OFF MARKET

Last listed at $273,900, closed on aug 2018

$423,521

Est. refi paymentEst. refi $1,844/mo

•

3,925

sq ft

1331 Rachael Ln, Waterloo, IL 62298

About this home

Absolutely gorgeous 4 bedroom Waterloo home with great curb appeal offered by the beautiful brick front & extensive professional landscaping. Step through the front door to find the formal dining room on your right, and straight ahead you will find the family room featuring towering vaulted ceiling, & brick fireplace flanked by windows offering great natural light. The eat in kitchen offers a breakfast bar, pantry, and matching stainless steel double oven/range, dishwasher, microwave, & refrigerator. Just off the kitchen find the sun room w/ sliding glass doors leading to the concrete patio. Step into the master bedroom suite to find a large walk in closet & attached master bathroom w/ ceramic tile floors, dual vanity, corner jacuzzi tub & separate shower. Also on the main level the laundry room, bedrooms 2-4, & full hall bathroom. The partially finished lower level features an office, recreation area, 3/4 bathroom, & sprawling living room.

Single-familyProperty Type

1999Year Built

0.28 acresLot Size

$108Est. Price/Sq.Ft.

3 car garageParking

Listed by Linda Frierdich • Century 21 Advantage

Bought with Eugene Taake • RE/MAX Preferred

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #18056153

Redfin Estimate

$423,521

$150K over list price of $274K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.6% lower than the average sale price ($469K) of 6 comparable homes.

SOLD SEP 16, 2026
$385,000
A
4 beds3 baths2,509 sq ft
1504 Rachael Ln, Waterloo, IL 62298
SOLD SEP 11, 2026
$515,000
B
4 beds3 baths3,343 sq ft
1217 Kirk Ln, Waterloo, IL 62298
SOLD OCT 20, 2026
$598,250
C
4 beds3 baths4,147 sq ft
143 Sterritt Run, Waterloo, IL 62298
SOLD JUN 5, 2026
$474,900
D
4 beds3 baths2,869 sq ft
205 Crosswinds Ct, Waterloo, IL 62298
SOLD MAR 31, 2026
$499,000
E
4 beds3 baths3,084 sq ft
1613 Ontario Dr, Waterloo, IL 62298
SOLD OCT 23, 2026
$339,500
F
3 beds2.5 baths2,971 sq ft
214 Osterhage Dr, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,967/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

3D WALKTHROUGH
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$329,000
3 beds2 baths1,762 sq ft
745 N Market St, Waterloo, IL 62298
$267,500
3 beds1.5 baths2,491 sq ft
902 Evansville Ave, Waterloo, IL 62298
$399,900
3 beds2 baths1,584 sq ft
5842 Deer Hill Rd, Waterloo, IL 62298
COMING SOON
$299,900
2 beds3 baths1,616 sq ft
713 Willow Ln, Waterloo, IL 62298
$30,000
Studio— baths784 sq ft
238 Grand Ave Unit A, Waterloo, IL 62298
OPEN NOV 21, 10AM TO 12PM
$300,000
3 beds2.5 baths3,797 sq ft
5723 Konarick Rd, Waterloo, IL 62298
$345,000
3 beds3 baths2,887 sq ft
715 Legion Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 1331 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$7,892 (+6.4%)

$16,790 + $118,300

$135,090

2024

$7,414 (+16.4%)

$16,790 + $118,300

$135,090

2023

$6,372 (+10.7%)

$16,401 + $114,851

$131,252

2022

$5,755 (−0.5%)

$15,210 + $92,270

$107,480

2021

$5,785 (+2.7%)

$15,410 + $80,890

$96,300

2020

$5,631 (+1.2%)

$13,010 + $81,820

$94,830

2019

$5,563 (+27.7%)

$13,010 + $77,260

$90,270

2018

$4,356 (−9.9%)

$13,010 + $75,260

$88,270

2017

$4,837 (+5.3%)

$10,000 + $71,660

$81,660

2016

$4,594 (−11.2%)

$9,270 + $70,450

$79,720

2015

$5,171 (+23.4%)

$9,270 + $70,450

$79,720

2014

$4,190

$10,770 + $78,170

$88,940

2013

$4,191

$10,770 + $65,860

$76,630

Tax history for 1331 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$7,892 (+6.4%)

