OFF MARKET

Last listed at $285,000, closed on nov 2022

$314,409

Est. refi paymentEst. refi $2,162/mo

•

2,704

sq ft

312 W 4th St, Waterloo, IL 62298

About this home

Stunning, one-of-a-kind 4-bedroom, Victorian home in Waterloo, Illinois. This great lady has been lovingly cared for over her 123 years. The partially covered wrap-around porch welcomes you home as does the stained-glass windows. Inside you will be delighted with the grand wood staircase, soaring ceilings, and original, stained woodwork throughout. Light and airy with period details and loads of space for entertaining. Grand dining room has the requisite bay window on the main and upper levels. The kitchen has a center island with newer appliances. The beautiful back yard can be accessed from the kitchen. A combo laundry/pantry is just off the kitchen and a full bath. A multi-purpose den/office/bedroom completes the main level. Take the rear staircase to the upper level from the kitchen and fall in love with the large center hallway with period details. 4 large bedrooms with lots of windows are waiting to be claimed. Full bath with claw foot tub rounds out the upper level.

Single-familyProperty Type

1899Year Built

9,265 sq ftLot Size

$116Est. Price/Sq.Ft.

2 car garageParking

Listed by Judy Fruth-Long • RE/MAX Results Realty

Bought with Kevin Lanxon • Coldwell Banker Brown Realtors

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #22059332

Redfin Estimate

$314,409

$29K over list price of $285K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 30.6% higher than the average sale price ($241K) of 6 comparable homes.

SOLD SEP 28, 2026
$249,900
A
4 beds2 baths1,380 sq ft
306 Walnut St, Waterloo, IL 62298
SOLD OCT 9, 2026
$264,900
B
3 beds2 baths2,236 sq ft
523 Mary Dr, Waterloo, IL 62298
SOLD SEP 4, 2026
$275,000
C
4 beds2 baths3,004 sq ft
217 Magnolia Ave, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
D
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
E
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD JUN 1, 2026
$249,900
F
3 beds2.5 baths2,090 sq ft
308 Walnut St, Waterloo, IL 62298

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Earn from this home

Sell

$294,277

Est. take-home

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Refinance

Est. cash available

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Rent

$1,489/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

COMING SOON
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$380,000
3 beds2 baths1,849 sq ft
107 Kurken Dr, Waterloo, IL 62298
$495,000
4 beds2.5 baths1,895 sq ft
8329 Andy Rd, Waterloo, IL 62298
$549,900
5 beds3.5 baths3,950 sq ft
6131 Chantilly Bnd, Waterloo, IL 62298
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 312 W 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$4,828 (+14.3%)

$16,340 + $68,540

$84,880

2024

$4,225 (+0.3%)

$16,340 + $68,540

$84,880

2023

$4,214 (−0.6%)

$16,042 + $61,338

$77,380

2022

$4,239 (+4.7%)

$14,910 + $58,150

$73,060

2021

$4,048 (+3.0%)

$15,130 + $57,380

$72,510

2020

$3,930 (+1.6%)

$11,530 + $56,620

$68,150

2019

$3,868 (+10.1%)

$11,530 + $53,250

$64,780

2018

$3,513 (+3.1%)

$11,530 + $51,620

$63,150

2017

$3,406 (+1.2%)

$9,050 + $47,280

$56,330

2016

$3,365 (+0.8%)

$9,050 + $47,280

$56,330

2015

$3,339 (+3.9%)

$9,050 + $47,280

$56,330

2014

$3,213

$9,050 + $47,280

$56,330

2013

$3,214

$9,050 + $47,280

$56,330

Tax history for 312 W 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$4,828 (+14.3%)

$16,340 + $68,540

$84,880

2024

$4,225 (+0.3%)

$16,340 + $68,540

$84,880

2023

$4,214 (−0.6%)

$16,042 + $61,338

$77,380

2022

$4,239 (+4.7%)

$14,910 + $58,150

$73,060

2021

$4,048 (+3.0%)

$15,130 + $57,380

$72,510

2020

$3,930 (+1.6%)

$11,530 + $56,620

$68,150

2019

$3,868 (+10.1%)

$11,530 + $53,250

$64,780

2018

$3,513 (+3.1%)

$11,530 + $51,620

$63,150

2017

$3,406 (+1.2%)

$9,050 + $47,280

$56,330

2016

$3,365 (+0.8%)

$9,050 + $47,280

$56,330

2015

$3,339 (+3.9%)

$9,050 + $47,280

$56,330

2014

$3,213

$9,050 + $47,280

$56,330

2013

$3,214

$9,050 + $47,280

$56,330

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9,267 Sq. Ft.

Year renovated

1899

Sq. Ft.

