OFF MARKET

Last listed at $224,900, CLOSED ON Dec 2020

$340,242

Est. refi paymentEst. refi $1,606/mo

•

2,410

sq ft

16 Richard St, Waterloo, IL 62298

About this home

GREAT LOCATION with PRIVACY. This spacious 3 bedroom, 3 bath beautiful ranch home is handicap accessible. A designated, private office greets you as you walk in. Vaulted ceilings, gas fireplace, custom built-in cabinetry in the living and dining room, featuring a wet bar for an added bonus. A sunroom off the kitchen leads you to the private backyard, with a 7x12 storage shed. Roof replaced in 2014. BEAM whole house vac system. Spacious basement is partially finished waiting for your personal touches with a full bath and lots of storage.

Single-familyProperty Type

1994Year Built

0.25 acresLot Size

$141Est. Price/Sq.Ft.

2 car garageParking

Listed by Dave Rusteberg • Century 21 Advantage

Bought with Tim Lowry • Lowry Realty

Bought with Megan Neff • Lowry Realty

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #20084024

Redfin Estimate

$340,242

$115K over list price of $225K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.7% lower than the average sale price ($353K) of 6 comparable homes.

SOLD MAY 29, 2026
$225,000
A
3 beds2.5 baths2,912 sq ft
11 Kevin St, Waterloo, IL 62298
SOLD JUL 16, 2026
$320,000
B
3 beds2 baths2,437 sq ft
6 Dwight St, Waterloo, IL 62298
SOLD JUN 8, 2026
$325,000
C
3 beds3 baths2,464 sq ft
630 Hamacher St, Waterloo, IL 62298
SOLD MAY 22, 2026
$379,900
D
3 beds3 baths2,571 sq ft
1515 New Brunswick Dr, Waterloo, IL 62298
SOLD MAY 8, 2026
$345,000
E
3 beds3 baths2,873 sq ft
135 Westview Pl, Waterloo, IL 62298
SOLD SEP 8, 2026
$525,000
F
3 beds3.5 baths2,697 sq ft
1219 Castle Green Dr, Waterloo, IL 62298

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Earn from this home

Sell

$318,627

Est. take-home

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Refinance

Est. cash available

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Rent

$1,643/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

OPEN SUN, 1PM TO 3PM
$317,000
3 beds3 baths1,928 sq ft
408 N Moore St, Waterloo, IL 62298
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
3D WALKTHROUGH
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
$638,000
3 beds4 baths3,406 sq ft
4176 State Route 156, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 16 Richard St

Year

Property tax

Land + Additions

Assessment*

2025

$6,483 (+6.1%)

$16,610 + $95,380

$111,990

2024

$6,110 (+15.4%)

$16,610 + $95,380

$111,990

2023

$5,293 (+10.3%)

$16,264 + $92,958

$109,222

2022

$4,799

$15,070 + $75,200

$90,270

2021

$4,801 (+33.0%)

$15,290 + $66,010

$81,300

2020

$3,609 (+0.2%)

$12,890 + $66,820

$79,710

2019

$3,601 (−0.7%)

$12,890 + $63,620

$76,510

2018

$3,627 (−1.5%)

$12,890 + $62,120

$75,010

2016

$3,682 (+0.8%)

$8,950 + $60,520

$69,470

2015

$3,653 (+0.9%)

$8,950 + $60,520

$69,470

2014

$3,622 (+3.0%)

$10,460 + $59,570

$70,030

2013

$3,517

$10,460 + $57,820

$68,280

Tax history for 16 Richard St

Year

Property tax

Land + Additions

Assessment*

2025

$6,483 (+6.1%)

$16,610 + $95,380

$111,990

2024

$6,110 (+15.4%)

$16,610 + $95,380

$111,990

2023

$5,293 (+10.3%)

$16,264 + $92,958

$109,222

2022

$4,799

$15,070 + $75,200

$90,270

2021

$4,801 (+33.0%)

$15,290 + $66,010

$81,300

2020

$3,609 (+0.2%)

$12,890 + $66,820

$79,710

2019

$3,601 (−0.7%)

$12,890 + $63,620

$76,510

2018

$3,627 (−1.5%)

$12,890 + $62,120

$75,010

2016

$3,682 (+0.8%)

$8,950 + $60,520

$69,470

2015

$3,653 (+0.9%)

$8,950 + $60,520

$69,470

2014

$3,622 (+3.0%)

$10,460 + $59,570

$70,030

2013

$3,517

$10,460 + $57,820

$68,280

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.25 Acres

Year renovated

1994

Sq. Ft.

