OFF MARKET

Last listed at $98,500, CLOSED ON Apr 2016

$164,163

Est. refi paymentEst. refi $601/mo

•

1,120

sq ft

301 Debra Ln, Waterloo, IL 62298

About this home

Just waiting for a new owner. Bank owned but utilities on and hasn't been vacant long. This smaller home has lots of potential and might be considered cute. Apparent updates include vinyl windows and the a/c system. Needs some cleaning and painting but otherwise livable as is. Main floor heat is a gas fired boiler with baseboard radiators. The hardwood floors are in good shape. The kitchen is nice and bright. Roof and gutters have been replaced but age is unknown. Photos speak for themselves. The circular drive through carport is a nice feature as well as the backyard storage shed. A large semi-finished family room in the basement has its own gas heater. There's a shower and toilet in the basement too, just not in the same rooms. The washer, dryer & basement 'fridge stay. Electrical service is 100 amps w/breakers. There's plenty of shelving and 2 work benches, also another semi-finished work in progress basement room. Won't last long at this price.

Single-familyProperty Type

1953Year Built

10,019 sq ftLot Size

$147Est. Price/Sq.Ft.

2 spacesParking

Listed by Randy Hornick • Incite Realty

Bought with Lisa Meegan • RE/MAX Preferred

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #16022571

Redfin Estimate

$164,163

$66K over list price of $99K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 30.1% lower than the average sale price ($235K) of 6 comparable homes.

SOLD AUG 3, 2026
$224,900
A
3 beds1 bath1,128 sq ft
429 Sunset Dr, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
B
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD AUG 26, 2026
$215,000
C
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD APR 3, 2026
$285,000
D
3 beds2 baths1,332 sq ft
707 S Library St, Waterloo, IL 62298
SOLD JUN 1, 2026
$229,900
E
3 beds2 baths1,318 sq ft
627 Mark Dr, Waterloo, IL 62298
SOLD MAY 7, 2026
$229,900
F
3 beds2 baths1,829 sq ft
705 Leo St, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

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Rent

$1,380/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

COMING SOON
$300,000
2 beds3 baths1,681 sq ft
704 Ridge Rd, Waterloo, IL 62298
OPEN TODAY, 11AM TO 1PM
$225,000
3 beds2 baths1,176 sq ft
513 N Moore St, Waterloo, IL 62298
COMING SOON
$999,999
3 beds3.5 baths2,960 sq ft
627 Benjamin Ln, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$317,000
3 beds3 baths1,928 sq ft
408 N Moore St, Waterloo, IL 62298
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 301 Debra Ln

Year

Property tax

Land + Additions

Assessment*

2025

$3,434 (+8.3%)

$16,440 + $47,510

$63,950

2024

$3,172 (+14.6%)

$16,440 + $47,510

$63,950

2023

$2,768 (+61.9%)

$16,116 + $45,476

$61,592

2022

$1,710 (+5.7%)

$14,960 + $35,030

$49,990

2021

$1,617 (−3.0%)

$9,520 + $23,310

$32,830

2020

$1,667 (−1.5%)

$9,520 + $23,310

$32,830

2019

$1,692 (−10.1%)

$9,520 + $23,310

$32,830

2018

$1,881 (+3.4%)

$9,520 + $23,310

$32,830

2017

$1,819 (+1.4%)

$9,520 + $23,310

$32,830

2016

$1,794 (+0.8%)

$9,520 + $23,310

$32,830

2015

$1,780 (−12.3%)

$9,520 + $23,310

$32,830

2014

$2,029 (+9.9%)

$9,520 + $29,200

$38,720

2013

$1,847

$9,520 + $25,410

$34,930

Tax history for 301 Debra Ln

Year

Property tax

Land + Additions

Assessment*

2025

$3,434 (+8.3%)

$16,440 + $47,510

$63,950

2024

$3,172 (+14.6%)

