OFF MARKET

Last listed at $189,900, CLOSED ON Jun 2020

$284,631

•

2,028

sq ft

12 Richard St, Waterloo, IL 62298

About this home

This is a property you won't want to miss! Located in Lou Del is this wonderful 3 BD, 2 BA ranch just waiting for a new owner. House has had ONE owner since it's construction in 1958! Individual thermostats in all major rooms. The living room has a GORGEOUS statement stone fireplace & a big bay window with built-in blinds. Kitchen features a corner sink. Master bedroom has his and her closets and an attached full master bathroom. Both bathrooms have heat lamps. Hallway has 2 cedar closets. The house features a bright sunroom with vertical blinds for privacy. The full basement features a large brick grill in the wall below the fireplace & a 11x30 family room w/a two-sided built-in bookshelves that separates it from a 15 x 18 entertainment room that has a curved bar. Basement can be accessed directly from the two-car garage. 12 & 14 Richard St, Waterloo are being sold together. Home does need updating and just waiting for someone to love! Home is being sold "AS IS."

Single-familyProperty Type

1958Year Built

0.49 acresLot Size

$140Est. Price/Sq.Ft.

2 car garageParking

Listed by Lisa Meegan • RE/MAX Preferred

Bought with Mandy McGuire • Keller Williams Marquee

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #20011753

Redfin Estimate

$284,631

$95K over list price of $190K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.8% higher than the average sale price ($280K) of 6 comparable homes.

SOLD JUL 16, 2026
$320,000
A
3 beds2 baths2,437 sq ft
6 Dwight St, Waterloo, IL 62298
SOLD AUG 28, 2026
$285,000
B
2 beds2 baths2,290 sq ft
719 Waterloo Dr, Waterloo, IL 62298
SOLD JUL 31, 2026
$319,900
C
3 beds2 baths1,682 sq ft
810 Victorian Ave, Waterloo, IL 62298
SOLD JUL 10, 2026
$259,000
D
3 beds1 bath1,690 sq ft
700 Waterloo Dr, Waterloo, IL 62298
SOLD MAR 5, 2026
$259,000
E
3 beds1.5 baths1,961 sq ft
4 Victor St, Waterloo, IL 62298
SOLD JUL 9, 2026
$235,500
F
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298

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Earn from this home

Sell

$266,208

Est. take-home

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Rent

$1,481/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

COMING SOON
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
OPEN SUN, 2:30PM TO 4PM
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
$264,900
3 beds2 baths2,236 sq ft
523 Mary Dr, Waterloo, IL 62298
$638,000
3 beds4 baths3,406 sq ft
4176 State Route 156, Waterloo, IL 62298
FOR SALE BY OWNER
$795,000
5 beds5 baths1,895 sq ft
207 Links Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$46,900
Studio— baths— sq ft
124 Kurken Dr, Waterloo, IL 62298
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 12 Richard St

Year

Property tax

Land + Additions

Assessment*

2025

$4,589 (+7.9%)

$16,610 + $69,140

$85,750

2024

$4,253 (+7.6%)

$16,610 + $69,140

$85,750

2023

$3,952 (+4.9%)

$16,264 + $66,587

$82,851

2022

$3,768 (−3.4%)

$15,070 + $53,810

$68,880

2021

$3,902 (+13.6%)

$15,290 + $49,830

$65,120

2020

$3,434 (+179.5%)

$12,890 + $53,020

$65,910

2019

$1,229 (−1.5%)

$12,890 + $49,370

$62,260

2018

$1,247

$12,890 + $48,660

$61,550

2017

$1,246 (−0.8%)

$9,720 + $48,690

$58,410

2016

$1,256 (+0.8%)

$8,950 + $50,650

$59,600

2015

$1,246 (+3.9%)

$8,950 + $50,650

$59,600

2014

$1,199

$10,460 + $49,180

$59,640

2013

$1,200

$10,460 + $47,330

$57,790

Tax history for 12 Richard St

Year

Property tax

Land + Additions

Assessment*

2025

$4,589 (+7.9%)

$16,610 + $69,140

$85,750

2024

$4,253 (+7.6%)

$16,610 + $69,140

$85,750

2023

$3,952 (+4.9%)

$16,264 + $66,587

$82,851

2022

$3,768 (−3.4%)

$15,070 + $53,810

$68,880

2021

$3,902 (+13.6%)

$15,290 + $49,830

$65,120

2020

$3,434 (+179.5%)

$12,890 + $53,020

$65,910

2019

$1,229 (−1.5%)

$12,890 + $49,370

$62,260

2018

$1,247

$12,890 + $48,660

$61,550

2017

$1,246 (−0.8%)

$9,720 + $48,690

$58,410

2016

$1,256 (+0.8%)

$8,950 + $50,650

$59,600

2015

$1,246 (+3.9%)

$8,950 + $50,650

$59,600

2014

$1,199

$10,460 + $49,180

$59,640

2013

$1,200

$10,460 + $47,330

$57,790

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.25 Acres

Year renovated

1958

Sq. Ft.