1,904

Year built

1994

Style

Single Family Residential

County

Monroe County

APN

07-13-152-006-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Total: 0
Parking Features: Attached Garage
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Master Bedroom
Room Dimensions: 15x12
Room Length: 15
Room Width: 12
Room Level: Second or Main

Room 2 Information
Room Type: Bedroom
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 3 Information
Room Type: Bedroom
Room Dimensions: 15x12
Room Length: 15
Room Width: 12
Room Level: Second or Main

Room 4 Information
Room Type: Master Bathroom
Room Dimensions: 8x8
Room Length: 8
Room Width: 8
Room Level: Second or Main

Room 5 Information
Room Type: Kitchen
Room Dimensions: 14x16
Room Length: 14
Room Width: 16
Room Level: Second or Main

Room 6 Information
Room Type: Living Room
Room Dimensions: 29x16
Room Length: 29
Room Width: 16
Room Level: Second or Main

Room 7 Information
Room Type: Office
Room Dimensions: 9x7
Room Length: 9
Room Width: 7
Room Level: Second or Main

Room 8 Information
Room Type: Bathroom
Room Dimensions: 12x7
Room Length: 12
Room Width: 7
Room Level: Second or Main

Room 9 Information
Room Dimensions: 10x15
Room Length: 10
Room Width: 15
Room Level: Second or Main

Basement Information
Has Basement
Basement Features: Concrete, Bathroom in LL, Full, Partially Finished, Concrete

Other Rooms Information
# of Rooms: 7

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Ceiling Fan(s), Gas

Interior Features
Interior Features: Center Hall Plan, Open Floorplan, Carpets, Window Treatments, Vaulted Ceiling
Window Features: Six Panel Door(s), Lever Style Door Handles, Pocket Door(s), Skylight(s), Sliding Glass Doors
Appliances: Dishwasher, Disposal, Cooktop, Electric Cooktop, Front Controls on Range/Cooktop, Electric Oven, Refrigerator

Exterior

Building Information
Construction Materials: Brick, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Shed(s)
Accessibility Features: Accessible Approach with Ramp, Accessible Central Living Area, Accessible Common Area, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Kitchen Appliances, Accessible Washer/Dryer, Customized Wheelchair Accessible, Enhanced Accessible
Above Grade Finished Area: 1,904
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 560
Below Grade Finished Area Source: County Records

Lot Information
Lot Features: Fencing, Partial Fencing, Streetlights
Lot Size Acres: 0.25
Lot Size Dimensions: 10,973 Sq.Ft.
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $3,600
Tax Year: 2019

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Cross Street: Kevin St.

Public facts

Beds: 3
Baths: 4.0
Sq. Ft.: 1,904
Stories: 1.0
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1994
Year Renovated: 1994
County: Monroe County
APN: 07-13-152-006-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 2410
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.6mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$324,000 – $392,000

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Nearby similar homes

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FOR SALE BY OWNER

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New listings for sale in 62298

OPEN SUN, 1PM TO 3PM

$317,000

3 beds3 baths1,928 sq ft

408 N Moore St, Waterloo, IL 62298

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

COMING SOON

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4 beds3 baths3,644 sq ft

624 Timberline Dr, Waterloo, IL 62298

$389,000

4 beds3 baths3,144 sq ft

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FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

$314,900

3 beds2.5 baths1,765 sq ft

112 Jefferson, Waterloo, IL 62298

FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

Rogers St, Waterloo, IL 62298

$199,900

3 beds1 bath1,121 sq ft

309 N Moore St, Waterloo, IL 62298

3D WALKTHROUGH

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Home values near 16 Richard St

Data from public records.

Address	Redfin Estimate
7 South Richard St, Waterloo, IL 3 Beds \| 4 Baths \| 1659 Sq. Ft.	$328,502
12 Richard St, Waterloo, IL 3 Beds \| 2 Baths \| 2028 Sq. Ft.	$285,770

Address	Redfin Estimate
20 Richard St, Waterloo, IL 3 Beds \| 2 Baths \| 1582 Sq. Ft.	$316,123
10 Richard St, Waterloo, IL 3 Beds \| 3 Baths \| 1192 Sq. Ft.	$264,918

Address	Redfin Estimate
18 Richard St, Waterloo, IL 3 Beds \| 2 Baths \| 1352 Sq. Ft.	$288,326
8 Richard St, Waterloo, IL 4 Beds \| 2 Baths \| 1344 Sq. Ft.	$210,366

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 16 Richard St

Tax history for 16 Richard St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 16 Richard St

More real estate resources