OFF MARKET

Last listed at $265,000, CLOSED ON Sep 2020

$369,340

Est. refi paymentEst. refi $1,735/mo

•

2,504

sq ft

1524 Rachael Ln, Waterloo, IL 62298

About this home

Amazing home on the North End Of Waterloo is ready to meet its new owners! This well-appointed, perfectly maintained home plays host to 4 BR's, 2 Baths & generously-sized common areas for all to enjoy! Stepping in the front door, you will be wowed by the open floor plan & soaring vaulted ceilings! The kitchen features ample cabinetry, counter space & a huge breakfast bar overlooking your dining area! The main level boast of a split BR floor plan concept w/ master suite, laundry, 2 secondary BR's, & full bath! You'll instantly fall in love with the finished lower level! From the comfy family room to the custom bar to the plentiful rec area, this basement has it all! Don't forget about the storage, 4th BR, & framed off bath rough-in waiting to be completed! The backyard offers ample room for play, pets, gardening & more. With a 2 car garage, gorgeous landscaping, & a convenient location, what more could you ask for? Make an offer today before someone else does!

Single-familyProperty Type

2012Year Built

0.28 acresLot Size

$147Est. Price/Sq.Ft.

2 car garageParking

Listed by Mandy McGuire • Keller Williams Pinnacle

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #20045000

Redfin Estimate

$369,340

$104K over list price of $265K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.3% lower than the average sale price ($378K) of 6 comparable homes.

SOLD JUN 22, 2026
$360,000
A
4 beds2 baths2,148 sq ft
1041 W Fallen Lake Dr, Waterloo, IL 62298
SOLD JUL 16, 2026
$320,000
B
3 beds2 baths2,437 sq ft
6 Dwight St, Waterloo, IL 62298
SOLD JUN 5, 2026
$474,900
C
4 beds3 baths2,869 sq ft
205 Crosswinds Ct, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
D
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD NOV 10, 2025
$499,000
E
4 beds3 baths2,652 sq ft
209 Crosswinds Ct, Waterloo, IL 62298
SOLD MAY 21, 2026
$215,000
F
3 beds2 baths1,424 sq ft
707 Marney Ln, Waterloo, IL 62298

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Earn from this home

Sell

$346,055

Est. take-home

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Refinance

Est. cash available

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Rent

$1,515/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

NEW 2 HRS AGO
$29,000
2 beds1 bath672 sq ft
4814 Timber Lake Ct, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 1524 Rachael Ln

Date

Event

Price

Public Records

Oct 1, 2020

Sold

$265,000

$106/sq ft

MARIS as Distributed by MLS Grid #20045000

Sep 30, 2020

Pending

—

Sep 30, 2020

Sold

Aug 2, 2020

Price Changed

$265,000

$106/sq ft

Aug 1, 2020

Contingent

—

Jul 14, 2020

Listed

$259,900

$104/sq ft

Jul 9, 2020

Coming Soon

$259,900

$104/sq ft

Public Records

Aug 23, 2012

Sold

$183,000

$73/sq ft

MARIS as Distributed by MLS Grid #4104321

Aug 22, 2012

Sold

Apr 9, 2012

Listed

$177,500

$71/sq ft

Be the owner of this brand new 3 Br, 2 Bath ranch home in Rose Meadows. This home has a large family room with a vaulted ceiling that extends into the spacious kitchen which has a door that leads out to a 12 x 12 patio. This home has a split bedroom plan with the master on one end of the home and the other two bedrooms on the other end. The kitchen will have a dishwasher, disposal, microwave and electric stove. It is still early enough to pick out colors and some features. The house has a 20 x 20 attached garage. There will be brick on the front of the home and there is a full basement so you can double your square footage when you need extra space. This home will be completed around end of July. This would be a great home and close to Rt. 3 for easy access to St. Louis since it is on the north end of Waterloo. ECD 7/2012

Public Records

Apr 3, 2012

Sold

$32,000

$13/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,922 (+10.2%)

$16,790 + $86,010

$102,800

2024

$5,375 (+10.1%)

$16,790 + $86,010

$102,800

2023

$4,882 (+0.4%)

$16,401 + $80,411

$96,812

2022

$4,863 (+3.8%)

$15,210 + $68,510

$83,720

2021

$4,687 (+3.2%)

$15,410 + $66,900

$82,310

2020

$4,542 (+8.8%)