1,352

Year built

1899

Style

Single Family Residential

County

Monroe County

APN

07-25-253-007-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Total: 0
Parking Features: Alley Access, Detached, Rear/Side Entry
Garage Spaces: 2
Carport Spaces: 0
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 0

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 16x16
Room Length: 16
Room Width: 16
Room Level: Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 15x19
Room Length: 15
Room Width: 19
Room Level: Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 15x15
Room Length: 15
Room Width: 15
Room Level: Main

Room 4 Information
Room Type: Den
Room Dimensions: 13x15
Room Length: 13
Room Width: 15
Room Level: Main

Room 5 Information
Room Type: Bathroom
Room Dimensions: 7x11
Room Length: 7
Room Width: 11
Room Level: Main

Room 6 Information
Room Type: Laundry
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 14x15
Room Length: 14
Room Width: 15
Room Level: Upper

Room 8 Information
Room Type: Bedroom
Room Dimensions: 14x16
Room Length: 14
Room Width: 16
Room Level: Upper

Room 9 Information
Room Type: Bedroom
Room Dimensions: 16x12
Room Length: 16
Room Width: 12
Room Level: Upper

Room 10 Information
Room Type: Bedroom
Room Dimensions: 12x14
Room Length: 12
Room Width: 14
Room Level: Upper

Room 11 Information
Room Type: Bathroom
Room Dimensions: 7x11
Room Length: 7
Room Width: 11

Basement Information
Has Basement
Basement Features: Cellar, Crawl Space, Partial

Other Rooms Information
# of Rooms: 11

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Ceiling Fan(s), Electric

Interior Features
Interior Features: Center Hall Plan, Historic/Period Mlwk, Special Millwork, Window Treatments, High Ceilings, Some Wood Floors
Window Features: Bay/Bow Window
Appliances: Dishwasher, Disposal, Microwave, Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Cedar, Frame

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,704
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: Other

Lot Information
Lot Size Acres: 0.2127
Lot Size Dimensions: 61X155

Financial

Tax Information
Tax Annual Amount: $4,048
Tax Year: 2021

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 to Park Street, left onto S Library, right onto W 4th Street. This beauty will be on the right side of the street!
Cross Street: South Church

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 1,352
Stories: 2.0
Lot Size: 9,267 square feet
Style: Single Family Residential
Year Built: 1899
Year Renovated: 1899
County: Monroe County
APN: 07-25-253-007-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Wednesday, September 14, 2022

Home Information
Living Area: 2704
Levels: Two

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.7mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$300,000 – $363,000

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Nearby similar homes

NEW CONSTRUCTION

$709,000

4 beds3 baths3,660 sq ft

208 Donna Ct, Columbia, IL 62236

$260,000

3 beds2 baths2,076 sq ft

708 S Library St, Waterloo, IL 62298

$700,000

5 beds5.5 baths2,520 sq ft

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NEW CONSTRUCTION

$439,900

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951 Forbs Dr, Waterloo, IL 62298

$365,000

4 beds3 baths2,451 sq ft

100 Willow Rdg, Valmeyer, IL 62295

$424,999

4 beds3.5 baths3,069 sq ft

1033 Turtle Dove Trl, Waterloo, IL 62298

New listings for sale in 62298

COMING SOON3D WALKTHROUGH

$560,000

4 beds3 baths2,741 sq ft

476 Hayden Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$380,000

3 beds2 baths1,849 sq ft

107 Kurken Dr, Waterloo, IL 62298

$495,000

4 beds2.5 baths1,895 sq ft

8329 Andy Rd, Waterloo, IL 62298

$549,900

5 beds3.5 baths3,950 sq ft

6131 Chantilly Bnd, Waterloo, IL 62298

$424,999

4 beds3.5 baths3,069 sq ft

1033 Turtle Dove Trl, Waterloo, IL 62298

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

Home values near 312 W 4th St

Data from public records.

Address	Redfin Estimate
305 W 4th Street, Waterloo, IL 2 Beds \| 2 Baths \| 1116 Sq. Ft.	$185,264
322 W 4th Street, Waterloo, IL 3 Beds \| 3 Baths \| 1012 Sq. Ft.	$222,243

Address	Redfin Estimate
316 W 4th Street, Waterloo, IL 4 Beds \| 4 Baths \| 2170 Sq. Ft.	$341,100
325 W 4th Street, Waterloo, IL 3 Beds \| 3 Baths \| 840 Sq. Ft.	$197,591

Address	Redfin Estimate
323 W 4th Street, Waterloo, IL 3 Beds \| 3 Baths \| 1344 Sq. Ft.	$218,242
320 W 4th Street, Waterloo, IL 2 Beds \| 3 Baths \| 1885 Sq. Ft.	$229,721

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 312 W 4th St

Tax history for 312 W 4th St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 312 W 4th St

More real estate resources