OFF MARKET

Last listed at $240,000, closed on may 2023

$276,982

Est. refi paymentEst. refi $1,151/mo

•

1,952

sq ft

20 Victor St, Waterloo, IL 62298

About this home

MOVE RIGHT IN!! Welcome home to 20 Victor Street conveniently located on north end of Waterloo, IL. 4 side brick home with nearly 2000 sq feet including 3 beds/2 baths on main floor, attached 1 car garage, beautiful refinished wood floors, spacious living room which boasts new recessed lighting & space for your dining table. Updated kitchen with tile floors, new cabinets & tile backsplash Stainless appliances included (refrigerator, gas range/oven, microwave, & dishwasher) to be switched out (see pics) for ones currently in the home (wedding present they just can't part with). Master bedroom features attached 1/2 bath. Partially finished basement has design-inspired sealed concrete floors, laundry room w/ half bath & lots of storage. Beautiful corner lot is fenced & feautres partially covered patio perfect for entertaining, watching Cardinals games on your outdoor TV or enjoying a cup of coffee. Roof is approximately 10 years old. No showings until OPEN HOUSE on FRIDAY 4/28 4-7 PM.

Single-familyProperty Type

1960Year Built

0.29 acresLot Size

$142Est. Price/Sq.Ft.

1 car garageParking

Listed by Angela Laskowski • RE/MAX Results Realty

Bought with Carla Mercer • eXp Realty

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #23023134

Redfin Estimate

$276,982

$37K over list price of $240K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.5% lower than the average sale price ($313K) of 6 comparable homes.

SOLD JUL 16, 2026
$320,000
A
3 beds2 baths2,437 sq ft
6 Dwight St, Waterloo, IL 62298
SOLD AUG 28, 2026
$285,000
B
2 beds2 baths2,290 sq ft
719 Waterloo Dr, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
C
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD MAR 5, 2026
$259,000
D
3 beds1.5 baths1,961 sq ft
4 Victor St, Waterloo, IL 62298
SOLD SEP 25, 2026
$315,000
E
3 beds2 baths1,560 sq ft
1225 Sherwood Ln, Waterloo, IL 62298
SOLD AUG 20, 2026
$299,900
F
3 beds2 baths3,450 sq ft
325 N Market St, Waterloo, IL 62298

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Earn from this home

Sell

$258,998

Est. take-home

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Refinance

Est. cash available

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Rent

$1,444/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

$369,900
4 beds2 baths2,272 sq ft
1024 W Fallen Lake Dr, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
$399,900
4 beds4 baths2,203 sq ft
720-722 Brittany Ct, Waterloo, IL 62298
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
OPEN TODAY, 12PM TO 2PM
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
OPEN TODAY, 1PM TO 3PM
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 20 Victor St

Date

Event

Price

MARIS as Distributed by MLS Grid #23023134

Jun 1, 2023

Pending

—

May 31, 2023

Sold

May 1, 2023

Price Changed

$240,000

$123/sq ft

May 1, 2023

Contingent

—

Apr 26, 2023

Listed

$223,000

$114/sq ft

Public Records

Aug 12, 2019

Sold

$142,000

$73/sq ft

MARIS as Distributed by MLS Grid #19047242

Aug 9, 2019

Pending

—

Aug 9, 2019

Sold

Jul 5, 2019

Contingent

—

Jul 1, 2019

Listed

$139,900

$72/sq ft

Adorable ALL BRICK 3 bedrooms & 1 1/2 bath Ranch home sits on a corner lot w/large yard fully fenced in the Lou Del subdivision. As you enter the home you will find a cozy lighted foyer and coat closet that opens to the cavernous Living room and dining area that features gleaming original hardwood flooring that continues throughout the main level. Completely renovated kitchen includes new cabinets, counter-top, back-splash kitchen flooring in 2016 along with updated appliances that can stay. Also on the main level you will find a Spacious master bedroom with nice sized lighted closet and ½ bath w/updated flooring, 2 additional bedrooms, updated full bathroom with tub surround & tiled floor and loads of closet space. The lower level is just waiting for you to design your own living space and includes loads of storage and a cedar closet. 1 car garage has even more space for storage. Conveniently located right off to Rt. 3, and close to all the downtown Waterloo shopping and restaurants!

MARIS as Distributed by MLS Grid #1

Aug 7, 2017

Price Changed

$139,900

$72/sq ft

Jul 31, 2017

Price Changed

$143,000

$73/sq ft

Jul 24, 2017

Price Changed

$147,000

$75/sq ft

Jul 18, 2017

Price Changed

$154,900

$79/sq ft

Public Records

Jul 28, 2016

Sold

$105,000

$54/sq ft

MARIS as Distributed by MLS Grid #16031793

Jul 28, 2016

Delisted

—

Jul 27, 2016

Sold

Jun 22, 2016

Pending

—

May 12, 2016

Delisted

—

May 12, 2016

Contingent

—

May 11, 2016

Listed

$105,000

$54/sq ft

Public Records

Feb 17, 2009

Sold

$146,500

$75/sq ft

Public Records

Apr 1, 1988

Sold

$77,000

$39/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2025

$4,113 (+8.3%)

$16,980 + $56,170

$73,150

2024

$3,798 (+20.1%)