$16,440 + $47,510

$63,950

2023

$2,768 (+61.9%)

$16,116 + $45,476

$61,592

2022

$1,710 (+5.7%)

$14,960 + $35,030

$49,990

2021

$1,617 (−3.0%)

$9,520 + $23,310

$32,830

2020

$1,667 (−1.5%)

$9,520 + $23,310

$32,830

2019

$1,692 (−10.1%)

$9,520 + $23,310

$32,830

2018

$1,881 (+3.4%)

$9,520 + $23,310

$32,830

2017

$1,819 (+1.4%)

$9,520 + $23,310

$32,830

2016

$1,794 (+0.8%)

$9,520 + $23,310

$32,830

2015

$1,780 (−12.3%)

$9,520 + $23,310

$32,830

2014

$2,029 (+9.9%)

$9,520 + $29,200

$38,720

2013

$1,847

$9,520 + $25,410

$34,930

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.26 Acres

Year renovated

1963

Sq. Ft.

1,120

Year built

1963

Style

Single Family Residential

County

Monroe County

APN

07-25-449-006-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Circle Drive, Tandem
Has Carport
Carport Spaces: 1

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 18x13
Room Length: 18
Room Width: 13
Room Level: Second or Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 12x9
Room Length: 12
Room Width: 9
Room Level: Second or Main

Room 3 Information
Room Type: Bedroom
Room Dimensions: 14x10
Room Length: 14
Room Width: 10
Room Level: Second or Main

Room 4 Information
Room Type: Bedroom
Room Dimensions: 11x10
Room Length: 11
Room Width: 10
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 11x10
Room Length: 11
Room Width: 10
Room Level: Second or Main

Room 6 Information
Room Type: Bathroom
Room Dimensions: 9x5
Room Length: 9
Room Width: 5
Room Level: Second or Main

Room 7 Information
Room Type: Family Room
Room Dimensions: 28x12
Room Length: 28
Room Width: 12
Room Level: First or Lower

Basement Information
Basement Features: Concrete, Full, Partially Finished

Other Rooms Information
# of Rooms: 6

Heating & Cooling
Has Heating
Heating Information: Baseboard, Hot Water
Cooling Information: Ceiling Fan(s), Electric

Interior Features
Window Features: Some Insulated Wndws, Some Storm Doors
Appliances: Dishwasher, Disposal, Dryer, Range Hood, Gas Oven, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Brick Veneer

Property Information
Ownership Type: Bank
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,120
Above Grade Finished Area Source: Public Records

Lot Information
Lot Features: Corner Lot
Lot Size Acres: 0.23
Lot Size Dimensions: 80 x 112 x 82 x 122
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $2,029
Tax Year: 2014

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: 156/Park Street to S. Library. South 6 blocks to corner of Library and Debra Lane
Cross Street: S. Library

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,120
Stories: 1.0
Lot Size: 0.26 acres
Style: Single Family Residential
Year Built: 1963
Year Renovated: 1963
County: Monroe County
APN: 07-25-449-006-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1120
Levels: One

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.8mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$156,000 – $189,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 62298

COMING SOON

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OPEN TODAY, 11AM TO 1PM

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COMING SOON

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OPEN SUN, 1PM TO 3PM

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COMING SOON

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FOR SALE BY OWNER

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Home values near 301 Debra Ln

Data from public records.

Address	Redfin Estimate
309 Debra Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1260 Sq. Ft.	$243,362
303 Debra Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1120 Sq. Ft.	$248,616

Address	Redfin Estimate
209 Debra Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1720 Sq. Ft.	$305,893
307 Debra Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1120 Sq. Ft.	$249,584

Address	Redfin Estimate
306 Debra Ln, Waterloo, IL 3 Beds \| 3 Baths \| 1120 Sq. Ft.	$248,064
305 Debra Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1120 Sq. Ft.	$226,820

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2016. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 301 Debra Ln

Tax history for 301 Debra Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 301 Debra Ln

More real estate resources