OFF MARKET

Last listed at $219,000, closed on aug 2024

$248,088

Est. refi paymentEst. refi $1,522/mo

•

1,257

sq ft

1318 Rachael Ln, Waterloo, IL 62298

About this home

Very clean and well maintained 1/2 duplex conveniently located off of Route 3 and close to shopping. Entryway leads to open floor plan and vaulted ceilings. Main floor laundry and primary suite with additional main floor bedroom and bathroom. Large full unfinished basement with 2 car garage and tons of additional storage throughout. Private covered back patio and yard. All appliances and washer/dryer included. Schedule your showing today!

Single-familyProperty Type

1999Year Built

6,098 sq ftLot Size

$197Est. Price/Sq.Ft.

2 car garageParking

Listed by Stephanie Kiely • eXp Realty

Bought with Daniel Voelker • eXp Realty

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #24043288

Redfin Estimate

$248,088

$29K over list price of $219K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.8% lower than the average sale price ($288K) of 6 comparable homes.

SOLD SEP 25, 2026
$315,000
A
3 beds2 baths1,560 sq ft
1225 Sherwood Ln, Waterloo, IL 62298
SOLD JUN 26, 2026
$282,000
B
3 beds2 baths1,104 sq ft
8 Dwight St, Waterloo, IL 62298
SOLD SEP 24, 2026
$324,900
C
3 beds2 baths1,792 sq ft
849 Blazing Star Dr, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
D
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD MAY 20, 2026
$335,000
E
3 beds2 baths1,376 sq ft
708 Ward, Waterloo, IL 62298
SOLD JAN 29, 2026
$175,000
F
2 beds2 baths1,008 sq ft
26 Dwight St, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

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Rent

$1,448/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

3D WALKTHROUGH
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$329,000
3 beds2 baths1,762 sq ft
745 N Market St, Waterloo, IL 62298
$267,500
3 beds1.5 baths2,491 sq ft
902 Evansville Ave, Waterloo, IL 62298
$399,900
3 beds2 baths1,584 sq ft
5842 Deer Hill Rd, Waterloo, IL 62298
COMING SOON
$299,900
2 beds3 baths1,616 sq ft
713 Willow Ln, Waterloo, IL 62298
$30,000
Studio— baths784 sq ft
238 Grand Ave Unit A, Waterloo, IL 62298
OPEN NOV 21, 10AM TO 12PM
$300,000
3 beds2.5 baths3,797 sq ft
5723 Konarick Rd, Waterloo, IL 62298
$345,000
3 beds3 baths2,887 sq ft
715 Legion Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 1318 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$3,731 (+5.3%)

$15,840 + $51,060

$66,900

2024

$3,545 (+4.0%)

$15,840 + $51,060

$66,900

2023

$3,410 (+143.9%)

$15,630 + $46,764

$62,394

2022

$1,398 (+301.3%)

$14,560 + $39,840

$54,400

2021

$348 (−75.8%)

$14,820 + $40,290

$55,110

2020

$1,438 (−1.2%)

$8,780 + $40,750

$49,530

2017

$1,455 (−0.8%)

$6,990 + $39,150

$46,140

2016

$1,467 (+0.8%)

$5,470 + $35,050

$40,520

2015

$1,455 (+3.9%)

$5,470 + $35,050

$40,520

2014

$1,400

$6,320 + $32,720

$39,040

2013

$1,401

$6,320 + $35,820

$42,140

Tax history for 1318 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$3,731 (+5.3%)

$15,840 + $51,060

$66,900

2024

$3,545 (+4.0%)

$15,840 + $51,060

$66,900

2023

$3,410 (+143.9%)

$15,630 + $46,764

$62,394

2022

$1,398 (+301.3%)

$14,560 + $39,840

$54,400

2021

$348 (−75.8%)

$14,820 + $40,290

$55,110

2020

$1,438 (−1.2%)

$8,780 + $40,750

$49,530

2017

$1,455 (−0.8%)

$6,990 + $39,150

$46,140

2016

$1,467 (+0.8%)

$5,470 + $35,050

$40,520

2015

$1,455 (+3.9%)

$5,470 + $35,050

$40,520

2014

$1,400

$6,320 + $32,720

$39,040

2013

$1,401

$6,320 + $35,820

$42,140

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

6,098 Sq. Ft.

Year renovated

1999

Sq. Ft.

1,257

Year built

1999

Style

Single Family Residential

County

Monroe County

APN

07-13-101-104-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Multiple Family Residence Districts

The Multiple Family Residence Districts, as differentiated herein, and the district locations as shown on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of the stable and enduring multiple residence districts by establishing limitations on the use and character of development of land so as to take advantage of, or to avoid conflicts with, natural topography, existing development, arrangement and location of existing planned community facilities and the social needs of the community. These districts may also be utilized for the appropriate re-use of redevelopment of areas where obsolescence and socio-economic demands would suggest higher densities as necessary to encourage the re-use of such areas.