$16,980 + $56,170

$73,150

2023

$3,162 (+1.3%)

$16,570 + $53,597

$70,167

2022

$3,121 (+2.9%)

$15,300 + $40,980

$56,280

2021

$3,034 (+2.1%)

$15,520 + $39,460

$54,980

2020

$2,972 (+35.3%)

$13,120 + $39,460

$52,580

2019

$2,197 (−9.6%)

$13,120 + $37,300

$50,420

2018

$2,430 (+2.8%)

$9,580 + $25,420

$35,000

2017

$2,364 (+21.9%)

$9,580 + $25,420

$35,000

2016

$1,939 (−23.2%)

$9,580 + $25,420

$35,000

2015

$2,523 (+5.4%)

$9,580 + $25,420

$35,000

2014

$2,394 (+9.7%)

$11,080 + $32,950

$44,030

2013

$2,183

$11,080 + $29,100

$40,180

Tax history for 20 Victor St

Year

Property tax

Land + Additions

Assessment*

2025

$4,113 (+8.3%)

$16,980 + $56,170

$73,150

2024

$3,798 (+20.1%)

$16,980 + $56,170

$73,150

2023

$3,162 (+1.3%)

$16,570 + $53,597

$70,167

2022

$3,121 (+2.9%)

$15,300 + $40,980

$56,280

2021

$3,034 (+2.1%)

$15,520 + $39,460

$54,980

2020

$2,972 (+35.3%)

$13,120 + $39,460

$52,580

2019

$2,197 (−9.6%)

$13,120 + $37,300

$50,420

2018

$2,430 (+2.8%)

$9,580 + $25,420

$35,000

2017

$2,364 (+21.9%)

$9,580 + $25,420

$35,000

2016

$1,939 (−23.2%)

$9,580 + $25,420

$35,000

2015

$2,523 (+5.4%)

$9,580 + $25,420

$35,000

2014

$2,394 (+9.7%)

$11,080 + $32,950

$44,030

2013

$2,183

$11,080 + $29,100

$40,180

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.29 Acres

Year renovated

1960

Sq. Ft.

1,252

Year built

1960

Style

Single Family Residential

County

Monroe County

APN

07-13-151-005-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 1
Parking Features: Attached Garage
Garage Spaces: 1
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 1
# of Half Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Half Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Dining Room
Room Dimensions: 12x10
Room Length: 12
Room Width: 10
Room Level: Main

Room 2 Information
Room Type: Living Room
Room Dimensions: 18x12
Room Length: 18
Room Width: 12
Room Level: Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Main

Room 4 Information
Room Type: Master Bedroom
Room Dimensions: 14x11
Room Length: 14
Room Width: 11
Room Level: Main

Room 5 Information
Room Type: Master Bathroom
Room Dimensions: 6x6
Room Length: 6
Room Width: 6
Room Level: Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 10x9
Room Length: 10
Room Width: 9
Room Level: Main

Room 8 Information
Room Type: Bathroom
Room Dimensions: 10x8
Room Length: 10
Room Width: 8
Room Level: Main

Room 9 Information
Room Type: Family Room
Room Dimensions: 26x25
Room Length: 26
Room Width: 25
Room Level: Lower

Room 10 Information
Room Type: Bathroom
Room Dimensions: 11x8
Room Length: 11
Room Width: 8
Room Level: Lower

Basement Information
Has Basement
Basement Features: Full

Other Rooms Information
# of Rooms: 11

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Baseboard, Radiator(s)
Cooling Information: Electric

Interior Features
Interior Features: Some Wood Floors
Window Features: Some Insulated Wndws
Appliances: Dishwasher, Disposal, Gas Oven, Stainless Steel Appliance(s)

Exterior

Building Information
Construction Materials: Brick Veneer

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,252
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 700
Below Grade Finished Area Source: County Records

Lot Information
Lot Features: Chain Link Fence, Corner Lot, Fencing, Level Lot
Lot Size Acres: 0.2921
Lot Size Dimensions: 87x140x95x136x8
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $3,034
Tax Year: 2021

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Route 3 to Kevin to right on Victor.
Cross Street: Kevin

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,252
Stories: 1.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 1960
Year Renovated: 1960
County: Monroe County
APN: 07-13-151-005-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Wednesday, April 26, 2023

Home Information
Living Area: 1952
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.6mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.8mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$264,000 – $319,000

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Home values near 20 Victor St

Data from public records.

Address	Redfin Estimate
16 Victor St, Waterloo, IL 3 Beds \| 1 Baths \| 1054 Sq. Ft.	$204,084
28 Victor St, Waterloo, IL 3 Beds \| 1 Baths \| 1225 Sq. Ft.	$269,336

Address	Redfin Estimate
25 Victor St, Waterloo, IL 3 Beds \| 1 Baths \| 1425 Sq. Ft.	$247,010
19 Victor St, Waterloo, IL 2 Beds \| 3 Baths \| 1232 Sq. Ft.	$258,410

Address	Redfin Estimate
17 Victor St, Waterloo, IL 3 Beds \| 3 Baths \| 1392 Sq. Ft.	$254,281
21 Victor St, Waterloo, IL 2 Beds \| 3 Baths \| 1064 Sq. Ft.	$215,521

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 20 Victor St

Tax history for 20 Victor St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 20 Victor St

More real estate resources