OFF MARKET

Last listed at $269,000, CLOSED ON Jul 2020

$382,646

Est. refi paymentEst. refi $2,036/mo

•

2,616

sq ft

1528 Rachael Ln, Waterloo, IL 62298

About this home

You will love this move in ready home on the north end of Waterloo! This 4 bed, 3 bath home has so much to offer! Notice the great curb appeal and once you enter, you will want to call it yours with the neutral colors, large foyer, and split bedroom floor plan. The open layout features vaulted ceilings, spacious kitchen with granite counters, a center island, a pantry, and eating space which leads to the over-sized paver patio w/fenced in yard. The master suite has newer flooring w/a large shower/tub combo, dual sinks & large walk-in closet. The guest bedrooms are both a nice size & share the guest bath next door. The newly finished basement features a large family room w/shelving, bedroom, bathroom, office and dry bar area, along with plenty of storage space & a 9ft pour. This home includes many upgrades, including outside security cameras, Nest thermostat, Ring doorbell, smart landscape lighting & more!

Single-familyProperty Type

2015Year Built

0.28 acresLot Size

$146Est. Price/Sq.Ft.

2 car garageParking

Listed by Amy Hank • Keller Williams Marquee

Bought with Diane Biffar Wiegand • Welcome Home Real Estate Llc

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #20036100

Redfin Estimate

$382,646

$114K over list price of $269K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.2% lower than the average sale price ($451K) of 6 comparable homes.

SOLD JUN 5, 2026
$474,900
A
4 beds3 baths2,869 sq ft
205 Crosswinds Ct, Waterloo, IL 62298
SOLD NOV 10, 2025
$499,000
B
4 beds3 baths2,652 sq ft
209 Crosswinds Ct, Waterloo, IL 62298
SOLD MAR 31, 2026
$499,000
C
4 beds3 baths3,084 sq ft
1613 Ontario Dr, Waterloo, IL 62298
SOLD MAR 20, 2026
$398,975
D
4 beds3.5 baths2,704 sq ft
1235 Castle Green Dr, Waterloo, IL 62298
SOLD MAY 22, 2026
$379,900
E
3 beds3 baths2,571 sq ft
1515 New Brunswick Dr, Waterloo, IL 62298
SOLD FEB 2, 2026
$455,000
F
4 beds3 baths2,948 sq ft
716 Prairie Pl, Waterloo, IL 62298

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Earn from this home

Sell

$358,597

Est. take-home

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Refinance

Est. cash available

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Rent

$1,553/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

NEW 2 HRS AGO
$29,000
2 beds1 bath672 sq ft
4814 Timber Lake Ct, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 1528 Rachael Ln

Date

Event

Price

Public Records

Jul 29, 2020

Sold

$270,600

$103/sq ft

MARIS as Distributed by MLS Grid #20036100

Jul 29, 2020

Pending

—

Jul 17, 2020

Contingent

—

Jul 15, 2020

Pending

—

Jun 10, 2020

Contingent

—

Jun 4, 2020

Listed

$269,000

$103/sq ft

MARIS as Distributed by MLS Grid #4409418

Jun 29, 2015

Sold

Jun 29, 2015

Listed

$210,956

$81/sq ft

Public Records

Feb 14, 2014

Sold

$22,000

$8/sq ft

MARIS as Distributed by MLS Grid #4209125

Jun 25, 2013

Listed

$29,000

$11/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2025

$7,196 (+10.3%)

$16,790 + $106,900

$123,690

2024

$6,524 (+10.4%)

$16,790 + $106,900

$123,690

2023

$5,911 (+1.0%)

$16,401 + $99,823

$116,224

2022

$5,854 (+3.2%)

$15,210 + $84,920

$100,130

2021

$5,671 (+3.3%)

$15,410 + $82,440

$97,850

2020

$5,489 (+12.1%)

$13,010 + $80,070

$93,080

2019

$4,898 (+3.1%)

$13,010 + $75,130

$88,140

2018

$4,752 (+7.8%)

$13,010 + $65,400

$78,410

2017

$4,410 (+4.5%)

$10,000 + $64,180

$74,180

2016

$4,220 (+491.0%)

$9,270 + $59,850

$69,120

2015

$714 (+2,646.2%)

$9,270 + $59,850

$69,120

2014

$26

$10,770

2013

$26

$410

Tax history for 1528 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$7,196 (+10.3%)