$16,790 + $118,300

$135,090

2024

$7,414 (+16.4%)

$16,790 + $118,300

$135,090

2023

$6,372 (+10.7%)

$16,401 + $114,851

$131,252

2022

$5,755 (−0.5%)

$15,210 + $92,270

$107,480

2021

$5,785 (+2.7%)

$15,410 + $80,890

$96,300

2020

$5,631 (+1.2%)

$13,010 + $81,820

$94,830

2019

$5,563 (+27.7%)

$13,010 + $77,260

$90,270

2018

$4,356 (−9.9%)

$13,010 + $75,260

$88,270

2017

$4,837 (+5.3%)

$10,000 + $71,660

$81,660

2016

$4,594 (−11.2%)

$9,270 + $70,450

$79,720

2015

$5,171 (+23.4%)

$9,270 + $70,450

$79,720

2014

$4,190

$10,770 + $78,170

$88,940

2013

$4,191

$10,770 + $65,860

$76,630

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.28 Acres

Year renovated

1999

Sq. Ft.

2,334

Year built

1999

Style

Single Family Residential

County

Monroe County

APN

07-13-101-107-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached Garage, Garage Door Opener, Rear/Side Entry
Garage Spaces: 3
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 4

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Dining Room
Room Dimensions: 18x15
Room Length: 18
Room Width: 15
Room Level: Second or Main

Room 2 Information
Room Type: Family Room
Room Dimensions: 18x18
Room Length: 18
Room Width: 18
Room Level: Second or Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 15x22
Room Length: 15
Room Width: 22
Room Level: Second or Main

Room 4 Information
Room Type: Laundry
Room Dimensions: 6x9
Room Length: 6
Room Width: 9
Room Level: Second or Main

Room 5 Information
Room Dimensions: 12x15
Room Length: 12
Room Width: 15
Room Level: Second or Main

Room 6 Information
Room Type: Master Bedroom
Room Dimensions: 17x13
Room Length: 17
Room Width: 13
Room Level: Second or Main

Room 7 Information
Room Type: Master Bathroom
Room Dimensions: 10x12
Room Length: 10
Room Width: 12
Room Level: Second or Main

Room 8 Information
Room Type: Bedroom
Room Dimensions: 10x11
Room Length: 10
Room Width: 11
Room Level: Second or Main

Room 9 Information
Room Type: Bathroom
Room Dimensions: 7x8
Room Length: 7
Room Width: 8
Room Level: Second or Main

Room 10 Information
Room Type: Bedroom
Room Dimensions: 10x11
Room Length: 10
Room Width: 11
Room Level: Second or Main

Room 11 Information
Room Type: Bedroom
Room Dimensions: 11x10
Room Length: 11
Room Width: 10
Room Level: Second or Main

Room 12 Information
Room Type: Office
Room Dimensions: 12x12
Room Length: 12
Room Width: 12
Room Level: First or Lower

Room 13 Information
Room Type: Bathroom
Room Dimensions: 6x14
Room Length: 6
Room Width: 14
Room Level: First or Lower

Room 14 Information
Room Type: Recreation Room
Room Dimensions: 14x12
Room Length: 14
Room Width: 12
Room Level: First or Lower

Room 15 Information
Room Type: Living Room
Room Dimensions: 17x27
Room Length: 17
Room Width: 27
Room Level: First or Lower

Basement Information
Basement Features: Bathroom in LL, Full, Partially Finished, Rec/Family Area

Other Rooms Information
# of Rooms: 14

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Carpets, Vaulted Ceiling, Walk-in Closet(s)
Window Features: Sliding Glass Doors
Appliances: Central Vacuum, Dishwasher, Disposal, Double Oven, Microwave, Refrigerator

Exterior

Building Information
Construction Materials: Brk/Stn Veneer Frnt, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,332
Above Grade Finished Area Source: Other
Below Grade Finished Area: 1,593
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Corner Lot, Sidewalks, Streetlights
Lot Size Acres: 0.28
Lot Size Dimensions: irregular
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $4,594
Tax Year: 2016

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Underground Utilities
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: RT 3 to Warren Drive to Rachael Lane

