: 11x7
Room Length: 11
Room Width: 7
Room Level: Lower
Basement Information
Has Basement
Basement Features: Bathroom in LL, Full, Rec/Family Area
Other Rooms Information
# of Rooms: 6
Fireplace Information
Fireplace Features: None
Heating & Cooling
Has Heating
Heating Information: Baseboard
Cooling Information: Electric
Interior Features
Interior Features: Bookcases, Some Wood Floors
Window Features: Bay/Bow Window, Some Insulated Wndws
Exterior
Building Information
Construction Materials: Brick Veneer
Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,080
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: Other
Lot Information
Lot Features: Sidewalks, Streetlights
Lot Size Acres: 0.2027
Lot Size Dimensions: 51X171X50X170
Lot Size Source: County Records
Financial
Tax Information
Tax Annual Amount: $3,205
Tax Year: 2022
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5
Location Information
Directions: IL RT 3 TO MARKET ST TO FRONT ST
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 1,080
Stories: 1.0
Lot Size: 8,828 square feet
Style: Single Family Residential
Year Built: 1958
Year Renovated: 1958
County: Monroe County
APN: 07-25-465-007-000
Home facts updated by county records on Aug 26, 2026
Other
Listing Date Information
Expected Active Date: Saturday, December 30, 2023
Home Information
Living Area: 1080
Levels: One
Around this home
Schools
Gardner Elementary School
Public 4-5 • Assigned • 0.6mi
6/10
Waterloo Junior High School
Public 6-8 • Assigned • 0.8mi
7/10
Waterloo High School
Public 9-12 • Assigned • 0.9mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
73
87
67
83
61
74
50
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.9 hours in
June and 4.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.9 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$227,000 – $275,000
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