OFF MARKET

Last listed at $157,000, closed on aug 2023

$181,704

Est. refi paymentEst. refi $926/mo

•

1,000

sq ft

303 W 4th St, Waterloo, IL 62298

About this home

Welcome home to 303 W 4th St, Waterloo, within walking distance of the downtown business area. This low-maintenance 2 bed/1 bath home with a full basement and 1000 sq ft of living space is ready for its new owner. This home features a living room as you enter with original hardwood floors. The eat-in kitchen offers plenty of cabinet space, a newer white vinyl tyle design backsplash, and some updated appliances. The spacious family room is perfect for a partial dining room or home office. The full unfinished basement is ready for you to finish if you choose with newer carpet already installed and plenty of storage area. Outside you can enjoy entertaining friends on the concrete patio, storage shed, and off-street parking pad. HVAC was replaced in (2015), the roof (2014), high-efficiency tankless water heater (2022), a new concrete patio (2021), carpet in the basement (2020). The seller is offering a one-year home warranty. Don't miss your chance to call this house, HOME!

Single-familyProperty Type

1959Year Built

2,770 sq ftLot Size

$182Est. Price/Sq.Ft.

Listed by Don Carrington • Worth Clark Realty

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #23040333

Redfin Estimate

$181,704

$25K over list price of $157K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.7% lower than the average sale price ($183K) of 6 comparable homes.

SOLD SEP 30, 2025
$175,000
A
2 beds1 bath1,158 sq ft
108 Front St, Waterloo, IL 62298
SOLD JUN 5, 2026
$198,000
B
2 beds1 bath832 sq ft
209 Oak St, Waterloo, IL 62298
SOLD AUG 26, 2026
$215,000
C
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD MAY 8, 2026
$199,900
D
2 beds1 bath840 sq ft
508 Stiening St, Waterloo, IL 62298
SOLD APR 16, 2026
$185,000
E
2 beds1 bath980 sq ft
207 Hoener Ave, Waterloo, IL 62298
SOLD JUN 18, 2026
$124,900
F
2 beds1 bath764 sq ft
106 Columbia Ave, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,342/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

OPEN SAT, 12PM TO 2PM
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
NEW 24 HRS AGO
$177,500
3 beds1 bath1,104 sq ft
403 S Moore St, Waterloo, IL 62298
COMING SOON
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
OPEN SAT, 12PM TO 2PM
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
OPEN SUN, 12PM TO 2PM
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
$300,000
2 beds3 baths1,681 sq ft
704 Ridge Rd, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 303 W 4th St

Date

Event

Price

Public Records

Aug 18, 2023

Sold

$158,000

$158/sq ft

MARIS as Distributed by MLS Grid #23040333

Aug 17, 2023

Sold

Aug 9, 2023

Pending

—

Jul 15, 2023

Contingent

—

Jul 12, 2023

Listed

$157,000

$157/sq ft

Jul 7, 2023

Coming Soon

$157,000

$157/sq ft

Public Records

Jun 17, 2019

Sold

$114,000

$114/sq ft

MARIS as Distributed by MLS Grid #19022361

Jun 14, 2019

Sold

Apr 8, 2019

Pending

—

Apr 4, 2019

Listed

$109,900

$110/sq ft

+26

Dreaming of being within walking distance to the bustling downtown square of Waterloo? Looking for a low maintenance, but spectacular location? Here's your opportunity at an unbelievable price! This adorable 2 BR, 1 Bath priced under $110K is the perfect home for you! Step into the front living room with classic original hardwoods. Work your way into the kitchen that offers ample cabinetry & all appliances included! The huge family room boast a gorgeous bay window allowing natural light to flow into this flexible space. Main level also features to ample sized bedrooms & full bath. The full unfinished basement offers a poured concrete foundation, laundry hookup, plenty of storage & opportunity to expand your square footage. Outdoors you will find a quaint backyard, storage shed & an off street parking pad! You will also be please with a newer HVAC (2015), roof (2014), & water heater (2008). Live where you love for an affordable price before someone else beats you to the punch!

MRED as Distributed by MLS Grid #10832982

Apr 24, 2018

Listing Removed

—

MARIS as Distributed by MLS Grid #1

Mar 4, 2018

Price Changed

$112,000

$112/sq ft

MARIS as Distributed by MLS Grid #4307043

May 23, 2014

Sold

May 23, 2014

Listed

$92,000

$92/sq ft

Public Records

Jan 13, 2012

Sold

$85,000

$85/sq ft

Public Records

Jul 1, 1977

Sold

$29,000

$29/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2025

$2,922 (+7.4%)

$15,340 + $38,300

$53,640

2024

$2,721 (+14.7%)

$15,340 + $38,300

$53,640

2023

$2,373 (+2.7%)

$15,218 + $36,752

$51,970

2022

$2,311 (+20.0%)

$14,210 + $29,480

$43,690

2021

$1,927 (+5.9%)

$14,510 + $27,760

$42,270

2020

$1,819 (+0.2%)

$5,990 + $29,590

$35,580

2019

$1,816

$5,990 + $27,160

$33,150

2018

$1,817 (+3.4%)

$5,990 + $26,740

$32,730

2017

$1,756 (+4.9%)