$13,010 + $64,960

$77,970

2018

$4,176 (+7.8%)

$13,010 + $57,020

$70,030

2017

$3,874 (+4.7%)

$10,000 + $55,880

$65,880

2016

$3,700 (+3.8%)

$9,270 + $52,070

$61,340

2015

$3,565 (+6.2%)

$9,270 + $52,070

$61,340

2014

$3,356 (+1.4%)

$10,770 + $48,970

$59,740

2013

$3,310

$10,770 + $47,060

$57,830

Tax history for 1524 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$5,922 (+10.2%)

$16,790 + $86,010

$102,800

2024

$5,375 (+10.1%)

$16,790 + $86,010

$102,800

2023

$4,882 (+0.4%)

$16,401 + $80,411

$96,812

2022

$4,863 (+3.8%)

$15,210 + $68,510

$83,720

2021

$4,687 (+3.2%)

$15,410 + $66,900

$82,310

2020

$4,542 (+8.8%)

$13,010 + $64,960

$77,970

2018

$4,176 (+7.8%)

$13,010 + $57,020

$70,030

2017

$3,874 (+4.7%)

$10,000 + $55,880

$65,880

2016

$3,700 (+3.8%)

$9,270 + $52,070

$61,340

2015

$3,565 (+6.2%)

$9,270 + $52,070

$61,340

2014

$3,356 (+1.4%)

$10,770 + $48,970

$59,740

2013

$3,310

$10,770 + $47,060

$57,830

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.28 Acres

Year renovated

2012

Sq. Ft.

1,522

Year built

2012

Style

Single Family Residential

County

Monroe County

APN

07-12-334-033-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Total: 0
Parking Features: Attached Garage
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Living Room
Room Level: Second or Main

Room 2 Information
Room Type: Kitchen
Room Level: Second or Main

Room 3 Information
Room Type: Master Bedroom
Room Level: Second or Main

Room 4 Information
Room Type: Master Bathroom
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Level: Second or Main

Room 6 Information
Room Type: Bedroom
Room Level: Second or Main

Room 7 Information
Room Type: Bathroom
Room Level: Second or Main

Room 8 Information
Room Type: Laundry
Room Level: Second or Main

Room 9 Information
Room Type: Family Room
Room Level: First or Lower

Room 10 Information
Room Type: Recreation Room
Room Level: First or Lower

Room 11 Information
Room Type: Bedroom
Room Level: First or Lower

Basement Information
Has Basement
Basement Features: Egress Window(s), Full, Partially Finished, Concrete, Rec/Family Area, Bath/Stubbed, Sleeping Area, Sump Pump

Other Rooms Information
# of Rooms: 11

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Geothermal
Cooling Information: Electric

Interior Features
Interior Features: Open Floorplan, Carpets, Vaulted Ceiling
Window Features: Panel Door(s), Sliding Glass Doors
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator

Exterior

Building Information
Construction Materials: Brk/Stn Veneer Frnt, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,504
Above Grade Finished Area Source: Other
Below Grade Finished Area: 1,000
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Sidewalks, Streetlights
Lot Size Acres: 0.28
Lot Size Dimensions: 106 x 114
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $4,333
Tax Year: 2019

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Underground Utilities
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt. 3 to Rose Lane. Right on Rachael
Cross Street: Rose Ln

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,522
Stories: 1.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 2012
Year Renovated: 2012
County: Monroe County
APN: 07-12-334-033-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Friday, July 17, 2020

Home Information
Living Area: 2504
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 2.2mi

Waterloo Junior High School

Public 6-8 • Assigned • 2.3mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$351,000 – $425,000

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Home values near 1524 Rachael Ln

Data from public records.

Address	Redfin Estimate
1529 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1587 Sq. Ft.	$342,262
1520 Rachael Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1664 Sq. Ft.	$371,999

Address	Redfin Estimate
1510 Rachael Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1700 Sq. Ft.	$357,399
1528 Rachael Ln, Waterloo, IL 4 Beds \| 3 Baths \| 2616 Sq. Ft.	$382,646

Address	Redfin Estimate
1509 Rachael Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1721 Sq. Ft.	$343,127
1516 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 2900 Sq. Ft.	$391,496

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 1524 Rachael Ln

Tax history for 1524 Rachael Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 1524 Rachael Ln

More real estate resources