OFF MARKET

Last listed at $279,900, closed on aug 2021

$353,355

Est. refi paymentEst. refi $1,899/mo

•

3,650

sq ft

111 W 4th St, Waterloo, IL 62298

About this home

Unique opportunity to own a home near shops and stores in downtown Waterloo, zoned residential/commercial. 2 story, 4bdrm/3bath, full brick home w/2 car garage. Upgrades and renovations throughout home. Features large front porch and covered back porch with large patio. Main floor has fresh paint and new flooring that highlight oversized windows and 10 ft ceilings. Home has all new light fixtures. New electrical and plumbing throughout. Upgraded kitchen. New large main floor bathroom has oversized rain shower with built-in bench and hand sprayer. 2nd floor has large bonus room along with 3 bedrooms, renovated full bath and all new carpet and paint. 2nd floor also has separate AC system. Lower level has large rec room with built-ins, ample storage, separate laundryroom, a pantry with built-ins and another full bath. Move in ready.

Single-familyProperty Type

1920Year Built

0.33 acresLot Size

$97Est. Price/Sq.Ft.

2 car garageParking

Listed by Dave Rusteberg • Century 21 Advantage

Bought with Dave Rusteberg • Century 21 Advantage

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #21041692

Redfin Estimate

$353,355

$73K over list price of $280K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 25.1% higher than the average sale price ($283K) of 6 comparable homes.

SOLD AUG 20, 2026
$299,900
A
3 beds2 baths3,450 sq ft
325 N Market St, Waterloo, IL 62298
SOLD JUL 23, 2026
$375,000
B
4 beds3 baths3,014 sq ft
421 Hartmann Ln, Waterloo, IL 62298
SOLD JUL 9, 2026
$235,500
C
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298
SOLD SEP 4, 2026
$275,000
D
4 beds2 baths3,004 sq ft
217 Magnolia Ave, Waterloo, IL 62298
SOLD JAN 20, 2026
$320,000
E
4 beds3 baths3,426 sq ft
312 Wedgewood Dr, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
F
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298

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Earn from this home

Sell

$330,988

Est. take-home

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Refinance

Est. cash available

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Rent

$1,564/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

NEW 3 HRS AGO
$369,900
4 beds2 baths2,272 sq ft
1024 W Fallen Lake Dr, Waterloo, IL 62298
NEW 21 HRS AGO
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
NEW 29 HRS AGO
$399,900
4 beds4 baths2,203 sq ft
720-722 Brittany Ct, Waterloo, IL 62298
OPEN SAT, 12PM TO 2PM
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
OPEN SAT, 12PM TO 2PM
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
OPEN SUN, 12PM TO 2PM
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 111 W 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$5,617 (+7.1%)

$17,180 + $80,630

$97,810

2024

$5,244 (+8.0%)

$17,180 + $80,630

$97,810

2023

$4,858 (−1.1%)

$16,739 + $77,856

$94,595

2022

$4,912 (+2.4%)

$15,460 + $67,870

$83,330

2021

$4,795 (+4.2%)

$15,660 + $67,410

$83,070

2020

$4,602 (+1.8%)

$13,250 + $66,370

$79,620

2019

$4,519 (+0.7%)

$13,250 + $61,600

$74,850

2018

$4,489 (+3.0%)

$13,250 + $59,540

$72,790

2017

$4,357 (+2.1%)

$10,600 + $59,790

$70,390

2016

$4,265 (+12.6%)

$9,960 + $59,840

$69,800

2015

$3,789 (+0.4%)

$9,960 + $59,840

$69,800

2014

$3,775 (−2.9%)

$11,490 + $51,630

$63,120

2013

$3,887

$11,490 + $55,370

$66,860

Tax history for 111 W 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$5,617 (+7.1%)

$17,180 + $80,630

$97,810

2024

$5,244 (+8.0%)

$17,180 + $80,630

$97,810

2023

$4,858 (−1.1%)

$16,739 + $77,856

$94,595

2022

$4,912 (+2.4%)

$15,460 + $67,870

$83,330

2021

$4,795 (+4.2%)

$15,660 + $67,410

$83,070

2020

$4,602 (+1.8%)

$13,250 + $66,370

$79,620

2019

$4,519 (+0.7%)

$13,250 + $61,600

$74,850

2018

$4,489 (+3.0%)

$13,250 + $59,540

$72,790

2017

$4,357 (+2.1%)

$10,600 + $59,790

$70,390

2016

$4,265 (+12.6%)

$9,960 + $59,840

$69,800

2015

$3,789 (+0.4%)

$9,960 + $59,840

$69,800

2014

$3,775 (−2.9%)

$11,490 + $51,630

$63,120

2013

$3,887

$11,490 + $55,370

$66,860

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.35 Acres

Year renovated

1920

Sq. Ft.

1,688

Year built

1920

Style

Single Family Residential

County

Monroe County

APN

07-25-252-014-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Central Business District

The Central Business District is intended to provide for areas in which pedestrian-oriented comparative shopping facilities for retail sales and services would be encouraged and inappropriate or incompatible uses would be prohibited. Refuse containers shall not be located in any required front or side yard setback area. Said containers shall be enclosed by either fencing of 6 ft in height or applicable screening.