Public facts

Beds: 4
Baths: 5.0
Sq. Ft.: 2,334
Stories: 1.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Monroe County
APN: 07-13-101-107-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 3925
Levels: One

Around this home

Schools

K - 12
Preschool & daycare

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.9mi

Waterloo Junior High School

Public 6-8 • Assigned • 2.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$403,000 – $488,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

OPEN NOV 21, 10AM TO 12PM

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3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

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NEW CONSTRUCTION

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Custom built home • Detached shed • 60 x 90 outbuilding

New listings for sale in 62298

3D WALKTHROUGH

$560,000

4 beds3 baths2,741 sq ft

476 Hayden Dr, Waterloo, IL 62298

Large patio • Open concept layout • Center island

OPEN SUN, 11AM TO 1PM

$329,000

3 beds2 baths1,762 sq ft

745 N Market St, Waterloo, IL 62298

Full brick ranch • Large sunroom • Small workshop area

$267,500

3 beds1.5 baths2,491 sq ft

902 Evansville Ave, Waterloo, IL 62298

Full brick ranch • Natural light • Breakfast bar

$399,900

3 beds2 baths1,584 sq ft

5842 Deer Hill Rd, Waterloo, IL 62298

All brick ranch • 4.7 wooded acres • New deck

COMING SOON

$299,900

2 beds3 baths1,616 sq ft

713 Willow Ln, Waterloo, IL 62298

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238 Grand Ave Unit A, Waterloo, IL 62298

Storage shed • Manageable lot • Prime location

OPEN NOV 21, 10AM TO 12PM

$300,000

3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

$345,000

3 beds3 baths2,887 sq ft

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Full brick home • Hardwood floors • Large picture window

Home values near 1331 Rachael Ln

Data from public records.

Address	Redfin Estimate
1330 Rachael Ln, Waterloo, IL 3 Beds \| 3.5 Baths \| 2343 Sq. Ft.	$336,910
1312 Rachael Ln, Waterloo, IL 4 Beds \| 8 Baths \| 2632 Sq. Ft.	$373,523
1325 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1608 Sq. Ft.	$317,202
1407 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1578 Sq. Ft.	$337,488
1319 Rachael Ln, Waterloo, IL 3 Beds \| 5 Baths \| 1582 Sq. Ft.	$378,302
1318 Rachael Ln, Waterloo, IL 2 Beds \| 2 Baths \| 1257 Sq. Ft.	$248,088
1312 Dannehold Farms Dr, Waterloo, IL 3 Beds \| 3 Baths \| 1866 Sq. Ft.	$355,687

Address	Redfin Estimate
1307 Rachael Ln, Waterloo, IL 4 Beds \| 3 Baths \| 3144 Sq. Ft.	$411,389
1324 Rachael Ln, Waterloo, IL 4 Beds \| 6 Baths \| 2640 Sq. Ft.	$411,458
1410 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1450 Sq. Ft.	$298,859
1313 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1609 Sq. Ft.	$334,647
1403 Rachael Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1590 Sq. Ft.	$325,418
1411 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 2745 Sq. Ft.	$342,904
1308 Dannehold Farms Dr, Waterloo, IL 3 Beds \| 4 Baths \| 1096 Sq. Ft.	$321,981

Address	Redfin Estimate
1320 Rachael Ln, Waterloo, IL 2 Beds \| 3 Baths \| 1257 Sq. Ft.	$246,318
1334 Rachael Ln, Waterloo, IL 3 Beds \| 5 Baths \| 1000 Sq. Ft.	$291,909
1402 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1460 Sq. Ft.	$311,667
1406 Rachael Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1512 Sq. Ft.	$334,798
1306 Rachael Ln, Waterloo, IL 5 Beds \| 7 Baths \| 2673 Sq. Ft.	$389,638
1317 Dannehold Farms Dr, Waterloo, IL 3 Beds \| 4 Baths \| 2318 Sq. Ft.	$417,724
1316 Dannehold Farms Dr, Waterloo, IL 3 Beds \| 3 Baths \| 1854 Sq. Ft.	$347,830

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2018. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 1331 Rachael Ln

Tax history for 1331 Rachael Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 1331 Rachael Ln

More real estate resources