$5,150 + $26,750

$31,900

2016

$1,674 (+2.6%)

$3,160 + $27,880

$31,040

2015

$1,632 (−0.2%)

$3,160 + $27,880

$31,040

2014

$1,636 (−14.6%)

$3,560 + $27,040

$30,600

2013

$1,915

$3,560 + $26,430

$29,990

Tax history for 303 W 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$2,922 (+7.4%)

$15,340 + $38,300

$53,640

2024

$2,721 (+14.7%)

$15,340 + $38,300

$53,640

2023

$2,373 (+2.7%)

$15,218 + $36,752

$51,970

2022

$2,311 (+20.0%)

$14,210 + $29,480

$43,690

2021

$1,927 (+5.9%)

$14,510 + $27,760

$42,270

2020

$1,819 (+0.2%)

$5,990 + $29,590

$35,580

2019

$1,816

$5,990 + $27,160

$33,150

2018

$1,817 (+3.4%)

$5,990 + $26,740

$32,730

2017

$1,756 (+4.9%)

$5,150 + $26,750

$31,900

2016

$1,674 (+2.6%)

$3,160 + $27,880

$31,040

2015

$1,632 (−0.2%)

$3,160 + $27,880

$31,040

2014

$1,636 (−14.6%)

$3,560 + $27,040

$30,600

2013

$1,915

$3,560 + $26,430

$29,990

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

2,771 Sq. Ft.

Year renovated

1959

Sq. Ft.

1,000

Year built

1959

Style

Single Family Residential

County

Monroe County

APN

07-25-251-030-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 0
Parking Features: Off Street
Carport Spaces: 0

Interior

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 14x11
Room Length: 14
Room Width: 11
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 16x12
Room Length: 16
Room Width: 12
Room Level: Main

Room 3 Information
Room Type: Family Room
Room Dimensions: 20x12
Room Length: 20
Room Width: 12
Room Level: Main

Room 4 Information
Room Type: Master Bedroom
Room Dimensions: 13x12
Room Length: 13
Room Width: 12
Room Level: Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 12x9
Room Length: 12
Room Width: 9
Room Level: Main

Room 6 Information
Room Type: Bathroom
Room Dimensions: 9x5
Room Length: 9
Room Width: 5
Room Level: Main

Basement Information
Has Basement
Basement Features: Concrete, Full, Concrete, Unfinished

Other Rooms Information
# of Rooms: 6

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Window Features: Bay/Bow Window, Some Insulated Wndws, Some Storm Doors
Appliances: Dishwasher, Microwave, Electric Oven, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,000
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 750
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Level Lot, Sidewalks, Streetlights
Lot Size Acres: 0.0636
Lot Size Dimensions: 55x52x52x55
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $1,927
Tax Year: 2021

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,000
Stories: 1.0
Lot Size: 2,771 square feet
Style: Single Family Residential
Year Built: 1959
Year Renovated: 1959
County: Monroe County
APN: 07-25-251-030-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Thursday, July 13, 2023

Home Information
Living Area: 1000
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.7mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$173,000 – $209,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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New listings for sale in 62298

OPEN SAT, 12PM TO 2PM

$320,000

3 beds2.5 baths2,598 sq ft

118 Osterhage Dr, Waterloo, IL 62298

NEW 24 HRS AGO

$177,500

3 beds1 bath1,104 sq ft

403 S Moore St, Waterloo, IL 62298

COMING SOON

$215,000

3 beds1 bath1,797 sq ft

458 N Library St, Waterloo, IL 62298

OPEN SAT, 12PM TO 2PM

$339,900

3 beds2 baths1,500 sq ft

711 Ward, Waterloo, IL 62298

OPEN SUN, 12PM TO 2PM

$385,000

4 beds2 baths2,641 sq ft

106 Elmwood St, Waterloo, IL 62298

$300,000

2 beds3 baths1,681 sq ft

704 Ridge Rd, Waterloo, IL 62298

OPEN SUN, 1PM TO 3PM

$424,900

4 beds3 baths3,644 sq ft

624 Timberline Dr, Waterloo, IL 62298

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

$389,000

4 beds3 baths3,144 sq ft

1307 Rachael Ln, Waterloo, IL 62298

Home values near 303 W 4th St

Data from public records.

Address	Redfin Estimate
210 West 4th St, Waterloo, IL 4 Beds \| 2 Baths \| 2060 Sq. Ft.	$262,930
312 West 4th St, Waterloo, IL 4 Beds \| 2 Baths \| 2704 Sq. Ft.	$312,473

Address	Redfin Estimate
305 West 4th St, Waterloo, IL 2 Beds \| 2 Baths \| 1116 Sq. Ft.	$185,929
321 West 4th St, Waterloo, IL 2 Beds \| 2 Baths \| 816 Sq. Ft.	$173,506

Address	Redfin Estimate
316 West 4th St, Waterloo, IL 4 Beds \| 4 Baths \| 2170 Sq. Ft.	$342,267
313 West 4th St, Waterloo, IL 2 Beds \| 1 Baths \| 1432 Sq. Ft.	$200,368

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 303 W 4th St

Tax history for 303 W 4th St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 303 W 4th St

More real estate resources