Permitted uses

Include but are not limited to:

Community / recreation center
Bank
General retail
Restaurant
Tavern / bar / nightclub / micro-Brewery
Housing-Senior
Bed & breakfast
Office
Medical office
Theater / performing arts facility

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Total: 0
Parking Features: Detached, Garage Door Opener, Rear/Side Entry
Garage Spaces: 2
Carport Spaces: 0
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 1

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Kitchen
Room Dimensions: 18x12
Room Length: 18
Room Width: 12
Room Level: Second or Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 16x15
Room Length: 16
Room Width: 15
Room Level: Second or Main

Room 3 Information
Room Type: Living Room
Room Dimensions: 13x15
Room Length: 13
Room Width: 15
Room Level: Second or Main

Room 4 Information
Room Type: Master Bedroom
Room Dimensions: 20x12
Room Length: 20
Room Width: 12
Room Level: Second or Main

Room 5 Information
Room Type: Bathroom
Room Dimensions: 16x7
Room Length: 16
Room Width: 7
Room Level: Second or Main

Room 6 Information
Room Type: Family Room
Room Dimensions: 19x10
Room Length: 19
Room Width: 10
Room Level: Second or Main

Room 7 Information
Room Type: Bathroom
Room Dimensions: 13x5
Room Length: 13
Room Width: 5
Room Level: Third or Upper

Room 8 Information
Room Type: Bedroom
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Third or Upper

Room 9 Information
Room Type: Bedroom
Room Dimensions: 23x10
Room Length: 23
Room Width: 10
Room Level: Third or Upper

Room 10 Information
Room Type: Bedroom
Room Dimensions: 23x10
Room Length: 23
Room Width: 10
Room Level: Third or Upper

Room 11 Information
Room Type: Bonus Room
Room Dimensions: 20x17
Room Length: 20
Room Width: 17
Room Level: Third or Upper

Room 12 Information
Room Type: Sitting Room
Room Dimensions: 23x14
Room Length: 23
Room Width: 14
Room Level: First or Lower

Room 13 Information
Room Type: Laundry
Room Dimensions: 18x13
Room Length: 18
Room Width: 13
Room Level: First or Lower

Room 14 Information
Room Type: Recreation Room
Room Dimensions: 30x16
Room Length: 30
Room Width: 16
Room Level: First or Lower

Room 15 Information
Room Type: Bathroom
Room Dimensions: 7x5
Room Length: 7
Room Width: 5
Room Level: First or Lower

Room 16 Information
Room Type: Storage
Room Dimensions: 23x6
Room Length: 23
Room Width: 6
Room Level: First or Lower

Room 17 Information
Room Type: Storage
Room Dimensions: 20x16
Room Length: 20
Room Width: 16
Room Level: First or Lower

Basement Information
Has Basement
Basement Features: Bathroom in LL, Full, Concrete, Rec/Family Area, Roughed-In Fireplace, Walk-Up Access

Other Rooms Information
# of Rooms: 10

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air, Zoned
Cooling Information: Ceiling Fan(s), Gas, Zoned

Interior Features
Interior Features: Center Hall Plan, Historic/Period Mlwk, Open Floorplan, Carpets, Window Treatments, High Ceilings, Walk-in Closet(s), Some Wood Floors
Appliances: Dishwasher, Disposal, Microwave, Electric Oven, Refrigerator, Stainless Steel Appliance(s)

Exterior

Building Information
Construction Materials: Brick, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Other
Above Grade Finished Area: 2,619
Above Grade Finished Area Source: Appraiser
Below Grade Finished Area: 1,031

Lot Information
Lot Features: Corner Lot, Sidewalks, Streetlights
Lot Size Acres: 0.33
Lot Size Dimensions: 0.33 ac
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $4,518
Tax Year: 2019

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Cross Street: S. Church

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 1,688
Stories: 1.5
Lot Size: 0.35 acres
Style: Single Family Residential
Year Built: 1920
Year Renovated: 1920
County: Monroe County
APN: 07-25-252-014-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Thursday, June 24, 2021

Home Information
Living Area: 3650
Levels: One and One Half

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.5mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$336,000 – $407,000

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NEW CONSTRUCTION

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New listings for sale in 62298

NEW 3 HRS AGO

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NEW 21 HRS AGO

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5245 Timber Lake Dr, Waterloo, IL 62298

NEW 29 HRS AGO

$399,900

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OPEN SAT, 12PM TO 2PM

$320,000

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118 Osterhage Dr, Waterloo, IL 62298

COMING SOON

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3 beds1 bath1,797 sq ft

458 N Library St, Waterloo, IL 62298

OPEN SAT, 12PM TO 2PM

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OPEN SUN, 12PM TO 2PM

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4 beds2 baths2,641 sq ft

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OPEN SUN, 1PM TO 3PM

$424,900

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624 Timberline Dr, Waterloo, IL 62298

$925,000

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Home values near 111 W 4th St

Data from public records.

Address	Redfin Estimate
210 W 4th Street, Waterloo, IL 4 Beds \| 2 Baths \| 2060 Sq. Ft.	$261,131
208 W 4th Street, Waterloo, IL 2 Beds \| 4 Baths \| 1105 Sq. Ft.	$233,311

Address	Redfin Estimate
202 W 4th Street, Waterloo, IL 4 Beds \| 3 Baths \| 1503 Sq. Ft.	$308,624
200 W 4th Street, Waterloo, IL 4 Beds \| 4 Baths \| 1965 Sq. Ft.	$297,034

Address	Redfin Estimate
204 W 4th Street, Waterloo, IL 8 Beds \| 6 Baths \| 2452 Sq. Ft.	$292,105
118 W 4th Street, Waterloo, IL 2 Beds \| - Baths \| 986 Sq. Ft.	$138,328

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2021. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 111 W 4th St

Tax history for 111 W 4th St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 111 W 4th St

More real estate resources