Permitted uses

Include but are not limited to:

Housing-Multiple units

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: Attached Garage
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Basement Information
Has Basement
Basement Features: Full, Sump Pump, Unfinished

Other Rooms Information
# of Rooms: 5

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Carpets, Window Treatments, Walk-in Closet(s)
Appliances: Dishwasher, Disposal, Dryer, Microwave, Electric Oven, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Brick Veneer, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,257
Above Grade Finished Area Source: Public Records

Lot Information
Lot Features: Level Lot
Lot Size Acres: 0.14
Lot Size Dimensions: 50x120x50x120
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $1,398
Tax Year: 2022

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: GPS Friendly

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,257
Stories: 1.0
Lot Size: 6,098 square feet
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Monroe County
APN: 07-13-101-104-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Friday, July 12, 2024

Home Information
Living Area: 1257
Levels: One

Around this home

Schools

K - 12
Preschool & daycare

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.8mi

Waterloo Junior High School

Public 6-8 • Assigned • 2.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.5mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$236,000 – $286,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

OPEN NOV 21, 10AM TO 12PM

$300,000

3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

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Grocery stores • Restaurants • Scenic walking path

New listings for sale in 62298

3D WALKTHROUGH

$560,000

4 beds3 baths2,741 sq ft

476 Hayden Dr, Waterloo, IL 62298

Large patio • Open concept layout • Center island

OPEN SUN, 11AM TO 1PM

$329,000

3 beds2 baths1,762 sq ft

745 N Market St, Waterloo, IL 62298

Full brick ranch • Large sunroom • Small workshop area

$267,500

3 beds1.5 baths2,491 sq ft

902 Evansville Ave, Waterloo, IL 62298

Full brick ranch • Natural light • Breakfast bar

$399,900

3 beds2 baths1,584 sq ft

5842 Deer Hill Rd, Waterloo, IL 62298

All brick ranch • 4.7 wooded acres • New deck

COMING SOON

$299,900

2 beds3 baths1,616 sq ft

713 Willow Ln, Waterloo, IL 62298

Full brick ranch • Corner lot • Main level living

$30,000

Studio— baths784 sq ft

238 Grand Ave Unit A, Waterloo, IL 62298

Storage shed • Manageable lot • Prime location

OPEN NOV 21, 10AM TO 12PM

$300,000

3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

$345,000

3 beds3 baths2,887 sq ft

715 Legion Dr, Waterloo, IL 62298

Full brick home • Hardwood floors • Large picture window

Home values near 1318 Rachael Ln

Data from public records.

Address	Redfin Estimate
1330 Rachael Ln, Waterloo, IL 3 Beds \| 3.5 Baths \| 2343 Sq. Ft.	$336,910
1320 Rachael Ln, Waterloo, IL 2 Beds \| 3 Baths \| 1257 Sq. Ft.	$246,318
1334 Rachael Ln, Waterloo, IL 3 Beds \| 5 Baths \| 1000 Sq. Ft.	$291,909
1402 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1460 Sq. Ft.	$311,667
1406 Rachael Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1512 Sq. Ft.	$334,798
1403 Rachael Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1590 Sq. Ft.	$325,418
1317 Dannehold Farms Dr, Waterloo, IL 3 Beds \| 4 Baths \| 2318 Sq. Ft.	$417,724

Address	Redfin Estimate
1307 Rachael Ln, Waterloo, IL 4 Beds \| 3 Baths \| 3144 Sq. Ft.	$411,389
1312 Rachael Ln, Waterloo, IL 4 Beds \| 8 Baths \| 2632 Sq. Ft.	$373,523
1325 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1608 Sq. Ft.	$317,202
1407 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1578 Sq. Ft.	$337,488
1300 Rachael Ln, Waterloo, IL 2 Beds \| 2 Baths \| 1237 Sq. Ft.	$240,976
1306 Rachael Ln, Waterloo, IL 5 Beds \| 7 Baths \| 2673 Sq. Ft.	$389,638
1300 Dannehold Farms Dr, Waterloo, IL 4 Beds \| 3 Baths \| 3362 Sq. Ft.	$308,058

Address	Redfin Estimate
1302 Rachael Ln, Waterloo, IL 2 Beds \| 3 Baths \| 1213 Sq. Ft.	$214,463
1324 Rachael Ln, Waterloo, IL 4 Beds \| 6 Baths \| 2640 Sq. Ft.	$411,458
1331 Rachael Ln, Waterloo, IL 4 Beds \| 3 Baths \| 3925 Sq. Ft.	$423,521
1313 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1609 Sq. Ft.	$334,647
1319 Rachael Ln, Waterloo, IL 3 Beds \| 5 Baths \| 1582 Sq. Ft.	$378,302
1301 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1686 Sq. Ft.	$339,462
1312 Dannehold Farms Dr, Waterloo, IL 3 Beds \| 3 Baths \| 1866 Sq. Ft.	$355,687

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 1318 Rachael Ln

Tax history for 1318 Rachael Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 1318 Rachael Ln

More real estate resources