$16,790 + $106,900

$123,690

2024

$6,524 (+10.4%)

$16,790 + $106,900

$123,690

2023

$5,911 (+1.0%)

$16,401 + $99,823

$116,224

2022

$5,854 (+3.2%)

$15,210 + $84,920

$100,130

2021

$5,671 (+3.3%)

$15,410 + $82,440

$97,850

2020

$5,489 (+12.1%)

$13,010 + $80,070

$93,080

2019

$4,898 (+3.1%)

$13,010 + $75,130

$88,140

2018

$4,752 (+7.8%)

$13,010 + $65,400

$78,410

2017

$4,410 (+4.5%)

$10,000 + $64,180

$74,180

2016

$4,220 (+491.0%)

$9,270 + $59,850

$69,120

2015

$714 (+2,646.2%)

$9,270 + $59,850

$69,120

2014

$26

$10,770

2013

$26

$410

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.28 Acres

Year renovated

2015

Sq. Ft.

1,716

Year built

2015

Style

Single Family Residential

County

Monroe County

APN

07-12-334-032-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: Attached Garage, Oversized
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Living Room
Room Dimensions: 17x15
Room Length: 17
Room Width: 15
Room Level: Second or Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Second or Main

Room 3 Information
Room Type: Dining Room
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Second or Main

Room 4 Information
Room Type: Master Bedroom
Room Dimensions: 15x12
Room Length: 15
Room Width: 12
Room Level: Second or Main

Room 5 Information
Room Type: Master Bathroom
Room Dimensions: 9x8
Room Length: 9
Room Width: 8
Room Level: Second or Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 12x10
Room Length: 12
Room Width: 10
Room Level: Second or Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Second or Main

Room 8 Information
Room Type: Bathroom
Room Dimensions: 7x6
Room Length: 7
Room Width: 6
Room Level: Second or Main

Room 9 Information
Room Type: Other Room
Room Level: Second or Main

Room 10 Information
Room Type: Laundry
Room Level: Second or Main

Room 11 Information
Room Type: Family Room
Room Level: First or Lower

Room 12 Information
Room Type: Bedroom
Room Level: First or Lower

Room 13 Information
Room Type: Bathroom
Room Level: First or Lower

Room 14 Information
Room Type: Office
Room Level: First or Lower

Room 15 Information
Room Type: Bonus Room
Room Level: First or Lower

Basement Information
Has Basement
Basement Features: Concrete, Bathroom in LL, Egress Window(s), Full, Daylight/Lookout Windows, Partially Finished, Rec/Family Area, Sleeping Area

Other Rooms Information
# of Rooms: 13

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Gas

Interior Features
Interior Features: Carpets, Vaulted Ceiling, Walk-in Closet(s)
Appliances: Dishwasher, Disposal, Microwave, Electric Oven, Stainless Steel Appliance(s)

Exterior

Building Information
Construction Materials: Brick Veneer, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,716
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 900
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Fencing, Level Lot, Sidewalks, Streetlights
Lot Size Acres: 0.28
Lot Size Dimensions: .28
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $4,752
Tax Year: 2018

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Underground Utilities

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 to Rose Ln, right on Rachael Lane.

Public facts

Beds: 3
Baths: 4.0
Sq. Ft.: 1,716
Stories: 1.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 2015
Year Renovated: 2015
County: Monroe County
APN: 07-12-334-032-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 2616
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 2.2mi

Waterloo Junior High School

Public 6-8 • Assigned • 2.3mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$364,000 – $441,000

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NEW 2 HRS AGO

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OPEN SAT, 11AM TO 1PM

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OPEN SUN, 3PM TO 5PM

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Home values near 1528 Rachael Ln

Data from public records.

Address	Redfin Estimate
1529 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1587 Sq. Ft.	$342,262
1520 Rachael Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1664 Sq. Ft.	$371,999

Address	Redfin Estimate
1510 Rachael Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1700 Sq. Ft.	$357,399
1524 Rachael Ln, Waterloo, IL 4 Beds \| 2 Baths \| 2504 Sq. Ft.	$369,340

Address	Redfin Estimate
1509 Rachael Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1721 Sq. Ft.	$343,127
1516 Rachael Ln, Waterloo, IL 3 Beds \| 3 Baths \| 2900 Sq. Ft.	$391,496

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 1528 Rachael Ln

Tax history for 1528 Rachael Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 1528 Rachael Ln

More real estate resources