OFF MARKET

Last listed at $120,000, CLOSED ON Dec 2019

$182,241

Est. refi paymentEst. refi $993/mo

•

1,594

sq ft

246 N Main St, Waterloo, IL 62298

About this home

DO YOUR THING! Excellent potential for this 2 bedroom, 1 3/4 bath home on Main Street. This split-level home has everything you need and is a great fit for a single person, couple or small family. The large beamed living room is perfect gatherings/entertaining. If you want the get away space, head to the lower level family room. The kitchen features abundant cabinets for storage and plenty of space for family dinners or your next get-together. A deck off of the back of the house is perfect for enjoying summer evenings. The house is surrounded by mature trees, are beautiful in the fall, as well as provide privacy fenced yard. This home is located within walking distance from local restaurants and boutiques in historic downtown Waterloo. Enjoy having a front row seat for parades! Home does need TLC, are you the one? Home is being sold AS-IS with no repairs to be made by the homeowner.

Single-familyProperty Type

1982Year Built

8,276 sq ftLot Size

$114Est. Price/Sq.Ft.

2 car garageParking

Listed by Lisa Meegan • RE/MAX Preferred

Bought with Mandy McGuire • Keller Williams Marquee

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #19078685

Redfin Estimate

$182,241

$62K over list price of $120K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.7% lower than the average sale price ($239K) of 6 comparable homes.

SOLD SEP 1, 2026
$225,000
A
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD APR 3, 2026
$259,000
B
2 beds2 baths1,836 sq ft
327 Briarwood Dr, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
C
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD MAY 20, 2026
$199,975
D
2 beds2 baths1,613 sq ft
100 Lemen St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
E
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD JAN 15, 2026
$275,000
F
3 beds2 baths1,664 sq ft
107 Parkwood Dr, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,384/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

COMING SOON
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
NEW 35 HRS AGO
$395,000
2 beds1 bath1,474 sq ft
4878 Sportsman Rd, Waterloo, IL 62298
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$339,500
3 beds2.5 baths2,971 sq ft
214 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
OPEN SUN, 2:30PM TO 4PM
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 246 N Main St

Year

Property tax

Land + Additions

Assessment*

2025

$4,001 (+7.9%)

$16,180 + $55,140

$71,320

2024

$3,708 (+5.1%)

$16,180 + $55,140

$71,320

2023

$3,529 (+15.4%)

$15,926 + $52,710

$68,636

2022

$3,058 (+12.5%)

$14,780 + $47,350

$62,130

2021

$2,717 (−1.0%)

$15,030 + $38,950

$53,980

2020

$2,744 (+4.4%)

$10,640 + $37,080

$47,720

2019

$2,629 (+2.1%)

$10,640 + $36,370

$47,010

2018

$2,575 (+2.0%)

$10,640 + $34,140

$44,780

2017

$2,525 (+1.1%)

$8,220 + $34,600

$42,820

2016

$2,497 (−2.1%)

$7,030 + $36,320

$43,350

2015

$2,551 (+6.3%)

$7,030 + $36,320

$43,350

2014

$2,400 (+8.8%)

$8,190 + $36,260

$44,450

2013

$2,206

$8,190 + $32,360

$40,550

Tax history for 246 N Main St

Year

Property tax

Land + Additions

Assessment*

2025

$4,001 (+7.9%)

$16,180 + $55,140

$71,320

2024

$3,708 (+5.1%)

$16,180 + $55,140

$71,320

2023

$3,529 (+15.4%)

$15,926 + $52,710

$68,636

2022

$3,058 (+12.5%)

$14,780 + $47,350

$62,130

2021

$2,717 (−1.0%)

$15,030 + $38,950

$53,980

2020

$2,744 (+4.4%)

$10,640 + $37,080

$47,720

2019

$2,629 (+2.1%)

$10,640 + $36,370

$47,010

2018

$2,575 (+2.0%)

$10,640 + $34,140

$44,780

2017

$2,525 (+1.1%)

$8,220 + $34,600

$42,820

2016

$2,497 (−2.1%)

$7,030 + $36,320

$43,350

2015

$2,551 (+6.3%)

$7,030 + $36,320

$43,350

2014

$2,400 (+8.8%)

$8,190 + $36,260

$44,450

2013

$2,206

$8,190 + $32,360

$40,550

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

8,202 Sq. Ft.

Year renovated

1982

Sq. Ft.

