Google street view image for 1320 Rachael Ln, Waterloo, IL 62298

Off Market May 2011 for $110K

$224,591

Est. refi paymentEst. refi $447/mo

•

3 ba

•

1,257

sq ft

1320 Rachael Ln, Waterloo, IL 62298

About this home

1320 Rachael Ln is a 1,257 square foot house on a 6,098 square foot lot with 2 bedrooms and 3 bathrooms. - it last sold on May 10, 2011 for $110,000. Based on Redfin's Waterloo data, we estimate the home's value is $224,591.

Single-familyProperty Type

1999Year Built

6,098 sq ftLot Size

$179Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$224,591

$115K since sold in May 2011$17K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.7% lower than the average sale price ($254K) of 6 comparable homes.

SOLD AUG 3, 2026
$239,900
A
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD JUN 8, 2026
$325,000
B
3 beds3 baths2,464 sq ft
630 Hamacher St, Waterloo, IL 62298
SOLD JUN 26, 2026
$282,000
C
3 beds2 baths1,104 sq ft
8 Dwight St, Waterloo, IL 62298
SOLD JUN 12, 2026
$209,900
D
3 beds2.5 baths1,204 sq ft
237 N Moore St, Waterloo, IL 62298
SOLD JAN 29, 2026
$175,000
E
2 beds2 baths1,008 sq ft
26 Dwight St, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
F
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298

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Earn from this home

Sell

$153,615

Est. take-home

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Refinance

Est. cash available

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Rent

$1,434/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

NEW 16 HRS AGO
$29,000
2 beds1 bath672 sq ft
4814 Timber Lake Ct, Waterloo, IL 62298
OPEN TODAY, 11AM TO 1PM
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 1320 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$4,181 (+10.6%)

$15,840 + $52,670

$68,510

2024

$3,780 (+8.4%)

$15,840 + $52,670

$68,510

2023

$3,487 (−2.9%)

$15,630 + $48,232

$63,862

2022

$3,591 (+8.6%)

$14,560 + $41,070

$55,630

2021

$3,308 (−0.5%)

$14,820 + $41,530

$56,350

2020

$3,324 (+1.3%)

$8,780 + $42,010

$50,790

2019

$3,282 (−0.1%)

$8,780 + $41,030

$49,810

2018

$3,286 (+1.8%)

$8,780 + $39,860

$48,640

2017

$3,227 (+16.1%)

$6,990 + $40,340

$47,330

2016

$2,780 (+4.7%)

$5,470 + $36,110

$41,580

2015

$2,655 (+3.9%)

$5,470 + $36,110

$41,580

2014

$2,555 (−7.5%)

$6,320 + $33,700

$40,020

2013

$2,761

$6,320 + $36,910

$43,230

Tax history for 1320 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$4,181 (+10.6%)

$15,840 + $52,670

$68,510

2024

$3,780 (+8.4%)

$15,840 + $52,670

$68,510

2023

$3,487 (−2.9%)

$15,630 + $48,232

$63,862

2022

$3,591 (+8.6%)

$14,560 + $41,070

$55,630

2021

$3,308 (−0.5%)

$14,820 + $41,530

$56,350

2020

$3,324 (+1.3%)

$8,780 + $42,010

$50,790

2019

$3,282 (−0.1%)

$8,780 + $41,030

$49,810

2018

$3,286 (+1.8%)

$8,780 + $39,860

$48,640

2017

$3,227 (+16.1%)

$6,990 + $40,340

$47,330

2016

$2,780 (+4.7%)

$5,470 + $36,110

$41,580

2015

$2,655 (+3.9%)

$5,470 + $36,110

$41,580

2014

$2,555 (−7.5%)

$6,320 + $33,700

$40,020

2013

$2,761

$6,320 + $36,910

$43,230

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Multiple Family Residence Districts

The Multiple Family Residence Districts, as differentiated herein, and the district locations as shown on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of the stable and enduring multiple residence districts by establishing limitations on the use and character of development of land so as to take advantage of, or to avoid conflicts with, natural topography, existing development, arrangement and location of existing planned community facilities and the social needs of the community. These districts may also be utilized for the appropriate re-use of redevelopment of areas where obsolescence and socio-economic demands would suggest higher densities as necessary to encourage the re-use of such areas.

Permitted uses

Include but are not limited to:

Housing-Multiple units

Property details

Interior

Basement Information
Basement Sq. Ft: 1,257
Basement Type: Full

Bathroom Information
# of Bathroom Fixtures: 8

Heating & Cooling
Air Conditioning Type: Central

Fireplace Information
Has Fireplace

Exterior

Exterior Information
Physical Condition: Average
Exterior Wall: Frame
Building Type: Duplex

Property Information
Subdivision Name: DANNEHOLD FARM ESTATES PH 1
Living Sq. Ft: 1,257
Ground Floor Sq. Ft: 1,257
Building Sq. Ft: 2,514
# of Stories: 1
Stories Type: 1
Legal Description: PART LOT 104 DANNEHOLD FARM ESTATES PHASE 1 PLAT 2

Parking & Garage Information
Parking Type: Frame Garage
Garage/Parking Sq. Ft: 437
Garage / Carport Type: Frame

Lot Information
# of Buildings: 1
Land Sq. Ft: 6,098
Legal Lot Number: 104
Acres: 0.14
Zoning Code: WR5
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,257
Stories: 1.0
Lot Size: 6,098 square feet
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Monroe County
APN: 07-13-101-010-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.9mi

Waterloo Junior High School

Public 6-8 • Assigned • 2.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.5mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$214,000 – $259,000

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New listings for sale in 62298

NEW 16 HRS AGO

$29,000

2 beds1 bath672 sq ft

4814 Timber Lake Ct, Waterloo, IL 62298

OPEN TODAY, 11AM TO 1PM

$275,000

3 beds2 baths2,076 sq ft

708 S Library St, Waterloo, IL 62298

OPEN SUN, 3PM TO 5PM

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3 beds2 baths1,760 sq ft

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$180,000

2 beds1 bath768 sq ft

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$379,900

3 beds2 baths2,134 sq ft

4609 Fountain Brook Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$499,900

3 beds3 baths1,932 sq ft

207 Vancouver Dr, Waterloo, IL 62298

$485,000

3 beds3 baths2,534 sq ft

6730 Cardinal Dr, Waterloo, IL 62298

$898,000

4 beds3.5 baths4,100 sq ft

600 Covington Dr, Waterloo, IL 62298

$111,000

1 bed1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

Home values near 1320 Rachael Ln

Data from public records.

Address	Redfin Estimate
1330 Rachael Lane, Waterloo, IL 3 Beds \| 3.5 Baths \| 2343 Sq. Ft.	$327,020
1312 Rachael Lane, Waterloo, IL 4 Beds \| 8 Baths \| 2632 Sq. Ft.	$374,754

Address	Redfin Estimate
1307 Rachael Lane, Waterloo, IL 5 Beds \| 3 Baths \| 3180 Sq. Ft.	$404,182
1324 Rachael Lane, Waterloo, IL 4 Beds \| 6 Baths \| 2640 Sq. Ft.	$409,895

Address	Redfin Estimate
1302 Rachael Lane, Waterloo, IL 2 Beds \| 3 Baths \| 1213 Sq. Ft.	$209,413
1334 Rachael Lane, Waterloo, IL 3 Beds \| 5 Baths \| 1000 Sq. Ft.	$292,553

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 1320 Rachael Ln

Tax history for 1320 Rachael Ln

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 1320 Rachael Ln

More real estate resources