OFF MARKET

Last listed at $199,900, CLOSED ON Apr 2024

$259,461

Est. refi paymentEst. refi $1,275/mo

•

1,903

sq ft

106 Front St, Waterloo, IL 62298

About this home

Fantastic location close to downtown Waterloo's vibrant dining & shopping district! This 1.5 story 3 bed/ 2 bath home is loaded w/ charm. The spacious main level features a living room centered by a gorgeous fireplace, family room, & dining room w/ bay window all with beautiful wood floors. The huge kitchen has ample cabinets, counter space & plenty of room for additional dining walking out to a spacious yard hosting a brick patio area & generous space for pets, play & gardening! You'll also find a 2 large bedrooms, plus a full bath w/laundry room to round out the main level. Upstairs discover the landing area leading into a huge master suite w/ private bath! The unfinished lower level has tons of room for storage in addition to more usable square footage for future finished expansion! Don't forget about the over-sized 2 car garage along with new carpet in several rooms! This home is move-in ready & priced to add your own additional cosmetic updates! Buy now before someone else does!

Single-familyProperty Type

1948Year Built

8,860 sq ftLot Size

$136Est. Price/Sq.Ft.

2 car garageParking

Listed by Sam Row • Keller Williams Pinnacle

Bought with Carmen Flowers • Keller Williams Pinnacle

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #24011205

Redfin Estimate

$259,461

$60K over list price of $200K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.7% higher than the average sale price ($226K) of 5 comparable homes.

SOLD MAY 7, 2026
$229,900
A
3 beds2 baths1,829 sq ft
705 Leo St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
B
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
C
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
D
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD DEC 23, 2025
$295,000
E
3 beds2 baths1,900 sq ft
503 Mary Dr, Waterloo, IL 62298

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Earn from this home

Sell

$242,483

Est. take-home

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Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,624/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

COMING SOON
$29,000
2 beds1 bath672 sq ft
4814 Timber Lake Ct, Waterloo, IL 62298
OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 106 Front St

Year

Property tax

Land + Additions

Assessment*

2025

$4,411 (+2.4%)

$16,270 + $56,010

$72,280

2024

$4,305 (+15.6%)

$16,270 + $56,010

$72,280

2023

$3,724 (+88.9%)

$16,000 + $56,734

$72,734

2022

$1,971 (−2.1%)

$14,850 + $44,570

$59,420

2021

$2,014 (−0.6%)

$15,090 + $44,110

$59,200

2020

$2,027 (+0.2%)

$11,130 + $42,290

$53,420

2019

$2,022 (−1.5%)

$11,130 + $40,920

$52,050

2018

$2,053

$11,130 + $42,760

$53,890

2017

$2,052 (−0.8%)

$8,530 + $42,760

$51,290

2016

$2,068 (+0.8%)

$7,440 + $42,770

$50,210

2015

$2,052 (+3.9%)

$7,440 + $42,770

$50,210

2014

$1,975

$8,680 + $41,630

$50,310

2013

$1,975

$8,680 + $38,890

$47,570

Tax history for 106 Front St

Year

Property tax

Land + Additions

Assessment*

2025

$4,411 (+2.4%)

$16,270 + $56,010

$72,280

2024

$4,305 (+15.6%)

$16,270 + $56,010

$72,280

2023

$3,724 (+88.9%)

$16,000 + $56,734

$72,734

2022

$1,971 (−2.1%)

$14,850 + $44,570

$59,420

2021

$2,014 (−0.6%)

$15,090 + $44,110

$59,200

2020

$2,027 (+0.2%)

$11,130 + $42,290

$53,420

2019

$2,022 (−1.5%)

$11,130 + $40,920

$52,050

2018

$2,053

$11,130 + $42,760

$53,890

2017

$2,052 (−0.8%)

$8,530 + $42,760

$51,290

2016

$2,068 (+0.8%)

$7,440 + $42,770

$50,210

2015

$2,052 (+3.9%)

$7,440 + $42,770

$50,210

2014

$1,975

$8,680 + $41,630

$50,310

2013

$1,975

$8,680 + $38,890

$47,570

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

8,859 Sq. Ft.

Year renovated

1948

Sq. Ft.

1,903

Year built

1948

Style

Single Family Residential

County

Monroe County

APN

07-25-465-009-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Total: 0
Parking Features: Detached, Garage Door Opener, Off Street, Oversized
Garage Spaces: 2
Carport Spaces: 0
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 15x11
Room Length: 15
Room Width: 11
Room Level: Main

Room 2 Information
Room Type: Family Room
Room Dimensions: 13x12
Room Length: 13
Room Width: 12
Room Level: Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 19x15
Room Length: 19
Room Width: 15
Room Level: Main

Room 4 Information
Room Type: Dining Room
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 18x12
Room Length: 18
Room Width: 12
Room Level: Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 14x9
Room Length: 14
Room Width: 9
Room Level: Main

Room 7 Information
Room Type: Bathroom
Room Dimensions: 10x8
Room Length: 10
Room Width: 8
Room Level: Main

Room 8 Information
Room Type: Bedroom
Room Dimensions: 19x15
Room Length: 19
Room Width: 15
Room Level: Upper

Room 9 Information
Room Type: Bathroom
Room Dimensions: 10x7
Room Length: 10
Room Width: 7
Room Level: Upper

Basement Information
Has Basement
Basement Features: Concrete, Full, Unfinished, Walk-Up Access

Other Rooms Information
# of Rooms: 9

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Woodburning Fireplce

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Carpets, Walk-in Closet(s), Some Wood Floors
Window Features: Bay/Bow Window, Some Storm Doors
Appliances: Dishwasher, Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Garage(s)
Above Grade Finished Area: 1,903
Above Grade Finished Area Source: Other
Below Grade Finished Area Source: County Records

Lot Information
Lot Features: Partial Fencing, Streetlights
Lot Size Acres: 0.2034
Lot Size Dimensions: .2034 acres
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $1,971
Tax Year: 2022

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: GPS Friendly (:
Cross Street: S Market St

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,903
Stories: 1.0
Lot Size: 8,859 square feet
Style: Single Family Residential
Year Built: 1948
Year Renovated: 1948
County: Monroe County
APN: 07-25-465-009-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Friday, March 8, 2024

Home Information
Living Area: 1903
Levels: One and One Half

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.6mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.8mi

7/10

Waterloo High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$247,000 – $299,000

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Nearby similar homes

NEW CONSTRUCTION

$499,900

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New listings for sale in 62298

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OPEN SUN, 3PM TO 5PM

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FOR SALE BY OWNER

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3 beds3 baths2,534 sq ft

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4 beds3.5 baths4,100 sq ft

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Home values near 106 Front St

Data from public records.

Address	Redfin Estimate
108 Front Street, Waterloo, IL 2 Beds \| 1 Baths \| 1158 Sq. Ft.	$214,940
100 Front Street, Waterloo, IL 4 Beds \| 3 Baths \| 944 Sq. Ft.	$226,363

Address	Redfin Estimate
104 Front Street, Waterloo, IL 3 Beds \| 2 Baths \| 1309 Sq. Ft.	$240,890
700 S Market Street, Waterloo, IL 3 Beds \| 2.5 Baths \| 1940 Sq. Ft.	$240,575

Address	Redfin Estimate
102 Front Street, Waterloo, IL 2 Beds \| 2 Baths \| 1080 Sq. Ft.	$237,530
707 S Market Street, Waterloo, IL 2 Beds \| 2 Baths \| 960 Sq. Ft.	$177,662

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 106 Front St

Tax history for 106 Front St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 106 Front St

More real estate resources