1,170

Year built

1982

Style

Single Family Residential

County

Monroe County

APN

07-24-450-007-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 2
Parking Features: Attached, Garage
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage
Garage Size Description: 22 x 28

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 0
Main And Upper Level Bedrooms: 2
Upper Level Bedrooms: 2
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 0
Main And Upper Level Bathrooms: 1
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 1
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1

Room 1 Information
Room Type: Kitchen
Room Dimensions: 13x20
Room Length: 13
Room Width: 20
Room Level: Upper

Room 2 Information
Room Type: Living Room
Room Dimensions: 13x22
Room Length: 13
Room Width: 22
Room Level: Upper

Room 3 Information
Room Type: Bathroom
Room Dimensions: 8x10
Room Length: 8
Room Width: 10
Room Level: Upper

Room 4 Information
Room Dimensions: 13x13
Room Length: 13
Room Width: 13
Room Level: Upper

Room 5 Information
Room Dimensions: 12x13
Room Length: 12
Room Width: 13
Room Level: Upper

Room 6 Information
Room Type: Family Room
Room Dimensions: 12x16
Room Length: 12
Room Width: 16
Room Level: Lower

Room 7 Information
Room Dimensions: 4x6
Room Length: 4
Room Width: 6
Room Level: Lower

Room 8 Information
Room Type: Bonus Room
Room Dimensions: 9x11
Room Length: 9
Room Width: 11
Room Level: Lower

Room 9 Information
Room Type: Bathroom
Room Dimensions: 5x6
Room Length: 5
Room Width: 6
Room Level: Lower

Basement Information
Has Basement
Basement Features: Bathroom, Partially Finished

Other Rooms Information
Room Count: 9
# of Rooms: 8

Fireplace Information
Fireplace Features: None, Recreation Room

Heating & Cooling
Heating Information: Natural Gas, Forced Air
Cooling Information: Central Air, Electric

Interior Features
Interior Features: Kitchen/Dining Room Combo
Appliances: Dishwasher, Disposal, Range Hood, Gas Range, Gas Oven, Refrigerator, Gas Water Heater

Exterior

Building Information
Construction Materials: Aluminum Siding, Stone Veneer, Brick Veneer

Exterior Features
Patio And Porch Features: Deck
Door Features: Sliding Door(s)

Pool Information
Pool YN: 0

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,170
Above Grade Finished Area Units: Square Feet
Above Grade Finished Area Source: Other
Below Grade Finished Area: 474
Below Grade Finished Area Units: Square Feet
Below Grade Finished Area Source: Assessor

Lot Information
Lot Size Area: 0.19
Lot Size Units: Acres
Lot Size Acres: 0.19
Lot Size Dimensions: 81 x 98 x 81 x 106
Lot Size Source: Public Records
Lot Size Area Unknown YN: 0
Road Surface Type: Asphalt

Financial

Tax Information
Tax Annual Amount: $2,575
Tax Annual Amount Description: Owner Occupied
Tax Year: 2018
Property Assessment City Tax YN: 0

Lease / Rent Details
Existing Sub Lease YN: 0

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Multi-Unit Information
Unit Count: 0

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt. 3 to Columbia Ave - to Main Street
Address Line: 246 North Main St, Waterloo IL 62298

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,170
Stories: —
Lot Size: 8,202 square feet
Style: Single Family Residential
Year Built: 1982
Year Renovated: 1982
County: Monroe County
APN: 07-24-450-007-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Transaction Type: Sale
Possible Buyer Fees YN: 0
Seller Paid Repairs Amount: 0.00

Home Information
Living Area: 1594
Living Area Units: Square Feet
Living Area Source: Other
Living Area Srch Sq Ft: 1594.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1170.00
Below Grade Finished Area Srch Sq Ft: 474.00
Levels: Multi/Split, Two

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.2mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.2mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$174,000 – $210,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

NEW 35 HRS AGO

$395,000

2 beds1 bath1,474 sq ft

4878 Sportsman Rd, Waterloo, IL 62298

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FOR SALE BY OWNER

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New listings for sale in 62298

COMING SOON

$424,900

4 beds3 baths3,644 sq ft

624 Timberline Dr, Waterloo, IL 62298

$389,000

4 beds3 baths3,144 sq ft

1307 Rachael Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

NEW 35 HRS AGO

$395,000

2 beds1 bath1,474 sq ft

4878 Sportsman Rd, Waterloo, IL 62298

$314,900

3 beds2.5 baths1,765 sq ft

112 Jefferson, Waterloo, IL 62298

OPEN SUN, 11AM TO 1PM

$339,500

3 beds2.5 baths2,971 sq ft

214 Osterhage Dr, Waterloo, IL 62298

COMING SOON

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

Rogers St, Waterloo, IL 62298

$199,900

3 beds1 bath1,121 sq ft

309 N Moore St, Waterloo, IL 62298

Home values near 246 N Main St

Data from public records.

Address	Redfin Estimate
239 North Main St, Waterloo, IL 3 Beds \| 2 Baths \| 1517 Sq. Ft.	$270,675
237 North Main St, Waterloo, IL 3 Beds \| 2 Baths \| 1260 Sq. Ft.	$220,573

Address	Redfin Estimate
262 North Main St, Waterloo, IL 3 Beds \| 3 Baths \| 966 Sq. Ft.	$223,396
265 North Main St, Waterloo, IL 3 Beds \| 1 Baths \| 1232 Sq. Ft.	$208,687

Address	Redfin Estimate
263 North Main St, Waterloo, IL 4 Beds \| 4 Baths \| 1129 Sq. Ft.	$242,278
266 North Main St, Waterloo, IL 3 Beds \| 3 Baths \| 1221 Sq. Ft.	$230,703

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2019. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 246 N Main St

Tax history for 246 N Main St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 246 N Main St

More real estate resources