1,428

Year built

1958

Style

Single Family Residential

County

Monroe County

APN

07-13-152-008-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Total: 2
Parking Features: Attached Garage
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Kitchen
Room Dimensions: 7x19
Room Length: 7
Room Width: 19
Room Level: Second or Main

Room 2 Information
Room Type: Living Room
Room Dimensions: 16x17
Room Length: 16
Room Width: 17
Room Level: Second or Main

Room 3 Information
Room Type: Dining Room
Room Dimensions: 8x12
Room Length: 8
Room Width: 12
Room Level: Second or Main

Room 4 Information
Room Type: Other Room
Room Dimensions: 5x6
Room Length: 5
Room Width: 6
Room Level: Second or Main

Room 5 Information
Room Type: Master Bedroom
Room Dimensions: 11x12
Room Length: 11
Room Width: 12
Room Level: Second or Main

Room 6 Information
Room Type: Master Bathroom
Room Dimensions: 5x7
Room Length: 5
Room Width: 7
Room Level: Second or Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 10x12
Room Length: 10
Room Width: 12
Room Level: Second or Main

Room 8 Information
Room Type: Bedroom
Room Dimensions: 9x12
Room Length: 9
Room Width: 12
Room Level: Second or Main

Room 9 Information
Room Dimensions: 6x12
Room Length: 6
Room Width: 12
Room Level: Second or Main

Room 10 Information
Room Type: Bathroom
Room Dimensions: x7
Room Width: 7
Room Level: Second or Main

Room 11 Information
Room Type: Family Room
Room Dimensions: 11x30
Room Length: 11
Room Width: 30
Room Level: First or Lower

Room 12 Information
Room Type: Other Room
Room Dimensions: 15x18
Room Length: 15
Room Width: 18
Room Level: First or Lower

Basement Information
Has Basement
Basement Features: Full, Partially Finished, Rec/Family Area

Other Rooms Information
# of Rooms: 11

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Carpets, Some Wood Floors
Window Features: Bay/Bow Window
Appliances: Dishwasher, Electric Oven

Exterior

Building Information
Construction Materials: Brick

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Shed(s)
Above Grade Finished Area: 1,428
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 600

Lot Information
Lot Features: Level Lot, Streetlights
Lot Size Acres: 0.49
Lot Size Dimensions: .49 acres
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $1,902
Tax Year: 2018

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: IL 3 to Kevin Street. Left on Richard Street and house will be on left.
Cross Street: Kevin Street

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,428
Stories: 1.0
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1958
Year Renovated: 1958
County: Monroe County
APN: 07-13-152-008-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Friday, May 14, 2021

Home Information
Living Area: 2028
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.6mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$271,000 – $328,000

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New listings for sale in 62298

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FOR SALE BY OWNER

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OPEN SAT, 11AM TO 1PM

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FOR SALE BY OWNER

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Home values near 12 Richard St

Data from public records.

Address	Redfin Estimate
7 South Richard St, Waterloo, IL 3 Beds \| 4 Baths \| 1659 Sq. Ft.	$330,039
10 Richard St, Waterloo, IL 3 Beds \| 3 Baths \| 1192 Sq. Ft.	$265,220

Address	Redfin Estimate
18 Richard St, Waterloo, IL 3 Beds \| 2 Baths \| 1352 Sq. Ft.	$287,545
8 Richard St, Waterloo, IL 4 Beds \| 2 Baths \| 1344 Sq. Ft.	$209,999

Address	Redfin Estimate
16 Richard St, Waterloo, IL 3 Beds \| 3 Baths \| 2410 Sq. Ft.	$340,028
4 Richard St, Waterloo, IL 3 Beds \| 2 Baths \| 1136 Sq. Ft.	$243,564

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 12 Richard St

Tax history for 12 Richard St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 12 Richard St

More real estate resources